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		<issuerName>Abbvie, Inc.</issuerName>
		<cusip>00287Y109</cusip>
		<meetingDate>5/09/2025</meetingDate>
		<voteDescription>Say on Pay - An advisory vote on the approval of executive compensation</voteDescription>
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			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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		<sharesVoted>232</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>232</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>Adobe, Inc.</issuerName>
		<cusip>00724F101</cusip>
		<meetingDate>4/22/2025</meetingDate>
		<voteDescription>Approve, on an advisory basis, the compensation of our named executive officers.</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<issuerName>Adobe, Inc.</issuerName>
		<cusip>00724F101</cusip>
		<meetingDate>4/22/2025</meetingDate>
		<voteDescription>Stockholder Proposal Regarding Vote on Golden Parachutes.</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>52</sharesVoted>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>52</sharesVoted>
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		<issuerName>Advanced Micro Devices, Inc. </issuerName>
		<cusip>007903107</cusip>
		<meetingDate>5/14/2025</meetingDate>
		<voteDescription>Approve on a non-binding, advisory basis the compensation of the named executive officers, as disclosed in this proxy statement pursuant to the compensation disclosure rules of the U.S. Securities and Exchange Commission.</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>204</sharesVoted>
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		<issuerName>Aecom</issuerName>
		<cusip>00766T100</cusip>
		<meetingDate>2/27/2025</meetingDate>
		<voteDescription>Advisory Vote to Approve the company's Executive Compensation</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>480</sharesVoted>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>480</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>Affirm Holidings, Inc.</issuerName>
		<cusip>00827B106</cusip>
		<meetingDate>12/09/2024</meetingDate>
		<voteDescription>To approve, on a non-binding advisory basis, the compensation of our named executive officers.</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>58</sharesVoted>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>58</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>Affirm Holidings, Inc.</issuerName>
		<cusip>00827B106</cusip>
		<meetingDate>12/09/2024</meetingDate>
		<voteDescription>To approve, on a non-binding advisory basis, the compensation of our named executive officers.</voteDescription>
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				<categoryType>COMPENSATION</categoryType>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>5210</sharesVoted>
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		<issuerName>Agilent Technologies, Inc.</issuerName>
		<cusip>00846U101</cusip>
		<meetingDate>3/13/2025</meetingDate>
		<voteDescription>To approve, on a non-binding advisory basis, the compensation of our named executive officers.</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>100</sharesVoted>
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		<issuerName>AirBnB, Inc.</issuerName>
		<cusip>009066101</cusip>
		<meetingDate>6/04/2025</meetingDate>
		<voteDescription>To approve, on an advisory (non-binding) basis, the compensation of our named executive officers</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>12</sharesVoted>
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				<sharesVoted>12</sharesVoted>
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		<issuerName>Alcoa Corp.</issuerName>
		<cusip>013872106</cusip>
		<meetingDate>5/08/2025</meetingDate>
		<voteDescription>Approval, on an advisory basis, of the Company's 2024 named executive officer compensation</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>222</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>222</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>Amazon.com, Inc.</issuerName>
		<cusip>023135106</cusip>
		<meetingDate>5/21/2025</meetingDate>
		<voteDescription>Advisory vote to approve executive compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>9815</sharesVoted>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>9815</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>Amazon.com, Inc.</issuerName>
		<cusip>023135106</cusip>
		<meetingDate>5/21/2025</meetingDate>
		<voteDescription>Advisory vote to approve executive compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>3960</sharesVoted>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>3960</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>Amazon.com, Inc.</issuerName>
		<cusip>023135106</cusip>
		<meetingDate>5/21/2025</meetingDate>
		<voteDescription>Advisory vote to approve executive compensation</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>230</sharesVoted>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>230</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>American Electric Power Co., Inc.</issuerName>
		<cusip>025537101</cusip>
		<meetingDate>4/29/2025</meetingDate>
		<voteDescription>Advisory approval of the Company's executive compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>78</sharesVoted>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>78</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>American Express Co.</issuerName>
		<cusip>025816109</cusip>
		<meetingDate>4/29/2025</meetingDate>
		<voteDescription>Approval, on an advisory basis, of the Company's executive compensation</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>11927</sharesVoted>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>11927</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>American Express Co.</issuerName>
		<cusip>025816109</cusip>
		<meetingDate>4/29/2025</meetingDate>
		<voteDescription>Approval, on an advisory basis, of the Company's executive compensation</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>7299</sharesVoted>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>7299</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>American Tower Corp.</issuerName>
		<cusip>03027X100</cusip>
		<meetingDate>5/14/2025</meetingDate>
		<voteDescription>To approve, on an advisory basis, the Company's executive compensation</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>1260</sharesVoted>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>1260</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>American Tower Corp.</issuerName>
		<cusip>03027X100</cusip>
		<meetingDate>5/14/2025</meetingDate>
		<voteDescription>To approve, on an advisory basis, the Company's executive compensation</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>1070</sharesVoted>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>1070</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>Ansys, Inc.</issuerName>
		<cusip>03662Q105</cusip>
		<meetingDate>6/27/2025</meetingDate>
		<voteDescription>Advisory Approval of the Compensation of Our Named Executive Officers</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>100</sharesVoted>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>100</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>Ansys, Inc.</issuerName>
		<cusip>03662Q105</cusip>
		<meetingDate>6/27/2025</meetingDate>
		<voteDescription>Advisory Approval of the Compensation of Our Named Executive Officers</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>2208</sharesVoted>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>2208</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>Apple Inc. Annual Meeting</issuerName>
		<cusip>037833100</cusip>
		<meetingDate>2/25/2025</meetingDate>
		<voteDescription>Advisory Vote to Approve Executive Compensation</voteDescription>
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				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>13629</sharesVoted>
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				<howVoted>ABSTAIN</howVoted>
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		<issuerName>Apple Inc. Annual Meeting</issuerName>
		<cusip>037833100</cusip>
		<meetingDate>2/25/2025</meetingDate>
		<voteDescription>Advisory Vote to Approve Executive Compensation</voteDescription>
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				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>721</sharesVoted>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>721</sharesVoted>
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		<issuerName>Apple Inc. Annual Meeting</issuerName>
