The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard FTSE Emerging Markets ETF FTSE EMR MKT ETF 922042858   32,270,478 823,017 SH   SOLE   823,017 0 0
iShares Core S&P Small-Cap CORE S&P SCP ETF 464287804   17,434,522 184,825 SH   SOLE   184,825 0 0
Ishares Msci Etf MSCI EMERG MRKT 464286533   14,050,219 263,359 SH   SOLE   263,359 0 0
iShares Core S&P 500 CORE S&P500 ETF 464287200   12,806,087 29,821 SH   SOLE   29,821 0 0
iShares TIPS Bond TIPS BD ETF 464287176   11,800,275 113,770 SH   SOLE   113,770 0 0
T. Rowe Price Dividend Growth ETF PRICE DIV GRWT 87283Q404   11,474,264 357,677 SH   SOLE   357,677 0 0
iShares Core MSCI Emerging Markets CORE MSCI EMKT 46434G103   11,314,617 237,752 SH   SOLE   237,752 0 0
JPMorgan Active Growth ETF ACTIVE GROWTH 46654Q609   9,791,759 181,699 SH   SOLE   181,699 0 0
Vanguard Value ETF VALUE ETF 922908744   9,245,122 67,028 SH   SOLE   67,028 0 0
Vanguard Small-Cap ETF SMALL CP ETF 922908751   7,202,488 38,094 SH   SOLE   38,094 0 0
Timothy Plan High Dividend Stock ETF HIG DV STK ETF 887432326   7,028,890 229,604 SH   SOLE   229,604 0 0
LITMAN GREGORY FDS TR IMGP DBI MANAGED FUTURES ST IMGP DBI MANAGED 53700T827   5,737,162 198,518 SH   SOLE   198,518 0 0
Ishares Tr S&P 500/ Growth Index Fd S&P 500 GRWT ETF 464287309   5,609,865 81,992 SH   SOLE   81,992 0 0
Vanguard REIT ETF REAL ESTATE ETF 922908553   4,835,637 63,913 SH   SOLE   63,913 0 0
Avantis International Small Cap Value ETF INTL SMCP VLU 025072802   4,647,976 80,345 SH   SOLE   80,345 0 0
iShares Core MSCI EAFE CORE MSCI EAFE 46432F842   3,731,199 57,983 SH   SOLE   57,983 0 0
Abbvie Inc COM 00287Y109   3,706,824 24,868 SH   SOLE   24,868 0 0
SPDR Portfolio Long Term Treasury ETF PORTFOLIO LN TSR 78464A664   3,675,000 140,535 SH   SOLE   140,535 0 0
Jp Morgan Etf TRUST Ultra Short Income E ULTRA SHRT INC 46641Q837   3,514,402 70,036 SH   SOLE   70,036 0 0
Abbott Laboratories COM 002824100   3,093,195 31,938 SH   SOLE   31,938 0 0
Inspire International ESG ETF INSPIRE INTL ETF 66538H419   2,565,768 97,373 SH   SOLE   97,373 0 0
Vanguard Bd Index Fd Inc Short Term Bd E SHORT TRM BOND 921937827   2,313,044 30,771 SH   SOLE   30,771 0 0
iShares MSCI EAFE Small-Cap EAFE SML CP ETF 464288273   2,152,436 38,116 SH   SOLE   38,116 0 0
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835   2,117,074 30,339 SH   SOLE   30,339 0 0
Vanguard Short-Term Treasury ETF SHORT TERM TREAS 92206C102   2,051,029 35,608 SH   SOLE   35,608 0 0
OneAscent Emerging Markets ETF ONEASCENT EMGRG 90470L469   2,022,055 75,467 SH   SOLE   75,467 0 0
iShares Core US Aggregate Bond CORE US AGGBD ET 464287226   1,854,915 19,725 SH   SOLE   19,725 0 0
iShares S&P 500 Value Index S&P 500 VAL ETF 464287408   1,770,041 11,506 SH   SOLE   11,506 0 0
Inspire 100 ETF INSPIRE 100 ETF 66538H534   1,635,966 52,334 SH   SOLE   52,334 0 0
