The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CL A G1151C101 5,978 14,420 SH   SOLE   14,380 0 40
LINDE PLC SHS G5494J103 7 21 SH   SOLE   21 0 0
MEDTRONIC PLC SHS G5960L103 29 281 SH   SOLE   281 0 0
NORDIC AMERICAN TANKERS LTD COM G65773106 191 113,000 SH   SOLE   110,000 0 3,000
STERIS PLC SHS USD G8473T100 2,368 9,727 SH   SOLE   9,727 0 0
A T & T INC COM 00206R102 445 18,116 SH   SOLE   18,116 0 0
ABBOTT LABS COM 002824100 3,003 21,340 SH   SOLE   21,340 0 0
ABBVIE INC COM 00287Y109 1,220 9,010 SH   SOLE   9,010 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 314 554 SH   SOLE   554 0 0
ALLIANCEBERNSTEIN GLOBAL HIG COM 01879R106 120 9,911 SH   SOLE   9,911 0 0
ALLIANT ENERGY CORP COM 018802108 363 5,905 SH   SOLE   5,905 0 0
ALPHABET INC CAP STK CL C 02079K107 3,820 1,320 SH   SOLE   1,317 0 3
ALPHABET INC CAP STK CL A 02079K305 87 30 SH   SOLE   30 0 0
ALTRIA GROUP INC COM 02209S103 346 7,300 SH   SOLE   7,300 0 0
AMAZON COM INC COM 023135106 820 246 SH   SOLE   246 0 0
AMERICAN ELEC PWR CO INC COM 025537101 250 2,808 SH   SOLE   2,808 0 0
AMERICAN EXPRESS CO COM 025816109 286 1,750 SH   SOLE   1,750 0 0
AMERICAN TOWER CORP NEW COM 03027X100 737 2,520 SH   SOLE   2,520 0 0
AMGEN INC COM 031162100 1,175 5,225 SH   SOLE   5,195 0 30
APPLE INC COM 037833100 7,005 39,447 SH   SOLE   39,372 0 75
ASHLAND GLOBAL HLDGS INC COM 044186104 39 365 SH   SOLE   365 0 0
ATMOS ENERGY CORP COM 049560105 516 4,926 SH   SOLE   4,926 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 3,619 14,678 SH   SOLE   14,628 0 50
BCE INC COM NEW 05534B760 432 8,300 SH   SOLE   8,300 0 0
BP PLC SPONSORED ADR 055622104 170 6,400 SH   SOLE   6,400 0 0
BK OF AMERICA CORP COM 060505104 9 194 SH   SOLE   194 0 0
BAXTER INTL INC COM 071813109 14 164 SH   SOLE   164 0 0
BECTON DICKINSON & CO COM 075887109 251 1,000 SH   SOLE   1,000 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 11 38 SH   SOLE   38 0 0
BOEING CO COM 097023105 302 1,500 SH   SOLE   1,500 0 0
BROADCOM INC COM 11135F101 14 21 SH   SOLE   21 0 0
CDW CORP COM 12514G108 565 2,760 SH   SOLE   2,720 0 40
CMS ENERGY CORP COM 125896100 13 200 SH   SOLE   200 0 0
CSX CORP COM 126408103 799 21,250 SH   SOLE   21,250 0 0
CVS HEALTH CORP COM 126650100 15 148 SH   SOLE   148 0 0
CANADIAN NATL RY CO COM 136375102 1,770 14,405 SH   SOLE   14,405 0 0
CANADIAN PAC RY LTD COM 13645T100 129 1,800 SH   SOLE   1,800 0 0
CARETRUST REIT INC COM 14174T107 329 14,418 SH   SOLE   14,418 0 0
CATERPILLAR INC COM 149123101 103 500 SH   SOLE   500 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 440 675 SH   SOLE   675 0 0
CHEVRON CORP NEW COM 166764100 469 4,000 SH   SOLE   4,000 0 0
CHURCH & DWIGHT CO INC COM 171340102 2,398 23,393 SH   SOLE   23,393 0 0
CITY HLDG CO COM 177835105 25 300 SH   SOLE   300 0 0
CLOROX CO DEL COM 189054109 18 104 SH   SOLE   104 0 0
