The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AGILENT TECHNOLOGIES INC COM 00846U101   3,082 25,361 SH   SOLE   25,361 0 0
ALPHABET INC CAP STK CL C 02079K107   4,457 46,352 SH   SOLE   46,352 0 0
ALPHABET INC CAP STK CL A 02079K305   615 6,420 SH   SOLE   6,420 0 0
AMAZON COM INC COM 023135106   278 2,465 SH   SOLE   2,465 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   2,023 30,589 SH   SOLE   30,589 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   552 12,010 SH   SOLE   12,010 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   1,640 34,509 SH   SOLE   34,509 0 0
AMERICAN EXPRESS CO COM 025816109   2,685 19,906 SH   SOLE   19,906 0 0
AMGEN INC COM 031162100   396 1,756 SH   SOLE   1,756 0 0
AMPHENOL CORP NEW CL A 032095101   2,073 30,962 SH   SOLE   30,962 0 0
AMPLIFY ETF TR CWP ENHANCED DIV 032108409   1,297 40,510 SH   SOLE   40,510 0 0
APPLE INC COM 037833100   3,171 22,951 SH   SOLE   22,951 0 0
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101   251 4,048 SH   SOLE   4,048 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   383 1,435 SH   SOLE   1,435 0 0
BK OF AMERICA CORP COM 060505104   339 11,226 SH   SOLE   11,226 0 0
BOEING CO COM 097023105   255 2,110 SH   SOLE   2,110 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   795 11,189 SH   SOLE   11,189 0 0
CATERPILLAR INC COM 149123101   1,243 7,580 SH   SOLE   7,580 0 0
CHEVRON CORP NEW COM 166764100   273 1,901 SH   SOLE   1,901 0 0
COCA COLA CO COM 191216100   845 15,093 SH   SOLE   15,093 0 0
CUMMINS INC COM 231021106   1,463 7,186 SH   SOLE   7,186 0 0
CVS HEALTH CORP COM 126650100   293 3,076 SH   SOLE   3,076 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,690 65,612 SH   SOLE   65,612 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   993 44,674 SH   SOLE   44,674 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   313 6,737 SH   SOLE   6,737 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   231 5,931 SH   SOLE   5,931 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,353 45,703 SH   SOLE   45,703 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   401 18,607 SH   SOLE   18,607 0 0
DISNEY WALT CO COM 254687106   2,169 22,988 SH   SOLE   22,988 0 0
ECOLAB INC COM 278865100   1,781 12,338 SH   SOLE   12,338 0 0
EXXON MOBIL CORP COM 30231G102   679 7,771 SH   SOLE   7,771 0 0
GILEAD SCIENCES INC COM 375558103   1,434 23,235 SH   SOLE   23,235 0 0
HOME DEPOT INC COM 437076102   2,175 7,882 SH   SOLE   7,882 0 0
HONEYWELL INTL INC COM 438516106   269 1,614 SH   SOLE   1,614 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   831 69,936 SH   SOLE   69,936 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   235 1,847 SH   SOLE   1,847 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   340 1,275 SH   SOLE   1,275 0 0
ISHARES INC CORE MSCI EMKT 46434G103   1,123 26,121 SH   SOLE   26,121 0 0
ISHARES INC MSCI EURZONE ETF 464286608   696 21,741 SH   SOLE   21,741 0 0
ISHARES TR CORE S&P SCP ETF 464287804   2,275 26,098 SH   SOLE   26,098 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,742 4,857 SH   SOLE   4,857 0 0
ISHARES TR EXPANDED TECH 464287515   1,558 6,229 SH   SOLE   6,229 0 0
ISHARES TR CORE MSCI EAFE 46432F842   622 11,819 SH   SOLE   11,819 0 0
ISHARES TR IBOXX HI YD ETF 464288513   345 4,826 SH   SOLE   4,826 0 0
ISHARES TR EAFE GRWTH ETF 464288885   373 5,141 SH   SOLE   5,141 0 0
ISHARES TR EAFE SML CP ETF 464288273   419 8,597 SH   SOLE   8,597 0 0
ISHARES TR EAFE VALUE ETF 464288877   364 9,438 SH   SOLE   9,438 0 0
ISHARES TR NATIONAL MUN ETF 464288414   778 7,584 SH   SOLE   7,584 0 0
ISHARES TR PFD AND INCM SEC 464288687   608 19,210 SH   SOLE   19,210 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   321 1,525 SH   SOLE   1,525 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   379 2,298 SH   SOLE   2,298 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   276 4,778 SH   SOLE   4,778 0 0
ISHARES TR S&P 500 VAL ETF 464287408   322 2,511 SH   SOLE   2,511 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   640 6,237 SH   SOLE   6,237 0 0
ISHARES TR TIPS BD ETF 464287176   1,585 15,107 SH   SOLE   15,107 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   2,697 28,051 SH   SOLE   28,051 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,482 29,542 SH   SOLE   29,542 0 0
J P MORGAN EXCHANGE TRADED F INFLATION MANAGE 46654Q104   313 6,901 SH   SOLE   6,901 0 0
JOHNSON & JOHNSON COM 478160104   263 1,610 SH   SOLE   1,610 0 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365   1,218 60,748 SH   SOLE   60,748 0 0
JPMORGAN CHASE & CO COM 46625H100   3,809 36,456 SH   SOLE   36,456 0 0
LILLY ELI & CO COM 532457108   596 1,844 SH   SOLE   1,844 0 0
