The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Adobe Inc Rg COM 00724F101 4,089 7,915 SH   SOLE   0 0 7,915
Alphabet Inc C Rg CAP STK CL C 02079K107 8,920 3,383 SH   SOLE   0 0 3,383
Amazon.com Inc Rg COM 023135106 309 102 SH   SOLE   0 0 102
Costco Wholesale Corp Rg COM 22160K105 6,107 11,807 SH   SOLE   0 0 11,807
Energy Select Sector SPDR Fund ETF dist. (USD) ENERGY 81369Y506 1,163 23,000 SH   SOLE   0 0 23,000
First Trust Exchange-Traded AlphaDEX Fund II ETF dist. (USD) GERMANY ALPHA 33737J190 555 11,350 SH   SOLE   0 0 11,350
First Trust Long/Short Equity ETF dist. (USD) LNG/SHT EQUITY 33739P103 1,304 27,450 SH   SOLE   0 0 27,450
IBM Corp Rg COM 459200101 727 5,971 SH   SOLE   0 0 5,971
Invesco S&P 500 Equal Weight ETF dist. (USD) S&P500 EQL WGT 46137V357 3,537 23,857 SH   SOLE   0 0 23,857
iShares Asia 50 ETF dist. (USD) ASIA 50 ETF 464288430 439 6,300 SH   SOLE   0 0 6,300
iShares Biotechnology Index Fund ETF dist. (USD) ISHARES BIOTECH 464287556 987 7,100 SH   SOLE   0 0 7,100
iShares Dow Jones U.S. Medical Devices Index Fu nd ETF dist. (USD) U.S. MED DVC ETF 464288810 1,080 18,000 SH   SOLE   0 0 18,000
iShares Edge MSCI Min Vol USA ETF dist. (USD) MSCI USA MIN VOL 46429B697 862 11,700 SH   SOLE   0 0 11,700
iShares MSCI All Country Asia ex Japan ETF dist. (USD) / AAXJ MSCI AC ASIA ETF 464288182 477 6,340 SH   SOLE   0 0 6,340
iShares MSCI Switzerland Capped ETF dist. (USD) MSCI SWITZERLAND 464286749 1,089 22,672 SH   SOLE   0 0 22,672
Kyndryl Holdings Incorporation Rg COMMON STOCK 50155Q100 27 1,644 SH   SOLE   0 0 1,644
Litman Gregory Funds Trust ETF thes./dist. (USD) IMGP DBI MANAGED 53700T827 94 4,000 SH   SOLE   0 0 4,000
Microsoft Corp Rg COM 594918104 925 3,021 SH   SOLE   0 0 3,021
Nokia Corp Rg spons. ADR SPONSORED ADR 654902204 1,086 191,695 SH   SOLE   0 0 191,695
SPDR FactSet Innovative Technology ETF dist. (USD) FACTST INV ETF 78464A110 904 5,200 SH   SOLE   0 0 5,200
SPDR Gold Shares ETF dist. (USD) / GLD GOLD SHS 78463V107 10,390 66,700 SH   SOLE   0 0 66,700
SPDR S&P Aerospace & Defense ETF dist. (USD) AEROSPACE DEF 78464A631 530 5,000 SH   SOLE   0 0 5,000
SSGA SPDR S&P 500 ETF Trust dist. (USD) / SPY TR UNIT 78462F103 2,402 5,552 SH   SOLE   0 0 5,552
Target COM 87612E106 671 3,186 SH   SOLE   0 0 3,186
Twitter Inc COM 90184L102 5,312 134,891 SH   SOLE   0 0 134,891
Vanguard FTSE Developed Markets ETF dist. (USD) FTSE DEV MKT ETF 921943858 5,049 108,525 SH   SOLE   0 0 108,525
Vanguard FTSE Europe ETF dist. (USD) FTSE EUROPE ETF 922042874 2,046 32,914 SH   SOLE   0 0 32,914
Vanguard S&P 500 ETF dist. (USD) S&P 500 ETF SHS 922908363 106 267 SH   SOLE   0 0 267
Vanguard Total World Stock ETF dist. (USD) / VT TT WRLD ST ETF 922042742 31,897 325,867 SH   SOLE   0 0 325,867
Walmart Inc Rg COM 931142103 15,570 118,106 SH   SOLE   0 0 118,106
WisdomTree International Hedged Quality Dividend Growth Fund ETF dist. (USD) ITL HDG QTLY DIV 97717X594 646 15,500 SH   SOLE   0 0 15,500