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		<cusip>53015103</cusip>
		<meetingDate>11/08/2023</meetingDate>
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		<issuerName>Baxter International, Inc.</issuerName>
		<cusip>071813109</cusip>
		<meetingDate>5/07/2024</meetingDate>
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		<issuerName>Booking Holdings Inc.</issuerName>
		<cusip>09857L108</cusip>
		<meetingDate>6/04/2024</meetingDate>
		<voteDescription>Advisory vote to approve 2023 executive compensation</voteDescription>
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		<issuerName>Booking Holdings Inc.</issuerName>
		<cusip>09857L108</cusip>
		<meetingDate>6/04/2024</meetingDate>
		<voteDescription>Advisory vote to approve 2023 executive compensation.</voteDescription>
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		<issuerName>Broadcom, Inc.</issuerName>
		<cusip>11135F101</cusip>
		<meetingDate>4/22/2024</meetingDate>
		<voteDescription>Advisory vote to approve the named executive officer compensation.</voteDescription>
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		<issuerName>Cable One, Inc. </issuerName>
		<cusip>12685J105</cusip>
		<meetingDate>5/16/2024</meetingDate>
		<voteDescription>To approve, on a non-binding advisory basis, the compensation of the Company's named executive officers for 2023</voteDescription>
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		<issuerName>Capital One Financial Corp.</issuerName>
		<cusip>14040H105</cusip>
		<meetingDate>5/02/2024</meetingDate>
		<voteDescription>Advisory vote on our Named Executive Officer compensation ("Say on Pay").</voteDescription>
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				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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		<issuerName>Caterpillar, Inc.</issuerName>
		<cusip>149123101</cusip>
		<meetingDate>6/12/2024</meetingDate>
		<voteDescription>Advisory Vote to Approve Executive Compensation</voteDescription>
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		<issuerName>Chubb, Ltd.</issuerName>
		<cusip>H1467J104</cusip>
		<meetingDate>5/16/2024</meetingDate>
		<voteDescription>12a-Approval of the compensation of the Board of Directors and Executive Management under Swiss law requirements: Maximum compensation of the Board of Directors until the next annual general meeting. </voteDescription>
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		<cusip>H1467J104</cusip>
		<meetingDate>5/16/2024</meetingDate>
		<voteDescription>12b-Approval of the compensation of the Board of Directors and Executive Management under Swiss law requirements: Maximum compensation of Executive Management for the 2025 calendar year.</voteDescription>
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		<cusip>H1467J104</cusip>
		<meetingDate>5/16/2024</meetingDate>
		<voteDescription> 12c-Approval of the compensation of the Board of Directors and Executive Management under Swiss law requirements: Advisory vote to approve the Swiss compensation report.</voteDescription>
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		<cusip>H1467J104</cusip>
		<meetingDate>5/16/2024</meetingDate>
		<voteDescription> 13-Advisory vote to approve executive compensation under U.S. securities law requirements</voteDescription>
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				<howVoted>ABSTAIN</howVoted>
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		<issuerName>Cisco Systems, Inc.</issuerName>
		<cusip>17275R102</cusip>
		<meetingDate>12/06/2023</meetingDate>
		<voteDescription>Approval, on an advisory basis, of executive compensation.</voteDescription>
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		<cusip>20825C104</cusip>
		<meetingDate>5/14/2024</meetingDate>
		<voteDescription>Advisory Approval of Executive Compensation.</voteDescription>
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		<cusip>22160N109</cusip>
		<meetingDate>6/06/2024</meetingDate>
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		<issuerName>Costar Group, Inc.</issuerName>
		<cusip>22160N109</cusip>
		<meetingDate>6/06/2024</meetingDate>
		<voteDescription>Proposal to approve, on an advisory basis, the Company's executive compensation.</voteDescription>
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		<issuerName>Costco Wholesale Corp.</issuerName>
		<cusip>22160K105</cusip>
		<meetingDate>1/18/2024</meetingDate>
		<voteDescription>Approval, on an advisory basis, of executive compensation.</voteDescription>
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		<issuerName>CSW Industrials, Inc.</issuerName>
		<cusip>126402106</cusip>
		<meetingDate>8/24/2023</meetingDate>
		<voteDescription>Approval, by non-binding vote, executive compensation.</voteDescription>
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		<issuerName>Danaher Corp.</issuerName>
		<cusip>235851102</cusip>
		<meetingDate>5/07/2024</meetingDate>
		<voteDescription>To approve on an advisory basis the Company's named executive officer compensation.</voteDescription>
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		<issuerName>Diageo, Plc.</issuerName>
		<cusip>25243Q205</cusip>
		<meetingDate>9/28/2023</meetingDate>
		<voteDescription>Directors' remuneration policy 2023</voteDescription>
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				<howVoted>FOR</howVoted>
				<sharesVoted>3100</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
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			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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		<issuerName>Diageo, Plc.</issuerName>
		<cusip>25243Q205</cusip>
		<meetingDate>9/28/2023</meetingDate>
		<voteDescription>Directors' remuneration policy 2023</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>3535</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>3535</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Diageo, Plc.</issuerName>
		<cusip>25243Q205</cusip>
		<meetingDate>9/28/2023</meetingDate>
