Chief Compliance Officer

0001908433-24-000001.txt : 20240201 0001908433-24-000001.hdr.sgml : 20240201 20240131192331 ACCESSION NUMBER: 0001908433-24-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20231231 FILED AS OF DATE: 20240201 DATE AS OF CHANGE: 20240131 EFFECTIVENESS DATE: 20240201 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Kathleen S. Wright Associates Inc. CENTRAL INDEX KEY: 0001908433 ORGANIZATION NAME: IRS NUMBER: 251852853 STATE OF INCORPORATION: PA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-21575 FILM NUMBER: 24584554 BUSINESS ADDRESS: STREET 1: 61 MCMURRAY ROAD STREET 2: SUITE 204 CITY: PITTSBURGH STATE: PA ZIP: 15241 BUSINESS PHONE: 412-854-2100 MAIL ADDRESS: STREET 1: 61 MCMURRAY ROAD STREET 2: SUITE 204 CITY: PITTSBURGH STATE: PA ZIP: 15241 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001908433 XXXXXXXX 12-31-2023 12-31-2023 Kathleen S. Wright Associates Inc.

61 MCMURRAY ROAD SUITE 204 PITTSBURGH PA 15241

13F HOLDINGS REPORT 028-21575 000121300 801-62560 N Adam K. Wright Chief Compliance Officer 412-854-2100 Adam K. Wright Pittsburgh PA 01-31-2024 0 294 196595350 false INFORMATION TABLE 2 Kath4q23.xml 1/100 BERKSHIRE HTWY CLASS A CL A 084990175 549273 100 SH SOLE 100 0 0 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 11229 32 SH SOLE 32 0 0 ADOBE INC COM 00724F101 31023 52 SH SOLE 52 0 0 ADVANCED MICRO DEVICES INC COM 007903107 30072 204 SH SOLE 204 0 0 AFFIRM HLDGS INC COM CL A 00827B106 208648 4246 SH SOLE 4246 0 0 ALPHA ARCHTCT US QUNTV VAL ETF IV US QUAN VALUE 02072L102 173328 4395 SH SOLE 4395 0 0 ALPHABET INC CAP STK CL C 02079K107 76102 540 SH SOLE 540 0 0 ALPHABET INC CAP STK CL A 02079K305 1335436 9560 SH SOLE 9560 0 0 ALPHABET INC CAP STK CL A 02079K305 63280 453 SH SOLE 453 0 0 ALPHABET INC. CLASS A CAP STK CL A 02079K305 13989 100 SH SOLE 100 0 0 ALPHABET INC. CLASS C CAP STK CL C 02079K107 763803 5400 SH SOLE 5400 0 0 ALPS ETF TR ALERIAN MLP 00162Q452 65736 1546 SH SOLE 1546 0 0 AMAZON COM INC COM 023135106 1406205 9255 SH SOLE 9255 0 0 AMAZON COM INC COM 023135106 34946 230 SH SOLE 230 0 0 AMAZON.COM INC COM 023135106 583168 3860 SH SOLE 3860 0 0 AMERICAN EXPRESS CO COM 025816109 1554649 8299 SH SOLE 8299 0 0 AMERICAN EXPRESS CO COM 025816109 2162069 11928 SH SOLE 11928 0 0 AMERICAN TOWER CORP NEW COM 03027X100 458745 2125 SH SOLE 2125 0 0 AMERIPRISE FINL INC COM 03076C106 8736 23 SH SOLE 23 0 0 AMERN TOWER CORP REIT COM 03027X100 240175 1150 SH SOLE 1150 0 0 ANSYS INC COM 03662Q105 806319 2222 SH SOLE 2222 0 0 ANSYS INC COM 03662Q105 19457 60 SH SOLE 60 0 0 APPLE INC COM 037833100 81055 421 SH SOLE 421 0 0 APPLIED MATLS INC COM 038222105 21231 131 SH SOLE 131 0 0 ASML HOLDING N V N Y REGISTRY SHS N07059210 22708 30 SH SOLE 30 0 0 AURORA INNOVATION INC CLASS A COM 051774107 46794 10708 SH SOLE 10708 0 0 AUTO DATA PROCESSING COM 053015103 1140915 4850 SH SOLE 4850 0 0 AUTOMATIC DATA PROCESSING IN COM 053015103 465940 2000 SH SOLE 2000 0 0 AUTOMATIC DATA PROCESSING IN COM 053015103 167868 721 SH SOLE 721 0 0 BAXTER INTL INC COM 071813109 3866 100 SH SOLE 100 0 0 BERKSHIRE HATHAWAY