The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   480,102 3,221 SH   SOLE   0 0 3,221
ADOBE INC COM 00724F101   328,376 644 SH   SOLE   0 0 644
ADVANCED MICRO DEVICES INC COM 007903107   607,204 5,906 SH   SOLE   0 0 5,906
ALPHABET INC CAP STK CL A 02079K305   1,328,622 10,153 SH   SOLE   0 0 10,153
ALPHABET INC CAP STK CL C 02079K107   494,833 3,753 SH   SOLE   0 0 3,753
AMAZON COM INC COM 023135106   1,673,535 13,165 SH   SOLE   100 0 13,065
AMERIPRISE FINL INC COM 03076C106   949,538 2,880 SH   SOLE   0 0 2,880
AMGEN INC COM 031162100   1,765,789 6,570 SH   SOLE   0 0 6,570
AON PLC SHS CL A G0403H108   433,027 1,336 SH   SOLE   0 0 1,336
APPLE INC COM 037833100   6,935,770 40,510 SH   SOLE   0 0 40,510
APPLIED MATLS INC COM 038222105   296,975 2,145 SH   SOLE   0 0 2,145
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,874,318 11,060 SH   SOLE   2,170 0 8,890
BLACKSTONE INC COM 09260D107   1,041,103 9,717 SH   SOLE   0 0 9,717
BRISTOL-MYERS SQUIBB CO COM 110122108   224,905 3,875 SH   SOLE   0 0 3,875
BROADCOM INC COM 11135F101   458,687 552 SH   SOLE   0 0 552
CATERPILLAR INC COM 149123101   414,141 1,517 SH   SOLE   0 0 1,517
CHARLES RIV LABS INTL INC COM 159864107   293,970 1,500 SH   SOLE   0 0 1,500
CHEVRON CORP NEW COM 166764100   466,546 2,767 SH   SOLE   0 0 2,767
CHUBB LIMITED COM H1467J104   387,710 1,862 SH   SOLE   0 0 1,862
COCA COLA CO COM 191216100   1,151,444 20,569 SH   SOLE   0 0 20,569
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   275,472 4,067 SH   SOLE   0 0 4,067
COLGATE PALMOLIVE CO COM 194162103   1,090,536 15,336 SH   SOLE   0 0 15,336
CONSTELLATION BRANDS INC CL A 21036P108   378,298 1,505 SH   SOLE   0 0 1,505
COSTCO WHSL CORP NEW COM 22160K105   350,092 620 SH   SOLE   0 0 620
DANAHER CORPORATION COM 235851102   1,313,766 5,295 SH   SOLE   0 0 5,295
DIAGEO PLC SPON ADR NEW 25243Q205   753,359 5,050 SH   SOLE   0 0 5,050
EATON CORP PLC SHS G29183103   442,877 2,077 SH   SOLE   0 0 2,077
EATON VANCE LTD DURATION INC COM 27828H105   145,092 16,050 SH   SOLE   0 0 16,050
EATON VANCE SR FLTNG RTE TR COM 27828Q105   317,389 26,209 SH   SOLE   0 0 26,209
ELI LILLY & CO COM 532457108   1,194,419 2,224 SH   SOLE   0 0 2,224
EMERSON ELEC CO COM 291011104   253,087 2,621 SH   SOLE   0 0 2,621
EXACT SCIENCES CORP COM 30063P105   1,203,537 17,642 SH   SOLE   0 0 17,642
EXXON MOBIL CORP COM 30231G102   593,678 5,049 SH   SOLE   0 0 5,049
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   251,143 4,146 SH   SOLE   0 0 4,146
GOLDMAN SACHS GROUP INC COM 38141G104   213,592 660 SH   SOLE   52 0 608
HOME DEPOT INC COM 437076102   462,449 1,530 SH   SOLE   0 0 1,530
HONEYWELL INTL INC COM 438516106   929,537 5,032 SH   SOLE   0 0 5,032
ILLINOIS TOOL WKS INC COM 452308109   765,886 3,325 SH   SOLE   0 0 3,325
INTERNATIONAL BUSINESS MACHS COM 459200101   372,699 2,656 SH   SOLE   0 0 2,656
INVESCO QQQ TR UNIT SER 1 46090E103   3,917,288 10,934 SH   SOLE   1,584 0 9,350
