AGILENT TECHNOLOGIES INC COM 00846U101 2631186 19337 SH SOLE 19337 0 0 ALPHABET INC CAP STK CL A 02079K305 1272971 4067 SH SOLE 4067 0 0 ALPHABET INC CAP STK CL C 02079K107 12309433 39227 SH SOLE 39227 0 0 AMAZON COM INC COM 023135106 378314 1639 SH SOLE 1639 0 0 AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 5080582 54066 SH SOLE 54066 0 0 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 2514703 32650 SH SOLE 32650 0 0 AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 513426 7208 SH SOLE 7208 0 0 AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 3766906 49715 SH SOLE 49715 0 0 AMERICAN CENTY ETF TR US SML CP VALU 025072877 4528218 44403 SH SOLE 44403 0 0 AMERICAN EXPRESS CO COM 025816109 5272527 14252 SH SOLE 14252 0 0 AMGEN INC COM 031162100 730074 2231 SH SOLE 2231 0 0 AMPHENOL CORP NEW CL A 032095101 5010045 37073 SH SOLE 37073 0 0 APOLLO GLOBAL MGMT INC COM 03769M106 550088 3800 SH SOLE 3800 0 0 APPLE INC COM 037833100 5057955 18605 SH SOLE 18605 0 0 APPLIED MATLS INC COM 038222105 308388 1200 SH SOLE 1200 0 0 ARES MANAGEMENT CORPORATION CL A COM STK 03990B101 529338 3275 SH SOLE 3275 0 0 BANK AMERICA CORP COM 060505104 783750 14250 SH SOLE 14250 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 459925 915 SH SOLE 915 0 0 BLACKROCK ETF TRUST II ISHARES SHORT-TE 092528884 294384 5834 SH SOLE 5834 0 0 BOEING CO COM 097023105 401672 1850 SH SOLE 1850 0 0 BRISTOL-MYERS SQUIBB CO COM 110122108 652674 12100 SH SOLE 12100 0 0 CATERPILLAR INC COM 149123101 3821043 6670 SH SOLE 6670 0 0 CISCO SYS INC COM 17275R102 324296 4210 SH SOLE 4210 0 0 COCA COLA CO COM 191216100 777749 11125 SH SOLE 11125 0 0 COLGATE PALMOLIVE CO COM 194162103 235991 2986 SH SOLE 2986 0 0 CUMMINS INC COM 231021106 4752800 9311 SH SOLE 9311 0 0 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 329918 8657 SH SOLE 8657 0 0 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 469367 6737 SH SOLE 6737 0 0 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 2075119 44540 SH SOLE 44540 0 0 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 1514040 38243 SH SOLE 38243 0 0 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 9587736 192139 SH SOLE 192139 0 0 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 840348 14114 SH SOLE 14114 0 0 DISNEY WALT CO COM 254687106 1376162 12096 SH SOLE 12096 0 0 EATON CORP PLC SHS G29183103 334436 1050 SH SOLE 1050 0 0 ECOLAB INC COM 278865100 3165204 12057 SH SOLE 12057 0 0 ELI LILLY & CO COM 532457108 3614149 3363 SH SOLE 3363 0 0 EXXON MOBIL CORP COM 30231G102 700379 5820 SH SOLE 5820 0 0 GILEAD SCIENCES INC COM 375558103 3996046 32557 SH SOLE 32557 0 0 HOME DEPOT INC COM 437076102 1741834 5062 SH SOLE 5062 0 0 HOWMET AEROSPACE INC COM 443201108 205020 1000 SH SOLE 1000 0 0 INTERNATIONAL BUSINESS MACHS COM 459200101 524588 1771 SH SOLE 1771 0 0 INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 280989 24999 SH SOLE 24999 0 0 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 6059234 31631 SH SOLE 31631 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 826247 1345 SH SOLE 1345 0 0 ISHARES GOLD TR ISHARES NEW 464285204 404308 4981 SH SOLE 4981 0 0 ISHARES INC CORE MSCI EMKT 46434G103 4379652 65154 SH SOLE 65154 0 0 ISHARES INC MSCI EURZONE ETF 464286608 279861 4366 SH SOLE 4366 0 0 ISHARES TR HDG MSCI EAFE 46434V803 2272567 54946 SH SOLE 54946 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 