CLASS B CL B NEW 084670702 2549425 7043 SH SOLE 7043 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 14492166 40633 SH SOLE 40633 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2640354 7403 SH SOLE 7403 0 0 BLACKSTONE INC COM 09260D107 183288 1400 SH SOLE 1400 0 0 BOOKING HOLDINGS INC COM 09857L108 124153 35 SH SOLE 35 0 0 BOOKING HOLDINGS INC COM 09857L108 198318 57 SH SOLE 57 0 0 BROADCOM INC COM 11135F101 10046 9 SH SOLE 9 0 0 BROOKFIELD ASSET MANAG FCLASS A CL A LMT VTG SHS 113004105 526818 14103 SH SOLE 14103 0 0 BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105 333210 8295 SH SOLE 8295 0 0 BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105 324252 8072 SH SOLE 8072 0 0 BROOKFIELD CORP CL A LTD VT SH 11271J107 2401182 59850 SH SOLE 59850 0 0 BROOKFIELD CORP CL A LTD VT SH 11271J107 81845 2040 SH SOLE 2040 0 0 BROOKFIELD CORP FCLASS A CL A LTD VT SH 11271J107 861993 22583 SH SOLE 22583 0 0 BROOKFIELD REINS LTD CL A EXCH LT VTG G16250105 2907 72 SH SOLE 72 0 0 C S W INDUSTRIALS INC COM 126402106 419540 2000 SH SOLE 2000 0 0 CABLE ONE INC COM 12685J105 52876 95 SH SOLE 95 0 0 CAPITAL ONE FINL CORP COM 14040H105 13374 102 SH SOLE 102 0 0 CATERPILLAR INC COM 149123101 15966 54 SH SOLE 54 0 0 CHARLES SCHWAB CORP COM 808513105 90468 1462 SH SOLE 1462 0 0 CHUBB LIMITED COM H1467J104 94920 420 SH SOLE 420 0 0 COMPAGNIE FINANCIERE R FSPONSORED ADR 1 ADR REPS 0.1 ORD SHS ADR 204319107 465516 38600 SH SOLE 38600 0 0 CONOCOPHILLIPS COM 20825C104 6152 53 SH SOLE 53 0 0 COSTAR GROUP INC COM 22160N109 17478 200 SH SOLE 200 0 0 COSTAR GROUP INC COM 22160N109 405770 5030 SH SOLE 5030 0 0 COSTCO WHSL CORP NEW COM 22160K105 9901 15 SH SOLE 15 0 0 CSX CORP COM 126408103 1456 42 SH SOLE 42 0 0 DANAHER CORPORATION COM 235851102 6478 28 SH SOLE 28 0 0 DAVIS FUNDAMENTAL ETF TR SELECT FINL 23908L108 94586 3125 SH SOLE 3125 0 0 DAVIS FUNDAMENTAL ETF TR SELECT US EQTY 23908L207 786439 22304 SH SOLE 22304 0 0 DAVIS FUNDAMENTAL ETF TR SELCT INTL ETF 23908L405 790982 42686 SH SOLE 42686 0 0 DAVIS FUNDAMENTAL ETF TR SELECT US EQTY 23908L207 8603 244 SH SOLE 244 0 0 DAVIS FUNDAMENTAL ETF TR SELCT INTL ETF 23908L405 17048 920 SH SOLE 920 0 0 DAVIS SELECT INTERNATIONAL ETF SELCT INTL ETF 23908L405 117465 6909 SH SOLE 6909 0 0 DIAGEO PLC SPON ADR NEW 25243Q205 509855 3500 SH SOLE 3500 0 0 DIAGEO PLC SPON ADR NEW 25243Q205 31317 215 SH SOLE 215 0 0 DIAGEO PLC FSPONSORED ADR 1 ADR REPS 4 ORD SHS ADR G42089113 494075 3560 SH SOLE 3560 0 0 DICKS SPORTING GOODS INC COM 253393102 183688 1250 SH SOLE 1250 0 0 DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 532553 10275 SH SOLE 10275 0 0 DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 983773 39414 SH SOLE 39414 0 0 DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 114743 4450 SH SOLE 4450 0 0 DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 87360 3000 SH SOLE 3000 0 0 DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 313463 6668 SH SOLE 6668 0 0 DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 203520 4800 SH SOLE 4800 0 0 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 16215 