The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR DIVERSIFID CRP 025072109 2,430 51,452 SH   SOLE   0 0 51,452
APPLE INC COM 037833100 231 1,498 SH   SOLE   0 0 1,498
EATON VANCE MUN BD FD COM 27827X101 500 45,606 SH   SOLE   0 0 45,606
EXXON MOBIL CORP COM 30231G102 630 7,408 SH   SOLE   0 0 7,408
FLEXSHARES TR MORNSTAR UPSTR 33939L407 3,137 73,186 SH   SOLE   0 0 73,186
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843 492 20,250 SH   SOLE   0 0 20,250
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827 495 20,445 SH   SOLE   0 0 20,445
INVESCO QQQ TR UNIT SER 1 46090E103 13,836 46,004 SH   SOLE   0 0 46,004
ISHARES TR 1 3 YR TREAS BD 464287457 10,764 129,621 SH   SOLE   0 0 129,621
ISHARES TR 20 YR TR BD ETF 464287432 9,292 80,307 SH   SOLE   0 0 80,307
ISHARES TR BARCLAYS 7 10 YR 464287440 14,400 140,930 SH   SOLE   0 0 140,930
KRANESHARES TR CSI CHI INTERNET 500767306 3,643 146,948 SH   SOLE   0 0 146,948
MERCK & CO INC COM 58933Y105 202 2,306 SH   SOLE   0 0 2,306
NRG ENERGY INC COM NEW 629377508 574 13,762 SH   SOLE   0 0 13,762
PEPSICO INC COM 713448108 274 1,600 SH   SOLE   0 0 1,600
SELECT SECTOR SPDR TR ENERGY 81369Y506 3,145 40,974 SH   SOLE   0 0 40,974
SPDR S&P 500 ETF TR TR UNIT 78462F103 13,252 33,206 SH   SOLE   0 0 33,206
VANECK MERK GOLD TR GOLD TRUST 921078101 6,496 363,938 SH   SOLE   0 0 363,938
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 307 3,971 SH   SOLE   0 0 3,971
VANGUARD INDEX FDS TOTAL STK MKT 922908769 19,618 98,558 SH   SOLE   0 0 98,558
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,299 129,338 SH   SOLE   0 0 129,338
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 402 4,507 SH   SOLE   0 0 4,507
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 7,425 125,724 SH   SOLE   0 0 125,724
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 312 4,052 SH   SOLE   0 0 4,052
VANGUARD STAR FDS VG TL INTL STK F 921909768 263 4,953 SH   SOLE   0 0 4,953
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 8,973 209,942 SH   SOLE   0 0 209,942