The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,648,108 16,276 SH   SOLE   0 0 16,276
ABBVIE INC COM 00287Y109   3,753,859 23,554 SH   SOLE   0 0 23,554
AMAZON COM INC COM 023135106   1,508,654 14,606 SH   SOLE   0 0 14,606
AMERICAN EXPRESS CO COM 025816109   2,091,896 12,682 SH   SOLE   0 0 12,682
APPLE INC COM 037833100   5,500,145 33,354 SH   SOLE   0 0 33,354
AT&T INC COM 00206R102   1,921,766 99,832 SH   SOLE   0 0 99,832
CARRIER GLOBAL CORPORATION COM 14448C104   929,183 20,310 SH   SOLE   0 0 20,310
CHEVRON CORP NEW COM 166764100   2,285,688 14,009 SH   SOLE   0 0 14,009
CISCO SYS INC COM 17275R102   2,130,834 40,762 SH   SOLE   0 0 40,762
COCA COLA CO COM 191216100   6,400,205 103,179 SH   SOLE   0 0 103,179
CONOCOPHILLIPS COM 20825C104   228,381 2,302 SH   SOLE   0 0 2,302
CVS HEALTH CORP COM 126650100   2,333,780 31,406 SH   SOLE   0 0 31,406
DARDEN RESTAURANTS INC COM 237194105   1,028,400 6,628 SH   SOLE   0 0 6,628
DISNEY WALT CO COM 254687106   206,168 2,059 SH   SOLE   0 0 2,059
EMERSON ELEC CO COM 291011104   2,418,571 27,755 SH   SOLE   0 0 27,755
EXXON MOBIL CORP COM 30231G102   5,686,972 51,860 SH   SOLE   0 0 51,860
GENUINE PARTS CO COM 372460105   249,292 1,490 SH   SOLE   0 0 1,490
GLOBAL X FDS US PFD ETF 37954Y657   4,512,768 227,229 SH   SOLE   0 0 227,229
HOME DEPOT INC COM 437076102   346,471 1,174 SH   SOLE   0 0 1,174
ISHARES TR RUSSELL 3000 ETF 464287689   259,422 1,102 SH   SOLE   0 0 1,102
ISHARES TR MSCI EAFE ETF 464287465   362,249 5,065 SH   SOLE   0 0 5,065
JOHNSON & JOHNSON COM 478160104   2,172,020 14,013 SH   SOLE   0 0 14,013
JPMORGAN CHASE & CO COM 46625H100   4,282,784 32,866 SH   SOLE   0 0 32,866
KEYCORP COM 493267108   584,609 46,694 SH   SOLE   0 0 46,694
KLA CORP COM NEW 482480100   222,338 557 SH   SOLE   0 0 557
MICROSOFT CORP COM 594918104   5,664,950 19,649 SH   SOLE   0 0 19,649
NEXTERA ENERGY INC COM 65339F101   478,667 6,210 SH   SOLE   0 0 6,210
NORTHROP GRUMMAN CORP COM 666807102   4,002,189 8,668 SH   SOLE   0 0 8,668
NOVARTIS AG SPONSORED ADR 66987V109   718,704 7,812 SH   SOLE   0 0 7,812
NUVEEN AMT-FREE MUN VALUE FD COM 670695105   638,542 46,372 SH   SOLE   0 0 46,372
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101   1,835,293 153,581 SH   SOLE   0 0 153,581
NUVEEN OHIO QLTY MUN INCOME COM 670980101   530,452 41,735 SH   SOLE   0 0 41,735
OTIS WORLDWIDE CORP COM 68902V107   510,114 6,044 SH   SOLE   0 0 6,044
PARAMOUNT GLOBAL CLASS B COM 92556H206   1,184,594 53,097 SH   SOLE   0 0 53,097
PEPSICO INC COM 713448108   1,913,056 10,494 SH   SOLE   0 0 10,494
PFIZER INC COM 717081103   2,135,839 52,349 SH   SOLE   0 0 52,349
PGIM HIGH YIELD BOND FUND IN COM 69346H100   1,103,222 90,428 SH   SOLE   0 0 90,428
PGIM SHORT DUR HIG YLD OPP F COM 69355J104   2,944,230 198,666 SH   SOLE   0 0 198,666
PROCTER AND GAMBLE CO COM 742718109   226,831 1,526 SH   SOLE   0 0 1,526
QUALCOMM INC COM 747525103   1,928,499 15,116 SH   SOLE   0 0 15,116
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,368,082 13,970 SH   SOLE   0 0 13,970
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   261,332 4,010 SH   SOLE   0 0 4,010
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   332,786 6,880 SH   SOLE   0 0 6,880
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   3,630,757 74,416 SH   SOLE   0 0 74,416
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   264,812 4,038 SH   SOLE   0 0 4,038
SCHWAB STRATEGIC TR US TIPS ETF 808524870   854,329 15,936 SH   SOLE   0 0 15,936
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,599,406 21,862 SH   SOLE   0 0 21,862
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   3,776,847 78,931 SH   SOLE   0 0 78,931
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,872,345 53,803 SH   SOLE   0 0 53,803
SELECT SECTOR SPDR TR ENERGY 81369Y506   302,826 3,656 SH   SOLE   0 0 3,656
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   235,697 3,482 SH   SOLE   0 0 3,482
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   393,291 12,233 SH   SOLE   0 0 12,233
SPDR S&P 500 ETF TR TR UNIT 78462F103   543,261 1,327 SH   SOLE   0 0 1,327
STRYKER CORPORATION COM 863667101   3,902,660 13,671 SH   SOLE   0 0 13,671
TRUIST FINL CORP COM 89832Q109   2,058,583 60,369 SH   SOLE   0 0 60,369
UNITEDHEALTH GROUP INC COM 91324P102   1,769,850 3,745 SH   SOLE   0 0 3,745
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,968,853 25,740 SH   SOLE   0 0 25,740
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,349,305 6,611 SH   SOLE   0 0 6,611
VERIZON COMMUNICATIONS INC COM 92343V104   1,561,061 40,140 SH   SOLE   0 0 40,140
WALGREENS BOOTS ALLIANCE INC COM 931427108   325,709 9,419 SH   SOLE   0 0 9,419
WALMART INC COM 931142103   1,247,427 8,460 SH   SOLE   0 0 8,460