The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   236,521 2,250 SH   SOLE   2,250 0 0
ABBVIE INC COM 00287Y109   289,633 1,817 SH   SOLE   1,817 0 0
AFLAC INC COM 001055102   219,368 3,400 SH   SOLE   3,400 0 0
ALPHABET INC. CAP STK CL C 02079K107   696,176 6,694 SH   SOLE   6,694 0 0
ALPHABET INC. CAP STK CL A 02079K305   1,791,417 17,270 SH   SOLE   17,270 0 0
AMAZON.COM INC COM 023135106   1,077,625 10,433 SH   SOLE   10,433 0 0
AMERISOURCEBERGEN CORP COM 03073E105   598,358 3,737 SH   SOLE   3,737 0 0
APPLE INC COM 037833100   8,815,581 53,460 SH   SOLE   53,460 0 0
AUTO DATA PROCESSING COM 053015103   240,237 1,079 SH   SOLE   1,079 0 0
BALL CORP COM 058498106   197,073 3,576 SH   SOLE   3,576 0 0
BANK OF NY MELLON CO COM 064058100   225,862 4,971 SH   SOLE   4,971 0 0
BERKSHIRE HATHAWAY CL B New 084670702   2,029,545 6,573 SH   SOLE   6,573 0 0
BOEING CO COM 097023105   437,181 2,058 SH   SOLE   2,058 0 0
CDW CORP COM 12514G108   627,002 3,217 SH   SOLE   3,217 0 0
CHARLES SCHWAB US REIT US REIT ETF 808524847   364,674 18,701 SH   SOLE   18,701 0 0
CHEVRON CORP NEW COM 166764100   202,482 1,241 SH   SOLE   1,241 0 0
CISCO SYSTEMS INC COM 17275R102   386,835 7,400 SH   SOLE   7,400 0 0
COMCAST CORP CL A 20030N101   538,322 14,200 SH   SOLE   14,200 0 0
CONSTELLATION BRAND CL A 21036P108   772,906 3,434 SH   SOLE   3,434 0 0
COSTCO WHOLESALE CO COM 22160K105   987,778 1,988 SH   SOLE   1,988 0 0
CVS HEALTH CORP COM 126650100   188,747 2,540 SH   SOLE   2,540 0 0
DIAGEO PLC F SPON ADR NEW 25243Q205   404,394 2,232 SH   SOLE   2,232 0 0
DICKS SPORTING GOODS COM 253393102   393,745 2,775 SH   SOLE   2,775 0 0
DISCOVER FINL S COM 254709108   405,244 4,100 SH   SOLE   4,100 0 0
EMERSON ELECTRIC CO COM 291011104   217,850 2,500 SH   SOLE   2,500 0 0
ERIE INDEMNITY CO CL A 29530P102   507,335 2,190 SH   SOLE   2,190 0 0
FEDEX CORP COM 31428X106   522,100 2,285 SH   SOLE   2,285 0 0
FIRST TRUST TCW TCW OPPORTUNIS 33740F805   1,090,744 24,206 SH   SOLE   24,206 0 0
FRST TRT LOW DRTN FST LOW OPPT EFT 33739Q200   538,581 11,251 SH   SOLE   11,251 0 0
FT RISING DIVIDEND RISNG DIVD ACHIV 33738R506   226,773 5,054 SH   SOLE   5,054 0 0
GENERAL MILLS INC COM 370334104   264,755 3,098 SH   SOLE   3,098 0 0
HARTFORD TOTAL RETURN TOTAL RTRN ETF 41653L305   1,414,650 41,607 SH   SOLE   41,607 0 0
HOME DEPOT INC COM 437076102   416,119 1,410 SH   SOLE   1,410 0 0
ILLINOIS TOOL WORKS COM 452308109   645,143 2,650 SH   SOLE   2,650 0 0
INTEL CORP COM 458140100   402,610 12,324 SH   SOLE   12,324 0 0
INVESCO S&P 500 EQUAL S&P500 EQL WGT 46137V357   1,939,656 13,412 SH   SOLE   13,412 0 0
INVESCO S&P 500 LOW S&P500 LOW VOL 46138E354   1,061,583 17,013 SH   SOLE   17,013 0 0