		<cusip>037833100</cusip>
		<meetingDate>2/25/2025</meetingDate>
		<voteDescription>Advisory Vote to Approve Executive Compensation</voteDescription>
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				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>1150</sharesVoted>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>1150</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>Applied Materials, Inc.</issuerName>
		<cusip>038222105</cusip>
		<meetingDate>3/06/2025</meetingDate>
		<voteDescription>Approval, on an advisory basis, of the compensation of Applied Materials' named executive officers for fiscal year 2024.</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>131</sharesVoted>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>131</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>Applied Materials, Inc.</issuerName>
		<cusip>038222105</cusip>
		<meetingDate>3/06/2025</meetingDate>
		<voteDescription>Approval, on an advisory basis, of the compensation of Applied Materials'  named executive officers for fiscal year 2024.</voteDescription>
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				<howVoted>ABSTAIN</howVoted>
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		<issuerName>ASML Holdings N.V.</issuerName>
		<cusip>N07059210</cusip>
		<meetingDate>4/23/2025</meetingDate>
		<voteDescription>Proposal to approve the number of shares for the Board of Management</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>30</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<voteDescription>Advisory vote on our Named Executive Officer compensation ("Say on Pay").</voteDescription>
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		<issuerName>Check Point Software Technologies, Ltd.</issuerName>
		<cusip>M22465104</cusip>
		<meetingDate>10/31/2024</meetingDate>
		<voteDescription>To approve the compensation for Check Point's new Chief Executive Officer.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>172</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>172</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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	<proxyTable>
		<issuerName>Check Point Software Technologies, Ltd.</issuerName>
		<cusip>M22465104</cusip>
		<meetingDate>10/31/2024</meetingDate>
		<voteDescription>To approve the compensation for Check Point's new Executive Chair of the Board.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>172</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>172</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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	<proxyTable>
		<issuerName>Check Point Software Technologies, Ltd.</issuerName>
		<cusip>M22465104</cusip>
		<meetingDate>10/31/2024</meetingDate>
		<voteDescription>To approve the compensation for the new Lead Independent Director.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>172</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>172</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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	<proxyTable>
		<issuerName>Chubb, Ltd.</issuerName>
		<cusip>H1467J104</cusip>
		<meetingDate>5/15/2025</meetingDate>
		<voteDescription>Approval of the compensation of the Board of Directors and Executive Management under Swiss law requirements: Maximum compensation of the Board of Directors until the next annual general meeting</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>420</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>420</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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	<proxyTable>
		<issuerName>Chubb, Ltd.</issuerName>
		<cusip>H1467J104</cusip>
		<meetingDate>5/15/2025</meetingDate>
		<voteDescription>Approval of the compensation of the Board of Directors and Executive Management under Swiss law requirements: Maximum compensation of Executive Management for the 2026 calendar year</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>420</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>420</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Chubb, Ltd.</issuerName>
		<cusip>H1467J104</cusip>
		<meetingDate>5/15/2025</meetingDate>
		<voteDescription>Approval of the compensation of the Board of Directors and Executive Management under Swiss law requirements: Advisory vote to approve the Swiss compensation report</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>420</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>420</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Chubb, Ltd.</issuerName>
		<cusip>H1467J104</cusip>
		<meetingDate>5/15/2025</meetingDate>
		<voteDescription>Advisory vote to approve executive compensation under U.S. securities law requirements</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>420</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>420</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Cisco Systems, Inc.</issuerName>
		<cusip>17275R102</cusip>
		<meetingDate>12/09/2024</meetingDate>
		<voteDescription>Approval, on an advisory basis, of executive compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>500</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>500</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Comcast</issuerName>
		<cusip>20030N101</cusip>
		<meetingDate>6/18/2025</meetingDate>
		<voteDescription>Advisory vote on executive compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>186</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>186</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Comcast</issuerName>
		<cusip>20030N101</cusip>
		<meetingDate>6/18/2025</meetingDate>
		<voteDescription>Consider "CEO pay ratio factor" in executive compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>186</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>186</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Conocophillips</issuerName>
		<cusip>20825C104</cusip>
		<meetingDate>5/13/2025</meetingDate>
		<voteDescription>Advisory Approval of Executive Compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>53</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>53</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Corcept Therapeutics, Inc.</issuerName>
		<cusip>218352102</cusip>
		<meetingDate>6/10/2025</meetingDate>
		<voteDescription>To approve, on an advisory basis, the compensation of the Company's named executive officers as disclosed in the accompanying proxy statement</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>783</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>783</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Costar Group, Inc.</issuerName>
		<cusip>22160N109</cusip>
		<meetingDate>6/26/2025</meetingDate>
		<voteDescription>Proposal to approve, on an advisory basis, the Company's executive compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>300</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>300</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Costar Group, Inc.</issuerName>
		<cusip>22160N109</cusip>
		<meetingDate>6/26/2025</meetingDate>
		<voteDescription>Proposal to approve, on an advisory basis, the Company's executive compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>300</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>300</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Costco Wholesale Corp.</issuerName>
		<cusip>22160K105</cusip>
		<meetingDate>1/23/2025</meetingDate>
		<voteDescription>Approval, on an advisory basis, of executive compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>15</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>15</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>CSW Industrials, Inc.</issuerName>
		<cusip>126402106</cusip>
		<meetingDate>8/14/2024</meetingDate>
		<voteDescription>Approval, by non-binding vote, of executive compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>2000</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>2000</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>CSW Industrials, Inc.</issuerName>
		<cusip>126402106</cusip>
		<meetingDate>8/14/2024</meetingDate>
		<voteDescription>Approval of the 2024 Equity and Incentive Compensation Plan.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>2000</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>2000</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Cummins Inc.</issuerName>
		<cusip>231021106</cusip>
		<meetingDate>5/13/2025</meetingDate>