ISHARES GOLD TR ISHARES NEW 464285204   214,664 6,135 SH   SOLE   0 0 6,135
ISHARES INC MSCI GBL GOLD MN 46434G855   341,550 16,500 SH   SOLE   0 0 16,500
ISHARES TR CORE S&P US VLU 464287663   3,119,201 41,801 SH   SOLE   0 0 41,801
ISHARES TR DOW JONES US ETF 464287846   200,868 1,923 SH   SOLE   1,923 0 0
ISHARES TR CORE S&P MCP ETF 464287507   885,556 3,551 SH   SOLE   72 0 3,479
ISHARES TR EXPND TEC SC ETF 464287549   284,108 743 SH   SOLE   0 0 743
ISHARES TR S&P MC 400GR ETF 464287606   245,941 3,404 SH   SOLE   0 0 3,404
ISHARES TR RUS 1000 VAL ETF 464287598   264,323 1,741 SH   SOLE   0 0 1,741
ISHARES TR CORE S&P SCP ETF 464287804   293,010 3,106 SH   SOLE   46 0 3,060
ISHARES TR CORE S&P500 ETF 464287200   9,243,232 21,524 SH   SOLE   1,879 0 19,645
ISHARES TR RUS MID CAP ETF 464287499   441,873 6,381 SH   SOLE   0 0 6,381
ISHARES TR RUS 1000 GRW ETF 464287614   460,014 1,729 SH   SOLE   0 0 1,729
ISHARES TR MSCI EAFE ETF 464287465   978,960 14,204 SH   SOLE   647 0 13,557
ISHARES TR CORE S&P US GWT 464287671   2,627,866 27,711 SH   SOLE   0 0 27,711
ISHARES TR CORE MSCI TOTAL 46432F834   2,276,849 37,954 SH   SOLE   1,325 0 36,629
ISHARES TR CORE US AGGBD ET 464287226   7,252,025 77,117 SH   SOLE   18,991 0 58,126
ISHARES TR SELECT DIVID ETF 464287168   358,055 3,326 SH   SOLE   0 0 3,326
ISHARES TR CORE HIGH DV ETF 46429B663   264,849 2,678 SH   SOLE   0 0 2,678
ISHARES TR RUS TP200 GR ETF 464289438   222,900 1,449 SH   SOLE   0 0 1,449
ISHARES TR CORE MSCI EAFE 46432F842   974,486 15,144 SH   SOLE   4,065 0 11,079
ISHARES TR NATIONAL MUN ETF 464288414   1,708,071 16,658 SH   SOLE   0 0 16,658
ISHARES TR SHORT TREAS BD 464288679   1,149,581 10,406 SH   SOLE   3,899 0 6,507
ISHARES TR BLACKROCK ULTRA 46434V878   634,754 12,599 SH   SOLE   5,036 0 7,563
ISHARES TR US TREAS BD ETF 46429B267   583,904 26,493 SH   SOLE   0 0 26,493
JOHNSON & JOHNSON COM 478160104   846,033 5,432 SH   SOLE   0 0 5,432
JPMORGAN CHASE & CO COM 46625H100   1,030,028 7,103 SH   SOLE   0 0 7,103
LOCKHEED MARTIN CORP COM 539830109   224,451 549 SH   SOLE   0 0 549
MERCK & CO INC COM 58933Y105   521,933 5,070 SH   SOLE   0 0 5,070
META PLATFORMS INC CL A 30303M102   995,243 3,315 SH   SOLE   315 0 3,000
MICROSOFT CORP COM 594918104   4,126,798 13,070 SH   SOLE   0 0 13,070
MONDELEZ INTL INC CL A 609207105   1,140,095 16,428 SH   SOLE   0 0 16,428
MORGAN STANLEY COM NEW 617446448   4,634,861 56,751 SH   SOLE   0 0 56,751
NETFLIX INC COM 64110L106   405,215 1,073 SH   SOLE   461 0 612
NVIDIA CORPORATION COM 67066G104   628,155 1,444 SH   SOLE   0 0 1,444
PALANTIR TECHNOLOGIES INC CL A 69608A108   482,880 30,180 SH   SOLE   0 0 30,180
PEPSICO INC COM 713448108   703,726 4,153 SH   SOLE   0 0 4,153
PFIZER INC COM 717081103   342,107 10,314 SH   SOLE   0 0 10,314
PHILLIPS 66 COM 718546104   250,990 2,089 SH   SOLE   0 0 2,089
PROCTER AND GAMBLE CO COM 742718109   790,202 5,418 SH   SOLE   0 0 5,418
QUALCOMM INC COM 747525103   396,987 3,575 SH   SOLE   0 0 3,575
