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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   1,183 24,914 SH   SOLE   0 0 24,914
APPLE INC COM 037833100   324 2,345 SH   SOLE   0 0 2,345
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   4,048 104,281 SH   SOLE   0 0 104,281
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   3,314 71,236 SH   SOLE   0 0 71,236
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   25,003 641,595 SH   SOLE   0 0 641,595
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   19,584 880,569 SH   SOLE   0 0 880,569
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   12,349 417,071 SH   SOLE   0 0 417,071
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   10,532 408,849 SH   SOLE   0 0 408,849
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   2,515 133,156 SH   SOLE   0 0 133,156
EXXON MOBIL CORP COM 30231G102   478 5,473 SH   SOLE   0 0 5,473
ILLINOIS TOOL WKS INC COM 452308109   488 2,703 SH   SOLE   0 0 2,703
ISHARES TR CORE S&P TTL STK 464287150   2,911 36,598 SH   SOLE   0 0 36,598
ISHARES TR CORE S&P US VLU 464287663   228 3,644 SH   SOLE   0 0 3,644
ISHARES TR CORE S&P SCP ETF 464287804   785 9,001 SH   SOLE   0 0 9,001
ISHARES INC CORE MSCI EMKT 46434G103   590 13,718 SH   SOLE   0 0 13,718
ISHARES TR CORE MSCI INTL 46435G326   1,429 29,589 SH   SOLE   0 0 29,589
SPDR S&P 500 ETF TR TR UNIT 78462F103   753 2,107 SH   SOLE   0 0 2,107
UNITEDHEALTH GROUP INC COM 91324P102   242 479 SH   SOLE   0 0 479
VANGUARD BD INDEX FDS INTERMED TERM 921937819   501 6,819 SH   SOLE   0 0 6,819
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,066 22,148 SH   SOLE   0 0 22,148
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   369 9,681 SH   SOLE   0 0 9,681
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   764 20,947 SH   SOLE   0 0 20,947
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   230 3,972 SH   SOLE   0 0 3,972
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   6,838 117,266 SH   SOLE   0 0 117,266
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   762 15,835 SH   SOLE   0 0 15,835
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,375 9,590 SH   SOLE   0 0 9,590