The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard FTSE Emerging Markets ETF FTSE EMR MKT ETF 922042858   31,964,825 791,209 SH   SOLE   791,209 0 0
iShares Core S&P 500 CORE S&P500 ETF 464287200   13,755,445 33,462 SH   SOLE   33,462 0 0
Ishares Msci Etf MSCI EMERG MRKT 464286533   12,961,045 237,512 SH   SOLE   237,512 0 0
Vanguard Value ETF VALUE ETF 922908744   11,966,279 86,643 SH   SOLE   86,643 0 0
iShares Core MSCI Emerging Markets CORE MSCI EMKT 46434G103   11,741,695 240,658 SH   SOLE   240,658 0 0
T. Rowe Price Dividend Growth ETF PRICE DIV GRWT 87283Q404   11,687,904 365,774 SH   SOLE   365,774 0 0
iShares TIPS Bond TIPS BD ETF 464287176   11,165,591 101,275 SH   SOLE   101,275 0 0
iShares Core S&P Small-Cap CORE S&P SCP ETF 464287804   10,821,053 111,903 SH   SOLE   111,903 0 0
JPMorgan Active Growth ETF ACTIVE GROWTH 46654Q609   8,967,368 182,449 SH   SOLE   182,449 0 0
Vanguard Small-Cap ETF SMALL CP ETF 922908751   8,214,762 43,336 SH   SOLE   43,336 0 0
Timothy Plan High Dividend Stock ETF HIG DV STK ETF 887432326   6,459,166 206,859 SH   SOLE   206,859 0 0
Vanguard REIT ETF REAL ESTATE ETF 922908553   6,059,110 72,966 SH   SOLE   72,966 0 0
Ishares Tr S&P 500/ Growth Index Fd S&P 500 GRWT ETF 464287309   5,572,548 87,221 SH   SOLE   87,221 0 0
iShares Core MSCI EAFE CORE MSCI EAFE 46432F842   5,245,276 78,463 SH   SOLE   78,463 0 0
LITMAN GREGORY FDS TR IMGP DBI MANAGED FUTURES ST IMGP DBI MANAGED 53700T827   4,684,121 178,103 SH   SOLE   178,103 0 0
SPDR Portfolio Long Term Treasury ETF PORTFOLIO LN TSR 78464A664   4,641,578 150,310 SH   SOLE   150,310 0 0
iShares MSCI EAFE Small-Cap EAFE SML CP ETF 464288273   4,285,222 72,008 SH   SOLE   72,008 0 0
iShares Core US Aggregate Bond CORE US AGGBD ET 464287226   4,064,636 40,793 SH   SOLE   40,793 0 0
Abbvie Inc COM 00287Y109   4,042,648 25,366 SH   SOLE   25,366 0 0
Abbott Laboratories COM 002824100   3,268,667 32,280 SH   SOLE   32,280 0 0
Timothy Plan US Small Cap Core ETF U S SM CP CORE 887432342   2,683,401 85,822 SH   SOLE   85,822 0 0
Inspire International ESG ETF INSPIRE INTL ETF 66538H419   2,533,429 91,493 SH   SOLE   91,493 0 0
iShares 20 Year Treasury Bond 20 YR TR BD ETF 464287432   2,445,380 22,989 SH   SOLE   22,989 0 0
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835   2,180,857 29,539 SH   SOLE   29,539 0 0
iShares S&P 500 Value Index S&P 500 VAL ETF 464287408   1,856,950 12,236 SH   SOLE   12,236 0 0
Vanguard Bd Index Fd Inc Short Term Bd E SHORT TRM BOND 921937827   1,818,321 23,772 SH   SOLE   23,772 0 0
Inspire 100 ETF INSPIRE 100 ETF 66538H534   1,578,091 50,210 SH   SOLE   50,210 0 0
MARKET VECTORS FALLEN ANGEL HI YLD BD ETF FALLEN ANGEL HG 92189F437   1,488,850 53,135 SH   SOLE   53,135 0 0
Northern Lts Fd Tr IV Inspire Gbl Hope INSPIRE GBL HOPE 66538H658   1,307,492 39,887 SH   SOLE   39,887 0 0
Timothy Plan US Large/Mid Cap Core ETF US LRGMD CP CORE 887432359   1,095,495 31,803 SH   SOLE   31,803 0 0
Quanta Services Inc Ltd Vote Com Stk COM 74762E102   977,584 5,866 SH   SOLE   5,866 0 0
SPDR Blackstone Senior Loan ETF BLACKSTONE SENR 78467V608   949,847 22,910 SH   SOLE   22,910 0 0
Berkshire Hathaway Inc Del Cl A Frmly Co CL A 084670108   931,200 2 SH   SOLE   2 0 0
TIMOTHY PLAN TIMOTHY PLAN INTE RNATL ETF INTL ETF 887432334   925,030 37,016 SH   SOLE   37,016 0 0
Schwab Emerging Markets Equity ETF EMRG MKTEQ ETF 808524706   675,365 27,543 SH   SOLE   27,543 0 0
Vanguard Index Fds Vanguard Large Cap Vi LARGE CAP ETF 922908637   640,193 3,427 SH   SOLE   3,427 0 0
Vanguard Short-Term Treasury ETF SHORT TERM TREAS 92206C102   621,733 10,621 SH   SOLE   10,621 0 0
BALLAST SMALL MID CAP ETF BALLAST SMLMD CP 90470L550   583,009 17,476 SH   SOLE   17,476 0 0
iShares S&P Small-Cap 600 Value SP SMCP600VL ETF 464287879   536,243 5,730 SH   SOLE   5,730 0 0
JP MORGAN ETF TRUST EQUITY PRE MIUM INCOME ETF EQUITY PREMIUM 46641Q332   495,004 9,066 SH   SOLE   9,066 0 0
iShares National AMT-Free Muni Bond NATIONAL MUN ETF 464288414   455,930 4,232 SH   SOLE   4,232 0 0
Exelixis Inc COM 30161Q104   409,435 21,094 SH   SOLE   21,094 0 0
Schwab Short Term US SHT TM US TRES 808524862   390,687 8,008 SH   SOLE   8,008 0 0
SPDR Bloomberg Barclays 1-3 Month T-Bill ETF BLOOMBERG 1-3 MO 78468R663   344,279 3,750 SH   SOLE   3,750 0 0
Ishares TRUST Msci Eafe Min Volatil Etf MSCI EAFE MIN VL 46429B689   305,852 4,521 SH   SOLE   4,521 0 0
Southern Co COM 842587107   263,244 3,783 SH   SOLE   3,783 0 0
Amazon.Com Inc COM 023135106   262,357 2,540 SH   SOLE   2,540 0 0
APPLE COMPUTER INC COM 037833100   249,797 1,515 SH   SOLE   1,515 0 0
Huntington Bancshares Inc Com COM 446150104   243,728 21,761 SH   SOLE   21,761 0 0
Exxon Mobil Corporation COM 30231G102   233,917 2,133 SH   SOLE   2,133 0 0
Brookfield Infrastructure LP INT UNIT G16252101   231,689 6,861 SH   SOLE   6,861 0 0
Vanguard Index Fds Vanguard Growth GROWTH ETF 922908736   213,018 854 SH   SOLE   854 0 0
FS CREDIT OPPORTUNITIES CORP C OMMON STOCK COMMON STOCK 30290Y101   53,739 12,103 SH   SOLE   12,103 0 0