		<voteDescription>Directors' remuneration policy 2023</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>215</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>215</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Dick's Sporting Goods, Inc.</issuerName>
		<cusip>253393102</cusip>
		<meetingDate>6/12/2024</meetingDate>
		<voteDescription>Non-binding advisory vote to approve compensation of named executive officers for 2023, as disclosed in the Company's 2024 proxy statement.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>1250</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>1250</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>EQT Corporation</issuerName>
		<cusip>26884L109</cusip>
		<meetingDate>4/17/2024</meetingDate>
		<voteDescription>Advisory vote to approve the 2023 compensation of EQT Corporation's named executive officers (say-on-pay).</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>447</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>447</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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		<voteManager>
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				<otherManager>0</otherManager>
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		<issuerName>Exact Sciences Corp.</issuerName>
		<cusip>30063P105</cusip>
		<meetingDate>6/13/2024</meetingDate>
		<voteDescription>To approve, on an advisory basis, the compensation of our named executive officers.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>500</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>500</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Ford Motor Company</issuerName>
		<cusip>345370860</cusip>
		<meetingDate>5/09/2024</meetingDate>
		<voteDescription>Say-on-Pay - An Advisory Vote to Approve the Compensation of the Named Executives.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>117</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>117</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
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		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
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		<issuerName>Freeport-McMoran, Inc. </issuerName>
		<cusip>35671D857</cusip>
		<meetingDate>6/11/2024</meetingDate>
		<voteDescription>Approval, on an advisory basis, of the compensation of our named executive officers.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>431</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>431</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
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		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>Gartner, Inc.</issuerName>
		<cusip>366651107</cusip>
		<meetingDate>6/06/2024</meetingDate>
		<voteDescription>Approval, on an advisory basis, of the compensation of our named executive officers.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>19</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>19</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
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			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>GE Healthcare Technologies, Inc. </issuerName>
		<cusip>36266G107</cusip>
		<meetingDate>5/21/2024</meetingDate>
		<voteDescription>Approval of our named executive officers' compensation in an advisory vote.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>1</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>1</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>General Electric Company</issuerName>
		<cusip>369604301</cusip>
		<meetingDate>5/07/2024</meetingDate>
		<voteDescription>Advisory Approval of Our Named Executives' Compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>34</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>34</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
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			<otherManagers>
				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>General Electric Company</issuerName>
		<cusip>369604301</cusip>
		<meetingDate>5/07/2024</meetingDate>
		<voteDescription>Advisory Approval of Our Named Executives' Compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>5</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>5</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
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		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
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		<issuerName>Hasbro, Inc.</issuerName>
		<cusip>418056107</cusip>
		<meetingDate>5/16/2024</meetingDate>
		<voteDescription>Advisory Vote to Approve the Compensation of Hasbro's Named Executive Officers</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>6</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>6</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Hewlett Packard Enterprise Company</issuerName>
		<cusip>42824C109</cusip>
		<meetingDate>4/10/2024</meetingDate>
		<voteDescription>Advisory vote to approve executive compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>200</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>200</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
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	<proxyTable>
		<issuerName>Howmet Aerospace, Inc.</issuerName>
		<cusip>443201108</cusip>
		<meetingDate>5/22/2024</meetingDate>
		<voteDescription>#3 Advisory vote to approve executive compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>666</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>666</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>Howmet Aerospace, Inc.</issuerName>
		<cusip>443201108</cusip>
		<meetingDate>5/22/2024</meetingDate>
		<voteDescription> #5 Shareholder Proposal regarding shareholder opportunity to vote on excessive golden parachutes.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>666</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>666</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>HP, Inc.</issuerName>
		<cusip>40434L105</cusip>
		<meetingDate>4/22/2024</meetingDate>
		<voteDescription>#3-To approve, on an advisory basis, HP Inc.'s named executive officer compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>200</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>200</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
