Chief Compliance Officer

0001908433-23-000004.txt : 20231023 0001908433-23-000004.hdr.sgml : 20231023 20231020184029 ACCESSION NUMBER: 0001908433-23-000004 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230930 FILED AS OF DATE: 20231023 DATE AS OF CHANGE: 20231020 EFFECTIVENESS DATE: 20231023 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Kathleen S. Wright Associates Inc. CENTRAL INDEX KEY: 0001908433 IRS NUMBER: 251852853 STATE OF INCORPORATION: PA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-21575 FILM NUMBER: 231337997 BUSINESS ADDRESS: STREET 1: 61 MCMURRAY ROAD STREET 2: SUITE 204 CITY: PITTSBURGH STATE: PA ZIP: 15241 BUSINESS PHONE: 412-854-2100 MAIL ADDRESS: STREET 1: 61 MCMURRAY ROAD STREET 2: SUITE 204 CITY: PITTSBURGH STATE: PA ZIP: 15241 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001908433 XXXXXXXX 09-30-2023 09-30-2023 Kathleen S. Wright Associates Inc.

61 MCMURRAY ROAD SUITE 204 PITTSBURGH PA 15241

13F HOLDINGS REPORT 028-21575 000121300 801-62560 N Adam K. Wright Chief Compliance Officer 412-854-2100 Adam K. Wright Pittsburgh PA 10-20-2023 0 289 178713407 false INFORMATION TABLE 2 wright3q23.xml 1/100 BERKSHIRE HTWY CLA100 SHS=1 WHOLE SH BRK A CL A 084990175 524250 1 SH SOLE 1 0 0 ABBOTT LABS COM 002824100 8039 83 SH SOLE 83 0 0 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 9828 32 SH SOLE 32 0 0 ADOBE INC COM 00724F101 26515 52 SH SOLE 52 0 0 AFFIRM HLDGS INC COM CL A 00827B106 178391 8387 SH SOLE 8387 0 0 AGILENT TECHNOLOGIES INC COM 00846U101 11182 100 SH SOLE 100 0 0 AIRBNB INC COM CL A 009066101 1647 12 SH SOLE 12 0 0 ALCOA CORP COM 013872106 6451 222 SH SOLE 222 0 0 ALPHABET INC CAP STK CL A 02079K305 26172 200 SH SOLE 200 0 0 ALPHABET INC CAP STK CL C 02079K107 71199 540 SH SOLE 540 0 0 ALPHABET INC CAP STK CL A 02079K305 1342624 10260 SH SOLE 10260 0 0 ALPHABET INC. CLASS A CAP STK CL A 02079K305 13387 100 SH SOLE 100 0 0 ALPHABET INC. CLASS C CAP STK CL C 02079K107 729131 5400 SH SOLE 5400 0 0 ALPS ETF TR ALERIAN MLP 00162Q452 65241 1546 SH SOLE 1546 0 0 AMAZON COM INC COM 023135106 1176496 9255 SH SOLE 9255 0 0 AMAZON.COM INC COM 023135106 481651 3860 SH SOLE 3860 0 0 AMERICAN EXPRESS CO COM 025816109 1387249 9299 SH SOLE 9299 0 0 AMERICAN EXPRESS CO COM 025816109 1739400 11928 SH SOLE 11928 0 0 AMERICAN TOWER CORP NEW COM 03027X100 426748 2595 SH SOLE 2595 0 0 AMERIPRISE FINL INC COM 03076C106 7583 23 SH SOLE 23 0 0 AMERN TOWER CORP REIT COM 03027X100 171337 1090 SH SOLE 1090 0 0 ANSYS INC COM 03662Q105 661156 2222 SH SOLE 2222 0 0 ANSYS INC COM 03662Q105 17189 60 SH SOLE 60 0 0 APPLE INC COM 037833100 19176 112 SH SOLE 112 0 0 APPLE INC COM 037833100 2311335 13500 SH SOLE 13500 0 0 AURORA INNOVATION INC CLASS A COM 051774107 33255 14151 SH SOLE 14151 0 0 AUTOMATIC DATA PROCESSING IN COM 053015103 173351 721 SH SOLE 721 0 0 AUTOMATIC DATA PROCESSING IN COM 053015103 481160 2000 SH SOLE 2000 0 0 AUTOMATIC DATA PROCESSING IN COM 053015103 1176054 4845 SH SOLE 4845 0 0 BAIDU INC SPON ADR REP A 