iShares Short Treasury Bond SHORT TREAS BD 464288679   1,609,829 14,573 SH   SOLE   14,573 0 0
Northern Lts Fd Tr IV Inspire Gbl Hope INSPIRE GBL HOPE 66538H658   1,415,770 44,451 SH   SOLE   44,451 0 0
Timothy Plan US Small Cap Core ETF U S SM CP CORE 887432342   1,389,205 44,843 SH   SOLE   44,843 0 0
iShares 20 Year Treasury Bond 20 YR TR BD ETF 464287432   1,109,068 12,505 SH   SOLE   12,505 0 0
Quanta Services Inc Ltd Vote Com Stk COM 74762E102   1,098,405 5,872 SH   SOLE   5,872 0 0
SPDR Bloomberg Barclays 1-3 Month T-Bill ETF BLOOMBERG 1-3 MO 78468R663   1,091,096 11,883 SH   SOLE   11,883 0 0
JP MORGAN ETF TRUST EQUITY PRE MIUM INCOME ETF EQUITY PREMIUM 46641Q332   1,015,521 18,960 SH   SOLE   18,960 0 0
SPDR Blackstone Senior Loan ETF BLACKSTONE SENR 78467V608   971,157 23,161 SH   SOLE   23,161 0 0
TIMOTHY PLAN TIMOTHY PLAN INTE RNATL ETF INTL ETF 887432334   896,212 37,387 SH   SOLE   37,387 0 0
Timothy Plan US Large/Mid Cap Core ETF US LRGMD CP CORE 887432359   862,214 25,013 SH   SOLE   25,013 0 0
BALLAST SMALL MID CAP ETF BALLAST SMLMD CP 90470L550   840,798 24,402 SH   SOLE   24,402 0 0
Schwab Emerging Markets Equity ETF EMRG MKTEQ ETF 808524706   706,976 29,531 SH   SOLE   29,531 0 0
Schwab Short Term US SHT TM US TRES 808524862   639,855 13,361 SH   SOLE   13,361 0 0
iShares National AMT-Free Muni Bond NATIONAL MUN ETF 464288414   561,250 5,473 SH   SOLE   5,473 0 0
Spdr Gold Tr Gold Shs GOLD SHS 78463V107   554,984 3,237 SH   SOLE   3,237 0 0
JPMorgan Core Plus Bond ETF CORE PLUS BD ETF 46641Q670   520,604 11,654 SH   SOLE   11,654 0 0
General Electric COM NEW 369604301   494,324 4,471 SH   SOLE   4,471 0 0
APPLE COMPUTER INC COM 037833100   444,307 2,595 SH   SOLE   2,595 0 0
Amazon.Com Inc COM 023135106   331,275 2,606 SH   SOLE   2,606 0 0
Spdr Ser Tr Barclays Conv Secs Etf BBG CONV SEC ETF 78464A359   296,565 4,374 SH   SOLE   4,374 0 0
Bank Of America Corp COM 060505104   276,264 10,090 SH   SOLE   10,090 0 0
Ishares TRUST Msci Eafe Min Volatil Etf MSCI EAFE MIN VL 46429B689   262,066 4,018 SH   SOLE   4,018 0 0
Vanguard Index Fds Vanguard Growth GROWTH ETF 922908736   252,178 926 SH   SOLE   926 0 0
Southern Co COM 842587107   247,312 3,821 SH   SOLE   3,821 0 0
Exxon Mobil Corporation COM 30231G102   241,993 2,058 SH   SOLE   2,058 0 0
Vanguard Index Fds Vanguard Large Cap Vi LARGE CAP ETF 922908637   234,953 1,201 SH   SOLE   1,201 0 0
Brookfield Infrastructure LP INT UNIT G16252101   203,691 6,928 SH   SOLE   6,928 0 0
iShares MSCI EAFE Value EAFE VALUE ETF 464288877   202,944 4,148 SH   SOLE   4,148 0 0
Ishares Tr Msci All Country Asia Ex Japa MSCI AC ASIA ETF 464288182   202,692 3,192 SH   SOLE   3,192 0 0
FS CREDIT OPPORTUNITIES CORP C OMMON STOCK COMMON STOCK 30290Y101   86,519 15,963 SH   SOLE   15,963 0 0