ADVANCED MICRO DEVICES INC COM 007903107 493193 849 SH SOLE 0 0 849 AGILENT TECHNOLOGIES INC COM 00846U101 2416443 18192 SH SOLE 0 0 18192 ALPHABET INC CAP STK CL C 02079K107 12699034 35941 SH SOLE 0 0 35941 ALPHABET INC CAP STK CL A 02079K305 1435913 4018 SH SOLE 0 0 4018 AMAZON COM INC COM 023135106 449271 1885 SH SOLE 0 0 1885 AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 5329849 51721 SH SOLE 0 0 51721 AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 245576 3172 SH SOLE 0 0 3172 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 3009523 31190 SH SOLE 0 0 31190 AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 4297542 47117 SH SOLE 0 0 47117 AMERICAN CENTY ETF TR US SML CP VALU 025072877 5474095 43877 SH SOLE 0 0 43877 AMERICAN EXPRESS CO COM 025816109 4532888 13401 SH SOLE 0 0 13401 AMGEN INC COM 031162100 823748 2275 SH SOLE 0 0 2275 AMPHENOL CORP CL A 032095101 5779064 32776 SH SOLE 0 0 32776 APOLLO GLOBAL MGMT INC COM 03769M106 414085 3500 SH SOLE 0 0 3500 APPLE INC COM 037833100 5196327 17958 SH SOLE 0 0 17958 APPLIED MATLS INC COM 038222105 867600 1200 SH SOLE 0 0 1200 ARES MANAGEMENT CORPORATION CL A COM STK 03990B101 345061 3100 SH SOLE 0 0 3100 BANK OF AMER CORP COM 060505104 729344 12800 SH SOLE 0 0 12800 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 416825 833 SH SOLE 0 0 833 BLACKROCK ETF TRUST II ISHA SH TERM ETF 092528884 248430 4916 SH SOLE 0 0 4916 BOEING CO COM 097023105 400470 1850 SH SOLE 0 0 1850 BRISTOL-MYERS SQUIBB CO COM 110122108 1429437 24808 SH SOLE 0 0 24808 CATERPILLAR INC COM 149123101 6077384 5707 SH SOLE 0 0 5707 CISCO SYS INC COM 17275R102 469840 4000 SH SOLE 0 0 4000 COCA COLA CO COM 191216100 834399 10267 SH SOLE 0 0 10267 COLGATE PALMOLIVE CO COM 194162103 285260 3111 SH SOLE 0 0 3111 CUMMINS INC COM 231021106 5669306 7949 SH SOLE 0 0 7949 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 10814858 200201 SH SOLE 0 0 200201 DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 1641897 37013 SH SOLE 0 0 37013 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 312221 7569 SH SOLE 0 0 7569 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 974825 13946 SH SOLE 0 0 13946 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 2435018 44265 SH SOLE 0 0 44265 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 554725 6737 SH SOLE 0 0 6737 DISNEY WALT CO COM 254687106 624181 6485 SH SOLE 0 0 6485 EATON CORP PLC SHS G29183103 377116 885 SH SOLE 0 0 885 ECOLAB INC COM 278865100 3219339 11555 SH SOLE 0 0 11555 ELI LILLY & CO COM 532457108 4162022 3470 SH SOLE 0 0 3470 EXXON MOBIL CORP COM 30231G102 729675 5337 SH SOLE 0 0 5337 GE AEROSPACE COM NEW 369604301 211253 565 SH SOLE 0 0 565 GILEAD SCIENCES INC COM 375558103 3874721 30669 SH SOLE 0 0 30669 HOME DEPOT INC COM 437076102 1665355 4722 SH SOLE 0 0 4722 HOWMET AEROSPACE INC COM 443201108 262139 975 SH SOLE 0 0 975 INTEL CORP COM 458140100 365831 2620 SH SOLE 0 0 2620 INTERNATIONAL BUSINESS MACHS COM 459200101 420690 1496 SH SOLE 0 0 1496 INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 204865 18899 SH SOLE 0 0 18899 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 6730341 31632 SH SOLE 0 0 31632 INVESCO QQQ TR UNIT SER 1 46090E103 989722 1344 SH SOLE 0 0 1344 ISHARES GOLD TR ISHARES NEW 464285204 374530 4960 SH SOLE 0 0 4960 ISHARES INC CORE MSCI EMKT 46434G103 5740563 69297 SH SOLE 0 0 69297 ISHARES INC MSCI EURZONE ETF 464286608 298850 4300 SH SOLE 0 0 4300 ISHARES TR CORE S&P SCP