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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   7,947,664 44,061 SH   SOLE   44,061 0 0
PRUDENTIAL FINL INC COM 744320102   357,131 3,042 SH   SOLE   3,042 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717W851   1,060,913 9,778 SH   SOLE   9,778 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   1,231,267 2,773 SH   SOLE   2,773 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,004,991 4,825 SH   SOLE   4,825 0 0
STARBUCKS CORP COM 855244109   761,279 8,330 SH   SOLE   8,330 0 0
ELEVANCE HEALTH INC COM 036752103   3,142,583 6,060 SH   SOLE   6,060 0 0
ISHARES GOLD TR ISHARES NEW 464285204   12,253,939 291,691 SH   SOLE   291,691 0 0
EBAY INC. COM 278642103   534,767 10,132 SH   SOLE   10,132 0 0
BLACKROCK MUNIYIELD N Y QUAL COM 09255E102   134,603 12,795 SH   SOLE   12,795 0 0
VULCAN MATLS CO COM 929160109   358,617 1,314 SH   SOLE   1,314 0 0
JOHNSON & JOHNSON COM 478160104   2,513,816 15,891 SH   SOLE   15,891 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   421,038 1,620 SH   SOLE   1,620 0 0
VANGUARD WORLD FD ENERGY ETF 92204A306   355,458 2,699 SH   SOLE   2,699 0 0
COSTCO WHSL CORP NEW COM 22160K105   2,191,795 2,992 SH   SOLE   2,992 0 0
CLEVELAND-CLIFFS INC NEW COM 185899101   770,727 33,893 SH   SOLE   33,893 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   368,036 8,959 SH   SOLE   8,959 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   303,661 727 SH   SOLE   727 0 0
SHELL PLC SPON ADS 780259305   505,990 7,548 SH   SOLE   7,548 0 0
ISHARES TR US INDUSTRIALS 464287754   270,151 2,149 SH   SOLE   2,149 0 0
PROCTER AND GAMBLE CO COM 742718109   939,752 5,792 SH   SOLE   5,792 0 0
COCA COLA CO COM 191216100   951,349 15,550 SH   SOLE   15,550 0 0
ISHARES TR U.S. ENERGY ETF 464287796   526,505 10,658 SH   SOLE   10,658 0 0
OCCIDENTAL PETE CORP COM 674599105   1,927,018 29,651 SH   SOLE   29,651 0 0
INTEL CORP COM 458140100   507,911 11,499 SH   SOLE   11,499 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   355,597 894 SH   SOLE   894 0 0
MERCK & CO INC COM 58933Y105   756,337 5,732 SH   SOLE   5,732 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,402,874 2,682 SH   SOLE   2,682 0 0
MASTERCARD INCORPORATED CL A 57636Q104   2,238,077 4,647 SH   SOLE   4,647 0 0
ISHARES TR TIPS BD ETF 464287176   957,668 8,916 SH   SOLE   8,916 0 0
ISHARES TR S&P 100 ETF 464287101   576,218 2,329 SH   SOLE   2,329 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   273,542 6,519 SH   SOLE   6,519 0 0
PEPSICO INC COM 713448108   377,672 2,158 SH   SOLE   2,158 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   1,480,954 18,109 SH   SOLE   18,109 0 0
KIMBERLY-CLARK CORP COM 494368103   594,751 4,598 SH   SOLE   4,598 0 0
HONEYWELL INTL INC COM 438516106   419,361 2,043 SH   SOLE   2,043 0 0
HOME DEPOT INC COM 437076102   1,543,606 4,024 SH   SOLE   4,024 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   513,775 2,057 SH   SOLE   2,057 0 0
BRIGHTHOUSE FINL INC COM 10922N103   842,267 16,342 SH   SOLE   16,342 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,487,595 10,070 SH   SOLE   10,070 0 0
SPDR GOLD TR GOLD SHS 78463V107   695,334 3,380 SH   SOLE   3,380 0 0
ANGI INC COM CL A NEW 00183L102   55,122 21,039 SH   SOLE   21,039 0 0
TECK RESOURCES LTD CL B 878742204   727,124 15,883 SH   SOLE   15,883 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   341,095 1,012 SH   SOLE   1,012 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,262,028 11,419 SH   SOLE   11,419 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   46,883,158 111,489 SH   SOLE   111,489 0 0
ADOBE INC COM 00724F101   230,602 457 SH   SOLE   457 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,276,113 29,441 SH   SOLE   29,441 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   336,816 6,445 SH   SOLE   6,445 0 0
ALPHABET INC CAP STK CL A 02079K305   4,428,739 29,343 SH   SOLE   29,343 0 0
FISERV INC COM 337738108   241,488 1,511 SH   SOLE   1,511 0 0
UNILEVER PLC SPON ADR NEW 904767704   478,855 9,541 SH   SOLE   9,541 0 0
MICROSOFT CORP COM 594918104   6,442,805 15,314 SH   SOLE   15,314 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   263,768 30,214 SH   SOLE   30,214 0 0
