The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete. | |||||||||||||||||
|
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
|
||||||||||||||||
| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
| VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| BOEING CO | COM | 097023105 | 381 | 3,141 | SH | SOLE | 3,141 | 0 | 0 | ||
| EVANS BANCORP INC | COM NEW | 29911Q208 | 1,350 | 36,838 | SH | SOLE | 36,838 | 0 | 0 | ||
| EXXON MOBIL CORP | COM | 30231G102 | 480 | 5,502 | SH | SOLE | 5,502 | 0 | 0 | ||
| FIRST TR EXCH TRADED FD III | PFD SECS INC ETF | 33739E108 | 8,404 | 503,896 | SH | SOLE | 503,896 | 0 | 0 | ||
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | 5,133 | 19,163 | SH | SOLE | 19,163 | 0 | 0 | ||
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 | 11,461 | 119,125 | SH | SOLE | 119,125 | 0 | 0 | ||
| ISHARES TR | MSCI USA MMENTM | 46432F396 | 523 | 4,018 | SH | SOLE | 4,018 | 0 | 0 | ||
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 | 1,745 | 33,932 | SH | SOLE | 33,932 | 0 | 0 | ||
| JOHNSON & JOHNSON | COM | 478160104 | 266 | 1,629 | SH | SOLE | 1,629 | 0 | 0 | ||
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 | 13,829 | 286,646 | SH | SOLE | 286,646 | 0 | 0 | ||
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 | 30,623 | 729,366 | SH | SOLE | 729,366 | 0 | 0 | ||
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 | 20,659 | 310,968 | SH | SOLE | 310,968 | 0 | 0 | ||
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 | 6,723 | 120,530 | SH | SOLE | 120,530 | 0 | 0 | ||
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 | 421 | 8,062 | SH | SOLE | 8,062 | 0 | 0 | ||
| VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | 1,386 | 4,216 | SH | SOLE | 4,216 | 0 | 0 | ||
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | 10,892 | 226,454 | SH | SOLE | 226,454 | 0 | 0 | ||
| VANGUARD WORLD FDS | CONSUM STP ETF | 92204A207 | 219 | 1,270 | SH | SOLE | 1,270 | 0 | 0 | ||
| VICTORY PORTFOLIOS II | VCSHS US LRG CAP | 92647N865 | 4,862 | 91,822 | SH | SOLE | 91,822 | 0 | 0 | ||
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 | 15,357 | 305,406 | SH | SOLE | 305,406 | 0 | 0 | ||