The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   318,799 2,896 SH   SOLE   0 0 2,896
ADVANCED MICRO DEVICES INC COM 007903107   296,589 2,012 SH   SOLE   0 0 2,012
AMAZON COM INC COM 023135106   3,395,934 22,350 SH   SOLE   0 0 22,350
AMERICAN CENTY ETF TR DIVERSIFID CRP 025072109   369,914 7,950 SH   SOLE   0 0 7,950
AMETEK INC COM 031100100   446,357 2,707 SH   SOLE   0 0 2,707
AMGEN INC COM 031162100   586,697 2,037 SH   SOLE   0 0 2,037
APPLE INC COM 037833100   6,309,369 32,771 SH   SOLE   0 0 32,771
BANK AMERICA CORP COM 060505104   223,846 6,648 SH   SOLE   0 0 6,648
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,142,382 3,203 SH   SOLE   0 0 3,203
BOEING CO COM 097023105   240,589 923 SH   SOLE   0 0 923
CVS HEALTH CORP COM 126650100   277,737 3,517 SH   SOLE   0 0 3,517
CHEVRON CORP NEW COM 166764100   263,081 1,764 SH   SOLE   0 0 1,764
COCA COLA CO COM 191216100   205,954 3,495 SH   SOLE   0 0 3,495
DISNEY WALT CO COM 254687106   247,202 2,738 SH   SOLE   0 0 2,738
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352   267,464 8,030 SH   SOLE   0 0 8,030
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   215,318 3,328 SH   SOLE   0 0 3,328
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   631,961 13,726 SH   SOLE   0 0 13,726
HOME DEPOT INC COM 437076102   226,129 653 SH   SOLE   0 0 653
HONEYWELL INTL INC COM 438516106   230,828 1,101 SH   SOLE   0 0 1,101
INTEL CORP COM 458140100   425,116 8,460 SH   SOLE   0 0 8,460
INTERNATIONAL BUSINESS MACHS COM 459200101   367,525 2,247 SH   SOLE   0 0 2,247
ISHARES GOLD TR ISHARES NEW 464285204   202,683 5,193 SH   SOLE   0 0 5,193
ISHARES TR CORE S&P TTL STK 464287150   4,057,040 38,554 SH   SOLE   0 0 38,554
ISHARES TR SELECT DIVID ETF 464287168   1,774,171 15,135 SH   SOLE   0 0 15,135
ISHARES TR TIPS BD ETF 464287176   321,017 2,986 SH   SOLE   0 0 2,986
ISHARES TR CORE S&P500 ETF 464287200   8,291,240 17,359 SH   SOLE   0 0 17,359
ISHARES TR CORE US AGGBD ET 464287226   824,767 8,310 SH   SOLE   0 0 8,310
ISHARES TR IBOXX INV CP ETF 464287242   2,079,626 18,793 SH   SOLE   0 0 18,793
ISHARES TR S&P 500 GRWT ETF 464287309   4,261,501 56,744 SH   SOLE   0 0 56,744
ISHARES TR S&P 500 VAL ETF 464287408   1,878,628 10,804 SH   SOLE   0 0 10,804
ISHARES TR 7-10 YR TRSY BD 464287440   370,039 3,839 SH   SOLE   0 0 3,839
ISHARES TR 1 3 YR TREAS BD 464287457   1,637,764 19,963 SH   SOLE   0 0 19,963
ISHARES TR RUS MID CAP ETF 464287499   710,117 9,136 SH   SOLE   0 0 9,136
ISHARES TR CORE S&P MCP ETF 464287507   1,153,723 4,163 SH   SOLE   0 0 4,163
ISHARES TR RUS 1000 VAL ETF 464287598   826,356 5,001 SH   SOLE   0 0 5,001
ISHARES TR RUS 1000 GRW ETF 464287614   1,622,218 5,351 SH   SOLE   0 0 5,351
ISHARES TR RUS 2000 GRW ETF 464287648   297,971 1,181 SH   SOLE   0 0 1,181
ISHARES TR CORE S&P US VLU 464287663   394,664 4,680 SH   SOLE   0 0 4,680
ISHARES TR U.S. TECH ETF 464287721   859,067 6,999 SH   SOLE   0 0 6,999
ISHARES TR U.S. REAL ES ETF 464287739   365,229 3,996 SH   SOLE   0 0 3,996
ISHARES TR U.S. FINLS ETF 464287788   240,172 2,812 SH   SOLE   0 0 2,812
ISHARES TR CORE S&P SCP ETF 464287804   10,803,452 99,801 SH   SOLE   0 0 99,801
ISHARES TR JPMORGAN USD EMG 464288281   279,111 3,134 SH   SOLE   0 0 3,134
ISHARES TR CALIF MUN BD ETF 464288356   660,516 11,400 SH   SOLE   0 0 11,400
ISHARES TR ISHS 1-5YR INVS 464288646   2,797,860 54,566 SH   SOLE   0 0 54,566
ISHARES TR SHORT TREAS BD 464288679   582,588 5,290 SH   SOLE   0 0 5,290
ISHARES TR PFD AND INCM SEC 464288687   791,316 25,371 SH   SOLE   0 0 25,371
ISHARES TR MODERT ALLOC ETF 464289875   4,988,746 120,182 SH   SOLE   0 0 120,182
ISHARES TR CONSER ALLOC ETF 464289883   5,226,569 144,580 SH   SOLE   0 0 144,580
JOHNSON & JOHNSON COM 478160104   922,147 5,883 SH   SOLE   0 0 5,883
ELI LILLY & CO COM 532457108   358,137 614 SH   SOLE   0 0 614
