The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 9,684 54,530 SH   SOLE   54,530 0 0
ABBVIE INC COM 00287Y109 250 1,850 SH   SOLE   1,850 0 0
AMERISOURCEBERGEN CORP COM 03073E105 505 3,800 SH   SOLE   3,800 0 0
AUTO DATA PROCESSING COM 053015103 279 1,130 SH   SOLE   1,130 0 0
AMAZON.COM INC COM 023135106 1,807 540 SH   SOLE   540 0 0
BOEING CO COM 097023105 439 2,180 SH   SOLE   2,180 0 0
BANK OF NY MELLON CO COM 064058100 340 5,850 SH   SOLE   5,850 0 0
BALL CORP COM 058498106 344 3,580 SH   SOLE   3,580 0 0
BERKSHIRE HATHAWAY CL B New 084670702 2,108 7,050 SH   SOLE   7,050 0 0
INVESCO BULLETSHARES BULSHS 2022 CB 46138J882 677 31,670 SH   SOLE   31,670 0 0
CDW CORP COM 12514G108 720 3,520 SH   SOLE   3,520 0 0
COMCAST CORP CL A 20030N101 788 15,650 SH   SOLE   15,650 0 0
COSTCO WHOLESALE CO COM 22160K105 1,303 2,300 SH   SOLE   2,300 0 0
CISCO SYSTEMS INC COM 17275R102 516 8,150 SH   SOLE   8,150 0 0
CVS HEALTH CORP COM 126650100 260 2,530 SH   SOLE   2,530 0 0
SPDR BLOOMBERG CONVRTBL BLMBRG BRC CNVRT 78464A359 872 10,520 SH   SOLE   10,520 0 0
SPDR MSCI ACWI EX-US MSCI ACWI EXUS 78463X848 1,413 48,200 SH   SOLE   48,200 0 0
DIAGEO PLC F SPON ADR NEW 25243Q205 513 2,330 SH   SOLE   2,330 0 0
DISCOVER FINL S COM 254709108 543 4,700 SH   SOLE   4,700 0 0
WALT DISNEY CO COM 254687106 723 4,670 SH   SOLE   4,670 0 0
DICKS SPORTING GOODS COM 253393102 388 3,380 SH   SOLE   3,380 0 0
EMERSON ELECTRIC CO COM 291011104 260 2,800 SH   SOLE   2,800 0 0
ERIE INDEMNITY CO CL A 29530P102 424 2,200 SH   SOLE   2,200 0 0
META PLATFORMS INC CL A 30303M102 1,140 3,390 SH   SOLE   3,390 0 0
FEDEX CORP COM 31428X106 630 2,440 SH   SOLE   2,440 0 0
FIRST TRUST TCW TCW OPPORTUNIS 33740F805 1,085 20,400 SH   SOLE   20,400 0 0
SPDR BLOOMBERG INT GRD Blomberg BRC INV 78468R200 741 24,220 SH   SOLE   24,220 0 0
GENERAL MILLS INC COM 370334104 209 3,100 SH   SOLE   3,100 0 0
ALPHABET INC. CAP STK CL C 02079K107 1,027 360 SH   SOLE   360 0 0
ALPHABET INC. CAP STK CL A 02079K305 2,677 920 SH   SOLE   920 0 0
HOME DEPOT INC COM 437076102 647 1,560 SH   SOLE   1,560 0 0
HARTFORD TOTAL RETURN TOTAL RTRN ETF 41653L305 1,433 36,070 SH   SOLE   36,070 0 0
INTEL CORP COM 458140100 854 16,570 SH   SOLE   16,570 0 0
ILLINOIS TOOL WORKS COM 452308109 753 3,050 SH   SOLE   3,050 0 0
JOHNSON & JOHNSON COM 478160104 924 5,400 SH   SOLE   5,400 0 0
JPMORGAN CHASE & CO COM 46625H100 677 4,280 SH   SOLE   4,280 0 0
