The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFFIRM HLDGS INC COM CL A 00827B106 60 1,301 SH   SOLE   1,301 0 0
AIRBNB INC COM CL A 009066101 2 12 SH   SOLE   12 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 115 1,060 SH   SOLE   1,060 0 0
ALPHA ARCHITECT ETF TR US QUAN VALUE 02072L102 4,079 111,501 SH   SOLE   111,501 0 0
ALPHA ARCHITECT ETF TR INTL QUAN VALUE 02072L201 543 20,460 SH   SOLE   20,460 0 0
ALPHABET INC CAP STK CL C 02079K107 810 290 SH   SOLE   290 0 0
ALPHABET INC CAP STK CL A 02079K305 1,129 406 SH   SOLE   406 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 59 1,546 SH   SOLE   1,546 0 0
AMAZON COM INC COM 023135106 1,620 497 SH   SOLE   497 0 0
AMERICAN EXPRESS CO COM 025816109 3,969 21,224 SH   SOLE   21,224 0 0
AMERICAN TOWER CORP NEW COM 03027X100 389 1,550 SH   SOLE   1,550 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 209 3,475 SH   SOLE   3,475 0 0
ANSYS INC COM 03662Q105 550 1,730 SH   SOLE   1,730 0 0
ARCHAEA ENERGY INC COM CL A 03940F103 2 100 SH   SOLE   100 0 0
ARK ETF TR INNOVATION ETF 00214Q104 140 2,115 SH   SOLE   2,115 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,716 7,540 SH   SOLE   7,540 0 0
BAIDU INC SPON ADR REP A 056752108 53 400 SH   SOLE   400 0 0
BAXTER INTL INC COM 071813109 7 88 SH   SOLE   88 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 21,385 60,596 SH   SOLE   60,596 0 0
BK OF AMERICA CORP COM 060505104 19 459 SH   SOLE   459 0 0
BLACKSTONE INC COM 09260D107 203 1,600 SH   SOLE   1,600 0 0
BOOKING HOLDINGS INC COM 09857L108 211 90 SH   SOLE   90 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 74 477 SH   SOLE   477 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 4,483 79,254 SH   SOLE   79,254 0 0
CABLE ONE INC COM 12685J105 139 95 SH   SOLE   95 0 0
CDK GLOBAL INC COM 12508E101 34 700 SH   SOLE   700 0 0
CHUBB LIMITED COM H1467J104 90 420 SH   SOLE   420 0 0
CLARUS CORP NEW COM 18270P109 36 1,600 SH   SOLE   1,600 0 0
COCA COLA CO COM 191216100 682 11,000 SH   SOLE   11,000 0 0
COM ADDED 194014502 20 500 SH   SOLE   500 0 0
COSTAR GROUP INC COM 22160N109 386 5,800 SH   SOLE   5,800 0 0
CSW INDUSTRIALS INC COM 126402106 235 2,000 SH   SOLE   2,000 0 0
DAVIS FUNDAMENTAL ETF TR SELECT FINL 23908L108 97 3,125 SH   SOLE   3,125 0 0
DAVIS FUNDAMENTAL ETF TR SELECT US EQTY 23908L207 738 22,388 SH   SOLE   22,388 0 0
DAVIS FUNDAMENTAL ETF TR SELCT INTL ETF 23908L405 2,361 134,012 SH   SOLE   134,012 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 1,163 5,725 SH   SOLE   5,725 0 0
DICKS SPORTING GOODS INC COM 253393102 180 1,800 SH   SOLE   1,800 0 0
DISNEY WALT CO COM 254687106 809 5,900 SH   SOLE   5,900 0 0
EXXON MOBIL CORP COM 30231G102 44 528 SH   SOLE   528 0 0
FIRST WAVE BIOPHARMA INC COM 33749P101 5 4,652 SH   SOLE   4,652 0 0
FORD MTR CO DEL COM 345370860 2 117 SH   SOLE   117 0 0
GRAHAM HLDGS CO COM CL B 384637104 61 100 SH   SOLE   100 0 0
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305 2,149 58,372 SH   SOLE   58,372 0 0
HASBRO INC COM 418056107 0 6 SH   SOLE   6 0 0
INTEL CORP COM 458140100 79 1,600 SH   SOLE   1,600 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 912 5,785 SH   SOLE   5,785 0 0
ISHARES INC MSCI EMERG MRKT 464286533 712 11,670 SH   SOLE   11,670 0 0
ISHARES INC MSCI EQUAL WEITE 464286681 803 9,471 SH   SOLE   9,471 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,824 4,021 SH   SOLE   4,021 0 0
ISHARES TR CORE S&P MCP ETF 464287507 741 2,761 SH   SOLE   2,761 0 0
ISHARES TR S&P MC 400GR ETF 464287606 117 1,512 SH   SOLE   1,512 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 26 128 SH   SOLE   128 0 0