MICROSOFT CORP COM 594918104   4,143,561 11,019 SH   SOLE   0 0 11,019
PEPSICO INC COM 713448108   234,987 1,384 SH   SOLE   0 0 1,384
PROCTER AND GAMBLE CO COM 742718109   3,250,869 22,184 SH   SOLE   0 0 22,184
RLI CORP COM 749607107   246,538 1,852 SH   SOLE   0 0 1,852
REALTY INCOME CORP COM 756109104   1,533,622 26,709 SH   SOLE   0 0 26,709
REPLIGEN CORP COM 759916109   309,256 1,720 SH   SOLE   0 0 1,720
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   219,429 2,645 SH   SOLE   0 0 2,645
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,839,719 24,165 SH   SOLE   0 0 24,165
STARBUCKS CORP COM 855244109   267,555 2,787 SH   SOLE   0 0 2,787
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,473,019 26,250 SH   SOLE   0 0 26,250
VANGUARD STAR FDS VG TL INTL STK F 921909768   991,995 17,115 SH   SOLE   0 0 17,115
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   751,129 2,774 SH   SOLE   0 0 2,774
VANGUARD BD INDEX FDS INTERMED TERM 921937819   249,457 3,266 SH   SOLE   0 0 3,266
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   202,400 2,628 SH   SOLE   0 0 2,628
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,023,433 13,915 SH   SOLE   0 0 13,915
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   408,004 8,518 SH   SOLE   0 0 8,518
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   13,830,134 123,893 SH   SOLE   0 0 123,893
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   3,457,158 51,995 SH   SOLE   0 0 51,995
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   269,697 4,804 SH   SOLE   0 0 4,804
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,050,663 25,564 SH   SOLE   0 0 25,564
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,691,489 3,872 SH   SOLE   0 0 3,872
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,435,399 16,245 SH   SOLE   0 0 16,245
VANGUARD INDEX FDS SM CP VAL ETF 922908611   241,170 1,340 SH   SOLE   0 0 1,340
VANGUARD INDEX FDS MID CAP ETF 922908629   369,596 1,589 SH   SOLE   0 0 1,589
VANGUARD INDEX FDS GROWTH ETF 922908736   13,294,936 42,765 SH   SOLE   0 0 42,765
VANGUARD INDEX FDS VALUE ETF 922908744   5,992,483 40,084 SH   SOLE   0 0 40,084
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,547,371 7,253 SH   SOLE   0 0 7,253
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,787,722 7,536 SH   SOLE   0 0 7,536
WELLS FARGO CO NEW COM 949746101   287,812 5,847 SH   SOLE   0 0 5,847
RTX CORPORATION COM 75513E101   327,327 3,890 SH   SOLE   0 0 3,890
INVESCO QQQ TR UNIT SER 1 46090E103   1,778,229 4,342 SH   SOLE   0 0 4,342
EDWARDS LIFESCIENCES CORP COM 28176E108   257,954 3,383 SH   SOLE   0 0 3,383
FORTINET INC COM 34959E109   293,118 5,008 SH   SOLE   0 0 5,008
AT&T INC COM 00206R102   404,839 24,126 SH   SOLE   0 0 24,126
ABBVIE INC COM 00287Y109   580,912 3,749 SH   SOLE   0 0 3,749
ALPHABET INC CAP STK CL C 02079K107   1,055,076 7,487 SH   SOLE   0 0 7,487
ALPHABET INC CAP STK CL A 02079K305   695,866 4,982 SH   SOLE   0 0 4,982
ALTRIA GROUP INC COM 02209S103   290,488 7,201 SH   SOLE   0 0 7,201
CISCO SYS INC COM 17275R102   271,977 5,384 SH   SOLE   0 0 5,384
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   393,876 11,846 SH   SOLE   0 0 11,846
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   558,506 23,165 SH   SOLE   0 0 23,165
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   2,833,844 54,676 SH   SOLE   0 0 54,676
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   2,674,554 44,860 SH   SOLE   0 0 44,860
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   393,162 12,274 SH   SOLE   0 0 12,274
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   15,587,476 533,270 SH   SOLE   0 0 533,270
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   630,974 20,269 SH   SOLE   0 0 20,269
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   3,634,421 97,647 SH   SOLE   0 0 97,647