RTX CORPORATION COM 75513E101   345,020 4,794 SH   SOLE   0 0 4,794
SCPHARMACEUTICALS INC COM 810648105   75,415 10,592 SH   SOLE   10,592 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   400,600 4,432 SH   SOLE   0 0 4,432
SEMRUSH HLDGS INC CL A COM 81686C104   85,000 10,000 SH   SOLE   0 0 10,000
SERVICENOW INC COM 81762P102   373,385 668 SH   SOLE   0 0 668
SPDR GOLD TR GOLD SHS 78463V107   414,738 2,419 SH   SOLE   0 0 2,419
SPDR S&P 500 ETF TR TR UNIT 78462F103   11,791,922 27,585 SH   SOLE   5,774 0 21,811
SPDR SER TR S&P 600 SMCP GRW 78464A201   417,345 5,696 SH   SOLE   1,539 0 4,157
SPDR SER TR PORTFOLIO S&P600 78468R853   368,299 9,981 SH   SOLE   1,915 0 8,066
SPDR SER TR S&P DIVID ETF 78464A763   804,408 6,994 SH   SOLE   1,513 0 5,481
SPDR SER TR PRTFLO S&P500 VL 78464A508   524,966 12,723 SH   SOLE   0 0 12,723
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   192,252 11,100 SH   SOLE   0 0 11,100
SPROTT PHYSICAL GOLD TR UNIT 85207H104   270,648 18,900 SH   SOLE   0 0 18,900
TEXAS INSTRS INC COM 882508104   315,007 1,981 SH   SOLE   0 0 1,981
THERMO FISHER SCIENTIFIC INC COM 883556102   200,467 396 SH   SOLE   0 0 396
TJX COS INC NEW COM 872540109   247,748 2,787 SH   SOLE   0 0 2,787
UNILEVER PLC SPON ADR NEW 904767704   842,678 17,058 SH   SOLE   0 0 17,058
UNITEDHEALTH GROUP INC COM 91324P102   387,238 768 SH   SOLE   0 0 768
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   322,726 6,577 SH   SOLE   0 0 6,577
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   6,421,900 85,432 SH   SOLE   22,027 0 63,405
VANGUARD INDEX FDS GROWTH ETF 922908736   523,461 1,922 SH   SOLE   151 0 1,771
VANGUARD INDEX FDS VALUE ETF 922908744   1,461,917 10,599 SH   SOLE   496 0 10,103
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   16,333,937 41,594 SH   SOLE   6,409 0 35,185
VANGUARD INDEX FDS MID CAP ETF 922908629   7,574,901 36,376 SH   SOLE   3,384 0 32,992
VANGUARD INDEX FDS SMALL CP ETF 922908751   5,305,673 28,062 SH   SOLE   3,468 0 24,594
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,236,785 19,946 SH   SOLE   461 0 19,485
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   954,976 16,485 SH   SOLE   214 0 16,271
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   677,414 17,277 SH   SOLE   0 0 17,277
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   761,178 14,675 SH   SOLE   747 0 13,928
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   477,579 6,685 SH   SOLE   0 0 6,685
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   9,188,292 59,134 SH   SOLE   8,764 0 50,370
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,727,011 176,739 SH   SOLE   21,656 0 155,083
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   279,475 2,705 SH   SOLE   1,532 0 1,173
VISA INC COM CL A 92826C839   383,358 1,667 SH   SOLE   0 0 1,667
WISDOMTREE TR US TOTAL DIVIDND 97717W109   395,191 6,568 SH   SOLE   6,568 0 0
ZOETIS INC CL A 98978V103   212,256 1,220 SH   SOLE   0 0 1,220