ISHARES TR CORE S&P SCP ETF 464287804 405 3,754 SH   SOLE   3,754 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 27 259 SH   SOLE   259 0 0
ISHARES TR EAFE SML CP ETF 464288273 23 341 SH   SOLE   341 0 0
ISHARES TR NATIONAL MUN ETF 464288414 54 496 SH   SOLE   496 0 0
ISHARES TR MBS ETF 464288588 17 166 SH   SOLE   166 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 13 235 SH   SOLE   235 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 725 5,937 SH   SOLE   5,937 0 0
ISHARES TR A RATE CP BD ETF 46429B291 603 11,631 SH   SOLE   11,631 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 1,297 17,985 SH   SOLE   17,985 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 3,757 48,432 SH   SOLE   48,432 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 8 60 SH   SOLE   60 0 0
ISHARES TR MSCI USA VALUE 46432F388 8 76 SH   SOLE   76 0 0
ISHARES TR MSCI USA MMENTM 46432F396 2,755 16,370 SH   SOLE   16,370 0 0
ISHARES TR CORE MSCI EAFE 46432F842 135 1,937 SH   SOLE   1,937 0 0
ISHARES TR MSCI INTL SML CP 46434V266 4 121 SH   SOLE   121 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 456 10,367 SH   SOLE   10,367 0 0
ISHARES TR HDG MSCI EAFE 46434V803 521 15,361 SH   SOLE   15,361 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 1,747 34,499 SH   SOLE   34,499 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 405 8,065 SH   SOLE   8,065 0 0
JOHNSON & JOHNSON COM 478160104 1,453 8,200 SH   SOLE   8,200 0 0
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 473 16,228 SH   SOLE   16,228 0 0
LATTICE STRATEGIES TR HARTFORD US EQTY 518416409 180 4,277 SH   SOLE   4,277 0 0
LATTICE STRATEGIES TR HARTFORD MLT SML 518416508 261 6,794 SH   SOLE   6,794 0 0
MARKEL CORP COM 570535104 2,037 1,381 SH   SOLE   1,381 0 0
MARRIOTT INTL INC NEW CL A 571903202 35 200 SH   SOLE   200 0 0
MARRIOTT VACATIONS WORLDWIDE COM 57164Y107 3 20 SH   SOLE   20 0 0
MASTERCARD INCORPORATED CL A 57636Q104 286 800 SH   SOLE   800 0 0
MATTEL INC COM 577081102 0 18 SH   SOLE   18 0 0
MERCADOLIBRE INC COM 58733R102 36 30 SH   SOLE   30 0 0
META PLATFORMS INC CL A 30303M102 9 40 SH   SOLE   40 0 0
MOHAWK INDS INC COM 608190104 43 350 SH   SOLE   350 0 0
MOODYS CORP COM 615369105 270 800 SH   SOLE   800 0 0
NETFLIX INC COM 64110L106 39 103 SH   SOLE   103 0 0
NEWELL BRANDS INC COM 651229106 0 19 SH   SOLE   19 0 0
NORFOLK SOUTHN CORP COM 655844108 189 663 SH   SOLE   663 0 0
PARAMOUNT GLOBAL CLASS A COM 92556H107 0 6 SH   SOLE   6 0 0
PAYCOM SOFTWARE INC COM 70432V102 40 115 SH   SOLE   115 0 0
PFIZER INC COM 717081103 518 10,000 SH   SOLE   10,000 0 0
PIMCO EQUITY SER RAFI DYN EMERG 72202L389 2,859 136,098 SH   SOLE   136,098 0 0
PNC FINL SVCS GROUP INC COM 693475105 879 4,765 SH   SOLE   4,765 0 0
ROSS STORES INC COM 778296103 398 4,402 SH   SOLE   4,402 0 0
ROYAL CARIBBEAN GROUP COM V7780T103 3 30 SH   SOLE   30 0 0
S&P GLOBAL INC COM 78409V104 33 80 SH   SOLE   80 0 0
SCHWAB CHARLES CORP COM 808513105 321 3,810 SH   SOLE   3,810 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 51 956 SH   SOLE   956 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 146 1,929 SH   SOLE   1,929 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 65 1,380 SH   SOLE   1,380 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 712 19,395 SH   SOLE   19,395 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 126 2,358 SH   SOLE   2,358 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 5,621 148,047 SH   SOLE   148,047 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 634 16,537 SH   SOLE   16,537 0 0