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	<proxyTable>
		<issuerName>HP, Inc.</issuerName>
		<cusip>40434L105</cusip>
		<meetingDate>4/22/2024</meetingDate>
		<voteDescription>#6-Stockholder proposal requesting that HP Inc.'s Board of Directors adopt a policy to seek stockholder approval of any senior managers' new or renewed pay package that provides for certain severance or termination payments.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>200</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>200</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>Intel Corporation</issuerName>
		<cusip>458140100</cusip>
		<meetingDate>5/07/2024</meetingDate>
		<voteDescription>Stockholder proposal requesting an excessive golden parachute approval policy, if properly presented at the meeting.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>59</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>59</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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	<proxyTable>
		<issuerName>Intuitive Surgical, Inc.</issuerName>
		<cusip>46120E602</cusip>
		<meetingDate>4/25/2024</meetingDate>
		<voteDescription>To approve, by advisory vote, the compensation of the Company's Named Executive Officers.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>7</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>7</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
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	<proxyTable>
		<issuerName>Intuitive Surgical, Inc.</issuerName>
		<cusip>46120E602</cusip>
		<meetingDate>4/25/2024</meetingDate>
		<voteDescription>To approve, by advisory vote, the compensation of the Company's Named Executive Officers.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>60</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>60</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
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	<proxyTable>
		<issuerName>Johnson &amp; Johnson</issuerName>
		<cusip>478160104</cusip>
		<meetingDate>4/25/2024</meetingDate>
		<voteDescription>Advisory vote to approve named executive officer compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>4016</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>4016</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>Johnson &amp; Johnson</issuerName>
		<cusip>478160104</cusip>
		<meetingDate>4/25/2024</meetingDate>
		<voteDescription>Advisory vote to approve named executive officer compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>5200</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>5200</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
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		<issuerName>Keysight Technologies, Inc.</issuerName>
		<cusip>49338L103</cusip>
		<meetingDate>3/21/2024</meetingDate>
		<voteDescription>Approve, on a non-binding advisory basis, the compensation of Keysight's Named Executive Officers</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>50</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>50</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
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		<issuerName>Laboratory Corp. of America Holdings</issuerName>
		<cusip>50540R409</cusip>
		<meetingDate>5/14/2024</meetingDate>
		<voteDescription>#2 To approve, by non-binding vote, the compensation of the Laboratory Corporation of America Holdings' named executive officers.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>11</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>11</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
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	<proxyTable>
		<issuerName>Laboratory Corp. of America Holdings</issuerName>
		<cusip>50540R409</cusip>
		<meetingDate>5/14/2024</meetingDate>
		<voteDescription> #4 Shareholder proposal regarding shareholder opportunity to vote on excessive golden parachutes.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>11</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>11</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>Lennar Corporation</issuerName>
		<cusip>526057104</cusip>
		<meetingDate>4/10/2024</meetingDate>
		<voteDescription>Approval, on an advisory basis, of the compensation of our named executive officers</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>76</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>76</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
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		<issuerName>Markel Corporation</issuerName>
		<cusip>570535104</cusip>
		<meetingDate>5/22/2024</meetingDate>
		<voteDescription>Advisory vote on approval of executive compensation.</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>990</sharesVoted>
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			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>990</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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		<issuerName>Markel Corporation</issuerName>
		<cusip>570535104</cusip>
		<meetingDate>5/22/2024</meetingDate>
		<voteDescription>Advisory vote on approval of executive compensation.</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>464</sharesVoted>
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		<vote>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>464</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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		<issuerName>Martin Merietta Materils, Inc.</issuerName>
		<cusip>573284106</cusip>
		<meetingDate>5/16/2024</meetingDate>
		<voteDescription>Approval, by a non-binding advisory vote, of the compensation of Martin Marietta Materials, Inc.'s named executive officers.</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>19</sharesVoted>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>19</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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		<issuerName>Mastercard, Inc.</issuerName>