AMERIPRISE FINL INC COM 03076C106   1,537,171 3,506 SH   SOLE   3,506 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   634,440 1 SH   SOLE   1 0 0
BOEING CO COM 097023105   220,395 1,142 SH   SOLE   1,142 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   436,285 1,909 SH   SOLE   1,909 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   888,206 3,555 SH   SOLE   3,555 0 0
NEXTERA ENERGY INC COM 65339F101   259,627 4,062 SH   SOLE   4,062 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   49,509,392 852,581 SH   SOLE   852,581 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   374,129 1,383 SH   SOLE   1,383 0 0
NORFOLK SOUTHN CORP COM 655844108   1,159,913 4,551 SH   SOLE   4,551 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   354,427 676 SH   SOLE   676 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   8,808,694 210,382 SH   SOLE   210,382 0 0
DOLLAR TREE INC COM 256746108   624,607 4,691 SH   SOLE   4,691 0 0
AMERICAN RES CORP CL A 02927U208   14,100 10,000 SH   SOLE   10,000 0 0
ARCH CAP GROUP LTD ORD G0450A105   409,417 4,429 SH   SOLE   4,429 0 0
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   2,800,278 48,339 SH   SOLE   48,339 0 0
KKR & CO INC COM 48251W104   1,102,500 10,961 SH   SOLE   10,961 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   313,150 3,040 SH   SOLE   3,040 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,099,563 2,287 SH   SOLE   2,287 0 0
CONSOLIDATED EDISON INC COM 209115104   206,484 2,274 SH   SOLE   2,274 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   901,557 5,323 SH   SOLE   5,323 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   212,360 6,716 SH   SOLE   6,716 0 0
ELI LILLY & CO COM 532457108   427,878 550 SH   SOLE   550 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   214,910 1,950 SH   SOLE   1,950 0 0
SOURCE CAP INC COM 836144105   4,322,650 101,733 SH   SOLE   101,733 0 0
MICRON TECHNOLOGY INC COM 595112103   2,068,482 17,546 SH   SOLE   17,546 0 0
IAC INC COM NEW 44891N208   988,977 18,541 SH   SOLE   18,541 0 0
ISHARES TR SELECT DIVID ETF 464287168   207,558 1,685 SH   SOLE   1,685 0 0
LIFETIME BRANDS INC COM 53222Q103   235,182 22,441 SH   SOLE   22,441 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   5,573,995 29,049 SH   SOLE   29,049 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   383,830 16,681 SH   SOLE   16,681 0 0
AIRBNB INC COM CL A 009066101   230,119 1,395 SH   SOLE   1,395 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   3,419,558 133,109 SH   SOLE   133,109 0 0
STELLANTIS N.V SHS N82405106   1,316,007 46,502 SH   SOLE   46,502 0 0
XYLEM INC COM 98419M100   221,259 1,712 SH   SOLE   1,712 0 0
ROBLOX CORP CL A 771049103   569,378 14,913 SH   SOLE   14,913 0 0
VISA INC COM CL A 92826C839   250,614 898 SH   SOLE   898 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   2,797,372 17,177 SH   SOLE   17,177 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   500,935 1,455 SH   SOLE   1,455 0 0
META PLATFORMS INC CL A 30303M102   9,665,976 19,906 SH   SOLE   19,906 0 0
TIDAL ETF TR GOTHAM 1000 VALU 886364520   3,505,584 146,960 SH   SOLE   146,960 0 0
BROADCOM INC COM 11135F101   266,407 201 SH   SOLE   201 0 0
DIAMONDBACK ENERGY INC COM 25278X109   347,392 1,753 SH   SOLE   1,753 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   11,174,220 233,331 SH   SOLE   233,331 0 0
U HAUL HOLDING COMPANY COM SER N 023586506   1,976,487 29,641 SH   SOLE   29,641 0 0
ROYAL BK CDA COM 780087102   402,612 3,991 SH   SOLE   3,991 0 0
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105   1,134,036 26,988 SH   SOLE   26,988 0 0
NVIDIA CORPORATION COM 67066G104   884,936 979 SH   SOLE   979 0 0
ABBVIE INC COM 00287Y109   3,725,716 20,460 SH   SOLE   20,460 0 0
S&P GLOBAL INC COM 78409V104   1,922,899 4,520 SH   SOLE   4,520 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   812,185 13,848 SH   SOLE   13,848 0 0
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867   1,767,850 58,480 SH   SOLE   58,480 0 0
BLACKSTONE INC COM 09260D107   559,111 4,256 SH   SOLE   4,256 0 0
MCDONALDS CORP COM 580135101   401,255 1,423 SH   SOLE   1,423 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   1,070,645 7,790 SH   SOLE   7,790 0 0
CISCO SYS INC COM 17275R102   308,194 6,175 SH   SOLE   6,175 0 0
