BOEING CO COM 097023105 BBG001S5P0V3 598383 3141 SH SOLE 3141 0 0 EVANS BANCORP INC COM NEW 29911Q208 BBG001S6KMM8 1377373 36838 SH SOLE 36838 0 0 EXXON MOBIL CORP COM 30231G102 BBG001S69V32 635990 5766 SH SOLE 5766 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 5219371 19577 SH SOLE 19577 0 0 ISHARES TR 10-20 YR TRS ETF 464288653 BBG001SSD830 15670442 144855 SH SOLE 144855 0 0 ISHARES TR 20 YR TR BD ETF 464287432 BBG001S8MLN3 14833340 148989 SH SOLE 148989 0 0 ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 12957048 122897 SH SOLE 122897 0 0 ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 374726 2570 SH SOLE 2570 0 0 J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 2145934 39382 SH SOLE 39382 0 0 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 BBG001T9F795 5670416 117545 SH SOLE 117545 0 0 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 12984592 284436 SH SOLE 284436 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 32678476 729268 SH SOLE 729268 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 23465745 310641 SH SOLE 310641 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 6938850 124867 SH SOLE 124867 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 1794318 5103 SH SOLE 5103 0 0 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 3128311 66973 SH SOLE 66973 0 0 VANGUARD WORLD FDS CONSUM STP ETF 92204A207 BBG001SHVR41 243294 1270 SH SOLE 1270 0 0 VICTORY PORTFOLIOS II VCSHS US LRG CAP 92647N865 BBG009K7JND7 5724050 97199 SH SOLE 97199 0 0 WISDOMTREE TR FLOATNG RAT TREA 97717Y527 BBG005YHYNG8 751490 14950 SH SOLE 14950 0 0