		<voteDescription>Advisory vote to approve the compensation of our named executive officers as disclosed in the proxy statement.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>105</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>105</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Danaher Corp.</issuerName>
		<cusip>235851102</cusip>
		<meetingDate>5/05/2025</meetingDate>
		<voteDescription>To approve on an advisory basis the Company's named executive officer compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>12</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>12</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Dick's Sporting Goods, Inc.</issuerName>
		<cusip>253393102</cusip>
		<meetingDate>6/11/2025</meetingDate>
		<voteDescription>Non-binding advisory vote to approve compensation of named executive officers, as disclosed in the Company's 2025 proxy statement.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>1250</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>1250</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Duke Energy Corp.</issuerName>
		<cusip>26441C204</cusip>
		<meetingDate>5/01/2025</meetingDate>
		<voteDescription>Advisory vote to approve Duke Energy's named executive officer compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>206</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>206</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>DXC Tech Co. </issuerName>
		<cusip>23355L106</cusip>
		<meetingDate>7/30/2024</meetingDate>
		<voteDescription>Approval, in a non-binding advisory vote, of our named executive officer compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>17</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>17</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>DXC Tech Co. </issuerName>
		<cusip>23355L106</cusip>
		<meetingDate>7/30/2024</meetingDate>
		<voteDescription>Approval of an increase in the number of shares available under the DXC Technology Company 2017 Non-Employee Director Incentive Plan.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>17</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>17</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>EQT Corporation</issuerName>
		<cusip>26884L109</cusip>
		<meetingDate>4/16/2025</meetingDate>
		<voteDescription>Approval of a non-binding resolution to approve the 2024 compensation of EQT Corporation's named executive officers (say-on-pay).</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>355</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>355</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>F 5</issuerName>
		<cusip>315616102</cusip>
		<meetingDate>3/13/2025</meetingDate>
		<voteDescription>Advisory vote to approve the compensation of our named executive officers.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>144</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>144</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Ford Motor Company</issuerName>
		<cusip>345370860</cusip>
		<meetingDate>5/08/2025</meetingDate>
		<voteDescription>An Advisory Vote to Approve the Compensation of the Named Executives.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>119</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>119</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Fortinet, Inc.</issuerName>
		<cusip>34959E109</cusip>
		<meetingDate>6/13/2025</meetingDate>
		<voteDescription>Advisory vote to approve named executive officer compensation, as disclosed in the Proxy Statement</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>836</sharesVoted>
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		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>836</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Franklin BSP Realty Trust, Inc.</issuerName>
		<cusip>35243J101</cusip>
		<meetingDate>5/28/2025</meetingDate>
		<voteDescription>Advisory vote on the compensation of the Company's Named Executive Officers</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>3425</sharesVoted>
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		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>3425</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Freeport-McMoran, Inc. </issuerName>
		<cusip>35671D857</cusip>
		<meetingDate>6/11/2025</meetingDate>
		<voteDescription>Approval, on an advisory basis, of the compensation of our named executive officers</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>431</sharesVoted>
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		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>431</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>FTI Consulting, Inc.</issuerName>
		<cusip>302941109</cusip>
		<meetingDate>6/04/2025</meetingDate>
		<voteDescription>Advisory (non-binding) resolution to approve the compensation of the named executive officers for the year ended December 31, 2024 as described in the Proxy Statement.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>257</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>257</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>GE Aerospace</issuerName>
		<cusip>369604301</cusip>
		<meetingDate>5/06/2025</meetingDate>
		<voteDescription>Advisory Approval of Our Named Executives' Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>5</sharesVoted>
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		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>5</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>GE Aerospace</issuerName>
		<cusip>369604301</cusip>
		<meetingDate>5/06/2025</meetingDate>
		<voteDescription>Shareholder Proposal Requesting Vote on Severance Payments</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		</voteCategories>
		<sharesVoted>5</sharesVoted>
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		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>5</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>GE Healthcare Technologies, Inc. </issuerName>
		<cusip>36266G107</cusip>
		<meetingDate>5/28/2025</meetingDate>
		<voteDescription>Approval of our named executive officers' compensation in an advisory vote</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>1</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>1</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		</vote>
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				<otherManager>0</otherManager>
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		<issuerName>GE Healthcare Technologies, Inc. </issuerName>
		<cusip>36266G107</cusip>
		<meetingDate>5/28/2025</meetingDate>
		<voteDescription>Stockholder proposal regarding stockholder ratification of certain termination pay arrangements, if properly presented.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>1</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>1</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>GE Vernova Inc</issuerName>
		<cusip>36828A101</cusip>
		<meetingDate>5/14/2025</meetingDate>
		<voteDescription>Approve the compensation of our named executives officers in an advisory vote</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>1</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>1</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>GE Vernova Inc</issuerName>
		<cusip>36828A101</cusip>
		<meetingDate>5/14/2025</meetingDate>
		<voteDescription>Approve the frequency of future advisory votes on named executive officers compensation in an advisory vote</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>1</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>1</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		</vote>
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				<otherManager>0</otherManager>
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		<issuerName>Hasbro, Inc.</issuerName>
		<cusip>418056107</cusip>
		<meetingDate>5/21/2025</meetingDate>
		<voteDescription>Advisory Vote to Approve the Compensation of Hasbro's Named Executive Officers</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>7</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>7</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		</vote>
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			<otherManagers>
				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>Hercules</issuerName>
		<cusip>427096508</cusip>
		<meetingDate>6/18/2025</meetingDate>
		<voteDescription>Advisory vote to approve the Company's named executive officer compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>1580</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>1580</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Hewlett Packard Enterprise Company</issuerName>