INVESCO S&P 500 TOP 50 S&P 500 TOP 50 46137V233   1,686,397 5,431 SH   SOLE   5,431 0 0
JOHNSON & JOHNSON COM 478160104   775,657 5,004 SH   SOLE   5,004 0 0
JPMORGAN CHASE & CO COM 46625H100   491,660 3,773 SH   SOLE   3,773 0 0
JPMORGAN ULTRA SHORT ULTRA SHRT INC 46641Q837   916,006 18,204 SH   SOLE   18,204 0 0
LAM RESEARCH CORP COM 512807108   493,542 931 SH   SOLE   931 0 0
LILLY ELI & CO COM 532457108   1,163,748 3,389 SH   SOLE   3,389 0 0
LOWES COMPANIES INC COM 548661107   739,763 3,699 SH   SOLE   3,699 0 0
MERCK & CO. INC. COM 58933Y105   384,720 3,616 SH   SOLE   3,616 0 0
META PLATFORMS INC CL A 30303M102   595,975 2,812 SH   SOLE   2,812 0 0
MICROSOFT CORP COM 594918104   2,845,809 9,871 SH   SOLE   9,871 0 0
NETFLIX INC COM 64110L106   732,418 2,120 SH   SOLE   2,120 0 0
NEXTERA ENERGY INC COM 65339F101   909,646 11,801 SH   SOLE   11,801 0 0
NIKE INC CL B 654106103   777,538 6,340 SH   SOLE   6,340 0 0
NOVARTIS AG F SPONSORED ADR 66987V109   240,764 2,617 SH   SOLE   2,617 0 0
NOVO-NORDISK A S ADR 670100205   688,758 4,328 SH   SOLE   4,328 0 0
NVIDIA CORP COM 67066G104   765,812 2,757 SH   SOLE   2,757 0 0
ORACLE CORP COM 68389X105   665,214 7,159 SH   SOLE   7,159 0 0
PARKER-HANNIFIN CORP COM 701094104   507,526 1,510 SH   SOLE   1,510 0 0
PAYPAL HOLDINGS INCORPOR COM 70450Y103   292,369 3,850 SH   SOLE   3,850 0 0
PEPSICO INC COM 713448108   759,682 4,167 SH   SOLE   4,167 0 0
PFIZER INC COM 717081103   385,274 9,443 SH   SOLE   9,443 0 0
PHILIP MORRIS INTL COM 718172109   303,906 3,125 SH   SOLE   3,125 0 0
PROCTER & GAMBLE COM 742718109   537,514 3,615 SH   SOLE   3,615 0 0
QUANTA SERVICES INC COM 74762E102   663,899 3,984 SH   SOLE   3,984 0 0
RAYTHEON TECHNOLOGIES CO COM 75513E101   376,961 3,849 SH   SOLE   3,849 0 0
RIVERFRONT STRATEGIC RIVRFRNT STR INC 00162Q783   365,945 15,918 SH   SOLE   15,918 0 0
SCHWAB EMERGING MARKETS EMRG MKTEQ ETF 808524706   484,834 19,773 SH   SOLE   19,773 0 0
SCHWAB US AGGREGATE BOND US AGGREGATE B 808524839   707,545 15,083 SH   SOLE   15,083 0 0
SCHWAB US SMALL CAP ETF US SML CAP ETF 808524607   1,073,586 25,604 SH   SOLE   25,604 0 0
SCHWAB US TIPS ETF US TIPS ETF 808524870   845,247 15,767 SH   SOLE   15,767 0 0
SELECT SECTOR HEALTH SBI HEALTHCARE 81369Y209   3,323,534 25,672 SH   SOLE   25,672 0 0
SELECT SECTOR SPDR TR ENERGY ENERGY 81369Y506   292,059 3,526 SH   SOLE   3,526 0 0
SELECT SECTOR UTI SELECT SBI INT-UTILS 81369Y886   1,452,297 21,455 SH   SOLE   21,455 0 0
SELECT STR FINANCIAL FINANCIAL 81369Y605   2,074,945 64,539 SH   SOLE   64,539 0 0
SPDR AGGREGATE BOND ETF PORTFOLIO AGRGTE 78464A649   1,969,636 76,372 SH   SOLE   76,372 0 0
