AMAZON COM INC COM 023135106 BBG001S5PQL7 255130 1225 SH SOLE 1225 0 0 APPLE INC COM 037833100 BBG001S5N8V8 219399 865 SH SOLE 865 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 366588 765 SH SOLE 765 0 0 BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 BBG01GQYLJY8 2037177 39230 SH SOLE 39230 0 0 DIGI PWR X INC COM SUB VTG 25380B102 BBG00JHWN5W7 141870 69887 SH SOLE 69887 0 0 EA SERIES TRUST FREEDOM 100 EM 02072L607 BBG00P7KKMR2 2176449 39825 SH SOLE 39825 0 0 FIRST TR EXCHANGE TRADED FD NASDQ SEMCNDTR 33738R811 BBG00DVWCNX6 1117391 7577 SH SOLE 7577 0 0 FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868 BBG00HLJ4LS6 480206 19372 SH SOLE 19372 0 0 FRANKLIN TEMPLETON ETF TR INTELLIGENT MACH 35473P512 BBG00RRGQ0X0 3446819 38969 SH SOLE 38969 0 0 GLOBAL X FDS DEFENSE TECH ETF 37960A529 BBG01J6K2RX8 740563 10454 SH SOLE 10454 0 0 GRANITESHARES ETF TR 2X LONG NBIS DLY 38747R215 BBG01XMJK0M3 161844 15622 SH SOLE 15622 0 0 INVESCO EXCHANGE TRADED FD T SEMICONDUCTORS 46137V647 BBG001SN6GS4 1610811 17067 SH SOLE 17067 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 4836803 8363 SH SOLE 8363 0 0 ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 13324571 161373 SH SOLE 161373 0 0 ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 320629 1336 SH SOLE 1336 0 0 ISHARES TR NEW YORK MUN ETF 464288323 BBG001T03XV5 1144117 21542 SH SOLE 21542 0 0 J P MORGAN EXCHANGE TRADED F JPMORGAM LTD DUR 46654Q773 BBG01H5050G2 4419895 84693 SH SOLE 84693 0 0 J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 BBG016NKZFF7 7928961 142807 SH SOLE 142807 0 0 JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 205595 841 SH SOLE 841 0 0 LAZARD ACTIVE ETF TR INTL DYNAMIC EQT 52110K400 BBG01TT439S2 5534681 174319 SH SOLE 174319 0 0 NBT BANCORP INC COM 628778102 BBG001S6XCS0 1427367 33522 SH SOLE 33522 0 0 PIMCO ETF TR MULTISECTOR BD 72201R585 BBG01GZGT490 20494071 782213 SH SOLE 782213 0 0 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 BBG001T9F795 9612287 396056 SH SOLE 396056 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 39741054 1583312 SH SOLE 1583312 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 4160497 142824 SH SOLE 142824 0 0 SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 22169417 51522 SH SOLE 51522 0 0 SPDR SERIES TRUST STATE STREET SPD 78464A706 BBG001SG4257 21190779 124976 SH SOLE 124976 0 0 SPDR SERIES TRUST STATE STREET SPD 78464A474 BBG001T6B0P2 9610299 319598 SH SOLE 319598 0 0 SPDR SERIES TRUST STATE STREET SPD 78468R101 BBG0029J2KF1 7368041 252503 SH SOLE 252503 0 0 T ROWE PRICE ETF INC ULTRA SHRT TRM 87283Q701 BBG011XYK057 17647884 354730 SH SOLE 354730 0 0 TEMA ETF TRUST ELECTRIFICATION 87975E834 BBG01R3N5Z57 13008990 379934 SH SOLE 379934 0 0 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 5949678 75879 SH SOLE 75879 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 26424456 44180 SH SOLE 44180 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 15709972 80062 SH SOLE 80062 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 18532467 223958 SH SOLE 223958 0 0 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 7999184 136645 SH SOLE 136645 0 0