		<cusip>42824C109</cusip>
		<meetingDate>4/02/2025</meetingDate>
		<voteDescription>Advisory vote to approve the Hewlett Packard Enterprise Company's executive compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>200</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>200</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Host Hotels &amp; Resorts, Inc.</issuerName>
		<cusip>44107P104</cusip>
		<meetingDate>5/14/2025</meetingDate>
		<voteDescription>Advisory resolution to approve executive compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>573</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>573</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>Howmet Aerospace, Inc.</issuerName>
		<cusip>443201108</cusip>
		<meetingDate>5/28/2025</meetingDate>
		<voteDescription>Advisory vote to approve executive compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>666</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>666</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
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	<proxyTable>
		<issuerName>HP, Inc.</issuerName>
		<cusip>40434L105</cusip>
		<meetingDate>4/14/2025</meetingDate>
		<voteDescription>To approve, on an advisory basis, HP Inc.'s named executive officer compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>200</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>200</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
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			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Huron Consulting Group Inc.</issuerName>
		<cusip>447462102</cusip>
		<meetingDate>5/09/2025</meetingDate>
		<voteDescription>An advisory vote to approve the Company's Executive Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>80</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>80</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
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	<proxyTable>
		<issuerName>Intel Corporation</issuerName>
		<cusip>458140100</cusip>
		<meetingDate>5/06/2025</meetingDate>
		<voteDescription>Approval of amendment and restatement of the 2006 Equity Incentive Plan.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>116</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>116</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>Intel Corporation</issuerName>
		<cusip>458140100</cusip>
		<meetingDate>5/06/2025</meetingDate>
		<voteDescription>Advisory vote on executive compensation (Say-On-Pay).</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>116</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>116</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Intuitive Surgical, Inc.</issuerName>
		<cusip>46120E602</cusip>
		<meetingDate>5/01/2025</meetingDate>
		<voteDescription>To approve, by advisory vote, the compensation of the Company's Named Executive Officers</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>5</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>5</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		</vote>
		<voteManager>
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				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>Intuitive Surgical, Inc.</issuerName>
		<cusip>46120E602</cusip>
		<meetingDate>5/01/2025</meetingDate>
		<voteDescription>The stockholder proposal purportedly "to improve the executive compensation program," if properly presented at the Annual Meeting.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>5</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>5</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		</vote>
		<voteManager>
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				<otherManager>0</otherManager>
			</otherManagers>
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	<proxyTable>
		<issuerName>Intuitive Surgical, Inc.</issuerName>
		<cusip>46120E602</cusip>
		<meetingDate>5/01/2025</meetingDate>
		<voteDescription>The stockholder proposal that is titled "Shareholder approval requirement for excessive golden parachutes," if properly presented at the Annual Meeting</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>5</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>5</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		</vote>
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				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>Intuitive Surgical, Inc.</issuerName>
		<cusip>46120E602</cusip>
		<meetingDate>5/01/2025</meetingDate>
		<voteDescription>To approve, by advisory vote, the compensation of the Company's Named Executive Officers</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>60</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>60</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		</vote>
		<voteManager>
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				<otherManager>0</otherManager>
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		</voteManager>
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	<proxyTable>
		<issuerName>Intuitive Surgical, Inc.</issuerName>
		<cusip>46120E602</cusip>
		<meetingDate>5/01/2025</meetingDate>
		<voteDescription>The stockholder proposal purportedly "to improve the executive compensation program," if properly presented at the Annual Meeting.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>60</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>60</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<voteManager>
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				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>Intuitive Surgical, Inc.</issuerName>
		<cusip>46120E602</cusip>
		<meetingDate>5/01/2025</meetingDate>
		<voteDescription>The stockholder proposal that is titled "Shareholder approval requirement for excessive golden parachutes," if properly presented at the Annual Meeting</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>60</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>60</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>Johnson &amp; Johnson</issuerName>
		<cusip>478160104</cusip>
		<meetingDate>4/24/2025</meetingDate>
		<voteDescription>Advisory Vote to Approve Named Executive Officer Compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>4700</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>4700</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
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	<proxyTable>
		<issuerName>Johnson &amp; Johnson</issuerName>
		<cusip>478160104</cusip>
		<meetingDate>4/24/2025</meetingDate>
		<voteDescription>Shareholder opportunity to vote on excessive golden parachutes.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>4700</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>4700</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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	<proxyTable>
		<issuerName>Johnson &amp; Johnson</issuerName>
		<cusip>478160104</cusip>
		<meetingDate>4/24/2025</meetingDate>
		<voteDescription>Advisory Vote to Approve Named Executive Officer Compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>4019</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>4019</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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	<proxyTable>
		<issuerName>Johnson &amp; Johnson</issuerName>
		<cusip>478160104</cusip>
		<meetingDate>4/24/2025</meetingDate>
		<voteDescription>Shareholder opportunity to vote on excessive golden parachutes.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>4019</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>4019</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>Johnson &amp; Johnson</issuerName>
		<cusip>478160104</cusip>
		<meetingDate>4/24/2025</meetingDate>
		<voteDescription>Advisory Vote to Approve Named Executive Officer Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>17</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>17</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
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	<proxyTable>
		<issuerName>Johnson &amp; Johnson</issuerName>
		<cusip>478160104</cusip>
		<meetingDate>4/24/2025</meetingDate>
		<voteDescription>Shareholder opportunity to vote on excessive golden parachutes.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>17</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>17</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
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	<proxyTable>
		<issuerName>Keysight Technologies, Inc.</issuerName>
		<cusip>49338L103</cusip>
		<meetingDate>3/20/2025</meetingDate>