SPDR BLOOMBERG CONVRTBL BLMBRG BRC CNVRT 78464A359   604,636 9,015 SH   SOLE   9,015 0 0
SPDR BLOOMBERG INT GRD Blomberg BRC INV 78468R200   641,525 21,082 SH   SOLE   21,082 0 0
SPDR DOUBLELINE TTL RTRN SPDR TR TACTIC 78467V848   248,253 6,051 SH   SOLE   6,051 0 0
SPDR MSCI ACWI EX-US MSCI ACWI EXUS 78463X848   1,106,159 42,991 SH   SOLE   42,991 0 0
SPDR PORTFOLIO CORPORATE PORTFOLIO CRPORT 78464A144   598,608 20,465 SH   SOLE   20,465 0 0
SPDR PORTFOLIO S&P 400 PORTFOLIO S&P400 78464A847   241,804 5,503 SH   SOLE   5,503 0 0
SPDR S&P 500 ETF TR UNIT 78462F103   3,373,298 8,240 SH   SOLE   8,240 0 0
SPDR S&P 600 SMALL CAP S&P 600 SML CAP 78464A813   278,310 3,312 SH   SOLE   3,312 0 0
SPDR Ser Tr S&P 600 SMCP GRW S&P 600 SMCP GRW 78464A201   375,019 5,085 SH   SOLE   5,085 0 0
SPDR Ser Tr S&P 600 SMCP VAL S&P 600 SMCP VAL 78464A300   1,393,561 18,293 SH   SOLE   18,293 0 0
SPDR SHORT TERM PORTFOLIO SHORT 78464A474   2,285,034 77,119 SH   SOLE   77,119 0 0
TECHNOLOGY SELECT SECTOR TECHNOLOGY 81369Y803   1,708,026 11,301 SH   SOLE   11,301 0 0
THE COCA-COLA CO COM 191216100   554,631 8,941 SH   SOLE   8,941 0 0
THERMO FISHER SCNTFC COM 883556102   1,531,991 2,658 SH   SOLE   2,658 0 0
TJX COMPANIES INC COM 872540109   658,773 8,407 SH   SOLE   8,407 0 0
U S BANCORP COM NEW 902973304   270,765 7,511 SH   SOLE   7,511 0 0
UNITEDHEALTH GRP INC COM 91324P102   1,651,552 3,495 SH   SOLE   3,495 0 0
UNIVERSAL HLTH SVCS CL B 913903100   441,037 3,470 SH   SOLE   3,470 0 0
VALERO ENERGY CORP COM 91913Y100   773,109 5,538 SH   SOLE   5,538 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   290,078 3,929 SH   SOLE   3,929 0 0
VANGUARD FTSE DEVELOPED FTSE DEV MKT ETF 921943858   3,434,178 76,028 SH   SOLE   76,028 0 0
VANGUARD GROWTH ETF GROWTH ETF 922908736   3,106,908 12,456 SH   SOLE   12,456 0 0
VANGUARD INTRMDIAT TRM INTER TERM TREAS 92206C706   1,022,322 17,050 SH   SOLE   17,050 0 0
VANGUARD MID CAP ETF MID CAP ETF 922908629   1,317,936 6,249 SH   SOLE   6,249 0 0
VANGUARD SCOTTSDALE FDS INT TERM CORP 92206C870   276,358 3,445 SH   SOLE   3,445 0 0
VANGUARD SHORT TERM SHORT TERM TREAS 92206C102   478,073 8,167 SH   SOLE   8,167 0 0
VANGUARD VALUE ETF IV VALUE ETF 922908744   3,474,964 25,161 SH   SOLE   25,161 0 0
VERIZON COMMUNICATN COM 92343V104   306,332 7,877 SH   SOLE   7,877 0 0
VISA INC COM CL A 92826C839   608,742 2,700 SH   SOLE   2,700 0 0
WALMART INC COM 931142103   873,651 5,925 SH   SOLE   5,925 0 0
WALT DISNEY CO COM 254687106   412,128 4,116 SH   SOLE   4,116 0 0
WP CAREY INC COM 92936U109   1,062,347 13,717 SH   SOLE   13,717 0 0
XCEL ENERGY INC COM 98389B100   618,936 9,178 SH   SOLE   9,178 0 0