JPMORGAN ULTRA SHORT ULTRA SHRT INC 46641Q837 965 19,130 SH   SOLE   19,130 0 0
THE COCA-COLA CO COM 191216100 577 9,750 SH   SOLE   9,750 0 0
LILLY ELI & CO COM 532457108 1,086 3,930 SH   SOLE   3,930 0 0
FRST TRT LOW DRTN FST LOW OPPT EFT 33739Q200 626 12,530 SH   SOLE   12,530 0 0
LOWES COMPANIES INC COM 548661107 1,073 4,150 SH   SOLE   4,150 0 0
LAM RESEARCH CORP COM 512807108 766 1,070 SH   SOLE   1,070 0 0
3M CO COM 88579Y101 458 2,580 SH   SOLE   2,580 0 0
MERCK & CO. INC. COM 58933Y105 319 4,160 SH   SOLE   4,160 0 0
MICROSOFT CORP COM 594918104 3,971 11,810 SH   SOLE   11,810 0 0
NEXTERA ENERGY INC COM 65339F101 1,284 13,760 SH   SOLE   13,760 0 0
NETFLIX INC COM 64110L106 1,319 2,190 SH   SOLE   2,190 0 0
NIKE INC CL B 654106103 1,152 2,910 SH   SOLE   2,910 0 0
NVIDIA CORP COM 67066G104 882 3 SH   SOLE   3 0 0
NOVARTIS AG F SPONSORED ADR 66987V109 242 2,770 SH   SOLE   2,770 0 0
ORACLE CORP COM 68389X105 772 8,860 SH   SOLE   8,860 0 0
PEPSICO INC COM 713448108 796 4,580 SH   SOLE   4,580 0 0
PFIZER INC COM 717081103 650 11,010 SH   SOLE   11,010 0 0
PROCTER & GAMBLE COM 742718109 662 4,050 SH   SOLE   4,050 0 0
PARKER-HANNIFIN CORP COM 701094104 541 1,700 SH   SOLE   1,700 0 0
PHILIP MORRIS INTL COM 718172109 342 3,600 SH   SOLE   3,600 0 0
QUANTA SERVICES INC COM 74762E102 253 2,210 SH   SOLE   2,210 0 0
PAYPAL HOLDINGS INCORPOR COM 70450Y103 745 3,950 SH   SOLE   3,950 0 0
FT RISING DIVIDEND RISNG DIVD ACHIV 33738R506 338 6,520 SH   SOLE   6,520 0 0
RIVERFRONT STRATEGIC RIVRFRNT STR INC 00162Q783 386 15,670 SH   SOLE   15,670 0 0
INVESCO S&P 500 EQUAL S&P500 EQL WGT 46137V357 2,341 14,380 SH   SOLE   14,380 0 0
RAYTHEON TECHNOLOGIES CO COM 75513E101 365 4,240 SH   SOLE   4,240 0 0
SCHWAB US SMALL CAP ETF US SML CAP ETF 808524607 1,168 11,400 SH   SOLE   11,400 0 0
SCHWAB US DIVIDEND US DIVIDEND EQ 808524797 200 2,480 SH   SOLE   2,480 0 0
SCHWAB EMERGING MARKETS EMRG MKTEQ ETF 808524706 610 20,580 SH   SOLE   20,580 0 0
CHARLES SCHWAB US REIT US REIT ETF 808524847 518 9,820 SH   SOLE   9,820 0 0
SCHWAB US TIPS ETF US TIPS ETF 808524870 1,200 19,080 SH   SOLE   19,080 0 0
SCHWAB US AGGREGATE BOND US AGGREGATE B 808524839 891 16,540 SH   SOLE   16,540 0 0
SPDR S&P 600 SMALL CAP S&P 600 SML CAP 78464A813 2,576 29,330 SH   SOLE   29,330 0 0
SPDR AGGREGATE BOND ETF PORTFOLIO AGRGTE 78464A649 2,393 80,790 SH   SOLE   80,790 0 0