		<voteDescription>Approve , on a non-binding advisory basis, the compensation of Keysight's Named Executive Officers.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>50</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>50</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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	<proxyTable>
		<issuerName>KLA Corporation</issuerName>
		<cusip>482480100</cusip>
		<meetingDate>11/06/2024</meetingDate>
		<voteDescription>To approve on a non-binding, advisory basis our named executive officer compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>2</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>2</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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	<proxyTable>
		<issuerName>LabCorp.  Holdings Inc.</issuerName>
		<cusip>504922105</cusip>
		<meetingDate>5/15/2025</meetingDate>
		<voteDescription>To approve, by non-binding vote, the compensation of the Company's Named Executive Officers</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>11</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>11</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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	<proxyTable>
		<issuerName>Leidos Holdings, Inc.</issuerName>
		<cusip>525327102</cusip>
		<meetingDate>5/02/2025</meetingDate>
		<voteDescription>Approve, by an advisory vote, executive compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>281</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>281</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Lithia Motors, Inc. </issuerName>
		<cusip>536797103</cusip>
		<meetingDate>4/24/2025</meetingDate>
		<voteDescription>To approve, by an advisory vote, named executive officer compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>54</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>54</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Marathon Petroleum Corporation</issuerName>
		<cusip>56585A102</cusip>
		<meetingDate>4/30/2025</meetingDate>
		<voteDescription>Approval, on an advisory basis, of the company's named executive officer compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>63</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>63</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Markel Group Inc.</issuerName>
		<cusip>570535104</cusip>
		<meetingDate>5/21/2025</meetingDate>
		<voteDescription>Advisory vote on approval of executive compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>990</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>990</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Markel Group Inc.</issuerName>
		<cusip>570535104</cusip>
		<meetingDate>5/21/2025</meetingDate>
		<voteDescription>Advisory vote on approval of executive compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>474</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>474</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Marriiott Intl., Inc.</issuerName>
		<cusip>571903202</cusip>
		<meetingDate>5/09/2025</meetingDate>
		<voteDescription>Advisory vote to approve executive compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>163</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>163</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Mastercard, Inc.</issuerName>
		<cusip>57636Q104</cusip>
		<meetingDate>6/24/2025</meetingDate>
		<voteDescription>Advisory approval of Mastercard's executive compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>500</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>500</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Mattel, Inc.</issuerName>
		<cusip>577081102</cusip>
		<meetingDate>5/28/2025</meetingDate>
		<voteDescription>Advisory vote to approve named executive officer compensation ("Say-on-Pay"), as described in the Mattel, Inc. Proxy Statement</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>23</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>23</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Meta Platforms, Inc.</issuerName>
		<cusip>30303M102</cusip>
		<meetingDate>5/28/2025</meetingDate>
		<voteDescription>To approve, on a non-binding advisory basis, the compensation program for Meta Platforms, Inc.'s named executive officers as disclosed in Meta Platforms, Inc.'s proxy statement</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>86</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>86</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Meta Platforms, Inc.</issuerName>
		<cusip>30303M102</cusip>
		<meetingDate>5/28/2025</meetingDate>
		<voteDescription>To vote, on a non-binding advisory basis, whether a non-binding advisory vote on the compensation program for Meta Platforms, Inc.'s named executive officers should be held every one, two or three years</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>86</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>86</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Microsoft</issuerName>
		<cusip>594918104</cusip>
		<meetingDate>12/10/2024</meetingDate>
		<voteDescription>Advisory Vote to Approve Named Executive Officer Compensation ("say-on-pay vote").</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>298</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>298</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Microsoft</issuerName>
		<cusip>594918104</cusip>
		<meetingDate>12/10/2024</meetingDate>
		<voteDescription>Advisory Vote to Approve Named Executive Officer Compensation ("say-on-pay vote").</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>145</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>145</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Microsoft</issuerName>
		<cusip>594918104</cusip>
		<meetingDate>12/10/2024</meetingDate>
		<voteDescription>Advisory Vote to Approve Named Executive Officer Compensation ("say-on-pay vote").</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>248</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>248</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Mohawk Industries, Inc.</issuerName>
		<cusip>608190104</cusip>
		<meetingDate>5/22/2025</meetingDate>
		<voteDescription>Advisory vote to approve executive compensation, as disclosed in the Company's Proxy Statement for the 2025 Annual Meeting of Stockholders</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>350</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>350</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Moody's Corp.</issuerName>
		<cusip>615369105</cusip>
		<meetingDate>4/15/2025</meetingDate>
		<voteDescription>Advisory resolution approving executive compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>500</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>500</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Moody's Corp.</issuerName>
		<cusip>615369105</cusip>
		<meetingDate>4/15/2025</meetingDate>
		<voteDescription>Advisory resolution approving executive compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>400</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>400</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Morgan Stanley</issuerName>
		<cusip>617446448</cusip>
		<meetingDate>5/15/2025</meetingDate>
		<voteDescription>To approve the compensation of executives as disclosed in the proxy statement (non-binding advisory vote</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>192</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>192</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Morgan Stanley</issuerName>
		<cusip>617446448</cusip>
		<meetingDate>5/15/2025</meetingDate>
		<voteDescription>To approve the Amended and Restated Equity Incentive Compensation Plan</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>192</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>192</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Motorola Solutions, Inc. </issuerName>
		<cusip>620076307</cusip>
		<meetingDate>5/15/2025</meetingDate>
		<voteDescription>Advisory Approval of the Company's Executive Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>14</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>14</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
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		<issuerName>Netflix, Inc.</issuerName>
		<cusip>64110L106</cusip>
		<meetingDate>6/05/2025</meetingDate>
		<voteDescription>Advisory approval of named executive officer compensation.</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>100</sharesVoted>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>100</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>Netflix, Inc.</issuerName>
