AGILENT TECHNOLOGIES INC COM 00846U101 2084466 18288 SH SOLE 18288 0 0 ALPHABET INC CAP STK CL A 02079K305 1175545 4088 SH SOLE 4088 0 0 ALPHABET INC CAP STK CL C 02079K107 10726269 37392 SH SOLE 37392 0 0 AMAZON COM INC COM 023135106 324901 1560 SH SOLE 1560 0 0 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 2542863 31557 SH SOLE 31557 0 0 AMERICAN CENTY ETF TR US SML CP VALU 025072877 4832068 43741 SH SOLE 43741 0 0 AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 3821398 47406 SH SOLE 47406 0 0 AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 237361 3172 SH SOLE 3172 0 0 AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 5284092 52915 SH SOLE 52915 0 0 AMERICAN EXPRESS CO COM 025816109 4124617 13636 SH SOLE 13636 0 0 AMGEN INC COM 031162100 808993 2299 SH SOLE 2299 0 0 AMPHENOL CORP CL A 032095101 4308914 34103 SH SOLE 34103 0 0 APOLLO GLOBAL MGMT INC COM 03769M106 401112 3600 SH SOLE 3600 0 0 APPLE INC COM 037833100 4572534 18017 SH SOLE 18017 0 0 APPLIED MATLS INC COM 038222105 410148 1200 SH SOLE 1200 0 0 ARES MANAGEMENT CORPORATION CL A COM STK 03990B101 343665 3150 SH SOLE 3150 0 0 BANK AMERICA CORP COM 060505104 643500 13200 SH SOLE 13200 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 409716 855 SH SOLE 855 0 0 BLACKROCK ETF TRUST II ISHARES SHORT-TE 092528884 348824 6917 SH SOLE 6917 0 0 BOEING CO COM 097023105 368206 1850 SH SOLE 1850 0 0 BRISTOL-MYERS SQUIBB CO COM 110122108 1365110 22508 SH SOLE 22508 0 0 CATERPILLAR INC COM 149123101 4353487 6145 SH SOLE 6145 0 0 CHEVRON CORPORATION COM 166764100 263177 1272 SH SOLE 1272 0 0 CISCO SYS INC COM 17275R102 310360 4000 SH SOLE 4000 0 0 COCA COLA CO COM 191216100 783467 10302 SH SOLE 10302 0 0 COLGATE PALMOLIVE CO COM 194162103 250276 2936 SH SOLE 2936 0 0 CUMMINS INC COM 231021106 4561872 8479 SH SOLE 8479 0 0 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 10484325 198642 SH SOLE 198642 0 0 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 2147747 44320 SH SOLE 44320 0 0 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 294888 7569 SH SOLE 7569 0 0 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 479203 6737 SH SOLE 6737 0 0 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 871740 13959 SH SOLE 13959 0 0 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 1447457 37248 SH SOLE 37248 0 0 DISNEY WALT CO COM 254687106 683334 7090 SH SOLE 7090 0 0 EATON CORP PLC SHS G29183103 348728 975 SH SOLE 975 0 0 ECOLAB INC COM 278865100 3195698 12013 SH SOLE 12013 0 0 ELI LILLY & CO COM 532457108 3108823 3380 SH SOLE 3380 0 0 EXXON MOBIL CORP COM 30231G102 953489 5620 SH SOLE 5620 0 0 GILEAD SCIENCES INC COM 375558103 4354755 31246 SH SOLE 31246 0 0 HOME DEPOT INC COM 437076102 1594788 4849 SH SOLE 4849 0 0 HOWMET AEROSPACE INC COM 443201108 224699 975 SH SOLE 975 0 0 INTERNATIONAL BUSINESS MACHS COM 459200101 411093 1696 SH SOLE 1696 0 0 INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 246965 22699 SH SOLE 22699 0 0 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 6161016 32102 SH SOLE 32102 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 775730 1344 SH SOLE 1344 0 0 ISHARES GOLD TR ISHARES NEW 464285204 437274 4960 SH SOLE 4960 0 0 ISHARES INC CORE MSCI EMKT 46434G103 4811983 68989 SH SOLE 68989 0 0 ISHARES INC MSCI EURZONE ETF 464286608 269790 4307 SH SOLE 4307 0 0 ISHARES TR CORE S&P500 ETF 464287200 7657774 11723 SH SOLE 11723 0 0 ISHARES TR