664 SH SOLE 664 0 0 DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 17871 716 SH SOLE 716 0 0 DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 177574 6098 SH SOLE 6098 0 0 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 178950 7328 SH SOLE 7328 0 0 DIMENSIONAL US SMALL CAPVALU ETF US SMALL CAP VAL 25434V815 137732 5000 SH SOLE 5000 0 0 DIMENSIONAL WLD EX US CREQ 2 ETF WORLD EX US CORE 25434V880 123702 5300 SH SOLE 5300 0 0 DISNEY WALT CO COM 254687106 286671 3175 SH SOLE 3175 0 0 DUOLINGO INC CL A COM 26603R106 3239645 14281 SH SOLE 14281 0 0 EA SERIES TRUST US QUAN VALUE 02072L102 3448036 85158 SH SOLE 85158 0 0 EA SERIES TRUST INTL QUAN VALUE 02072L201 341446 13633 SH SOLE 13633 0 0 EA SERIES TRUST US QUAN VALUE 02072L102 483687 11946 SH SOLE 11946 0 0 EQT CORP COM 26884L109 18112 469 SH SOLE 469 0 0 EXACT SCIENCES CORP COM 30063P105 36990 500 SH SOLE 500 0 0 FIRST WAVE BIOPHARMA INC COM NEW 33749P408 4 1 SH SOLE 1 0 0 FORD MTR CO DEL COM 345370860 1425 117 SH SOLE 117 0 0 FREEPORT-MCMORAN INC CL B 35671D857 18348 431 SH SOLE 431 0 0 GARTNER INC COM 366651107 8571 19 SH SOLE 19 0 0 GENERAL ELECTRIC CO COM NEW 369604301 4339 34 SH SOLE 34 0 0 GRAHAM HLDGS CO COM CL B 384637104 69652 100 SH SOLE 100 0 0 GRAYSCALE BITCOIN TR BTC TRUST 389637109 58808 1557 SH SOLE 1557 0 0 HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305 2826561 83061 SH SOLE 83061 0 0 HASBRO INC COM 418056107 281 6 SH SOLE 6 0 0 INTUITIVE SURGICAL INC COM NEW 46120E602 20242 60 SH SOLE 60 0 0 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 421393 2670 SH SOLE 2670 0 0 ISHARES 0 TO 3 MNTH TREASURY BND ETF 0-3 MNTH TREASRY 46436E718 636894 6336 SH SOLE 6336 0 0 ISHARES INC MSCI EMERG MRKT 464286533 1385354 24921 SH SOLE 24921 0 0 ISHARES INC MSCI EQUAL WEITE 464286681 217855 2580 SH SOLE 2580 0 0 ISHARES INC EM MKT SM-CP ETF 464286475 3353 58 SH SOLE 58 0 0 ISHARES INC MSCI EMERG MRKT 464286533 119852 2156 SH SOLE 2156 0 0 ISHARES TR CORE S&P500 ETF 464287200 74988 157 SH SOLE 157 0 0 ISHARES TR 1 3 YR TREAS BD 464287457 878409 10707 SH SOLE 10707 0 0 ISHARES TR CORE S&P MCP ETF 464287507 351703 1269 SH SOLE 1269 0 0 ISHARES TR CORE S&P SCP ETF 464287804 40053 370 SH SOLE 370 0 0 ISHARES TR NATIONAL MUN ETF 464288414 92149 850 SH SOLE 850 0 0 ISHARES TR 3 7 YR TREAS BD 464288661 455050 3885 SH SOLE 3885 0 0 ISHARES TR A RATE CP BD ETF 46429B291 303748 6311 SH SOLE 6311 0 0 ISHARES TR MSCI EAFE MIN VL 46429B689 1054146 15203 SH SOLE 15203 0 0 ISHARES TR MSCI USA MIN VOL 46429B697 3973929 50928 SH SOLE 50928 0 0 ISHARES TR MSCI USA MMENTM 46432F396 956401 6096 SH SOLE 6096 0 0 ISHARES TR 0-5YR HI YL CP 46434V407 384075 9097 SH SOLE 9097 0 0 ISHARES TR HDG MSCI EAFE 46434V803 770846 24464 SH SOLE 24464 0 0 ISHARES TR 0-3 MNTH TREASRY 46436E718 15217755 151768 SH SOLE 151768 0 0 ISHARES TR CORE S&P500 ETF 464287200 2176395 4557 SH SOLE 4557 0 0 ISHARES TR CORE S&P MCP ETF 464287507 459686 1659 SH SOLE 1659 0 0 ISHARES TR EXPANDED TECH 464287515 35696 88 SH SOLE 88 0 0 ISHARES TR S&P MC 400GR ETF 464287606 65911 832 SH SOLE 832 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 