		<cusip>64110L106</cusip>
		<meetingDate>6/05/2025</meetingDate>
		<voteDescription>Advisory approval of named executive officer compensation.</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>3</sharesVoted>
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		<vote>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>3</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>Newell Brands Inc.</issuerName>
		<cusip>651229106</cusip>
		<meetingDate>5/08/2025</meetingDate>
		<voteDescription>Approve an advisory resolution on named executive officer compensation.</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>100</sharesVoted>
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		<vote>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>100</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>Newell Brands Inc.</issuerName>
		<cusip>651229106</cusip>
		<meetingDate>5/08/2025</meetingDate>
		<voteDescription>A stockholder proposal to approve additional stock retention requirements for executives, if properly presented at the annual meeting</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>100</sharesVoted>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>100</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>Nio</issuerName>
		<cusip>62914V106</cusip>
		<meetingDate>6/25/2025</meetingDate>
		<voteDescription>As an ordinary resolution: to re-appoint PricewaterhouseCoopers Zhong Tian LLP as the auditor of the Company to hold office until the conclusion of the next annual general meeting of the Company and to authorize the Board to fix their remuneration for the year ending December 31, 2025.</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>10</sharesVoted>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>10</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>Norfolk Southern</issuerName>
		<cusip>655844108</cusip>
		<meetingDate>5/08/2025</meetingDate>
		<voteDescription>Approval of the advisory resolution on executive compensation, as disclosed in the proxy statement for the 2025 Annual Meeting of Shareholders</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>373</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>373</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Nvidia</issuerName>
		<cusip>67066G104</cusip>
		<meetingDate>6/25/2025</meetingDate>
		<voteDescription>Advisory approval of our executive compensation</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>563</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>563</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>Palo Alto Networks, Inc.</issuerName>
		<cusip>697435105</cusip>
		<meetingDate>12/10/2024</meetingDate>
		<voteDescription>To approve, on an advisory basis, the compensation of our named executive officers.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		</voteCategories>
		<sharesVoted>258</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>258</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Parker-Hannifin Corp.</issuerName>
		<cusip>701094104</cusip>
		<meetingDate>10/23/2024</meetingDate>
		<voteDescription>Approval of, on a non-binding, advisory basis, the compensation of our Named Executive Officers</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>24</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>24</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>Paypal Holdings, Inc.</issuerName>
		<cusip>70450Y103</cusip>
		<meetingDate>6/05/2025</meetingDate>
		<voteDescription>Advisory Vote to Approve Named Executive Officer Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		</voteCategories>
		<sharesVoted>167</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>167</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>PDS Biotechnology Corp.</issuerName>
		<cusip>70465T107</cusip>
		<meetingDate>6/11/2025</meetingDate>
		<voteDescription>To approve, by non-binding, advisory vote, the compensation of our named executive officers.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		</voteCategories>
		<sharesVoted>7000</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>7000</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Pfizer, Inc.</issuerName>
		<cusip>717081103</cusip>
		<meetingDate>4/24/2025</meetingDate>
		<voteDescription>2025 advisory approval of executive compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>11225</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>11225</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Pfizer, Inc.</issuerName>
		<cusip>717081103</cusip>
		<meetingDate>4/24/2025</meetingDate>
		<voteDescription>Shareholder Vote Regarding Golden Parachutes</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>11225</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>11225</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>PPL Corporation</issuerName>
		<cusip>69351T106</cusip>
		<meetingDate>5/16/2025</meetingDate>
		<voteDescription>Advisory vote to approve compensation of named executive officers</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>330</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>330</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Prudential Financial, Inc. </issuerName>
		<cusip>744320102</cusip>
		<meetingDate>5/13/2025</meetingDate>
		<voteDescription>Advisory vote to approve named executive officer compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>500</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>500</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Quest Diagnostics, Inc.</issuerName>
		<cusip>74834L100</cusip>
		<meetingDate>5/15/2025</meetingDate>
		<voteDescription>An advisory resolution to approve the executive officer compensation disclosed in the Company's 2025 proxy statement</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>17</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>17</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>Regeneron Pharmacerticals, Inc.</issuerName>
		<cusip>75886F107</cusip>
		<meetingDate>6/13/2025</meetingDate>
		<voteDescription>Proposal to approve, on an advisory basis, executive compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>90</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>90</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Rithm Capital Corp.</issuerName>
		<cusip>64828T201</cusip>
		<meetingDate>5/22/2025</meetingDate>
		<voteDescription>To approve (on a non-binding advisory basis) the compensation of the named executive officers as described in the accompanying materials</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>2000</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>2000</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		</vote>
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				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>Ross Stores, Inc.</issuerName>
		<cusip>778296103</cusip>
		<meetingDate>5/21/2025</meetingDate>
		<voteDescription>Advisory vote to approve the resolution on the compensation of the named executive officers</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		</voteCategories>
		<sharesVoted>3400</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>3400</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		</vote>
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				<otherManager>0</otherManager>
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		<issuerName>S &amp; P Global, Inc.</issuerName>
		<cusip>78409V104</cusip>
		<meetingDate>5/07/2025</meetingDate>
		<voteDescription>Approve, on an advisory basis, the executive compensation program for the Company's named executive officers, as described in the Proxy Statement</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>100</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>100</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>S &amp; P Global, Inc.</issuerName>
		<cusip>78409V104</cusip>
		<meetingDate>5/07/2025</meetingDate>
		<voteDescription>Vote on a shareholder proposal to amend the Company's clawback policy for unearned executive pay</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>100</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>100</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Salesforce</issuerName>
		<cusip>79466L302</cusip>
		<meetingDate>6/05/2025</meetingDate>
		<voteDescription>Approval, on an advisory basis, of the fiscal 2025 compensation of our named executive officers.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>3</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>3</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Shell PLC</issuerName>