		<cusip>57636Q104</cusip>
		<meetingDate>6/18/2024</meetingDate>
		<voteDescription>Advisory approval of Mastercard's executive compensation.</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		</voteCategories>
		<sharesVoted>630</sharesVoted>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>630</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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		<issuerName>Mastercard, Inc.</issuerName>
		<cusip>57636Q104</cusip>
		<meetingDate>6/18/2024</meetingDate>
		<voteDescription>Advisory approval of Mastercard's executive compensation.</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>46</sharesVoted>
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		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>46</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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		<issuerName>Mattel, Inc.</issuerName>
		<cusip>277081102</cusip>
		<meetingDate>5/29/2024</meetingDate>
		<voteDescription>#4 Approval of the Mattel, Inc. Amended and Restated 2010 Equity and Long-Term Compensation Plan.</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>18</sharesVoted>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>18</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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		<issuerName>Mattel, Inc.</issuerName>
		<cusip>277081102</cusip>
		<meetingDate>5/29/2024</meetingDate>
		<voteDescription>#3 Advisory vote to approve named executive officer compensation ("Say-on-Pay"), as described in the Mattel, Inc. Proxy Statement.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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		<sharesVoted>18</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>18</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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		<issuerName>Microchip Technology Incorporated</issuerName>
		<cusip>595017104</cusip>
		<meetingDate>8/22/2023</meetingDate>
		<voteDescription>Proposal to approve, on an advisory (non-binding) basis, the compensation of our named executives.</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>94</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
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				<howVoted>FOR</howVoted>
				<sharesVoted>94</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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		<issuerName>Microsoft</issuerName>
		<cusip>594918104</cusip>
		<meetingDate>12/07/2023</meetingDate>
		<voteDescription>Advisory Vote to Approve Named Executive Officer Compensation ("say-on-pay vote")</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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		</voteCategories>
		<sharesVoted>87</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>87</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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		<issuerName>Microsoft Annual Meeting</issuerName>
		<cusip>594918104</cusip>
		<meetingDate>12/07/2023</meetingDate>
		<voteDescription>#2 Advisory Vote to Approve Named Executive Officer Compensation ("say-on-pay vote")</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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		</voteCategories>
		<sharesVoted>2</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>2</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Mohawk Industries, Inc.</issuerName>
		<cusip>608190104</cusip>
		<meetingDate>5/23/2024</meetingDate>
		<voteDescription>Advisory vote to approve executive compensation, as disclosed in the Company's Proxy Statement for the 2024 Annual Meeting of Stockholders.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		</voteCategories>
		<sharesVoted>350</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>350</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Moody's Corp.</issuerName>
		<cusip>615369105</cusip>
		<meetingDate>4/16/2024</meetingDate>
		<voteDescription>Advisory resolution approving executive compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>400</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>400</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Moody's Corp. Annual meeting</issuerName>
		<cusip>615369105</cusip>
		<meetingDate>4/16/2024</meetingDate>
		<voteDescription>Advisory resolution approving executive compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		</voteCategories>
		<sharesVoted>500</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>500</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Morgan Stanley</issuerName>
		<cusip>617446448</cusip>
		<meetingDate>5/23/2024</meetingDate>
		<voteDescription>To approve the compensation of executives as disclosed in the proxy statement (non-binding advisory vote).</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		</voteCategories>
		<sharesVoted>192</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>192</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Motorola Solutions, Inc. </issuerName>
		<cusip>620076307</cusip>
		<meetingDate>5/14/2024</meetingDate>
		<voteDescription>Advisory Approval of the Company's Executive Compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>14</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>14</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Netflix, Inc.</issuerName>
		<cusip>64110L106</cusip>
		<meetingDate>6/06/2024</meetingDate>
		<voteDescription>Advisory approval of named executive officer compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		</voteCategories>
		<sharesVoted>3</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>3</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>Netflix, Inc.</issuerName>
		<cusip>64110L106</cusip>
		<meetingDate>6/06/2024</meetingDate>
		<voteDescription>Advisory approval of named executive officer compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		</voteCategories>
		<sharesVoted>100</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>100</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Newell Brands Inc.</issuerName>
		<cusip>651229106</cusip>