056752108 53740 400 SH SOLE 400 0 0 BAXTER INTL INC COM 071813109 3774 100 SH SOLE 100 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2645816 7553 SH SOLE 7553 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 14945199 42664 SH SOLE 42664 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2430891 7043 SH SOLE 7043 0 0 BLACKSTONE INC COM 09260D107 171424 1600 SH SOLE 1600 0 0 BOOKING HOLDINGS INC COM 09857L108 107938 35 SH SOLE 35 0 0 BOOKING HOLDINGS INC COM 09857L108 171229 57 SH SOLE 57 0 0 BROOKFIELD ASSET MANAG FCLASS A CL A LMT VTG SHS 113004105 443579 14215 SH SOLE 14215 0 0 BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105 269120 8072 SH SOLE 8072 0 0 BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105 315396 9460 SH SOLE 9460 0 0 BROOKFIELD CORP CL A LTD VT SH 11271J107 63791 2040 SH SOLE 2040 0 0 BROOKFIELD CORP CL A LTD VT SH 11271J107 2001999 64023 SH SOLE 64023 0 0 BROOKFIELD CORP FCLASS A CL A LTD VT SH 11271J107 683136 22583 SH SOLE 22583 0 0 BROOKFIELD REINS LTD CL A EXCH LT VTG G16250105 2360 75 SH SOLE 75 0 0 C S W INDUSTRIALS INC COM 126402106 352990 2000 SH SOLE 2000 0 0 CABLE ONE INC COM 12685J105 58486 95 SH SOLE 95 0 0 CHUBB LIMITED COM H1467J104 87436 420 SH SOLE 420 0 0 CISCO SYS INC COM 17275R102 26880 500 SH SOLE 500 0 0 COCA COLA CO COM 191216100 5542 99 SH SOLE 99 0 0 COMPAGNIE FINANCIERE R FSPONSORED ADR 1 ADR REPS 0.1 ORD SHS ADR 204319107 469700 38500 SH SOLE 38500 0 0 CORTEVA INC COM 22052L104 5832 114 SH SOLE 114 0 0 COSTAR GROUP INC COM 22160N109 15378 200 SH SOLE 200 0 0 COSTAR GROUP INC COM 22160N109 386128 5030 SH SOLE 5030 0 0 DANAHER CORPORATION COM 235851102 6947 28 SH SOLE 28 0 0 DAVIS FUNDAMENTAL ETF TR SELECT US EQTY 23908L207 7706 244 SH SOLE 244 0 0 DAVIS FUNDAMENTAL ETF TR SELCT INTL ETF 23908L405 16422 920 SH SOLE 920 0 0 DAVIS FUNDAMENTAL ETF TR SELECT FINL 23908L108 83633 3125 SH SOLE 3125 0 0 DAVIS FUNDAMENTAL ETF TR SELECT US EQTY 23908L207 731803 23173 SH SOLE 23173 0 0 DAVIS FUNDAMENTAL ETF TR SELCT INTL ETF 23908L405 808936 45319 SH SOLE 45319 0 0 DAVIS FUNDAMENTAL ETF TR SELCT INTL ETF 23908L405 120452 6909 SH SOLE 6909 0 0 DIAGEO PLC SPON ADR NEW 25243Q205 32074 215 SH SOLE 215 0 0 DIAGEO PLC SPON ADR NEW 25243Q205 522176 3500 SH SOLE 3500 0 0 DIAGEO PLC FSPONSORED ADR 1 ADR REPS 4 ORD SHS ADR G42089113 529402 3535 SH SOLE 3535 0 0 DICKS SPORTING GOODS INC COM 253393102 135725 1250 SH SOLE 1250 0 0 DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 16690 716 SH SOLE 716 0 0 DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 154523 6098 SH SOLE 6098 0 0 DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 36775 790 SH SOLE 790 0 0 DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 821305 35234 SH SOLE 35234 0 0 DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 105583 4440 SH SOLE 4440 0 0 DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 76020 3000 SH SOLE 3000 0 0 DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 316219 6818 SH SOLE 6818 0 0 DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 306812 7600 SH SOLE 7600 0 0 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 315 14 SH SOLE 14 0 0 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 116441 5300 SH SOLE 5300 0 0 DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 119854 4900 SH SOLE 4900 0 0 DISNEY WALT CO COM 254687106 265925 3281 SH SOLE 3281 0 0 DISNEY WALT CO COM 254687AV8 397 5 SH SOLE 5 0 0 DUOLINGO INC CL A COM 26603R106 3035089 18298 SH SOLE 18298 0 0 DXC TECHNOLOGY CO COM 23355L106 354 17 SH SOLE 17 0 0 EA SERIES TRUST US QUAN VALUE 02072L102 642071 17302 SH SOLE 17302 0 0 EA SERIES TRUST US QUAN VALUE 02072L102 3318478 89423 SH SOLE 89423 0 0 EA SERIES TRUST INTL QUAN VALUE 02072L201 310143 13148 SH SOLE 13148 0 0 EA SERIES TRUST US QUAN VALUE 02072L102 154445 4381 SH SOLE 4381 0 0 EQT CORP COM 26884L109 19012 469 SH SOLE 469 0 0 EXACT SCIENCES CORP COM 30063P105 34110 500 SH SOLE 500 0 0 FIRST WAVE BIOPHARMA INC COM 33749P309 6 22 SH SOLE 22 0 0 FORD MTR CO DEL COM 345370860 1451 117 SH SOLE 117 0 0 GARTNER INC COM 366651107 6529 19 SH SOLE 19 0 0 GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 68 1 SH SOLE 1 0 0 GENERAL ELECTRIC CO COM NEW 369604301 3759 34 SH SOLE 34 0 0 GENERAL ELECTRIC CO COM NEW 369604301 553 5 SH SOLE 5 0 0 GRAHAM HLDGS CO COM CL B 384637104 58300 100 SH SOLE 100 0 0 GRAYSCALE BITCOIN TR BTC TRUST 389637109 32012 1557 SH SOLE 1557 0 0 HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305 2437053 75944 SH SOLE 75944 0 0 HASBRO INC COM 418056107 362 6 SH SOLE 6 0 0 HEWLETT PACKARD ENTERPRISE C COM 42824C109 3474 200 SH SOLE 200 0 0 HOWMET AEROSPACE INC COM 443201108 30803 666 SH SOLE 666 0 0 HP INC COM 40434L105 5140 200 SH SOLE 200 0 0 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 434835 3069 SH SOLE 3069 0 0 ISHARES INC EM MKT SM-CP ETF 464286475 3058 56 SH SOLE 56 0 0 ISHARES INC MSCI EMERG MRKT 464286533 187259 3510 SH SOLE 3510 0 0 ISHARES INC MSCI EMERG MRKT 464286533 1451541 27208 SH SOLE 27208 0 0 ISHARES INC MSCI EQUAL WEITE 464286681 365145 4855 SH SOLE 4855 0 0 ISHARES INC MSCI EMERG MRKT 464286533 11582 220 SH SOLE 220 0 0 ISHARES TR CORE S&P500 ETF 464287200 1935330 4507 SH SOLE 4507 0 0 ISHARES TR CORE S&P MCP ETF 464287507 419722 1683 SH SOLE 1683 0 0 ISHARES TR S&P MC 400GR ETF 464287606 60104 832 SH SOLE 832 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 22811 129 SH SOLE 129 0 0 ISHARES TR CORE S&P SCP ETF 464287804 419269 4445 SH SOLE 4445 0 0 ISHARES TR SHRT NAT MUN ETF 464288158 15733 153 SH SOLE 153 0 0 ISHARES TR NATIONAL MUN ETF 464288414 63315 617 SH SOLE 617 0 0 ISHARES TR MBS ETF 464288588 15540 175 SH SOLE 175 0 0 ISHARES TR 3 7 YR TREAS BD 464288661 277355 2451 SH SOLE 2451 0 0 ISHARES TR A RATE CP BD ETF 46429B291 135857 3014 SH SOLE 3014 0 0 ISHARES TR MSCI EAFE MIN VL 46429B689 313643 4809 SH SOLE 4809 0 0 ISHARES TR MSCI USA MIN VOL 46429B697 1372780 18966 SH SOLE 18966 0 0 ISHARES TR MSCI USA VALUE 46432F388 3175 35 SH SOLE 35 0 0 ISHARES