		<cusip>780259305</cusip>
		<meetingDate>5/20/2025</meetingDate>
		<voteDescription>Approval of Directors' Remuneration Report</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>189</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>189</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Shopify</issuerName>
		<cusip>82509L107</cusip>
		<meetingDate>6/17/2025</meetingDate>
		<voteDescription>Resolution approving the reappointment of PricewaterhouseCoopers LLP as the Independent Registered Public Accounting Firm of Shopify Inc. and authorizing the Board of Directors to fix their remuneration.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>40</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>WITHHOLD</howVoted>
				<sharesVoted>40</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
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	<proxyTable>
		<issuerName>Shopify</issuerName>
		<cusip>82509L107</cusip>
		<meetingDate>6/17/2025</meetingDate>
		<voteDescription>Non-binding advisory vote that the shareholders accept Shopify Inc.'s approach to executive compensation as disclosed in the Management Information Circular for the Meeting.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>40</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>AGAINST</howVoted>
				<sharesVoted>40</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<voteManager>
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				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>Skyworks solutions, Inc.</issuerName>
		<cusip>83088M102</cusip>
		<meetingDate>5/14/2025</meetingDate>
		<voteDescription>To approve, on an advisory basis, the compensation of the Company's named executive officers, as described in the Company's Proxy Statement</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		</voteCategories>
		<sharesVoted>213</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>213</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
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	<proxyTable>
		<issuerName>Southwest Airlines</issuerName>
		<cusip>844741108</cusip>
		<meetingDate>5/14/2025</meetingDate>
		<voteDescription>Advisory vote to approve the compensation of the Company's named executive officers</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>628</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>628</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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	<proxyTable>
		<issuerName>Southwest Airlines</issuerName>
		<cusip>844741108</cusip>
		<meetingDate>5/14/2025</meetingDate>
		<voteDescription>Advisory vote on shareholder proposal to amend clawback policy for executive pay.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>628</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>628</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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	<proxyTable>
		<issuerName>Spotify Technology S.A.</issuerName>
		<cusip>L8681T102</cusip>
		<meetingDate>4/09/2025</meetingDate>
		<voteDescription>Approve the directors' remuneration for the year 2025.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>11</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>11</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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	<proxyTable>
		<issuerName>Starbucks Corp. </issuerName>
		<cusip>855244109</cusip>
		<meetingDate>3/12/2025</meetingDate>
		<voteDescription>Approve, on an advisory, nonbinding basis, the compensation of our named executive officers</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>9</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>9</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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	<proxyTable>
		<issuerName>Stryker Corporation</issuerName>
		<cusip>863667101</cusip>
		<meetingDate>5/08/2025</meetingDate>
		<voteDescription>Advisory Vote to Approve Named Executive Officer Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>7</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>7</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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	<proxyTable>
		<issuerName>Supernus Pharmaceuticals, Inc. </issuerName>
		<cusip>868459108</cusip>
		<meetingDate>6/16/2025</meetingDate>
		<voteDescription>to approve, on a non-binding basis, the compensation paid to our named executive officers</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>475</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>475</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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	<proxyTable>
		<issuerName>Synchrony Financial</issuerName>
		<cusip>87165B103</cusip>
		<meetingDate>6/17/2025</meetingDate>
		<voteDescription>Advisory Vote to Approve Named Executive Officer Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>77</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>77</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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	<proxyTable>
		<issuerName>Sysco Corporation</issuerName>
		<cusip>871829107</cusip>
		<meetingDate>11/12/2024</meetingDate>
		<voteDescription>To approve, by advisory vote, the compensation paid to Sysco's named executive officers, as disclosed in Sysco's 2024 proxy statement.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>206</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>206</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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	<proxyTable>
		<issuerName>Target Corp. Annual Meeting</issuerName>
		<cusip>87612E106</cusip>
		<meetingDate>6/11/2025</meetingDate>
		<voteDescription>Company proposal to approve, on an advisory basis, our executive compensation Say on Pay</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>800</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>800</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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	<proxyTable>
		<issuerName>Tetra Tech, Inc.</issuerName>
		<cusip>88162G103</cusip>
		<meetingDate>2/27/2025</meetingDate>
		<voteDescription>To approve, on an advisory basis, the Company's  named executive officers' compensation .</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>935</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>935</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Texas Roadhouse, Inc.</issuerName>
		<cusip>882681109</cusip>
		<meetingDate>5/15/2025</meetingDate>
		<voteDescription>Say on Pay - An Advisory Vote on the Approval of Executive Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>1</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>1</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>The Charles Schwab Corp</issuerName>
		<cusip>808513105</cusip>
		<meetingDate>5/22/2025</meetingDate>
		<voteDescription>Advisory approval of named executive officer compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>2700</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>2700</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>The Charles Schwab Corp</issuerName>
		<cusip>808513105</cusip>
		<meetingDate>5/22/2025</meetingDate>
		<voteDescription>Advisory approval of named executive officer compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>200</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>200</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>The Coca-Cola Co. Annual Meeting</issuerName>
		<cusip>191216100</cusip>
		<meetingDate>4/30/2025</meetingDate>
		<voteDescription>Advisory vote to approve executive compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>11000</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>11000</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>The Hanover Insurance Group, Inc.</issuerName>
		<cusip>410867105</cusip>
		<meetingDate>5/13/2025</meetingDate>
		<voteDescription>The advisory approval of the Company's executive compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>235</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>235</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>The Kraft Heinz Co</issuerName>
		<cusip>500754106</cusip>
		<meetingDate>5/08/2025</meetingDate>
		<voteDescription>Advisory vote to approve executive compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>95</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>95</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>The PNC Financial Services Group, LLC</issuerName>
