ABBOTT LABS COM 002824100 1772856 15550 SH SOLE 0 0 15550 ABBVIE INC COM 00287Y109 4383968 22200 SH SOLE 0 0 22200 ALPHABET INC CAP STK CL A 02079K305 821455 4953 SH SOLE 0 0 4953 AMAZON COM INC COM 023135106 2347758 12600 SH SOLE 0 0 12600 AMERICAN EXPRESS CO COM 025816109 3337387 12306 SH SOLE 0 0 12306 APPLE INC COM 037833100 7294607 31307 SH SOLE 0 0 31307 AT&T INC COM 00206R102 1923394 87427 SH SOLE 0 0 87427 BANK AMERICA CORP COM 060505104 230144 5800 SH SOLE 0 0 5800 BLACKROCK INC COM 09247X101 216488 228 SH SOLE 0 0 228 BLACKROCK MUNIYIELD MICH QU COM 09254V105 779449 64900 SH SOLE 0 0 64900 BROADCOM INC COM 11135F101 424350 2460 SH SOLE 0 0 2460 CARRIER GLOBAL CORPORATION COM 14448C104 1512085 18786 SH SOLE 0 0 18786 CHEVRON CORP NEW COM 166764100 2282988 15502 SH SOLE 0 0 15502 CISCO SYS INC COM 17275R102 1939443 36442 SH SOLE 0 0 36442 COCA COLA CO COM 191216100 8350042 116199 SH SOLE 0 0 116199 CONOCOPHILLIPS COM 20825C104 482393 4582 SH SOLE 0 0 4582 CVS HEALTH CORP COM 126650100 2678877 42603 SH SOLE 0 0 42603 DARDEN RESTAURANTS INC COM 237194105 905833 5519 SH SOLE 0 0 5519 DISNEY WALT CO COM 254687106 207674 2159 SH SOLE 0 0 2159 EATON VANCE NATL MUN OPPORT COM SHS 27829L105 1738368 96845 SH SOLE 0 0 96845 EMERSON ELEC CO COM 291011104 3010191 27523 SH SOLE 0 0 27523 EXXON MOBIL CORP COM 30231G102 6283307 53603 SH SOLE 0 0 53603 GENUINE PARTS CO COM 372460105 208123 1490 SH SOLE 0 0 1490 GLOBAL X FDS US PFD ETF 37954Y657 6433426 309597 SH SOLE 0 0 309597 HOME DEPOT INC COM 437076102 458686 1132 SH SOLE 0 0 1132 ISHARES TR MSCI EAFE ETF 464287465 326993 3910 SH SOLE 0 0 3910 ISHARES TR RUSSELL 3000 ETF 464287689 250929 768 SH SOLE 0 0 768 JOHNSON & JOHNSON COM 478160104 3641159 22468 SH SOLE 0 0 22468 JPMORGAN CHASE & CO. COM 46625H100 6810398 32298 SH SOLE 0 0 32298 KEYCORP COM 493267108 847550 50600 SH SOLE 0 0 50600 KLA CORP COM NEW 482480100 372491 481 SH SOLE 0 0 481 MCDONALDS CORP COM 580135101 2041737 6705 SH SOLE 0 0 6705 META PLATFORMS INC CL A 30303M102 259888 454 SH SOLE 0 0 454 MICROSOFT CORP COM 594918104 7861753 18270 SH SOLE 0 0 18270 NEXTERA ENERGY INC COM 65339F101 791623 9365 SH SOLE 0 0 9365 NORTHROP GRUMMAN CORP COM 666807102 4739956 8976 SH SOLE 0 0 8976 NUVEEN AMT-FREE MUN VALUE FD COM 670695105 1538675 108205 SH SOLE 0 0 108205 NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101 2740415 209192 SH SOLE 0 0 209192 OTIS WORLDWIDE CORP COM 68902V107 617611 5942 SH SOLE 0 0 5942 PEPSICO INC COM 713448108 1784505 10494 SH SOLE 0 0 10494 PFIZER INC COM 717081103 2456620 84887 SH SOLE 0 0 84887 PGIM SHORT DUR HIG YLD OPP F COM 69355J104 4999213 298996 SH SOLE 0 0 298996 PROCTER AND GAMBLE CO COM 742718109 261287 1509 SH SOLE 0 0 1509 QUALCOMM INC COM 747525103 2691551 15828 SH SOLE 0 0 15828 RTX CORPORATION COM 75513E101 1639295 13530 SH SOLE 0 0 13530 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3077347 74838 SH SOLE 0 0 74838 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 3037593 62017 SH SOLE 0 0 62017 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 396744 8349 SH SOLE 0 0 8349 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6392977 96106 SH SOLE 0 0 96106 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3815199 45134 SH SOLE 0 0 45134 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 365672 3510 SH SOLE 0 0 3510 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 324534 4038 SH SOLE 0 0 4038 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 466808 6880 SH SOLE 0 0 6880 SCHWAB STRATEGIC TR US TIPS ETF 808524870 789541 14722 SH SOLE 0 0 14722 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 660538 8177 SH SOLE 0 0 8177 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 509533 11243 SH SOLE 0 0 11243 SELECT SECTOR SPDR TR ENERGY 81369Y506 320558 3651 SH SOLE 0 0 3651 SPDR S&P 500 ETF TR TR UNIT 78462F103 404501 705 SH SOLE 0 0 705 STRYKER CORPORATION COM 863667101 4734312 13105 SH SOLE 0 0 13105 TRUIST FINL CORP COM 89832Q109 1916609 44812 SH SOLE 0 0 44812 UNITEDHEALTH GROUP INC COM 91324P102 2227046 3809 SH SOLE 0 0 3809 US BANCORP DEL COM NEW 902973304 800549 17506 SH SOLE 0 0 17506 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2499745 31767 SH SOLE 0 0 31767 VANGUARD INDEX FDS TOTAL STK MKT 922908769 1743982 6159 SH SOLE 0 0 6159 VERIZON COMMUNICATIONS INC COM 92343V104 1987676 44259 SH SOLE 0 0 44259 WALMART INC COM 931142103 1824546 22595 SH SOLE 0 0 22595