SHOPIFY INC CL A 82509L107 53 78 SH   SOLE   78 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 303 7,839 SH   SOLE   7,839 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 1,008 17,790 SH   SOLE   17,790 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 493 14,377 SH   SOLE   14,377 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 42 92 SH   SOLE   92 0 0
SPDR SER TR PORTFOLIO CRPORT 78464A144 128 3,995 SH   SOLE   3,995 0 0
SPDR SER TR PORTFLI INTRMDIT 78464A672 17 558 SH   SOLE   558 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 14 157 SH   SOLE   157 0 0
SPOTIFY TECHNOLOGY S A SHS L8681T102 2 11 SH   SOLE   11 0 0
STARBUCKS CORP COM 855244109 1 9 SH   SOLE   9 0 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 1 65 SH   SOLE   65 0 0
TARGET CORP COM 87612E106 161 760 SH   SOLE   760 0 0
TESLA INC COM 88160R101 32 30 SH   SOLE   30 0 0
TEXAS ROADHOUSE INC COM 882681109 0 1 SH   SOLE   1 0 0
UBER TECHNOLOGIES INC COM 90353T100 134 3,762 SH   SOLE   3,762 0 0
VANECK ETF TRUST MRNGSTR INT MOAT 92189F593 2,429 76,597 SH   SOLE   76,597 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 5,055 67,666 SH   SOLE   67,666 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 2,356 11,896 SH   SOLE   11,896 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 490 2,694 SH   SOLE   2,694 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,439 18,090 SH   SOLE   18,090 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,782 6,701 SH   SOLE   6,701 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 11 100 SH   SOLE   100 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,049 17,333 SH   SOLE   17,333 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,378 10,000 SH   SOLE   10,000 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 159 763 SH   SOLE   763 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 3,670 12,759 SH   SOLE   12,759 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,303 6,130 SH   SOLE   6,130 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,396 11,264 SH   SOLE   11,264 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 987 9,743 SH   SOLE   9,743 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 258 5,597 SH   SOLE   5,597 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 350 6,995 SH   SOLE   6,995 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 495 3,054 SH   SOLE   3,054 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 41 861 SH   SOLE   861 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 169 1,502 SH   SOLE   1,502 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 236 3,493 SH   SOLE   3,493 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 1,676 21,205 SH   SOLE   21,205 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 69 645 SH   SOLE   645 0 0
VERISK ANALYTICS INC COM 92345Y106 43 200 SH   SOLE   200 0 0
VISA INC COM CL A 92826C839 1,101 4,963 SH   SOLE   4,963 0 0
WELLS FARGO CO NEW COM 949746101 718 14,817 SH   SOLE   14,817 0 0
WHITE MTNS INS GROUP LTD COM G9618E107 432 380 SH   SOLE   380 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 1,467 27,516 SH   SOLE   27,516 0 0
WISDOMTREE TR US SMALLCAP FUND 97717W562 8,548 178,226 SH   SOLE   178,226 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 2,721 39,641 SH   SOLE   39,641 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578 1,861 56,976 SH   SOLE   56,976 0 0
WORKDAY INC CL A 98138H101 60 250 SH   SOLE   250 0 0
ZILLOW GROUP INC CL C CAP STK 98954M200 1 27 SH   SOLE   27 0 0