CORE MSCI EAFE 46432F842 1829068 20204 SH SOLE 20204 0 0 ISHARES TR S&P 500 GRWT ETF 464287309 419977 3713 SH SOLE 3713 0 0 ISHARES TR CORE S&P US GWT 464287671 483633 3118 SH SOLE 3118 0 0 ISHARES TR 0-5 YR TIPS ETF 46429B747 4858521 46974 SH SOLE 46974 0 0 ISHARES TR EAFE SML CP ETF 464288273 275062 3508 SH SOLE 3508 0 0 ISHARES TR CORE S&P TTL STK 464287150 551204 3870 SH SOLE 3870 0 0 ISHARES TR RUS 1000 ETF 464287622 280969 788 SH SOLE 788 0 0 ISHARES TR IBOXX HI YD ETF 464288513 1447992 18200 SH SOLE 18200 0 0 ISHARES TR HDG MSCI EAFE 46434V803 453974 10683 SH SOLE 10683 0 0 ISHARES TR S&P 500 VAL ETF 464287408 438347 2076 SH SOLE 2076 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 603356 1415 SH SOLE 1415 0 0 ISHARES TR EXPANDED TECH 464287515 1853158 23150 SH SOLE 23150 0 0 ISHARES TR EAFE GRWTH ETF 464288885 2356255 21157 SH SOLE 21157 0 0 ISHARES TR PFD AND INCM SEC 464288687 271819 8965 SH SOLE 8965 0 0 ISHARES TR RUS 1000 VAL ETF 464287598 232046 1086 SH SOLE 1086 0 0 ISHARES TR CORE S&P SCP ETF 464287804 4049523 32576 SH SOLE 32576 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 539648 2176 SH SOLE 2176 0 0 ISHARES TR NATIONAL MUN ETF 464288414 838160 7896 SH SOLE 7896 0 0 ISHARES TR SHRT NAT MUN ETF 464288158 2754623 25865 SH SOLE 25865 0 0 J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 262747 5256 SH SOLE 5256 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 340099 6720 SH SOLE 6720 0 0 JOHNSON & JOHNSON COM 478160104 1007093 4120 SH SOLE 4120 0 0 JPMORGAN CHASE & CO COM 46625H100 8307670 28242 SH SOLE 28242 0 0 KRATOS DEFENSE & SEC SOLUTIO COM NEW 50077B207 273931 3885 SH SOLE 3885 0 0 LINDE PLC SHS G54950103 4147528 8366 SH SOLE 8366 0 0 LOWES COS INC COM 548661107 2660040 11258 SH SOLE 11258 0 0 MARRIOTT INTL INC NEW CL A 571903202 337536 1032 SH SOLE 1032 0 0 MCDONALDS CORP COM 580135101 372948 1200 SH SOLE 1200 0 0 MEDTRONIC PLC SHS G5960L103 1911499 22060 SH SOLE 22060 0 0 MERCK & CO INC COM 58933Y105 2113014 17566 SH SOLE 17566 0 0 MICROSOFT CORP COM 594918104 22763451 61495 SH SOLE 61495 0 0 NEXTERA ENERGY INC COM 65339F101 2582157 27801 SH SOLE 27801 0 0 NIKE INC CL B 654106103 379248 7180 SH SOLE 7180 0 0 NVIDIA CORPORATION COM 67066G104 352637 2022 SH SOLE 2022 0 0 ORACLE CORP COM 68389X105 453711 3084 SH SOLE 3084 0 0 PEPSICO INC COM 713448108 3051759 19652 SH SOLE 19652 0 0 PROCTER & GAMBLE CO COM 742718109 475496 3292 SH SOLE 3292 0 0 QUALCOMM INC COM 747525103 2856856 22184 SH SOLE 22184 0 0 ROYAL CARIBBEAN GROUP COM V7780T103 480189 1745 SH SOLE 1745 0 0 SCHWAB CHARLES CORP COM 808513105 1024382 10900 SH SOLE 10900 0 0 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 383995 12590 SH SOLE 12590 0 0 SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 805143 16455 SH SOLE 16455 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 385187 12555 SH SOLE 12555 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 630985 21661 SH SOLE 21661 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 746015 30142 SH SOLE 30142 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 501544 17247 SH SOLE 17247 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 548661 21859 SH SOLE 21859 0 0 SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 206024 4444 SH SOLE 4444 0 0 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2588564 55382 SH SOLE 55382 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1704838 66491 