The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   316,509 1,986 SH   SOLE   0 0 1,986
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   212,643 744 SH   SOLE   0 0 744
ADOBE SYSTEMS INCORPORATED COM 00724F101   243,168 631 SH   SOLE   0 0 631
ADVANCED MICRO DEVICES INC COM 007903107   464,665 4,741 SH   SOLE   0 0 4,741
ALPHABET INC CAP STK CL A 02079K305   1,002,032 9,660 SH   SOLE   0 0 9,660
ALPHABET INC CAP STK CL C 02079K107   337,688 3,247 SH   SOLE   0 0 3,247
AMAZON COM INC COM 023135106   1,150,444 11,138 SH   SOLE   0 0 11,138
AMERIPRISE FINL INC COM 03076C106   939,478 3,065 SH   SOLE   0 0 3,065
AMGEN INC COM 031162100   1,493,063 6,176 SH   SOLE   0 0 6,176
AON PLC SHS CL A G0403H108   399,103 1,266 SH   SOLE   0 0 1,266
APPLE INC COM 037833100   5,830,519 35,358 SH   SOLE   0 0 35,358
APPLIED MATLS INC COM 038222105   263,470 2,145 SH   SOLE   0 0 2,145
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,290,871 10,658 SH   SOLE   0 0 10,658
BLACKSTONE INC COM 09260D107   862,624 9,820 SH   SOLE   0 0 9,820
BRISTOL-MYERS SQUIBB CO COM 110122108   275,992 3,982 SH   SOLE   0 0 3,982
CATERPILLAR INC COM 149123101   293,602 1,283 SH   SOLE   0 0 1,283
CHUBB LIMITED COM H1467J104   339,815 1,750 SH   SOLE   0 0 1,750
COCA COLA CO COM 191216100   1,134,155 18,284 SH   SOLE   0 0 18,284
COLGATE PALMOLIVE CO COM 194162103   1,148,373 15,281 SH   SOLE   0 0 15,281
CONSTELLATION BRANDS INC CL A 21036P108   349,000 1,545 SH   SOLE   0 0 1,545
COSTCO WHSL CORP NEW COM 22160K105   219,120 441 SH   SOLE   0 0 441
DANAHER CORPORATION COM 235851102   1,068,681 4,240 SH   SOLE   0 0 4,240
DIAGEO PLC SPON ADR NEW 25243Q205   914,959 5,050 SH   SOLE   0 0 5,050
EATON CORP PLC SHS G29183103   251,013 1,465 SH   SOLE   0 0 1,465
EATON VANCE LTD DURATION INC COM 27828H105   156,615 15,900 SH   SOLE   0 0 15,900
EATON VANCE SR FLTNG RTE TR COM 27828Q105   293,999 25,949 SH   SOLE   0 0 25,949
EXACT SCIENCES CORP COM 30063P105   2,532,704 37,350 SH   SOLE   0 0 37,350
EXXON MOBIL CORP COM 30231G102   353,909 3,227 SH   SOLE   0 0 3,227
HONEYWELL INTL INC COM 438516106   960,543 5,026 SH   SOLE   0 0 5,026
ILLINOIS TOOL WKS INC COM 452308109   789,995 3,245 SH   SOLE   0 0 3,245
INVESCO EXCHANGE TRADED FD T DYNMC SOFTWARE 46137V639   217,139 2,140 SH   SOLE   0 0 2,140
INVESCO QQQ TR UNIT SER 1 46090E103   3,594,495 11,200 SH   SOLE   0 0 11,200
ISHARES INC MSCI GBL GOLD MN 46434G855   415,305 16,500 SH   SOLE   0 0 16,500
ISHARES TR RUS 1000 GRW ETF 464287614   422,099 1,728 SH   SOLE   0 0 1,728
ISHARES TR CORE S&P MCP ETF 464287507   644,909 2,578 SH   SOLE   0 0 2,578
ISHARES TR MSCI EAFE ETF 464287465   1,429,907 19,993 SH   SOLE   0 0 19,993
ISHARES TR CORE S&P500 ETF 464287200   6,117,060 14,880 SH   SOLE   0 0 14,880
ISHARES TR RUSSELL 2000 ETF 464287655   836,170 4,687 SH   SOLE   0 0 4,687
ISHARES TR S&P MC 400GR ETF 464287606   243,237 3,401 SH   SOLE   0 0 3,401
ISHARES TR RUS 1000 VAL ETF 464287598   264,226 1,735 SH   SOLE   0 0 1,735
ISHARES TR RUS TP200 GR ETF 464289438   201,310 1,449 SH   SOLE   0 0 1,449
ISHARES TR SHRT NAT MUN ETF 464288158   1,333,937 12,743 SH   SOLE   0 0 12,743
ISHARES TR CORE MSCI TOTAL 46432F834   2,456,318 39,650 SH   SOLE   0 0 39,650
ISHARES TR SHORT TREAS BD 464288679   2,608,510 23,606 SH   SOLE   0 0 23,606
ISHARES TR BLACKROCK ULTRA 46434V878   1,267,786 25,230 SH   SOLE   0 0 25,230