26123 130 SH SOLE 130 0 0 ISHARES TR CORE S&P SCP ETF 464287804 475053 4388 SH SOLE 4388 0 0 ISHARES TR SHRT NAT MUN ETF 464288158 16184 154 SH SOLE 154 0 0 ISHARES TR NATIONAL MUN ETF 464288414 126002 1162 SH SOLE 1162 0 0 ISHARES TR MBS ETF 464288588 3481 37 SH SOLE 37 0 0 ISHARES TR 3 7 YR TREAS BD 464288661 101786 869 SH SOLE 869 0 0 ISHARES TR US TREAS BD ETF 46429B267 10207 443 SH SOLE 443 0 0 ISHARES TR A RATE CP BD ETF 46429B291 50184 1043 SH SOLE 1043 0 0 ISHARES TR MSCI EAFE MIN VL 46429B689 330752 4770 SH SOLE 4770 0 0 ISHARES TR MSCI USA MIN VOL 46429B697 1252794 16055 SH SOLE 16055 0 0 ISHARES TR MSCI USA VALUE 46432F388 3541 35 SH SOLE 35 0 0 ISHARES TR MSCI USA MMENTM 46432F396 597594 3809 SH SOLE 3809 0 0 ISHARES TR INTERNATIONAL SL 46434V266 4562 142 SH SOLE 142 0 0 ISHARES TR HDG MSCI EAFE 46434V803 78775 2500 SH SOLE 2500 0 0 ISHARES TR 0-3 MNTH TREASRY 46436E718 336606 3357 SH SOLE 3357 0 0 ISHS MSCI EMERG MRKT MINVOL FCT ETF MSCI EMERG MRKT 464286533 11759 220 SH SOLE 220 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 1291355 25450 SH SOLE 25450 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 328949 6549 SH SOLE 6549 0 0 J P MORGAN EXCHANGE TRADED F BETABUILDERS EUR 46641Q191 679 12 SH SOLE 12 0 0 J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217 1155 22 SH SOLE 22 0 0 J P MORGAN EXCHANGE TRADED F BETABUILDERS CDA 46641Q225 834 13 SH SOLE 13 0 0 J P MORGAN EXCHANGE TRADED F BETABUILDERS DEV 46641Q233 594 12 SH SOLE 12 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 332905 6561 SH SOLE 6561 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 127193 2532 SH SOLE 2532 0 0 JOHNSON & JOHNSON COM 478160104 626960 4000 SH SOLE 4000 0 0 JOHNSON & JOHNSON COM 478160104 850915 5300 SH SOLE 5300 0 0 JPMORGAN ULTRA SHRT MUNCIPL INCM ETF ULTRA SHT MUNCPL 46641Q654 205376 4050 SH SOLE 4050 0 0 LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 170799 6229 SH SOLE 6229 0 0 LATTICE STRATEGIES TR HARTFORD US EQTY 518416409 128011 2910 SH SOLE 2910 0 0 LATTICE STRATEGIES TR HARTFORD MLT SML 518416508 200723 4838 SH SOLE 4838 0 0 LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 56567 2063 SH SOLE 2063 0 0 LATTICE STRATEGIES TR HARTFORD US EQTY 518416409 142347 3236 SH SOLE 3236 0 0 LENNAR CORP CL A 526057104 11327 76 SH SOLE 76 0 0 MARKEL GROUP INC COM 570535104 1363104 960 SH SOLE 960 0 0 MARKEL GROUP INC COM 570535104 660933 462 SH SOLE 462 0 0 MARTIN MARIETTA MATLS INC COM 573284106 9479 19 SH SOLE 19 0 0 MASTERCARD INC CLASS A CL A 57636Q104 342882 800 SH SOLE 800 0 0 MASTERCARD INCORPORATED CL A 57636Q104 19619 46 SH SOLE 46 0 0 MATTEL INC. COM 577081102 313 18 SH SOLE 18 0 0 MICROSOFT CORP COM 594918104 32715 87 SH SOLE 87 0 0 MICROSOFT CORP COM 594918104 54526 145 SH SOLE 145 0 0 MOHAWK INDS INC COM 608190104 36225 350 SH SOLE 350 0 0 MOODYS CORP COM 615369105 156224 400 SH SOLE 400 0 0 MOODYS CORP COM 615369105 191100 500 SH SOLE 500 0 0 MORGAN STANLEY COM NEW 617446448 17904 192 SH SOLE 192 0 0 NESTLE S A FSPONSORED ADR 1 ADR REPS 1 ORD SHS ADR 641069406 506745 4500 SH SOLE 4500 0 0 