TR MSCI USA MMENTM 46432F396 854126 6114 SH SOLE 6114 0 0 ISHARES TR INTERNATIONAL SL 46434V266 4200 142 SH SOLE 142 0 0 ISHARES TR HDG MSCI EAFE 46434V803 75250 2500 SH SOLE 2500 0 0 ISHARES TR 0-3 MNTH TREASRY 46436E718 147582 1466 SH SOLE 1466 0 0 ISHARES TR 1 3 YR TREAS BD 464287457 852599 10530 SH SOLE 10530 0 0 ISHARES TR CORE S&P MCP ETF 464287507 377765 1515 SH SOLE 1515 0 0 ISHARES TR CORE S&P SCP ETF 464287804 34902 370 SH SOLE 370 0 0 ISHARES TR EAFE SML CP ETF 464288273 2541 45 SH SOLE 45 0 0 ISHARES TR NATIONAL MUN ETF 464288414 87159 850 SH SOLE 850 0 0 ISHARES TR 3 7 YR TREAS BD 464288661 727279 6427 SH SOLE 6427 0 0 ISHARES TR A RATE CP BD ETF 46429B291 283598 6291 SH SOLE 6291 0 0 ISHARES TR MSCI EAFE MIN VL 46429B689 1074928 16482 SH SOLE 16482 0 0 ISHARES TR MSCI USA MIN VOL 46429B697 3904073 53939 SH SOLE 53939 0 0 ISHARES TR MSCI USA MMENTM 46432F396 1493672 10692 SH SOLE 10692 0 0 ISHARES TR 0-5YR HI YL CP 46434V407 373249 9097 SH SOLE 9097 0 0 ISHARES TR HDG MSCI EAFE 46434V803 736352 24464 SH SOLE 24464 0 0 ISHARES TR 0-3 MNTH TREASRY 46436E718 10330895 102621 SH SOLE 102621 0 0 ISHARES TR 0-3 MNTH TREASRY 46436E718 530450 5286 SH SOLE 5286 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 331002 6561 SH SOLE 6561 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 144127 2872 SH SOLE 2872 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 1353378 26826 SH SOLE 26826 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 327302 6523 SH SOLE 6523 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 203816 4050 SH SOLE 4050 0 0 JOHNSON & JOHNSON COM 478160104 623000 4000 SH SOLE 4000 0 0 JOHNSON & JOHNSON COM 478160104 834220 5300 SH SOLE 5300 0 0 KEYSIGHT TECHNOLOGIES INC COM 49338L103 6616 50 SH SOLE 50 0 0 LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 52916 2063 SH SOLE 2063 0 0 LATTICE STRATEGIES TR HARTFORD US EQTY 518416409 130900 3260 SH SOLE 3260 0 0 LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 159774 6229 SH SOLE 6229 0 0 LATTICE STRATEGIES TR HARTFORD US EQTY 518416409 116859 2910 SH SOLE 2910 0 0 LATTICE STRATEGIES TR HARTFORD MLT SML 518416508 173178 4802 SH SOLE 4802 0 0 LENNAR CORP CL A 526057104 8529 76 SH SOLE 76 0 0 MARKEL GROUP INC COM 570535104 1487215 1010 SH SOLE 1010 0 0 MARKEL GROUP INC COM 570535104 677290 460 SH SOLE 460 0 0 MARTIN MARIETTA MATLS INC COM 573284106 7799 19 SH SOLE 19 0 0 MASTERCARD INCORPORATED CL A 57636Q104 18212 46 SH SOLE 46 0 0 MASTERCARD INCORPORATED CL A 57636Q104 313112 800 SH SOLE 800 0 0 MATTEL INC. COM 577081102 375 18 SH SOLE 18 0 0 MICROCHIP TECHNOLOGY INC. COM 595017104 7337 94 SH SOLE 94 0 0 MICROSOFT CORP COM 594918104 632 2 SH SOLE 2 0 0 MICROSOFT CORP COM 594918104 27470 87 SH SOLE 87 0 0 MOHAWK INDS INC COM 608190104 30034 350 SH SOLE 350 0 0 MOODYS CORP COM 615369105 126468 400 SH SOLE 400 0 0 MOODYS CORP COM 615369105 156370 500 SH SOLE 500 0 0 MOTOROLA SOLUTIONS INC COM NEW 620076307 3811 14 SH SOLE 14 0 0 NESTLE S A FSPONSORED ADR 1 ADR REPS 1 ORD