ETF 464287804 4798125 32352 SH SOLE 0 0 32352 ISHARES TR EXPANDED TECH 464287515 2085521 23019 SH SOLE 0 0 23019 ISHARES TR 0-5 YR TIPS ETF 46429B747 4956905 48521 SH SOLE 0 0 48521 ISHARES TR CORE S&P500 ETF 464287200 8184092 10928 SH SOLE 0 0 10928 ISHARES TR EAFE GRWTH ETF 464288885 2761253 22193 SH SOLE 0 0 22193 ISHARES TR HDG MSCI EAFE 46434V803 466200 9935 SH SOLE 0 0 9935 ISHARES TR CORE MSCI EAFE 46432F842 1956807 20261 SH SOLE 0 0 20261 ISHARES TR CORE 1 5 YR USD 46432F859 781650 16200 SH SOLE 0 0 16200 ISHARES TR IBOXX HI YD ETF 464288513 1491441 18650 SH SOLE 0 0 18650 ISHARES TR CORE S&P TTL STK 464287150 643117 3915 SH SOLE 0 0 3915 ISHARES TR SHRT NAT MUN ETF 464288158 2545165 23905 SH SOLE 0 0 23905 ISHARES TR PFD AND INCM SEC 464288687 259013 8495 SH SOLE 0 0 8495 ISHARES TR EAFE SML CP ETF 464288273 286546 3483 SH SOLE 0 0 3483 ISHARES TR NATIONAL MUN ETF 464288414 751295 6981 SH SOLE 0 0 6981 ISHARES TR RUS 1000 GRW ETF 464287614 702802 5660 SH SOLE 0 0 5660 ISHARES TR S&P 500 GRWT ETF 464287309 508586 3698 SH SOLE 0 0 3698 ISHARES TR S&P 500 VAL ETF 464287408 468879 2065 SH SOLE 0 0 2065 ISHARES TR CORE S&P US GWT 464287671 688597 3661 SH SOLE 0 0 3661 ISHARES TR RUS 1000 VAL ETF 464287598 263279 1086 SH SOLE 0 0 1086 ISHARES TR RUS 1000 ETF 464287622 322686 788 SH SOLE 0 0 788 ISHARES TR RUSSELL 2000 ETF 464287655 653779 2176 SH SOLE 0 0 2176 J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 344887 6820 SH SOLE 0 0 6820 J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 266243 5256 SH SOLE 0 0 5256 JOHNSON & JOHNSON COM 478160104 1041277 4100 SH SOLE 0 0 4100 JPMORGAN CHASE & CO COM 46625H100 8894980 27174 SH SOLE 0 0 27174 LINDE PLC SHS G54950103 4290077 8267 SH SOLE 0 0 8267 LOWES COS INC COM 548661107 2426713 11006 SH SOLE 0 0 11006 MARRIOTT INTL INC NEW CL A 571903202 382449 1032 SH SOLE 0 0 1032 MCDONALDS CORP COM 580135101 324372 1200 SH SOLE 0 0 1200 MERCK & CO INC COM 58933Y105 2239241 17426 SH SOLE 0 0 17426 MICROSOFT CORP COM 594918104 23083070 61882 SH SOLE 0 0 61882 NEXTERA ENERGY INC COM 65339F101 2544979 28996 SH SOLE 0 0 28996 NVIDIA CORPORATION COM 67066G104 446201 2230 SH SOLE 0 0 2230 ORACLE CORP COM 68389X105 448269 3059 SH SOLE 0 0 3059 PEPSICO INC COM 713448108 2575037 19018 SH SOLE 0 0 19018 PROCTER & GAMBLE CO COM 742718109 473940 3232 SH SOLE 0 0 3232 QUALCOMM INC COM 747525103 3928451 21259 SH SOLE 0 0 21259 ROYAL CARIBBEAN GROUP COM V7780T103 547739 1725 SH SOLE 0 0 1725 SCHWAB CHARLES CORP COM 808513105 1005743 10900 SH SOLE 0 0 10900 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2793280 58048 SH SOLE 0 0 58048 SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 212644 4379 SH SOLE 0 0 4379 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 633037 21859 SH SOLE 0 0 21859 SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 868166 16455 SH SOLE 0 0 16455 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 438258 12590 SH SOLE 0 0 12590 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 621510 17202 SH SOLE 0 0 17202 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 269049 7420 SH SOLE 0 0 7420 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 834933 30142 SH SOLE 0 0 30142 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 211966 5749 SH SOLE 0 0 5749 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1904896 64726 SH SOLE 0 0 64726 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 398119 12555 SH SOLE 0 0 12555 SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 215119 6917 SH SOLE 0 0 6917 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 733617 21679 SH SOLE 0 0 21679 SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 467254 2945 SH SOLE 0 0 2945 SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 357606 1877 SH SOLE 0 0 1877 SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 1133273 24995 SH SOLE 0 0 24995 SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 361199 1950 SH SOLE 0 0 1950 SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 852551 16919 SH SOLE 0 0 16919 SPDR SERIES TRUST ST STR P500ETF 78464A854 14253345 162191 SH SOLE 0 0 162191 SPDR SERIES TRUST ST STR P500GRW 78464A409 7280998 61190 SH SOLE 0 0 61190 SPDR SERIES TRUST ST STR P500VAL 78464A508 9246532 152106 SH SOLE 0 0 152106 SPDR SERIES TRUST ST STR SP600 SML 78468R853 2420468 41971 SH SOLE 0 0 41971 SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 2167082 72212 SH SOLE 0 0 72212 STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3128966 4190 SH SOLE 0 0 4190 STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 625973 890 SH SOLE 0 0 890 STRYKER CORPORATION COM 863667101 3163197 10047 SH SOLE 0 0 10047 TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 7621062 15958 SH SOLE 0 0 15958 TESLA INC COM 88160R101 1196186 2844 SH SOLE 0 0 2844 TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 350150 10335 SH SOLE 0 0 10335 TRUIST FINL CORP COM 89832Q109 274010 5500 SH SOLE 0 0 5500 VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 430953 3673 SH SOLE 0 0 3673 VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 311278 1420 SH SOLE 0 0 1420 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 12761970 163804 SH SOLE 0 0 163804 VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD 922021605 602493 5989 SH SOLE 0 0 5989 VANGUARD INDEX FDS SM CP VAL ETF 922908611 4864417 20019 SH SOLE 0 0 20019 VANGUARD INDEX FDS VALUE ETF 922908744 19212927 88161 SH SOLE 0 0 88161 VANGUARD INDEX FDS MID CAP ETF 922908629 2220429 27559 SH SOLE 0 0 27559 VANGUARD INDEX FDS GROWTH ETF 922908736 7387366 85760 SH SOLE 0 0 85760 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 901095 1312 SH SOLE 0 0 1312 VANGUARD INDEX FDS SMALL CP ETF 922908751 4172144 13764 SH SOLE 0 0 13764 VANGUARD INDEX FDS TOTAL STK MKT 922908769 3577547 9668 SH SOLE 0 0 9668 VANGUARD INDEX FDS LARGE CAP ETF 922908637 2649483 7704 SH SOLE 0 0 7704 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3096705 51880 SH SOLE 0 0 51880 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 398231 4755 SH SOLE 0 0 4755 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1752294 34644 SH SOLE 0 0 34644 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 8272356 100089 SH SOLE 0 0 100089 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 17645976 223282 SH SOLE 0 0 223282 VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 8780475 128126 SH SOLE 0 0 128126 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 631539 2669 SH SOLE 0 0 2669 VANGUARD STAR FDS VG TL INTL STK F 921909768 213298 2495 SH SOLE 0 0 2495 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 16215662 227588 SH SOLE 0 0 227588 VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 534512 5276 SH SOLE 0 0 5276 VANGUARD WORLD FD INF TECH ETF 92204A702 239040 2000 SH SOLE 0 0 2000 VISA INC COM CL A 92826C839 2622237 7643 SH SOLE 0 0 7643 WALMART INC COM 931142103 1305888 11530 SH SOLE 0 0 11530