NETFLIX INC COM 64110L106 48688 100 SH SOLE 100 0 0 NETFLIX INC COM 64110L106 1433 3 SH SOLE 3 0 0 NEWELL BRANDS INC COM 651229106 155 19 SH SOLE 19 0 0 NIKE INC CL B 654106103 4886 45 SH SOLE 45 0 0 NORFOLK SOUTHN CORP COM 655844108 85792 363 SH SOLE 363 0 0 NOVO-NORDISK A S ADR 670100205 31242 302 SH SOLE 302 0 0 OWENS & MINOR INC NEW COM 690732102 17709 919 SH SOLE 919 0 0 PARAMOUNT GLOBAL CLASS A CL A COM 92556H107 110 6 SH SOLE 6 0 0 PARKER-HANNIFIN CORP COM 701094104 11057 24 SH SOLE 24 0 0 PAYCOM SOFTWARE INC COM 070432V10 9608 50 SH SOLE 50 0 0 PERNOD RICARD FIN S A FSPONSORED ADR 1 ADR REPS 0.2 ORD SHS ADR 714264306 63210 2000 SH SOLE 2000 0 0 PFIZER INC COM 717081103 282450 10000 SH SOLE 10000 0 0 PIMCO EQUITY SER RAFI DYN EMERG 72202L389 533199 27794 SH SOLE 27794 0 0 PIMCO EQUITY SER RAFI DYN EMERG 72202L389 177108 9232 SH SOLE 9232 0 0 PNC FINL SERVICES COM 693475105 693933 4593 SH SOLE 4593 0 0 PNC FINL SVCS GROUP INC COM 693475105 11717 76 SH SOLE 76 0 0 PPG INDS INC COM 693506107 921677 6163 SH SOLE 6163 0 0 RITHM CAPITAL CORP COM NEW 64828T201 48060 4500 SH SOLE 4500 0 0 ROSS STORES INC COM 778296103 489708 3600 SH SOLE 3600 0 0 S&P GLOBAL INC COM 78409V104 31568 72 SH SOLE 72 0 0 SALESFORCE INC COM 79466L302 30787 117 SH SOLE 117 0 0 SCHWAB CHARLES CORP COM 808513105 185760 2700 SH SOLE 2700 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 27298 484 SH SOLE 484 0 0 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 678 9 SH SOLE 9 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3732 79 SH SOLE 79 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 234696 6350 SH SOLE 6350 0 0 SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 597 12 SH SOLE 12 0 0 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2212463 63413 SH SOLE 63413 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 55667 987 SH SOLE 987 0 0 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 39920 530 SH SOLE 530 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 171481 3630 SH SOLE 3630 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3737382 101120 SH SOLE 101120 0 0 SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 1915410 38524 SH SOLE 38524 0 0 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2728888 78214 SH SOLE 78214 0 0 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 565187 15032 SH SOLE 15032 0 0 SERVICENOW INC COM 81762P102 14130 20 SH SOLE 20 0 0 SHELL PLC SPON ADS 780259305 12436 189 SH SOLE 189 0 0 SONY GROUP CORP SPONSORED ADR 835699307 6818 72 SH SOLE 72 0 0 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 8534 241 SH SOLE 241 0 0 SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 575836 10199 SH SOLE 10199 0 0 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 15373 452 SH SOLE 452 0 0 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1762196 49765 SH SOLE 49765 0 0 SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 944825 16734 SH SOLE 16734 0 0 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 938195 27586 SH SOLE 27586 0 0 SPDR SER TR PORTFOLIO CRPORT 78464A144 588 20 SH SOLE 20 0 0 SPDR