LIBERTY GLOBAL LTD COM CL C G61188127   536,626 30,421 SH   SOLE   30,421 0 0
CYTOKINETICS INC COM NEW 23282W605   365,554 5,214 SH   SOLE   5,214 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   370,971 3,994 SH   SOLE   3,994 0 0
ISHARES TR ISHARES BIOTECH 464287556   488,472 3,560 SH   SOLE   3,560 0 0
GENERAL ELECTRIC CO COM NEW 369604301   256,625 1,462 SH   SOLE   1,462 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   409,155 2,225 SH   SOLE   2,225 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   497,515 3,950 SH   SOLE   3,950 0 0
ISHARES TR U.S. TECH ETF 464287721   254,453 1,884 SH   SOLE   1,884 0 0
AMBEV SA SPONSORED ADR 02319V103   90,813 36,618 SH   SOLE   36,618 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   204,936 2,427 SH   SOLE   2,427 0 0
ISHARES TR CORE S&P500 ETF 464287200   742,856 1,413 SH   SOLE   1,413 0 0
WELLS FARGO CO NEW COM 949746101   1,586,372 27,370 SH   SOLE   27,370 0 0
UNION PAC CORP COM 907818108   202,646 824 SH   SOLE   824 0 0
CARMAX INC COM 143130102   939,481 10,785 SH   SOLE   10,785 0 0
ISHARES TR PFD AND INCM SEC 464288687   348,084 10,800 SH   SOLE   10,800 0 0
SALESFORCE INC COM 79466L302   1,483,530 4,926 SH   SOLE   4,926 0 0
REPUBLIC SVCS INC COM 760759100   209,435 1,094 SH   SOLE   1,094 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   298,161 513 SH   SOLE   513 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   977,400 6,269 SH   SOLE   6,269 0 0
JPMORGAN CHASE & CO COM 46625H100   7,828,466 39,084 SH   SOLE   39,084 0 0
CHEVRON CORP NEW COM 166764100   557,611 3,535 SH   SOLE   3,535 0 0
ISHARES TR NATIONAL MUN ETF 464288414   375,524 3,490 SH   SOLE   3,490 0 0
MARKEL GROUP INC COM 570535104   3,742,841 2,460 SH   SOLE   2,460 0 0
DANAHER CORPORATION COM 235851102   1,183,755 4,740 SH   SOLE   4,740 0 0
BANK AMERICA CORP COM 060505104   4,153,795 109,541 SH   SOLE   109,541 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   364,802 3,150 SH   SOLE   3,150 0 0
ORACLE CORP COM 68389X105   4,113,037 32,745 SH   SOLE   32,745 0 0
RTX CORPORATION COM 75513E101   927,122 9,506 SH   SOLE   9,506 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,154,314 27,635 SH   SOLE   27,635 0 0
TEXAS INSTRS INC COM 882508104   218,459 1,254 SH   SOLE   1,254 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   371,439 3,070 SH   SOLE   3,070 0 0
PFIZER INC COM 717081103   1,072,282 38,641 SH   SOLE   38,641 0 0
ALPHABET INC CAP STK CL C 02079K107   15,622,229 102,602 SH   SOLE   102,602 0 0
AMERICAN EXPRESS CO COM 025816109   11,508,985 50,547 SH   SOLE   50,547 0 0
AMGEN INC COM 031162100   978,813 3,443 SH   SOLE   3,443 0 0
VANGUARD WORLD FD UTILITIES ETF 92204A876   333,209 2,337 SH   SOLE   2,337 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   522,713 5,522 SH   SOLE   5,522 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   517,283 8,407 SH   SOLE   8,407 0 0
LEXICON PHARMACEUTICALS INC COM NEW 528872302   28,800 12,000 SH   SOLE   12,000 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   1,086,196 15,011 SH   SOLE   15,011 0 0
WAYFAIR INC CL A 94419L101   1,809,409 26,656 SH   SOLE   26,656 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281   370,515 7,285 SH   SOLE   7,285 0 0
LIBERTY BROADBAND CORP COM SER C 530307305   878,366 15,348 SH   SOLE   15,348 0 0
BARRICK GOLD CORP COM 067901108   190,495 11,448 SH   SOLE   11,448 0 0
EXXON MOBIL CORP COM 30231G102   5,374,065 46,232 SH   SOLE   46,232 0 0
UNITEDHEALTH GROUP INC COM 91324P102   3,301,962 6,675 SH   SOLE   6,675 0 0
DEERE & CO COM 244199105   230,761 562 SH   SOLE   562 0 0
AMERICAN INTL GROUP INC COM NEW 026874784   918,576 11,751 SH   SOLE   11,751 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   341,249 5,198 SH   SOLE   5,198 0 0
SCHWAB CHARLES CORP COM 808513105   2,337,670 32,315 SH   SOLE   32,315 0 0
BLACKROCK INC COM 09247X101   1,236,377 1,483 SH   SOLE   1,483 0 0
ISHARES TR CORE S&P MCP ETF 464287507   239,012 3,935 SH   SOLE   3,935 0 0
ISHARES TR MSCI EAFE ETF 464287465   516,774 6,471 SH   SOLE   6,471 0 0
APPLE INC COM 037833100   25,924,931 151,183 SH   SOLE   151,183 0 0
DISNEY WALT CO COM 254687106   2,316,281 18,930 SH   SOLE   18,930 0 0
BOOKING HOLDINGS INC COM 09857L108   2,826,381 779 SH   SOLE   779 0 0