SHS ADR 641069406 507870 4500 SH SOLE 4500 0 0 NETFLIX INC COM 64110L106 37760 100 SH SOLE 100 0 0 NETFLIX INC COM 64110L106 1106 3 SH SOLE 3 0 0 NEWELL BRANDS INC COM 651229106 146 19 SH SOLE 19 0 0 NIKE INC CL B 654106103 4303 45 SH SOLE 45 0 0 NORFOLK SOUTHN CORP COM 655844108 71022 361 SH SOLE 361 0 0 OWENS & MINOR INC NEW COM 690732102 15045 931 SH SOLE 931 0 0 PARAMOUNT GLOBAL CLASS A CL A COM 92556H107 87 6 SH SOLE 6 0 0 PARKER-HANNIFIN CORP COM 701094104 9348 24 SH SOLE 24 0 0 PAYCOM SOFTWARE INC COM 070432V10 12946 50 SH SOLE 50 0 0 PERNOD RICARD FIN S A FSPONSORED ADR 1 ADR REPS 0.2 ORD SHS ADR 714264306 67040 2000 SH SOLE 2000 0 0 PFIZER INC COM 717081103 333800 10000 SH SOLE 10000 0 0 PIMCO EQUITY SER RAFI DYN EMERG 72202L389 169708 9361 SH SOLE 9361 0 0 PIMCO EQUITY SER RAFI DYN EMERG 72202L389 646381 35653 SH SOLE 35653 0 0 PNC FINL SVCS GROUP INC COM 693475105 9289 76 SH SOLE 76 0 0 PNC FINL SVCS GROUP INC COM 693475105 552515 4593 SH SOLE 4593 0 0 PPG INDS INC COM 693506107 992451 7646 SH SOLE 7646 0 0 PRUDENTIAL FINL INC COM 744320102 37956 400 SH SOLE 400 0 0 QUALCOMM INC COM 747525103 4776 43 SH SOLE 43 0 0 RITHM CAPITAL CORP COM NEW 64828T201 41805 4500 SH SOLE 4500 0 0 ROSS STORES INC COM 778296103 401940 3600 SH SOLE 3600 0 0 S&P GLOBAL INC COM 78409V104 25143 70 SH SOLE 70 0 0 SCHWAB CHARLES CORP COM 808513105 148230 2700 SH SOLE 2700 0 0 SCHWAB CHARLES CORP COM 808513105 74404 1462 SH SOLE 1462 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 50752 1003 SH SOLE 1003 0 0 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 35803 529 SH SOLE 529 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 137473 3319 SH SOLE 3319 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2872993 84599 SH SOLE 84599 0 0 SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 1331437 27773 SH SOLE 27773 0 0 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2270125 70391 SH SOLE 70391 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 25654 507 SH SOLE 507 0 0 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 90726 1341 SH SOLE 1341 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3148 76 SH SOLE 76 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 178290 5250 SH SOLE 5250 0 0 SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 479 10 SH SOLE 10 0 0 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2662456 82557 SH SOLE 82557 0 0 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 508501 15330 SH SOLE 15330 0 0 SERVICENOW INC COM 81762P102 11179 20 SH SOLE 20 0 0 SHOPIFY INC CL A 82509L107 2183 40 SH SOLE 40 0 0 SONY GROUP CORP SPONSORED ADR 835699307 5934 72 SH SOLE 72 0 0 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1501003 44713 SH SOLE 44713 0 0 SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 810341 15152 SH SOLE 15152 0 0 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 820617 26463 SH SOLE 26463 0 0 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 69020 2056 SH SOLE 2056 0 0 SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 557422 10423 SH SOLE 10423 0 0 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 13024 420 SH SOLE 420 0 0 SPDR SER TR PORTFOLIO CRPORT 78464A144 731615 26527 SH SOLE 26527 0 0 SPDR SER TR BBG CONV SEC ETF 78464A359 51053 753 SH SOLE 753 0 0 SPDR SER TR PORTFLI INTRMDIT 78464A672 16188 588 SH SOLE 588 0 0 SPDR SER TR BLOOMBERG 1-3 MO 78468R663 2387 26 SH SOLE 26 0 0 SPDR SER TR PORTFOLIO CRPORT 78464A144 496 18 SH SOLE 18 0 0 SPOTIFY TECHNOLOGY S A SHS L8681T102 1701 11 SH SOLE 11 0 0 STARBUCKS CORP COM 855244109 839 9 SH SOLE 9 0 0 SYSCO CORP COM 871829107 14861 225 SH SOLE 225 0 0 TARGET CORP COM 87612E106 84033 760 SH SOLE 760 0 0 TESLA INC COM 88160R101 22520 90 SH SOLE 90 0 0 TEXAS ROADHOUSE INC COM 882681109 98 1 SH SOLE 1 0 0 THE COCA-COLA CO COM 191098102 592350 11000 SH SOLE 11000 0 0 UBER TECHNOLOGIES INC COM 90353T100 122931 2673 SH SOLE 2673 0 0 UNITEDHEALTH GROUP INC COM 91324P102 8571 17 SH SOLE 17 0 0 VANECK ETF TRUST MRNGSTR INT MOAT 92189F593 323961 10858 SH SOLE 10858 0 0 VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 452461 5966 SH SOLE 5966 0 0 VANECK ETF TRUST MRNGSTR INT MOAT 92189F593 953322 31953 SH SOLE 31953 0 0 VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 8237231 108613 SH SOLE 108613 0 0 VANECK ETF TRUST MRNGSTR WDE MOAT 57060U134 110327 1490 SH SOLE 1490 0 0 VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 548872 6280 SH SOLE 6280 0 0 VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 1064357 12178 SH SOLE 12178 0 0 VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 284120 3361 SH SOLE 3361 0 0 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1424151 20409 SH SOLE 20409 0 0 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 484798 6948 SH SOLE 6948 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 8794074 22394 SH SOLE 22394 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 796883 4996 SH SOLE 4996 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 2564401 12315 SH SOLE 12315 0 0 VANGUARD INDEX FDS LARGE CAP ETF 922908637 103021 526 SH SOLE 526 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 566405 2080 SH SOLE 2080 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 1968061 10409 SH SOLE 10409 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 1215410 5722 SH SOLE 5722 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 819403 2087 SH SOLE 2087 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 30264 400 SH SOLE 400 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 2981101 18691 SH SOLE 18691 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 2448266 11757 SH SOLE 11757 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 5799639 21298 SH SOLE 21298 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 630340 4570 SH SOLE 4570 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 179007 947 SH SOLE 947 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 1699 8 SH SOLE 8 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 