SPDR PORTFOLIO CORPORATE PORTFOLIO CRPORT 78464A144 419 12,030 SH   SOLE   12,030 0 0
INVESCO S&P 500 LOW S&P500 LOW VOL 46138E354 1,308 19,060 SH   SOLE   19,060 0 0
SPDR PORTFOLIO S&P 400 PORTFOLIO S&P400 78464A847 285 5,740 SH   SOLE   5,740 0 0
SPDR SHORT TERM PORTFOLIO SHORT 78464A474 2,583 83,400 SH   SOLE   83,400 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 2,633 5,540 SH   SOLE   5,540 0 0
CONSTELLATION BRAND CL A 21036P108 960 3,830 SH   SOLE   3,830 0 0
TJX COMPANIES INC COM 872540109 714 9,410 SH   SOLE   9,410 0 0
TOYOTA MOTOR CORP F SP ADR REP2COM 892331307 259 1,400 SH   SOLE   1,400 0 0
THERMO FISHER SCNTFC COM 883556102 2,068 3,100 SH   SOLE   3,100 0 0
SPDR DOUBLELINE TTL RTRN SPDR TR TACTIC 78467V848 367 7,760 SH   SOLE   7,760 0 0
UNIVERSAL HLTH SVCS CL B 913903100 495 3,820 SH   SOLE   3,820 0 0
UNITEDHEALTH GRP INC COM 91324P102 2,044 4,070 SH   SOLE   4,070 0 0
U S BANCORP COM NEW 902973304 459 8,180 SH   SOLE   8,180 0 0
VISA INC COM CL A 92826C839 683 3,150 SH   SOLE   3,150 0 0
VANGUARD FTSE DEVELOPED FTSE DEV MKT ETF 921943858 2,122 41,410 SH   SOLE   41,410 0 0
VANGUARD INTRMDIAT TRM INTER TERM TREAS 92206C706 1,318 19,830 SH   SOLE   19,830 0 0
VANGUARD LONG TERM LONG TERM TREAS 92206C847 223 2,500 SH   SOLE   2,500 0 0
VANGUARD SHORT TERM SHORT TERM TREAS 92206C102 555 9,130 SH   SOLE   9,130 0 0
VALERO ENERGY CORP COM 91913Y100 467 6,220 SH   SOLE   6,220 0 0
VANGUARD MID CAP ETF MID CAP ETF 922908629 1,457 5,720 SH   SOLE   5,720 0 0
VANGUARD VALUE ETF IV VALUE ETF 922908744 2,289 15,560 SH   SOLE   15,560 0 0
VANGUARD GROWTH ETF GROWTH ETF 922908736 2,465 7,680 SH   SOLE   7,680 0 0
VERIZON COMMUNICATN COM 92343V104 489 9,410 SH   SOLE   9,410 0 0
WESTERN DIGITAL CORP COM 958102105 337 5,180 SH   SOLE   5,180 0 0
WELLS FARGO & CO COM 949746101 320 6,670 SH   SOLE   6,670 0 0
WALMART INC COM 931142103 901 6,230 SH   SOLE   6,230 0 0
XCEL ENERGY INC COM 98389B100 628 9,270 SH   SOLE   9,270 0 0
SELECT STR FINANCIAL FINANCIAL 81369Y605 2,729 69,880 SH   SOLE   69,880 0 0
INVESCO S&P 500 TOP 50 S&P 500 TOP 50 46137V233 2,179 5,910 SH   SOLE   5,910 0 0
TECHNOLOGY SELECT SECTOR TECHNOLOGY 81369Y803 2,230 12,830 SH   SOLE   12,830 0 0
SELECT SECTOR UTI SELECT SBI INT-UTILS 81369Y886 1,657 23,150 SH   SOLE   23,150 0 0
SELECT SECTOR HEALTH SBI HEALTHCARE 81369Y209 3,962 28,120 SH   SOLE   28,120 0 0