		<meetingDate>5/09/2024</meetingDate>
		<voteDescription>Advisory resolution to approve named executive officer compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>19</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>19</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Norfolk Southern</issuerName>
		<cusip>655844108</cusip>
		<meetingDate>5/09/2024</meetingDate>
		<voteDescription>Approval of the advisory resolution on executive compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>365</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>365</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Norfolk Southern contested</issuerName>
		<cusip>655844108</cusip>
		<meetingDate>5/09/2024</meetingDate>
		<voteDescription>Approval of the advisory resolution on executive compensation, as disclosed in the Norfolk Southern's proxy statement for the 2024 Annual Meeting.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		</voteCategories>
		<sharesVoted>365</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>365</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Nvidia</issuerName>
		<cusip>67066G104</cusip>
		<meetingDate>6/25/2024</meetingDate>
		<voteDescription>Advisory approval of our executive compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		</voteCategories>
		<sharesVoted>15</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>15</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Owens &amp; Minor, Inc.</issuerName>
		<cusip>690732102</cusip>
		<meetingDate>5/09/2024</meetingDate>
		<voteDescription>Advisory vote to approve the compensation of the Company's named executive officers.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		</voteCategories>
		<sharesVoted>919</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>919</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Paramount Global</issuerName>
		<cusip>92556H107</cusip>
		<meetingDate>6/04/2024</meetingDate>
		<voteDescription>A stockholder proposal, if properly presented at the meeting, requesting that our Board of Directors take steps to adopt a policy to require stockholder approval of certain "golden parachute" compensation packages.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>0</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>0</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Parker-Hannifin Corp.</issuerName>
		<cusip>701094104</cusip>
		<meetingDate>10/25/2023</meetingDate>
		<voteDescription>Approval of, on a non-binding, advisory basis, the compensation of our Named Executive Officers.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		</voteCategories>
		<sharesVoted>24</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>24</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>PDS Biotechnology Corp.</issuerName>
		<cusip>70465T107</cusip>
		<meetingDate>6/24/2024</meetingDate>
		<voteDescription>To approve, by non-binding, advisory vote, the compensation of our named executive officers.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>7000</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>7000</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Pfizer, Inc.</issuerName>
		<cusip>717081103</cusip>
		<meetingDate>4/25/2024</meetingDate>
		<voteDescription>2024 advisory approval of executive compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		</voteCategories>
		<sharesVoted>12000</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>12000</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>PPG Industries, Inc.</issuerName>
		<cusip>693506107</cusip>
		<meetingDate>4/18/2024</meetingDate>
		<voteDescription>APPROVE THE COMPENSATION OF THE COMPANY'S NAMED EXECUTIVE OFFICERS ON AN ADVISORY BASIS.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>6163</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>6163</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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		<issuerName>PPL Corporation</issuerName>
		<cusip>69351T106</cusip>
		<meetingDate>5/15/2024</meetingDate>
		<voteDescription>Advisory vote to approve compensation of named executive officers.</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>330</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>330</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Prudential Financial, Inc. </issuerName>
		<cusip>744320102</cusip>
		<meetingDate>5/14/2024</meetingDate>
		<voteDescription>Advisory vote to approve named executive officer compensation.</voteDescription>
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			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>500</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>500</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Quest Diagnostics, Inc.</issuerName>
		<cusip>74834L100</cusip>
		<meetingDate>5/16/2024</meetingDate>
		<voteDescription>An advisory resolution to approve the executive officer compensation disclosed in the Company's 2024 proxy statement.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>19</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>19</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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		<issuerName>Rithm Capital Corp.</issuerName>
		<cusip>64828T201</cusip>
		<meetingDate>5/23/2024</meetingDate>
		<voteDescription>To approve (on a non-binding advisory basis) the compensation of the named executive officers as described in the accompanying materials.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
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		<sharesVoted>4500</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
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				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>4500</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Ross Stores, Inc.</issuerName>
		<cusip>778296103</cusip>
		<meetingDate>5/22/2024</meetingDate>
		<voteDescription>Advisory vote to approve the resolution on the compensation of the named executive officers.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