182448 1177 SH SOLE 1177 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 125656 600 SH SOLE 600 0 0 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 229604 2162 SH SOLE 2162 0 0 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 841695 9033 SH SOLE 9033 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 224173 5717 SH SOLE 5717 0 0 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1999479 18827 SH SOLE 18827 0 0 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 142938 1534 SH SOLE 1534 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2627 67 SH SOLE 67 0 0 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 21165 231 SH SOLE 231 0 0 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 836952 19117 SH SOLE 19117 0 0 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 13834 316 SH SOLE 316 0 0 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 560782 3609 SH SOLE 3609 0 0 VANGUARD STAR FDS VG TL INTL STK F 921909768 197703 3694 SH SOLE 3694 0 0 VANGUARD STAR FDS VG TL INTL STK F 921909768 744356 13908 SH SOLE 13908 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 34451 788 SH SOLE 788 0 0 VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 507548 7115 SH SOLE 7115 0 0 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 168032 1626 SH SOLE 1626 0 0 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 362669 5860 SH SOLE 5860 0 0 VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 3849841 53972 SH SOLE 53972 0 0 VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 31117 440 SH SOLE 440 0 0 VANGUARD WORLD FDS ENERGY ETF 92204A306 81747 645 SH SOLE 645 0 0 VERISK ANALYTICS INC CLASS A CL A COM 92345Y106 23871 100 SH SOLE 100 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 71302 2200 SH SOLE 2200 0 0 VISA INC COM CL A 92826C839 1064486 4628 SH SOLE 4628 0 0 VISA INC COM CL A 92826C839 718758 3089 SH SOLE 3089 0 0 WELLS FARGO & CO COM 949746101 62702 1600 SH SOLE 1600 0 0 WELLS FARGO CO NEW COM 949746101 305429 7475 SH SOLE 7475 0 0 WHITE MOUNTAINS INS F COM G9618E107 579253 380 SH SOLE 380 0 0 WISDOMTREE TR EMG MKTS SMCAP 97717W281 301424 6516 SH SOLE 6516 0 0 WISDOMTREE TR US SMALLCAP FUND 97717W562 631872 14603 SH SOLE 14603 0 0 WISDOMTREE TR INTL SMCAP DIV 97717W760 445605 7754 SH SOLE 7754 0 0 WISDOMTREE TR EM EX ST-OWNED 97717X578 22856 857 SH SOLE 857 0 0 WISDOMTREE TR EMG MKTS SMCAP 97717W281 765649 16551 SH SOLE 16551 0 0 WISDOMTREE TR US SMALLCAP FUND 97717W562 6288130 145323 SH SOLE 145323 0 0 WISDOMTREE TR INTL SMCAP DIV 97717W760 2261617 39353 SH SOLE 39353 0 0 WISDOMTREE TR EM EX ST-OWNED 97717X578 178022 6675 SH SOLE 6675 0 0 WISDOMTREE TR EMG MKTS SMCAP 97717W281 9127 202 SH SOLE 202 0 0 WISDOMTREE TR INTL SMCAP DIV 97717W760 31836 568 SH SOLE 568 0 0 WISDOMTREE TR US SMALLCAP FUND 97717W562 35683 850 SH SOLE 850 0 0 WORKDAY INC CL A 98138H101 53713 250 SH SOLE 250 0 0 ZILLOW GROUP INC CL C CAP STK 98954M200 1246 27 SH SOLE 27 0 0 ZOETIS INC CL A 98978V103 6437 37 SH SOLE 37 0 0