COCA COLA CO COM 191216100 24 400 SH   SOLE   400 0 0
COLGATE PALMOLIVE CO COM 194162103 128 1,500 SH   SOLE   1,500 0 0
COMCAST CORP NEW CL A 20030N101 16 315 SH   SOLE   175 0 140
CONOCOPHILLIPS COM 20825C104 15 208 SH   SOLE   208 0 0
COSTCO WHSL CORP NEW COM 22160K105 2,926 5,155 SH   SOLE   5,130 0 25
DANAHER CORPORATION COM 235851102 2,122 6,449 SH   SOLE   6,424 0 25
DISNEY WALT CO COM 254687106 9 59 SH   SOLE   59 0 0
DOMINION ENERGY INC COM 25746U109 79 1,003 SH   SOLE   1,003 0 0
DOVER CORP COM 260003108 182 1,000 SH   SOLE   1,000 0 0
DOW INC COM 260557103 113 2,000 SH   SOLE   2,000 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 89 845 SH   SOLE   845 0 0
ETF SER SOLUTIONS DEFIANCE NEXT 26922A289 42 1,000 SH   SOLE   1,000 0 0
ECOLAB INC COM 278865100 1,880 8,015 SH   SOLE   8,015 0 0
ENSIGN GROUP INC COM 29358P101 630 7,500 SH   SOLE   7,500 0 0
EVERSOURCE ENERGY COM 30040W108 2,024 22,250 SH   SOLE   22,170 0 80
EXXON MOBIL CORP COM 30231G102 569 9,300 SH   SOLE   9,300 0 0
META PLATFORMS INC CL A 30303M102 511 1,520 SH   SOLE   1,454 0 66
FACTSET RESH SYS INC COM 303075105 858 1,765 SH   SOLE   1,765 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 14 132 SH   SOLE   111 0 21
FIFTH THIRD BANCORP COM 316773100 357 8,200 SH   SOLE   8,200 0 0
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203 142 874 SH   SOLE   874 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 170 750 SH   SOLE   750 0 0
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 103 991 SH   SOLE   991 0 0
FISERV INC COM 337738108 109 1,050 SH   SOLE   1,050 0 0
FORD MTR CO DEL COM 345370860 83 4,000 SH   SOLE   4,000 0 0
FRANKLIN BSP RLTY TR INC COMMON STOCK 35243J101 25 1,644 SH   SOLE   1,644 0 0
GENERAL ELECTRIC CO COM NEW 369604301 59 625 SH   SOLE   625 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 516 11,700 SH   SOLE   11,700 0 0
GUGGENHEIM TAXABLE MUNICP BO COM 401664107 2,006 84,550 SH   SOLE   82,550 0 2,000
HCA HEALTHCARE INC COM 40412C101 10 39 SH   SOLE   39 0 0
HP INC COM 40434L105 11 304 SH   SOLE   304 0 0
HENRY JACK & ASSOC INC COM 426281101 996 5,965 SH   SOLE   5,965 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 5 304 SH   SOLE   304 0 0
HOME DEPOT INC COM 437076102 2,558 6,163 SH   SOLE   6,163 0 0
HONEYWELL INTL INC COM 438516106 1,308 6,275 SH   SOLE   6,240 0 35
IDEX CORP COM 45167R104 1,015 4,295 SH   SOLE   4,295 0 0
ILLINOIS TOOL WKS INC COM 452308109 2,274 9,214 SH   SOLE   9,179 0 35
INTEL CORP COM 458140100 389 7,550 SH   SOLE   7,550 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 221 1,615 SH   SOLE   1,615 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 147 1,100 SH   SOLE   1,100 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,057 2,656 SH   SOLE   2,656 0 0
INTUIT COM 461202103 6,770 10,526 SH   SOLE   10,506 0 20
