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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   232,884 1,832 SH   SOLE 0 0 0 1,832
APPLE INC COM 037833100   448,083 2,617 SH   SOLE 0 0 0 2,617
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   2,986,140 121,883 SH   SOLE 0 0 0 121,883
ISHARES INC MSCI WORLD ETF 464286392   2,978,797 24,788 SH   SOLE 0 0 0 24,788
ISHARES TR SHRT NAT MUN ETF 464288158   355,174 3,453 SH   SOLE 0 0 0 3,453
ISHARES TR NATIONAL MUN ETF 464288414   638,889 6,231 SH   SOLE 0 0 0 6,231
ISHARES TR IBOXX INV CP ETF 464287242   685,465 6,719 SH   SOLE 0 0 0 6,719
ISHARES TR 0-5YR HI YL CP 46434V407   668,425 16,291 SH   SOLE 0 0 0 16,291
ISHARES TR CORE S&P MCP ETF 464287507   19,211,497 77,046 SH   SOLE 0 0 0 77,046
ISHARES TR RUS MD CP GR ETF 464287481   1,767,875 19,353 SH   SOLE 0 0 0 19,353
ISHARES TR U.S. REAL ES ETF 464287739   1,437,859 18,401 SH   SOLE 0 0 0 18,401
NVIDIA CORPORATION COM 67066G104   1,019,634 2,344 SH   SOLE 0 0 0 2,344
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   221,762 3,440 SH   SOLE 0 0 0 3,440
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   422,589 13,628 SH   SOLE 0 0 0 13,628
SPDR SER TR PRTFLO S&P500 GW 78464A409   22,963,461 387,373 SH   SOLE 0 0 0 387,373
SPDR SER TR PORTFOLIO S&P500 78464A854   937,045 18,644 SH   SOLE 0 0 0 18,644
SPDR SER TR PORTFOLIO AGRGTE 78464A649   336,080 13,808 SH   SOLE 0 0 0 13,808
SPDR SER TR PRTFLO S&P500 VL 78464A508   497,173 12,050 SH   SOLE 0 0 0 12,050
SPDR SER TR BLOOMBERG HIGH Y 78468R622   261,762 2,896 SH   SOLE 0 0 0 2,896
TESLA INC COM 88160R101   1,152,513 4,606 SH   SOLE 0 0 0 4,606
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,910,062 26,415 SH   SOLE 0 0 0 26,415
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   3,627,058 75,832 SH   SOLE 0 0 0 75,832
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,160,575 26,087 SH   SOLE 0 0 0 26,087
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   3,903,191 29,804 SH   SOLE 0 0 0 29,804
VANGUARD INDEX FDS MID CAP ETF 922908629   3,761,784 18,065 SH   SOLE 0 0 0 18,065
VANGUARD INDEX FDS SMALL CP ETF 922908751   20,983,096 110,981 SH   SOLE 0 0 0 110,981
VANGUARD INDEX FDS SML CP GRW ETF 922908595   384,781 1,797 SH   SOLE 0 0 0 1,797
VANGUARD INDEX FDS GROWTH ETF 922908736   1,266,692 4,652 SH   SOLE 0 0 0 4,652
VANGUARD INDEX FDS VALUE ETF 922908744   1,370,909 9,939 SH   SOLE 0 0 0 9,939
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   7,031,214 75,458 SH   SOLE 0 0 0 75,458
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   3,744,362 49,825 SH   SOLE 0 0 0 49,825
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   289,628 1,864 SH   SOLE 0 0 0 1,864
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   510,476 8,629 SH   SOLE 0 0 0 8,629