		<cusip>693475105</cusip>
		<meetingDate>4/23/2025</meetingDate>
		<voteDescription>Advisory vote to approve named executive officer compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>76</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>76</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>The PNC Financial Services Group, LLC</issuerName>
		<cusip>693475105</cusip>
		<meetingDate>4/23/2025</meetingDate>
		<voteDescription>Advisory vote to approve named executive officer compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>3770</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>3770</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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	<proxyTable>
		<issuerName>The Walt Disney Company</issuerName>
		<cusip>254687106</cusip>
		<meetingDate>3/20/2025</meetingDate>
		<voteDescription>Consideration of an advisory vote to approve executive compensatlon.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>5</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>5</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>The Walt Disney Company</issuerName>
		<cusip>254687106</cusip>
		<meetingDate>3/20/2025</meetingDate>
		<voteDescription>Consideration of an advisory vote to approve executive compensatlon.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>3199</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>3199</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Total Energies SE</issuerName>
		<cusip>89151E109</cusip>
		<meetingDate>5/23/2025</meetingDate>
		<voteDescription>Setting of the amount of directors' aggregate annual compensation and approval of the compensation policy applicable to directors</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>135</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>135</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Total Energies SE</issuerName>
		<cusip>89151E109</cusip>
		<meetingDate>5/23/2025</meetingDate>
		<voteDescription>Approval of the fixed, variable and extraordinary components making up the total compensation and the in-kind benefits paid during the fiscal year 2024 or allocated for that year to Mr. Patrick Pouyanne, Chairman and Chief Executive Officer</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>135</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>135</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Total Energies SE</issuerName>
		<cusip>89151E109</cusip>
		<meetingDate>5/23/2025</meetingDate>
		<voteDescription>Approval of the compensation policy applicable to the Chairman and Chief Executive Officer</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>135</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>135</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Uber Technologies, Inc.</issuerName>
		<cusip>90353T100</cusip>
		<meetingDate>5/05/2025</meetingDate>
		<voteDescription>Advisory vote to approve 2024 named executive officer compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>2311</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>2311</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Union Pacific Corporation</issuerName>
		<cusip>907818108</cusip>
		<meetingDate>5/08/2025</meetingDate>
		<voteDescription>Approve, by non-binding vote, the compensation of the Company's Named Executive Officers - Say on Pay</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>65</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>65</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>United Health Group Incorporated</issuerName>
		<cusip>91324P102</cusip>
		<meetingDate>6/02/2025</meetingDate>
		<voteDescription>Advisory approval of the Company's executive compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>47</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>47</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>United Health Group Incorporated</issuerName>
		<cusip>91324P102</cusip>
		<meetingDate>6/02/2025</meetingDate>
		<voteDescription>If properly presented at the 2025 Annual Meeting of Shareholders, the shareholder proposal requesting a shareholder vote regarding excessive golden parachutes</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>47</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>47</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<issuerName>Verisk Analytics, Inc.</issuerName>
		<cusip>92345Y106</cusip>
		<meetingDate>5/20/2025</meetingDate>
		<voteDescription>To approve executive compensation on an advisory, non-binding basis</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>100</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>100</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Verizon Comm, Inc. </issuerName>
		<cusip>92343V104</cusip>
		<meetingDate>5/22/2025</meetingDate>
		<voteDescription>Advisory vote to approve executive compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
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		<sharesVoted>2200</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>2200</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Visa, Inc.</issuerName>
		<cusip>92826C839</cusip>
		<meetingDate>1/28/2025</meetingDate>
		<voteDescription>To approve, on an advisory basis, the compensation paid to our named executive officers.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
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		<sharesVoted>3089</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>3089</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>Visa, Inc.</issuerName>
		<cusip>92826C839</cusip>
		<meetingDate>1/28/2025</meetingDate>
		<voteDescription>To approve, on an advisory basis, the compensation paid to our named executive officers.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>4728</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>4728</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Wells Fargo &amp; Co. </issuerName>
		<cusip>949746101</cusip>
		<meetingDate>4/29/2025</meetingDate>
		<voteDescription>Advisory vote to approve executive compensation (Say on Pay).</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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		</voteCategories>
		<sharesVoted>1600</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>1600</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>Wells Fargo &amp; Co. </issuerName>
		<cusip>949746101</cusip>
		<meetingDate>4/29/2025</meetingDate>
		<voteDescription>Advisory vote to approve executive compensation (Say on Pay).</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>1600</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>1600</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Western Digital Corporation</issuerName>
		<cusip>958102105</cusip>
		<meetingDate>11/20/2024</meetingDate>
		<voteDescription>Approval on an advisory basis of the named executive officer compensation disclosed in the Proxy Statement</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>617</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>617</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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		<issuerName>White Mountain Insurance Group, Ltd.</issuerName>
		<cusip>G9618E107</cusip>
		<meetingDate>5/22/2025</meetingDate>
		<voteDescription>Approval of the advisory resolution on executive compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>380</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>380</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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	<proxyTable>
		<issuerName>Workday, Inc.</issuerName>
		<cusip>98138H101</cusip>
		<meetingDate>6/04/2025</meetingDate>
		<voteDescription>To approve, on an advisory basis, the compensation of our named executive officers as disclosed in the Proxy Statement.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>280</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>280</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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	<proxyTable>
		<issuerName>Ziff Davis, Inc.</issuerName>
		<cusip>48123V102</cusip>
		<meetingDate>5/07/2025</meetingDate>
		<voteDescription>To provide an advisory vote on the compensation of Ziff Davis' named executive officers</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>350</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>350</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
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