LINDE PLC SHS G5494J103   2,108 7,819 SH   SOLE   7,819 0 0
LOWES COS INC COM 548661107   3,123 16,627 SH   SOLE   16,627 0 0
MCDONALDS CORP COM 580135101   327 1,415 SH   SOLE   1,415 0 0
MEDTRONIC PLC SHS G5960L103   2,200 27,237 SH   SOLE   27,237 0 0
MERCK & CO INC COM 58933Y105   1,655 19,213 SH   SOLE   19,213 0 0
MICROSOFT CORP COM 594918104   14,600 62,688 SH   SOLE   62,688 0 0
NEXTERA ENERGY INC COM 65339F101   2,351 29,984 SH   SOLE   29,984 0 0
NIKE INC CL B 654106103   2,790 33,568 SH   SOLE   33,568 0 0
NUTRIEN LTD COM 67077M108   1,247 14,955 SH   SOLE   14,955 0 0
PEPSICO INC COM 713448108   4,688 28,712 SH   SOLE   28,712 0 0
PFIZER INC COM 717081103   353 8,062 SH   SOLE   8,062 0 0
PROCTER AND GAMBLE CO COM 742718109   502 3,974 SH   SOLE   3,974 0 0
QUALCOMM INC COM 747525103   2,920 25,848 SH   SOLE   25,848 0 0
ROYAL CARIBBEAN GROUP COM V7780T103   695 18,321 SH   SOLE   18,321 0 0
SCHLUMBERGER LTD COM STK 806857108   304 8,468 SH   SOLE   8,468 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   710 25,624 SH   SOLE   25,624 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   291 10,699 SH   SOLE   10,699 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   487 8,334 SH   SOLE   8,334 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   351 8,289 SH   SOLE   8,289 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   521 20,724 SH   SOLE   20,724 0 0
SEA LTD SPONSORD ADS 81141R100   260 4,650 SH   SOLE   4,650 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   692 10,560 SH   SOLE   10,560 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   225 1,895 SH   SOLE   1,895 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   290 9,349 SH   SOLE   9,349 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   623 24,133 SH   SOLE   24,133 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   266 745 SH   SOLE   745 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,270 25,338 SH   SOLE   25,338 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   4,061 117,759 SH   SOLE   117,759 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300   393 5,853 SH   SOLE   5,853 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   841 28,775 SH   SOLE   28,775 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   1,272 30,296 SH   SOLE   30,296 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   921 27,015 SH   SOLE   27,015 0 0
STRYKER CORPORATION COM 863667101   3,172 15,661 SH   SOLE   15,661 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,503 21,919 SH   SOLE   21,919 0 0
TESLA INC COM 88160R101   724 2,728 SH   SOLE   2,728 0 0
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209   105 13,020 SH   SOLE   13,020 0 0
TRUIST FINL CORP COM 89832Q109   513 11,782 SH   SOLE   11,782 0 0
UNITED PARCEL SERVICE INC CL B 911312106   2,090 12,941 SH   SOLE   12,941 0 0
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387   286 13,143 SH   SOLE   13,143 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   288 2,016 SH   SOLE   2,016 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,667 23,361 SH   SOLE   23,361 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,236 29,890 SH   SOLE   29,890 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   252 5,288 SH   SOLE   5,288 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   1,709 7,985 SH   SOLE   7,985 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   6,752 54,679 SH   SOLE   54,679 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,155 12,005 SH   SOLE   12,005 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,567 17,902 SH   SOLE   17,902 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   930 5,439 SH   SOLE   5,439 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,359 8,306 SH   SOLE   8,306 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   739 9,223 SH   SOLE   9,223 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   212 4,785 SH   SOLE   4,785 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   513 13,445 SH   SOLE   13,445 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,036 28,387 SH   SOLE   28,387 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   3,170 65,883 SH   SOLE   65,883 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   727 15,100 SH   SOLE   15,100 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   603 7,963 SH   SOLE   7,963 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,145 28,864 SH   SOLE   28,864 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   368 2,719 SH   SOLE   2,719 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,601 44,025 SH   SOLE   44,025 0 0
VISA INC COM CL A 92826C839   1,276 7,180 SH   SOLE   7,180 0 0
WALMART INC COM 931142103   556 4,288 SH   SOLE   4,288 0 0