SER TR PORTFOLIO CRPORT 78464A144 1085595 36912 SH SOLE 36912 0 0 SPDR SER TR BBG CONV SEC ETF 78464A359 54329 753 SH SOLE 753 0 0 SPDR SER TR PORTFLI INTRMDIT 78464A672 16822 589 SH SOLE 589 0 0 SPDR SER TR BLOOMBERG 1-3 MO 78468R663 2376 26 SH SOLE 26 0 0 SYSCO CORP COM 871829107 16454 225 SH SOLE 225 0 0 TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 14768 142 SH SOLE 142 0 0 TARGET CORP COM 87612E106 108239 760 SH SOLE 760 0 0 TESLA INC COM 88160R101 24848 100 SH SOLE 100 0 0 TESLA INC COM 88160R101 22363 90 SH SOLE 90 0 0 THE COCA-COLA CO COM 191098102 659340 11000 SH SOLE 11000 0 0 TOTALENERGIES SE SPONSORED ADS 89151E109 9096 135 SH SOLE 135 0 0 UBER TECHNOLOGIES INC COM 90353T100 164577 2673 SH SOLE 2673 0 0 UNION PAC CORP COM 907818108 15965 65 SH SOLE 65 0 0 UNITEDHEALTH GROUP INC COM 91324P102 8950 17 SH SOLE 17 0 0 VANECK ETF TRUST MRNGSTR INT MOAT 92189F593 1069067 34331 SH SOLE 34331 0 0 VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 10016173 118018 SH SOLE 118018 0 0 VANECK ETF TRUST MRNGSTR INT MOAT 92189F593 339148 10891 SH SOLE 10891 0 0 VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 506334 5966 SH SOLE 5966 0 0 VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 17487 100 SH SOLE 100 0 0 VANECK MORNINGSTAR WIDE MOAT ETF MRNGSTR WDE MOAT 57060U134 122943 1490 SH SOLE 1490 0 0 VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 1012532 10208 SH SOLE 10208 0 0 VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 308099 3279 SH SOLE 3279 0 0 VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 627476 6326 SH SOLE 6326 0 0 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 593393 8068 SH SOLE 8068 0 0 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1456593 19804 SH SOLE 19804 0 0 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 2221 45 SH SOLE 45 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 492619 1128 SH SOLE 1128 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 35344 400 SH SOLE 400 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 3364534 18695 SH SOLE 18695 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 2341653 10066 SH SOLE 10066 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 6241193 20076 SH SOLE 20076 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 624910 4180 SH SOLE 4180 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 59792 280 SH SOLE 280 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 3796 16 SH SOLE 16 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 12079671 27655 SH SOLE 27655 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 824882 4583 SH SOLE 4583 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 3600071 15475 SH SOLE 15475 0 0 VANGUARD INDEX FDS LARGE CAP ETF 922908637 149802 687 SH SOLE 687 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 649428 2089 SH SOLE 2089 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 2585675 12121 SH SOLE 12121 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 1929785 8135 SH SOLE 8135 0 0 VANGUARD INTL DIVDEND APRECTN ETF IV INTL DVD ETF 921946810 34148 440 SH SOLE 440 