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   440,561 12,822 SH   SOLE   0 0 12,822
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   551,625 13,010 SH   SOLE   0 0 13,010
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   4,638,034 189,928 SH   SOLE   0 0 189,928
EOS ENERGY ENTERPRISES INC COM CL A 29415C101   23,435 21,500 SH   SOLE   0 0 21,500
EXXON MOBIL CORP COM 30231G102   1,359,950 13,602 SH   SOLE   0 0 13,602
META PLATFORMS INC CL A 30303M102   946,135 2,673 SH   SOLE   0 0 2,673
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107   663,213 24,701 SH   SOLE   0 0 24,701
INVESCO EXCHANGE TRADED FD T LARGE CAP GROWTH 46137V746   217,560 2,800 SH   SOLE   0 0 2,800
ISHARES TR FLTG RATE NT ETF 46429B655   227,689 4,498 SH   SOLE   0 0 4,498
ISHARES TR CORE HIGH DV ETF 46429B663   1,864,185 18,278 SH   SOLE   0 0 18,278
ISHARES TR MSCI USA MIN VOL 46429B697   5,480,531 70,236 SH   SOLE   0 0 70,236
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   895,366 17,723 SH   SOLE   0 0 17,723
ISHARES TR MSCI USA QLT FCT 46432F339   807,950 5,491 SH   SOLE   0 0 5,491
ISHARES TR MSCI USA MMENTM 46432F396   448,835 2,861 SH   SOLE   0 0 2,861
ISHARES TR CORE MSCI TOTAL 46432F834   467,756 7,204 SH   SOLE   0 0 7,204
ISHARES TR CORE MSCI EAFE 46432F842   1,995,559 28,366 SH   SOLE   0 0 28,366
ISHARES TR CORE 1 5 YR USD 46432F859   2,166,339 45,550 SH   SOLE   0 0 45,550
ISHARES INC CORE MSCI EMKT 46434G103   503,338 9,951 SH   SOLE   0 0 9,951
ISHARES TR 0-5YR INVT GR CP 46434V100   455,346 9,255 SH   SOLE   0 0 9,255
ISHARES TR CORE TOTAL USD 46434V613   2,278,438 49,456 SH   SOLE   0 0 49,456
ISHARES TR CORE DIV GRWTH 46434V621   540,028 10,034 SH   SOLE   0 0 10,034
ISHARES TR U.S. FIXED INCME 46435U796   370,630 4,295 SH   SOLE   0 0 4,295
JPMORGAN CHASE & CO COM 46625H100   626,529 3,683 SH   SOLE   0 0 3,683
MASTERCARD INCORPORATED CL A 57636Q104   227,444 533 SH   SOLE   0 0 533
MERCK & CO INC COM 58933Y105   224,908 2,063 SH   SOLE   0 0 2,063
NVIDIA CORPORATION COM 67066G104   508,350 1,027 SH   SOLE   0 0 1,027
NUVEEN FLOATING RATE INCOME COM 67072T108   147,948 17,999 SH   SOLE   0 0 17,999
PARSONS CORP DEL COM 70202L102   251,216 4,006 SH   SOLE   0 0 4,006
PROLOGIS INC. COM 74340W103   963,226 7,226 SH   SOLE   0 0 7,226
SPDR S&P 500 ETF TR TR UNIT 78462F103   659,848 1,388 SH   SOLE   0 0 1,388
SPDR GOLD TR GOLD SHS 78463V107   548,849 2,871 SH   SOLE   0 0 2,871
SPDR SER TR FTSE INT GVT ETF 78464A490   277,536 6,617 SH   SOLE   0 0 6,617
SPDR SER TR S&P DIVID ETF 78464A763   600,688 4,807 SH   SOLE   0 0 4,807
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,857,162 3,660 SH   SOLE   0 0 3,660
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   656,360 9,112 SH   SOLE   0 0 9,112
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   573,558 15,254 SH   SOLE   0 0 15,254
TESLA INC COM 88160R101   1,457,392 5,865 SH   SOLE   0 0 5,865
UNITEDHEALTH GROUP INC COM 91324P102   239,366 455 SH   SOLE   0 0 455
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   208,537 4,218 SH   SOLE   0 0 4,218
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   2,094,932 35,915 SH   SOLE   0 0 35,915
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,223,951 15,819 SH   SOLE   0 0 15,819
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573   297,484 3,839 SH   SOLE   0 0 3,839
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   377,058 4,639 SH   SOLE   0 0 4,639
VERIZON COMMUNICATIONS INC COM 92343V104   603,765 16,015 SH   SOLE   0 0 16,015
VERTEX PHARMACEUTICALS INC COM 92532F100   329,174 809 SH   SOLE   0 0 809
VISA INC COM CL A 92826C839   223,437 858 SH   SOLE   0 0 858
WASTE MGMT INC DEL COM 94106L109   289,228 1,615 SH   SOLE   0 0 1,615
WELLTOWER INC COM 95040Q104   447,063 4,958 SH   SOLE   0 0 4,958
WORKHORSE GROUP INC COM NEW 98138J206   3,654 10,150 SH   SOLE   0 0 10,150