AMAZON COM INC COM 023135106 BBG001S5PQL7 230548 1193 SH SOLE 1193 0 0 APPLE INC COM 037833100 BBG001S5N8V8 269141 1278 SH SOLE 1278 0 0 EVANS BANCORP INC COM NEW 29911Q208 BBG001S6KMM8 1035516 36838 SH SOLE 36838 0 0 INVESCO EXCHANGE TRADED FD T AI AND NEXT GEN 46137V639 BBG001SN6GV0 1151863 24255 SH SOLE 24255 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 6685490 13924 SH SOLE 13924 0 0 INVESTMENT MANAGERS SER TR I AXS ESOTERICA NE 46144X495 BBG01C29F557 202707 2913 SH SOLE 2913 0 0 ISHARES TR 10-20 YR TRS ETF 464288653 BBG001SSD830 16855271 164107 SH SOLE 164107 0 0 ISHARES TR 20 YR TR BD ETF 464287432 BBG001S8MLN3 16423906 178927 SH SOLE 178927 0 0 ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 653736 6123 SH SOLE 6123 0 0 ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 21499081 200691 SH SOLE 200691 0 0 ISHARES TR MRGSTR SM CP GR 464288604 BBG001SBRKD4 3094740 68029 SH SOLE 68029 0 0 ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 350160 1797 SH SOLE 1797 0 0 ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 1753502 21616 SH SOLE 21616 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 1047301 5155 SH SOLE 5155 0 0 J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 5907119 104210 SH SOLE 104210 0 0 J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 BBG016NKZFF7 3532553 63647 SH SOLE 63647 0 0 MARSH & MCLENNAN COS INC COM 571748102 BBG001S5T7M4 211447 1003 SH SOLE 1003 0 0 PFIZER INC COM 717081103 BBG001S5V466 2287890 81773 SH SOLE 81773 0 0 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 BBG001T9F795 666803 13853 SH SOLE 13853 0 0 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 10056650 220631 SH SOLE 220631 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 44513632 708018 SH SOLE 708018 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 21170175 272246 SH SOLE 272246 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 13799851 136810 SH SOLE 136810 0 0 SPDR SER TR GLB DOW ETF 78464A706 BBG001SG4257 1131937 8832 SH SOLE 8832 0 0 SPDR SER TR S&P 400 MDCP GRW 78464A821 BBG001SPTBN0 757225 9003 SH SOLE 9003 0 0 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 325856 1417 SH SOLE 1417 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 3873276 7740 SH SOLE 7740 0 0 VANGUARD WORLD FD CONSUM STP ETF 92204A207 BBG001SHVR41 248744 1225 SH SOLE 1225 0 0 VICTORY PORTFOLIOS II VCSHS US LRG CAP 92647N865 BBG009K7JND7 2215104 36278 SH SOLE 36278 0 0 WHIRLPOOL CORP COM 963320106 BBG001S5XFS5 590975 5765 SH SOLE 5765 0 0 WISDOMTREE TR INDIA ERNGS FD 97717W422 BBG001T21LV9 645741 13375 SH SOLE 13375 0 0