SH SOLE 66491 0 0 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 257735 7822 SH SOLE 7822 0 0 SELECT SECTOR SPDR TR STATE STREET IND 81369Y704 286262 1770 SH SOLE 1770 0 0 SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 273110 2055 SH SOLE 2055 0 0 SELECT SECTOR SPDR TR STATE STREET UTI 81369Y886 1069925 23315 SH SOLE 23315 0 0 SELECT SECTOR SPDR TR STATE STREET HEA 81369Y209 395847 2700 SH SOLE 2700 0 0 SPDR INDEX SHS FDS STATE STREET SPD 78463X889 765963 16779 SH SOLE 16779 0 0 SPDR SERIES TRUST STATE STREET SPD 78464A508 8424600 148897 SH SOLE 148897 0 0 SPDR SERIES TRUST STATE STREET SPD 78464A409 5654205 57749 SH SOLE 57749 0 0 SPDR SERIES TRUST STATE STREET SPD 78468R853 2084670 43143 SH SOLE 43143 0 0 SPDR SERIES TRUST STATE STREET SPD 78464A854 12098219 158064 SH SOLE 158064 0 0 SPDR SERIES TRUST STATE STREET SPD 78464A474 601400 20000 SH SOLE 20000 0 0 STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 2683953 4127 SH SOLE 4127 0 0 STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 582221 944 SH SOLE 944 0 0 STRYKER CORPORATION COM 863667101 3526756 10733 SH SOLE 10733 0 0 TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 5723183 16935 SH SOLE 16935 0 0 TESLA INC COM 88160R101 1051681 2829 SH SOLE 2829 0 0 TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 311290 10335 SH SOLE 10335 0 0 TRUIST FINL CORP COM 89832Q109 298805 6500 SH SOLE 6500 0 0 VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 289382 1420 SH SOLE 1420 0 0 VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 375624 3692 SH SOLE 3692 0 0 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 13050796 166443 SH SOLE 166443 0 0 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 221435 3007 SH SOLE 3007 0 0 VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD 922021605 561585 5668 SH SOLE 5668 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 4411479 20306 SH SOLE 20306 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 6399410 14651 SH SOLE 14651 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 3108007 9688 SH SOLE 9688 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 1996763 6953 SH SOLE 6953 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 763071 1277 SH SOLE 1277 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 17564020 89521 SH SOLE 89521 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 3561850 13599 SH SOLE 13599 0 0 VANGUARD INDEX FDS LARGE CAP ETF 922908637 2302340 7704 SH SOLE 7704 0 0 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 357101 4755 SH SOLE 4755 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2851883 52764 SH SOLE 52764 0 0 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1522493 30517 SH SOLE 30517 0 0 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 18345377 231429 SH SOLE 231429 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 8034115 97089 SH SOLE 97089 0 0 VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 8472734 123961 SH SOLE 123961 0 0 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 573995 2669 SH SOLE 2669 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 14153429 220871 SH SOLE 220871 0 0 VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 547066 5409 SH SOLE 5409 0 0 VISA INC COM CL A 92826C839 2315763 7662 SH SOLE 7662 0 0 WALMART INC COM 931142103 1435434 11550 SH SOLE 11550 0 0 WORLD GOLD TR SPDR GLD MINIS 98149E303 220046 2374 SH SOLE 2374 0 0