672086 1420 SH SOLE 1420 0 0 ISHARES TR S&P 500 GRWT ETF 464287309 497724 4038 SH SOLE 4038 0 0 ISHARES TR CORE S&P TTL STK 464287150 575430 3870 SH SOLE 3870 0 0 ISHARES TR SHRT NAT MUN ETF 464288158 2701751 25321 SH SOLE 25321 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 535644 2176 SH SOLE 2176 0 0 ISHARES TR RUS 1000 VAL ETF 464287598 228429 1086 SH SOLE 1086 0 0 ISHARES TR CORE MSCI EAFE 46432F842 1189281 13294 SH SOLE 13294 0 0 ISHARES TR EXPANDED TECH 464287515 2663599 25202 SH SOLE 25202 0 0 ISHARES TR EAFE GRWTH ETF 464288885 1778177 15609 SH SOLE 15609 0 0 ISHARES TR EAFE VALUE ETF 464288877 229440 3213 SH SOLE 3213 0 0 ISHARES TR CORE S&P SCP ETF 464287804 3971228 33044 SH SOLE 33044 0 0 ISHARES TR IBOXX HI YD ETF 464288513 1614374 20022 SH SOLE 20022 0 0 ISHARES TR TIPS BD ETF 464287176 269939 2456 SH SOLE 2456 0 0 ISHARES TR CORE S&P500 ETF 464287200 7870848 11491 SH SOLE 11491 0 0 ISHARES TR NATIONAL MUN ETF 464288414 856773 7999 SH SOLE 7999 0 0 ISHARES TR RUS 1000 ETF 464287622 294271 788 SH SOLE 788 0 0 ISHARES TR PFD AND INCM SEC 464288687 343656 11100 SH SOLE 11100 0 0 ISHARES TR S&P 500 VAL ETF 464287408 526358 2482 SH SOLE 2482 0 0 ISHARES TR 0-5 YR TIPS ETF 46429B747 4696527 45869 SH SOLE 45869 0 0 ISHARES TR EAFE SML CP ETF 464288273 272906 3520 SH SOLE 3520 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 622459 12304 SH SOLE 12304 0 0 J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 271488 5376 SH SOLE 5376 0 0 JOHNSON & JOHNSON COM 478160104 866086 4185 SH SOLE 4185 0 0 JPMORGAN CHASE & CO. COM 46625H100 9643937 29930 SH SOLE 29930 0 0 KRATOS DEFENSE & SEC SOLUTIO COM NEW 50077B207 282082 3716 SH SOLE 3716 0 0 LINDE PLC SHS G54950103 3605554 8456 SH SOLE 8456 0 0 LOWES COS INC COM 548661107 2760559 11447 SH SOLE 11447 0 0 MARRIOTT INTL INC NEW CL A 571903202 320168 1032 SH SOLE 1032 0 0 MCDONALDS CORP COM 580135101 378981 1240 SH SOLE 1240 0 0 MEDTRONIC PLC SHS G5960L103 2035127 21186 SH SOLE 21186 0 0 MERCK & CO INC COM 58933Y105 1293224 12286 SH SOLE 12286 0 0 META PLATFORMS INC CL A 30303M102 275918 418 SH SOLE 418 0 0 MICROSOFT CORP COM 594918104 29803366 61626 SH SOLE 61626 0 0 NEXTERA ENERGY INC COM 65339F101 2085996 25984 SH SOLE 25984 0 0 NIKE INC CL B 654106103 498849 7830 SH SOLE 7830 0 0 NVIDIA CORPORATION COM 67066G104 427831 2294 SH SOLE 2294 0 0 ORACLE CORP COM 68389X105 609383 3126 SH SOLE 3126 0 0 PEPSICO INC COM 713448108 3471318 24187 SH SOLE 24187 0 0 PROCTER AND GAMBLE CO COM 742718109 492556 3437 SH SOLE 3437 0 0 QUALCOMM INC COM 747525103 3983583 23289 SH SOLE 23289 0 0 ROYAL CARIBBEAN GROUP COM V7780T103 528553 1895 SH SOLE 1895 0 0 SCHWAB CHARLES CORP COM 808513105 1089019 10900 SH SOLE 10900 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 373289 11444 SH SOLE 11444 0 0 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2181488 47913 SH SOLE 47913 0 0 SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 763235 16882 SH SOLE 16882 0 0 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 391030 13206 SH SOLE 13206 0 0 SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 201010 4512 SH SOLE 4512 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 344384 12555 SH SOLE 12555 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 534400 18764 SH SOLE 18764 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 723989 30116 SH SOLE 30116 0 0 