ISHARES TR CORE MSCI EAFE 46432F842   1,061,325 15,876 SH   SOLE   0 0 15,876
JOHNSON & JOHNSON COM 478160104   548,890 3,541 SH   SOLE   0 0 3,541
JPMORGAN CHASE & CO COM 46625H100   651,159 4,997 SH   SOLE   0 0 4,997
LILLY ELI & CO COM 532457108   635,670 1,851 SH   SOLE   0 0 1,851
MERCK & CO INC COM 58933Y105   336,806 3,166 SH   SOLE   0 0 3,166
META PLATFORMS INC CL A 30303M102   582,836 2,750 SH   SOLE   0 0 2,750
MICROSOFT CORP COM 594918104   3,074,429 10,664 SH   SOLE   0 0 10,664
MONDELEZ INTL INC CL A 609207105   1,103,763 15,831 SH   SOLE   0 0 15,831
MORGAN STANLEY COM NEW 617446448   5,507,492 62,728 SH   SOLE   0 0 62,728
NETFLIX INC COM 64110L106   319,269 924 SH   SOLE   0 0 924
PALANTIR TECHNOLOGIES INC CL A 69608A108   262,499 31,065 SH   SOLE   0 0 31,065
PFIZER INC COM 717081103   482,368 11,823 SH   SOLE   0 0 11,823
PROCTER AND GAMBLE CO COM 742718109   609,937 4,102 SH   SOLE   0 0 4,102
QUALCOMM INC COM 747525103   395,498 3,100 SH   SOLE   0 0 3,100
RAYTHEON TECHNOLOGIES CORP COM 75513E101   403,587 4,121 SH   SOLE   0 0 4,121
SCPHARMACEUTICALS INC COM 810648105   96,069 10,592 SH   SOLE   0 0 10,592
SEMRUSH HLDGS INC CL A COM 81686C104   100,500 10,000 SH   SOLE   0 0 10,000
SERVICENOW INC COM 81762P102   309,968 667 SH   SOLE   0 0 667
SPDR GOLD TR GOLD SHS 78463V107   443,209 2,419 SH   SOLE   0 0 2,419
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,702,711 6,602 SH   SOLE   0 0 6,602
SPDR SER TR S&P 600 SMCP GRW 78464A201   493,141 6,687 SH   SOLE   0 0 6,687
SPDR SER TR S&P DIVID ETF 78464A763   871,921 7,048 SH   SOLE   0 0 7,048
SPDR SER TR S&P 600 SML CAP 78464A813   464,396 5,527 SH   SOLE   0 0 5,527
SQZ BIOTECHNOLOGIES CO COM 78472W104   28,956 51,707 SH   SOLE   0 0 51,707
THERMO FISHER SCIENTIFIC INC COM 883556102   210,951 366 SH   SOLE   0 0 366
UNILEVER PLC SPON ADR NEW 904767704   921,028 17,736 SH   SOLE   0 0 17,736
UNITEDHEALTH GROUP INC COM 91324P102   353,716 748 SH   SOLE   0 0 748
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   8,510,478 111,263 SH   SOLE   0 0 111,263
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,091,190 20,045 SH   SOLE   0 0 20,045
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   15,666,244 41,658 SH   SOLE   0 0 41,658
VANGUARD INDEX FDS VALUE ETF 922908744   1,614,874 11,693 SH   SOLE   0 0 11,693
VANGUARD INDEX FDS MID CAP ETF 922908629   8,029,268 38,068 SH   SOLE   0 0 38,068
VANGUARD INDEX FDS SMALL CP ETF 922908751   6,599,182 34,813 SH   SOLE   0 0 34,813
VANGUARD INDEX FDS GROWTH ETF 922908736   1,296,589 5,198 SH   SOLE   0 0 5,198
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   383,680 6,295 SH   SOLE   0 0 6,295
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   737,919 13,801 SH   SOLE   0 0 13,801
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   516,862 12,740 SH   SOLE   0 0 12,740
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   749,768 14,800 SH   SOLE   0 0 14,800
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   386,867 5,075 SH   SOLE   0 0 5,075
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   9,546,438 61,986 SH   SOLE   0 0 61,986
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,112,216 135,316 SH   SOLE   0 0 135,316
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   304,946 2,890 SH   SOLE   0 0 2,890
WISDOMTREE TR US TOTAL DIVIDND 97717W109   393,032 6,487 SH   SOLE   0 0 6,487
ZOETIS INC CL A 98978V103   216,705 1,302 SH   SOLE   0 0 1,302