IQVIA HLDGS INC COM 46266C105 7 24 SH   SOLE   24 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 244 2,920 SH   SOLE   2,920 0 0
ISHARES TR RUS MID CAP ETF 464287499 83 1,000 SH   SOLE   1,000 0 0
ISHARES TR CORE S&P MCP ETF 464287507 266 940 SH   SOLE   940 0 0
ISHARES TR EXPANDED TECH 464287515 1,276 3,210 SH   SOLE   3,210 0 0
ISHARES TR US HLTHCARE ETF 464287762 405 1,350 SH   SOLE   1,350 0 0
ISHARES TR GOV/CRED BD ETF 464288596 2,514 20,685 SH   SOLE   20,685 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 1,029 17,361 SH   SOLE   17,361 0 0
JPMORGAN CHASE & CO COM 46625H100 266 1,682 SH   SOLE   1,682 0 0
JOHNSON & JOHNSON COM 478160104 735 4,294 SH   SOLE   4,294 0 0
KELLOGG CO COM 487836108 322 5,000 SH   SOLE   5,000 0 0
KINDER MORGAN INC DEL COM 49456B101 63 4,000 SH   SOLE   4,000 0 0
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 4 220 SH   SOLE   220 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 359 1,685 SH   SOLE   1,640 0 45
LILLY ELI & CO COM 532457108 1,342 4,860 SH   SOLE   4,825 0 35
LOCKHEED MARTIN CORP COM 539830109 1,672 4,705 SH   SOLE   4,705 0 0
LOWES COS INC COM 548661107 12 46 SH   SOLE   46 0 0
MFS MULTIMARKET INCOME TR SH BEN INT 552737108 339 53,000 SH   SOLE   53,000 0 0
MARATHON PETE CORP COM 56585A102 90 1,400 SH   SOLE   1,400 0 0
MARSH & MCLENNAN COS INC COM 571748102 475 2,735 SH   SOLE   2,735 0 0
MARTIN MARIETTA MATLS INC COM 573284106 13 30 SH   SOLE   30 0 0
MASTEC INC COM 576323109 8 85 SH   SOLE   85 0 0
MASTERCARD INCORPORATED CL A 57636Q104 3,442 9,580 SH   SOLE   9,580 0 0
MCCORMICK & CO INC COM NON VTG 579780206 890 9,210 SH   SOLE   9,210 0 0
MCDONALDS CORP COM 580135101 1,019 3,800 SH   SOLE   3,800 0 0
MERCK & CO INC COM 58933Y105 444 5,800 SH   SOLE   5,800 0 0
METTLER TOLEDO INTERNATIONAL COM 592688105 879 518 SH   SOLE   512 0 6
MICROSOFT CORP COM 594918104 6,608 19,647 SH   SOLE   19,612 0 35
NEXTERA ENERGY INC COM 65339F101 3,686 39,479 SH   SOLE   39,369 0 110
NORTHROP GRUMMAN CORP COM 666807102 1,741 4,497 SH   SOLE   4,497 0 0
NOVARTIS AG SPONSORED ADR 66987V109 367 4,200 SH   SOLE   4,200 0 0
NOVO-NORDISK A S ADR 670100205 224 2,000 SH   SOLE   2,000 0 0
OCCIDENTAL PETE CORP COM 674599105 72 2,500 SH   SOLE   2,500 0 0
OCCIDENTAL PETE CORP *W EXP 08/03/202 674599162 4 312 SH   SOLE   312 0 0
ORACLE CORP COM 68389X105 1,629 18,678 SH   SOLE   18,678 0 0
PPL CORP COM 69351T106 445 14,800 SH   SOLE   14,800 0 0
PAYPAL HLDGS INC COM 70450Y103 5 25 SH   SOLE   25 0 0
PEPSICO INC COM 713448108 291 1,677 SH   SOLE   1,677 0 0
PFIZER INC COM 717081103 679 11,500 SH   SOLE   11,500 0 0
PHILIP MORRIS INTL INC COM 718172109 57 600 SH   SOLE   600 0 0
PHILLIPS 66 COM 718546104 8 104 SH   SOLE   104 0 0
PROCTER AND GAMBLE CO COM 742718109 591 3,613 SH   SOLE   3,613 0 0
PROLOGIS INC. COM 74340W103 572 3,400 SH   SOLE   3,400 0 0
