3M CO COM 88579Y101 3036496 18754 SH SOLE 0 0 18754 AB ACTIVE ETFS INC TAX AW INTER ETF 00039J889 1929030 75118 SH SOLE 0 0 75118 API GROUP CORP COM STK 00187Y100 200781 4741 SH SOLE 0 0 4741 APPLE INC COM 037833100 570055 1970 SH SOLE 0 0 1970 CAPITAL GRP FIXED INCM ETF T MUN INM ETF 14020Y201 4601307 167503 SH SOLE 0 0 167503 CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508 42537418 1624806 SH SOLE 0 0 1624806 CATERPILLAR INC COM 149123101 713020 670 SH SOLE 0 0 670 CEMEX SA EURO MTN BE 144A SPON ADR NEW 151290889 120000 10000 SH SOLE 0 0 10000 ECOLAB INC COM 278865100 2116329 7596 SH SOLE 0 0 7596 EXXON MOBIL CORP COM 30231G102 229778 1681 SH SOLE 0 0 1681 GABELLI UTIL TR COM 36240A101 206050 31267 SH SOLE 0 0 31267 HOME DEPOT INC COM 437076102 208369 591 SH SOLE 0 0 591 INVESCO QQQ TR UNIT SER 1 46090E103 313706 426 SH SOLE 0 0 426 ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 253170 7605 SH SOLE 0 0 7605 ISHARES INC ESG AWR MSCI EM 46434G863 240253 4393 SH SOLE 0 0 4393 ISHARES INC CORE MSCI EMKT 46434G103 36241496 437488 SH SOLE 0 0 437488 ISHARES TR CORE S&P MCP ETF 464287507 39496338 512208 SH SOLE 0 0 512208 ISHARES TR ESG AWR MSCI USA 46435G425 361547 2209 SH SOLE 0 0 2209 ISHARES TR MSCI EAFE ETF 464287465 4879244 46970 SH SOLE 0 0 46970 ISHARES TR CORE MSCI EAFE 46432F842 61197274 633643 SH SOLE 0 0 633643 ISHARES TR CORE S&P SCP ETF 464287804 1832773 12358 SH SOLE 0 0 12358 ISHARES TR RUS 1000 GRW ETF 464287614 243870 1964 SH SOLE 0 0 1964 ISHARES TR ESG AW MSCI EAFE 46435G516 389444 3788 SH SOLE 0 0 3788 ISHARES TR CORE S&P500 ETF 464287200 193332972 258159 SH SOLE 0 0 258159 J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 5048254 98985 SH SOLE 0 0 98985 J P MORGAN EXCHANGE TRADED F EQUITY FOCUS ETF 46654Q781 27763939 345623 SH SOLE 0 0 345623 J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 10330118 224324 SH SOLE 0 0 224324 J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 25508625 504422 SH SOLE 0 0 504422 J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 11361302 224288 SH SOLE 0 0 224288 MICROSOFT CORP COM 594918104 318303 853 SH SOLE 0 0 853 NUSHARES ETF TR NUVEEN ESG INTL 67092P805 413126 10323 SH SOLE 0 0 10323 NVIDIA CORPORATION COM 67066G104 215897 1079 SH SOLE 0 0 1079 ROCKY MTN CHOCOLATE FACTORY COM 77467X101 35918 40371 SH SOLE 0 0 40371 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 16967765 576547 SH SOLE 0 0 576547 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 8436924 304582 SH SOLE 0 0 304582 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 794180 21540 SH SOLE 0 0 21540 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 617733 17098 SH SOLE 0 0 17098 SHERWIN WILLIAMS CO COM 824348106 407675 1184 SH SOLE 0 0 1184 SOLVENTUM CORP COM SHS 83444M101 410296 5318 SH SOLE 0 0 5318 SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 882732 17518 SH SOLE 0 0 17518 SPDR SERIES TRUST ST STR P500ETF 78464A854 462776 5266 SH SOLE 0 0 5266 STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 6228062 8340 SH SOLE 0 0 8340 TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 222548 466 SH SOLE 0 0 466 TESLA INC COM 88160R101 631741 1502 SH SOLE 0 0 1502 VANGUARD BD INDEX FDS INTERMED TERM 921937819 334259 4358 SH SOLE 0 0 4358 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 302165 5974 SH SOLE 0 0 5974 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 203276 2853 SH SOLE 0 0 2853 VICTORY PORTFOLIOS II VICT WES U S ETF 92647P126 669032 13126 SH SOLE 0 0 13126 XCEL ENERGY INC COM 98389B100 325888 4058 SH SOLE 0 0 4058