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 262360 8011 SH SOLE 8011 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1467250 54524 SH SOLE 54524 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 573126 21850 SH SOLE 21850 0 0 SELECT SECTOR SPDR TR STATE STREET IND 81369Y704 266806 1720 SH SOLE 1720 0 0 SELECT SECTOR SPDR TR STATE STREET HEA 81369Y209 408672 2640 SH SOLE 2640 0 0 SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 327676 2276 SH SOLE 2276 0 0 SELECT SECTOR SPDR TR STATE STREET UTI 81369Y886 961379 22520 SH SOLE 22520 0 0 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 724374 16311 SH SOLE 16311 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 2830650 4151 SH SOLE 4151 0 0 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 680500 1128 SH SOLE 1128 0 0 SPDR SERIES TRUST STATE STREET SPD 78464A508 7982551 140513 SH SOLE 140513 0 0 SPDR SERIES TRUST STATE STREET SPD 78464A854 12573121 156733 SH SOLE 156733 0 0 SPDR SERIES TRUST STATE STREET SPD 78464A409 5602497 52507 SH SOLE 52507 0 0 SPDR SERIES TRUST STATE STREET SPD 78468R853 2385830 50914 SH SOLE 50914 0 0 STRYKER CORPORATION COM 863667101 3906589 11115 SH SOLE 11115 0 0 TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 5580028 18362 SH SOLE 18362 0 0 TESLA INC COM 88160R101 1027610 2285 SH SOLE 2285 0 0 TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 343934 11020 SH SOLE 11020 0 0 TRUIST FINL CORP COM 89832Q109 344470 7000 SH SOLE 7000 0 0 VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 360930 3692 SH SOLE 3692 0 0 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 12019392 152511 SH SOLE 152511 0 0 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 659075 8898 SH SOLE 8898 0 0 VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD 922021605 479443 4782 SH SOLE 4782 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 3233344 9644 SH SOLE 9644 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 3378887 13099 SH SOLE 13099 0 0 VANGUARD INDEX FDS LARGE CAP ETF 922908637 2426164 7707 SH SOLE 7707 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 7678916 15740 SH SOLE 15740 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 18169834 95135 SH SOLE 95135 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 4938519 23318 SH SOLE 23318 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 1999906 6891 SH SOLE 6891 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 644690 1028 SH SOLE 1028 0 0 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 349778 4755 SH SOLE 4755 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2838947 52808 SH SOLE 52808 0 0 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1480135 29432 SH SOLE 29432 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 7858346 93831 SH SOLE 93831 0 0 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 16569489 207820 SH SOLE 207820 0 0 VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 8130110 118273 SH SOLE 118273 0 0 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 586593 2669 SH SOLE 2669 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 11318830 181188 SH SOLE 181188 0 0 VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 543528 5351 SH SOLE 5351 0 0 VISA INC COM CL A 92826C839 2700116 7699 SH SOLE 7699 0 0 WALMART INC COM 931142103 1292356 11600 SH SOLE 11600 0 0 WORLD GOLD TR SPDR GLD MINIS 98149E303 202668 2374 SH SOLE 2374 0 0