PRUDENTIAL FINL INC COM 744320102 108 1,000 SH   SOLE   1,000 0 0
REPLIGEN CORP COM 759916109 185 700 SH   SOLE   700 0 0
ROCKWELL AUTOMATION INC COM 773903109 108 310 SH   SOLE   310 0 0
ROLLINS INC COM 775711104 2,269 66,349 SH   SOLE   66,349 0 0
ROPER TECHNOLOGIES INC COM 776696106 2,400 4,880 SH   SOLE   4,860 0 20
ROSS STORES INC COM 778296103 286 2,500 SH   SOLE   2,500 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 264 6,100 SH   SOLE   6,100 0 0
S&P GLOBAL INC COM 78409V104 469 994 SH   SOLE   974 0 20
SANOFI SPONSORED ADR 80105N105 75 1,500 SH   SOLE   1,500 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 56 275 SH   SOLE   275 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 626 8,745 SH   SOLE   8,745 0 0
SHERWIN WILLIAMS CO COM 824348106 3,586 10,183 SH   SOLE   10,148 0 35
SOUTHERN CO COM 842587107 298 4,345 SH   SOLE   4,345 0 0
STARBUCKS CORP COM 855244109 20 175 SH   SOLE   175 0 0
STRYKER CORPORATION COM 863667101 401 1,500 SH   SOLE   1,500 0 0
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN 864482104 173 11,800 SH   SOLE   11,800 0 0
SYNOPSYS INC COM 871607107 813 2,205 SH   SOLE   2,205 0 0
TTM TECHNOLOGIES INC COM 87305R109 30 2,000 SH   SOLE   2,000 0 0
TEXAS INSTRS INC COM 882508104 542 2,875 SH   SOLE   2,835 0 40
THERMO FISHER SCIENTIFIC INC COM 883556102 2,783 4,171 SH   SOLE   4,156 0 15
TOTALENERGIES SE SPONSORED ADS 89151E109 69 1,400 SH   SOLE   1,400 0 0
UNILEVER PLC SPON ADR NEW 904767704 420 7,800 SH   SOLE   7,800 0 0
UNION PAC CORP COM 907818108 1,038 4,120 SH   SOLE   4,120 0 0
UNITED PARCEL SERVICE INC CL B 911312106 214 1,000 SH   SOLE   1,000 0 0
UNITEDHEALTH GROUP INC COM 91324P102 523 1,042 SH   SOLE   1,017 0 25
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 811 4,720 SH   SOLE   4,720 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 2,243 4,895 SH   SOLE   4,895 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 1,400 13,225 SH   SOLE   13,225 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 12 106 SH   SOLE   106 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 327 6,300 SH   SOLE   6,300 0 0
VIACOMCBS INC CL B 92556H206 278 9,200 SH   SOLE   9,000 0 200
VISA INC COM CL A 92826C839 368 1,698 SH   SOLE   1,658 0 40
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 224 1,500 SH   SOLE   1,500 0 0
WD 40 CO COM 929236107 333 1,360 SH   SOLE   1,360 0 0
WEC ENERGY GROUP INC COM 92939U106 2,082 21,445 SH   SOLE   21,445 0 0
WALMART INC COM 931142103 15 102 SH   SOLE   102 0 0
WATERS CORP COM 941848103 48 130 SH   SOLE   130 0 0
WATSCO INC COM 942622200 593 1,895 SH   SOLE   1,865 0 30
WEYERHAEUSER CO MTN BE COM NEW 962166104 124 3,000 SH   SOLE   3,000 0 0
XCEL ENERGY INC COM 98389B100 872 12,885 SH   SOLE   12,885 0 0
ZOETIS INC CL A 98978V103 665 2,725 SH   SOLE   2,675 0 50