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		<sharesVoted>3600</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>3600</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>S &amp; P Global, Inc.</issuerName>
		<cusip>78409v104</cusip>
		<meetingDate>5/01/2024</meetingDate>
		<voteDescription>Approve, on an advisory basis, the executive compensation program for the Company's named executive officers, as described in the Proxy Statement.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>72</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>72</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Salesforce</issuerName>
		<cusip>79466L302</cusip>
		<meetingDate>6/27/2024</meetingDate>
		<voteDescription>#5 Approval, on an advisory basis, of the fiscal 2024 compensation of our named executive officers.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>117</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>117</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>Salesforce</issuerName>
		<cusip>79466L302</cusip>
		<meetingDate>6/27/2024</meetingDate>
		<voteDescription>#7 A stockholder proposal requesting stockholder approval of certain executive severance arrangements, if properly presented at the meeting.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>117</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>117</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Servicenow, Inc.</issuerName>
		<cusip>81762P102</cusip>
		<meetingDate>5/23/2024</meetingDate>
		<voteDescription>#2 Advisory vote to approve ServiceNow's named executive officer compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>20</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>20</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>Servicenow, Inc.</issuerName>
		<cusip>81762P102</cusip>
		<meetingDate>5/23/2024</meetingDate>
		<voteDescription>#4 Shareholder proposal regarding simple majority vote.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>20</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>20</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Shell PLC</issuerName>
		<cusip>780259305</cusip>
		<meetingDate>5/21/2024</meetingDate>
		<voteDescription>Approval of Directors' Remuneration Report</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>189</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>FOR</howVoted>
				<sharesVoted>189</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Spotify Technology S.A.</issuerName>
		<cusip>L8681T102</cusip>
		<meetingDate>4/17/2024</meetingDate>
		<voteDescription>Approve the directors' remuneration for the year 2024.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>11</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>11</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Starbucks Corp. </issuerName>
		<cusip>855244109</cusip>
		<meetingDate>3/13/2024</meetingDate>
		<voteDescription>To approve, on a nonbinding, advisory basis, the compensation paid to Starbucks named executive officers ("say-on-pay").</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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		<sharesVoted>9</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>9</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Stryker Corporation</issuerName>
		<cusip>863667101</cusip>
		<meetingDate>5/09/2024</meetingDate>
		<voteDescription>Advisory Vote to Approve Named Executive Officer Compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>8</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>8</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Sysco Corporation</issuerName>
		<cusip>871829107</cusip>
		<meetingDate>11/17/2023</meetingDate>
		<voteDescription>To approve, by advisory vote, the compensation paid to Sysco's named executive officers, as disclosed in Sysco's 2023 proxy statement.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>225</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>225</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Target Corp. Annual Meeting</issuerName>
		<cusip>87612E106</cusip>
		<meetingDate>6/12/2024</meetingDate>
		<voteDescription>Company proposal to approve, on an advisory basis, our executive compensation (Say on Pay).</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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		</voteCategories>
		<sharesVoted>760</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>760</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Tesla</issuerName>
		<cusip>88160R101</cusip>
		<meetingDate>6/13/2024</meetingDate>
		<voteDescription>#2 A Tesla proposal to approve executive compensation on a non-binding advisory basis.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>100</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>100</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Tesla</issuerName>
		<cusip>88160R101</cusip>
		<meetingDate>6/13/2024</meetingDate>
		<voteDescription>#4 A Tesla proposal to ratify the 100% performance-based stock option award to Elon Musk that was proposed to and approved by our stockholders in 2018.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>100</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>100</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Tesla</issuerName>
		<cusip>88160R101</cusip>
		<meetingDate>6/13/2024</meetingDate>
		<voteDescription>#11 A stockholder proposal regarding adopting targets and reporting on metrics to assess the feasibility of integrating sustainability metrics into senior executive compensation plans, if properly presented.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>100</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>100</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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				<otherManager>0</otherManager>
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		<issuerName>Tesla</issuerName>
		<cusip>88160R101</cusip>
		<meetingDate>6/13/2024</meetingDate>
		<voteDescription>#2 A Tesla proposal to approve executive compensation on a non-binding advisory basis.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>90</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>90</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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		<issuerName>Tesla</issuerName>