0 0 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1980297 17215 SH SOLE 17215 0 0 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 157818 1534 SH SOLE 1534 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2754 67 SH SOLE 67 0 0 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 248695 2162 SH SOLE 2162 0 0 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 884871 8601 SH SOLE 8601 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 235549 5731 SH SOLE 5731 0 0 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 129318 2180 SH SOLE 2180 0 0 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 15392 332 SH SOLE 332 0 0 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 989494 21344 SH SOLE 21344 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1057 13 SH SOLE 13 0 0 VANGUARD SMALL CAP VALUEETF SM CP VAL ETF 922908611 205337 1185 SH SOLE 1185 0 0 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 576243 3382 SH SOLE 3382 0 0 VANGUARD STAR FDS VG TL INTL STK F 921909768 721486 12448 SH SOLE 12448 0 0 VANGUARD STAR FDS VG TL INTL STK F 921909768 214104 3694 SH SOLE 3694 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 37745 788 SH SOLE 788 0 0 VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769 140682 600 SH SOLE 600 0 0 VANGUARD TOTAL WORLD STOCK ETF TT WRLD ST ETF 922042742 24115 240 SH SOLE 240 0 0 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 524632 4700 SH SOLE 4700 0 0 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 477761 7185 SH SOLE 7185 0 0 VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 4356537 54910 SH SOLE 54910 0 0 VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 373348 4706 SH SOLE 4706 0 0 VANGUARD WORLD FDS ENERGY ETF 92204A306 75646 645 SH SOLE 645 0 0 VERISK ANALYTICS INC CLASS A CL A COM 92345Y106 23645 100 SH SOLE 100 0 0 VISA INC COM CL A 92826C839 1204900 4628 SH SOLE 4628 0 0 VISA INC CLASS A COM CL A 92826C839 822739 3089 SH SOLE 3089 0 0 WALT DISNEY CO COM 254687AV8 459 5 SH SOLE 5 0 0 WELLS FARGO & CO COM 949746101 74824 1600 SH SOLE 1600 0 0 WELLS FARGO CO NEW COM 949746101 269480 5475 SH SOLE 5475 0 0 WHITE MOUNTAINS INS F COM G9618E107 595836 380 SH SOLE 380 0 0 WISDOMTREE INTL SMALLCP DIVIDEND ETF INTL SMCAP DIV 97717W760 34739 568 SH SOLE 568 0 0 WISDOMTREE TR EMG MKTS SMCAP 97717W281 714954 14322 SH SOLE 14322 0 0 WISDOMTREE TR US SMALLCAP FUND 97717W562 6553543 131544 SH SOLE 131544 0 0 WISDOMTREE TR INTL SMCAP DIV 97717W760 2503191 39207 SH SOLE 39207 0 0 WISDOMTREE TR EM EX ST-OWNED 97717X578 57760 2000 SH SOLE 2000 0 0 WISDOMTREE TR EMG MKTS SMCAP 97717W281 271864 5446 SH SOLE 5446 0 0 WISDOMTREE TR US SMALLCAP FUND 97717W562 572581 11493 SH SOLE 11493 0 0 WISDOMTREE TR INTL SMCAP DIV 97717W760 397866 6232 SH SOLE 6232 0 0 WISDOMTREE TR EM EX ST-OWNED 97717X578 23595 817 SH SOLE 817 0 0 WISDOMTREE US SMALLCAP ETF US SMALLCAP FUND 97717W562 39477 850 SH SOLE 850 0 0 WORKDAY INC CL A 98138H101 69015 250 SH SOLE 250 0 0 WSDMTREE EMRG MKTS SMALLCAP DVD ETF EMG MKTS SMCAP 97717W281 9569 202 SH SOLE 202 0 0 ZOETIS INC CL A 98978V103 7303 37 SH SOLE 37 0 0