		<cusip>88160R101</cusip>
		<meetingDate>6/13/2024</meetingDate>
		<voteDescription>#4 A Tesla proposal to ratify the 100% performance-based stock option award to Elon Musk that was proposed to and approved by our stockholders in 2018.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
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		<sharesVoted>90</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>90</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>Tesla</issuerName>
		<cusip>88160R101</cusip>
		<meetingDate>6/13/2024</meetingDate>
		<voteDescription>#11 A stockholder proposal regarding adopting targets and reporting on metrics to assess the feasibility of integrating sustainability metrics into senior executive compensation plans, if properly presented.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
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		<sharesVoted>90</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>90</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>Texas Roadhouse, Inc.</issuerName>
		<cusip>882681109</cusip>
		<meetingDate>5/16/2024</meetingDate>
		<voteDescription>Say on Pay - An Advisory Vote on the Approval of Executive Compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
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		</voteCategories>
		<sharesVoted>1</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>1</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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		<issuerName>The Charles Schwab Corp</issuerName>
		<cusip>808513105</cusip>
		<meetingDate>5/23/2024</meetingDate>
		<voteDescription>Advisory Approval of Named Executive Officer Compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>2700</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>2700</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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			<otherManagers>
				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>The Charles Schwab Corp</issuerName>
		<cusip>808513105</cusip>
		<meetingDate>5/23/2024</meetingDate>
		<voteDescription>Advisory Approval of Named Executive Officer Compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>150</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>150</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
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		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
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	<proxyTable>
		<issuerName>The Coca-Cola Co. Annual Meeting</issuerName>
		<cusip>191216100</cusip>
		<meetingDate>5/01/2024</meetingDate>
		<voteDescription>Advisory vote to approve executive compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>11000</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>11000</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>The Hanover Insurance Group, Inc.</issuerName>
		<cusip>410867105</cusip>
		<meetingDate>5/14/2024</meetingDate>
		<voteDescription>Advisory approval of the Company's executive compensation</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>235</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>235</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>The PNC Financial Services Group, LLC</issuerName>
		<cusip>693475105</cusip>
		<meetingDate>4/24/2024</meetingDate>
		<voteDescription>Advisory vote to approve named executive officer compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>4090</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>4090</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>The PNC Financial Services Group, LLC</issuerName>
		<cusip>693475105</cusip>
		<meetingDate>4/24/2024</meetingDate>
		<voteDescription>Advisory vote to approve named executive officer compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>76</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>76</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>The Walt Disney Company Contested</issuerName>
		<cusip>254687106</cusip>
		<meetingDate>4/03/2024</meetingDate>
		<voteDescription>Consideration of an advisory vote to approve the Company's executive compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>3204</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>3204</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>The Walt Disney Company Contested</issuerName>
		<cusip>254687106</cusip>
		<meetingDate>4/03/2024</meetingDate>
		<voteDescription>Consideration of an advisory vote to approve the Company's executive compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>5</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>5</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>The Walt Disney Company Trian Group Contested</issuerName>
		<cusip>254687106</cusip>
		<meetingDate>4/03/2024</meetingDate>
		<voteDescription>Consideration of an advisory vote to approve executive compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>3204</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>3204</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>The Walt Disney Company Trian Group Contested</issuerName>
		<cusip>254687106</cusip>
		<meetingDate>4/03/2024</meetingDate>
		<voteDescription>Consideration of an advisory vote to approve executive compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<otherVoteDescription>different control # so tried to vote, however received an "error" message and shows "already voted"</otherVoteDescription>
		<sharesVoted>3204</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>3204</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Total Energies SE</issuerName>
		<cusip>09151E109</cusip>
		<meetingDate>5/24/2024</meetingDate>
		<voteDescription>#11 Approval of the compensation policy applicable to directors</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>135</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>135</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Total Energies SE</issuerName>
		<cusip>09151E109</cusip>
		<meetingDate>5/24/2024</meetingDate>
		<voteDescription>#12 Approval of the fixed, variable and extraordinary components making up the total compensation and the in-kind benefits paid during the fiscal year 2023 or allocated for that year to Mr. Patrick Pouyanne, Chairman and Chief Executive Officer.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>135</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>135</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Total Energies SE</issuerName>
		<cusip>09151E109</cusip>
		<meetingDate>5/24/2024</meetingDate>
		<voteDescription>#13 Approval of the compensation policy applicable to the Chairman and Chief Executive Officer</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>135</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>135</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Uber Technologies, Inc.</issuerName>
		<cusip>90353T100</cusip>
		<meetingDate>5/06/2024</meetingDate>
		<voteDescription>Advisory vote to approve 2023 named executive officer compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>2673</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>2673</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Union Pacific Corporation</issuerName>
		<cusip>907818108</cusip>
		<meetingDate>5/08/2024</meetingDate>
		<voteDescription>#4 Shareholder proposal requesting adoption of a policy limiting severance payments.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>65</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>65</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Union Pacific Corporation</issuerName>
		<cusip>907818108</cusip>
		<meetingDate>5/08/2024</meetingDate>
		<voteDescription>#3 An advisory vote to approve executive compensation ("Say On Pay").</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>65</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>65</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>United Health Group Incorporated</issuerName>
		<cusip>91324P102</cusip>
		<meetingDate>6/03/2024</meetingDate>
		<voteDescription>Advisory approval of the Company's executive compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>17</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>17</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Verisk Analytics, Inc.</issuerName>
		<cusip>92345Y106</cusip>
		<meetingDate>5/14/2024</meetingDate>
		<voteDescription>To approve executive compensation on an advisory, non-binding basis.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>100</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>100</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Verizon Comm, Inc. </issuerName>
		<cusip>92343V104</cusip>
		<meetingDate>5/09/2024</meetingDate>
		<voteDescription>Advisory vote to approve executive compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>2200</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>2200</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Visa, Inc.</issuerName>
		<cusip>92826C839</cusip>
		<meetingDate>1/23/2024</meetingDate>
		<voteDescription>To approve, on an advisory basis, the compensation paid to our named executive officers.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>3089</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>3089</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Visa, Inc.</issuerName>
		<cusip>92826C839</cusip>
		<meetingDate>1/23/2024</meetingDate>
		<voteDescription>#2 To approve, on an advisory basis, the compensation paid to our named executive officers.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>4628</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>4628</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Visa, Inc.</issuerName>
		<cusip>92826C839</cusip>
		<meetingDate>1/23/2024</meetingDate>
		<voteDescription>#6 To vote on a stockholder proposal requesting that the Board adopt a policy to seek shareholder ratification of certain termination pay arrangements.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>4628</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>4628</sharesVoted>
				<managementRecommendation>AGAINST</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Wells Fargo &amp; Co. </issuerName>
		<cusip>949746101</cusip>
		<meetingDate>4/30/2024</meetingDate>
		<voteDescription>Approval of an amendment to the By-Laws to remove the supermajority vote standard to amend the local directors provision.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>1600</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>1600</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Wells Fargo &amp; Co. </issuerName>
		<cusip>949746101</cusip>
		<meetingDate>4/30/2024</meetingDate>
		<voteDescription>Approval of an amendment to the By-Laws to remove the supermajority vote standard to amend the local directors provision.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>3475</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>3475</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>White Mountain Insurance Group, Ltd.</issuerName>
		<cusip>G9618E107</cusip>
		<meetingDate>5/23/2024</meetingDate>
		<voteDescription>Approval of the advisory resolution on executive compensation.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>380</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>380</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
	<proxyTable>
		<issuerName>Workday, Inc.</issuerName>
		<cusip>98138H101</cusip>
		<meetingDate>6/18/2024</meetingDate>
		<voteDescription>To approve, on an advisory basis, the compensation of our named executive officers as disclosed in the Proxy Statement.</voteDescription>
		<voteCategories>
			<voteCategory>
				<categoryType>COMPENSATION</categoryType>
			</voteCategory>
		</voteCategories>
		<sharesVoted>280</sharesVoted>
		<sharesOnLoan>0</sharesOnLoan>
		<vote>
			<voteRecord>
				<howVoted>ABSTAIN</howVoted>
				<sharesVoted>280</sharesVoted>
				<managementRecommendation>FOR</managementRecommendation>
			</voteRecord>
		</vote>
		<voteManager>
			<otherManagers>
				<otherManager>0</otherManager>
			</otherManagers>
		</voteManager>
	</proxyTable>
</proxyVoteTable>
