AGILENT TECHNOLOGIES INC COM 00846U101 2530277 21630 SH SOLE 21630 0 0 ALPHABET INC CAP STK CL C 02079K107 6162492 39445 SH SOLE 39445 0 0 ALPHABET INC CAP STK CL A 02079K305 571549 3696 SH SOLE 3696 0 0 AMAZON COM INC COM 023135106 297186 1562 SH SOLE 1562 0 0 AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 598994 10568 SH SOLE 10568 0 0 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 2011844 33436 SH SOLE 33436 0 0 AMERICAN CENTY ETF TR US SML CP VALU 025072877 4584623 52594 SH SOLE 52594 0 0 AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 3956056 56726 SH SOLE 56726 0 0 AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 4193726 64311 SH SOLE 64311 0 0 AMERICAN EXPRESS CO COM 025816109 4211709 15654 SH SOLE 15654 0 0 AMGEN INC COM 031162100 541473 1738 SH SOLE 1738 0 0 AMPHENOL CORP NEW CL A 032095101 2886944 44015 SH SOLE 44015 0 0 APOLLO GLOBAL MGMT INC COM 03769M106 520372 3800 SH SOLE 3800 0 0 APPLE INC COM 037833100 4085637 18393 SH SOLE 18393 0 0 ARES MANAGEMENT CORPORATION CL A COM STK 03990B101 483813 3300 SH SOLE 3300 0 0 BANK AMERICA CORP COM 060505104 413127 9900 SH SOLE 9900 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 521928 980 SH SOLE 980 0 0 BOEING CO COM 097023105 315518 1850 SH SOLE 1850 0 0 BRISTOL-MYERS SQUIBB CO COM 110122108 483041 7920 SH SOLE 7920 0 0 CATERPILLAR INC COM 149123101 2333995 7077 SH SOLE 7077 0 0 CHEVRON CORP NEW COM 166764100 265322 1586 SH SOLE 1586 0 0 CISCO SYS INC COM 17275R102 266772 4323 SH SOLE 4323 0 0 COCA COLA CO COM 191216100 898473 12545 SH SOLE 12545 0 0 COLGATE PALMOLIVE CO COM 194162103 246944 2635 SH SOLE 2635 0 0 CUMMINS INC COM 231021106 3030651 9669 SH SOLE 9669 0 0 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 402536 6737 SH SOLE 6737 0 0 DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 230544 8922 SH SOLE 8922 0 0 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 592135 11500 SH SOLE 11500 0 0 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 980341 31391 SH SOLE 31391 0 0 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 2058852 49960 SH SOLE 49960 0 0 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 4268347 129383 SH SOLE 129383 0 0 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 6335464 160962 SH SOLE 160962 0 0 DISNEY WALT CO COM 254687106 1508531 15284 SH SOLE 15284 0 0 EATON CORP PLC SHS G29183103 285422 1050 SH SOLE 1050 0 0 ECOLAB INC COM 278865100 2918522 11512 SH SOLE 11512 0 0 ELI LILLY & CO COM 532457108 1567577 1898 SH SOLE 1898 0 0 EXXON MOBIL CORP COM 30231G102 751043 6315 SH SOLE 6315 0 0 GILEAD SCIENCES INC COM 375558103 3624593 32348 SH SOLE 32348 0 0 HOME DEPOT INC COM 437076102 2366426 6457 SH SOLE 6457 0 0 HONEYWELL INTL INC COM 438516106 254100 1200 SH SOLE 1200 0 0 INTERNATIONAL BUSINESS MACHS COM 459200101 396861 1596 SH SOLE 1596 0 0 INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 535755 47750 SH SOLE 47750 0 0 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 5649550 32613 SH SOLE 32613 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 618505 1319 SH SOLE 1319 0 0 ISHARES GOLD TR ISHARES NEW 464285204 307948 5223 SH SOLE 5223 0 0 ISHARES INC CORE MSCI EMKT 46434G103 3085141 57164 SH SOLE 57164 0 0 ISHARES INC MSCI EURZONE ETF 464286608 236963 4450 SH SOLE 4450 0 0 ISHARES TR RUS 1000 ETF 464287622 241711 788 SH SOLE 788 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 526469 1458 SH SOLE 1458 0 0 ISHARES TR RUS 1000 VAL ETF 464287598 274525 1459 SH SOLE 1459 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 454239 2277 SH SOLE 2277 0 0 ISHARES TR S&P 500 VAL ETF 464287408 487313 2557 SH SOLE 2557 0 0 ISHARES TR CORE US AGGBD ET 464287226 315357 3188 SH SOLE 3188 0 0 ISHARES TR EAFE SML CP ETF 464288273 254438 4005 SH SOLE 4005 0 0 ISHARES TR CORE S&P TTL STK 464287150 530621 4349 SH SOLE 4349 0 0 ISHARES TR S&P 500 GRWT ETF 464287309 415507 4476 SH SOLE 4476 0 0 ISHARES TR CORE S&P500 ETF 464287200 4496490 8002 SH SOLE 8002 0 0 ISHARES TR EAFE GRWTH ETF 464288885 1044200 10442 SH SOLE 10442 0 0 ISHARES TR NATIONAL MUN ETF 464288414 1231117 11676 SH SOLE 11676 0 0 ISHARES TR CORE MSCI EAFE 46432F842 1086031 14356 SH SOLE 14356 0 0 ISHARES TR IBOXX HI YD ETF 464288513 1682960 21333 SH SOLE 21333 0 0 ISHARES TR TIPS BD ETF 464287176 2452201 22074 SH SOLE 22074 0 0 ISHARES TR SHRT NAT MUN ETF 464288158 2489309 23573 SH SOLE 23573 0 0 ISHARES TR EXPANDED TECH 464287515 2626184 29511 SH SOLE 29511 0 0 ISHARES TR 0-5 YR TIPS ETF 46429B747 3376330 32631 SH SOLE 32631 0 0 ISHARES TR CORE S&P SCP ETF 464287804 4156971 39753 SH SOLE 39753 0 0 ISHARES TR PFD AND INCM SEC 464288687 1444771 47015 SH SOLE 47015 0 0 ISHARES TR HDG MSCI EAFE 46434V803 2224239 61291 SH SOLE 61291 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 2189039 43236 SH SOLE 43236 0 0 J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 448850 8977 SH SOLE 8977 0 0 JOHNSON & JOHNSON COM 478160104 606974 3660 SH SOLE 3660 0 0 JPMORGAN CHASE & CO. COM 46625H100 7547142 30767 SH SOLE 30767 0 0 LINDE PLC SHS G54950103 3701372 7949 SH SOLE 7949 0 0 LOWES COS INC COM 548661107 2918174 12512 SH SOLE 12512 0 0 MCDONALDS CORP COM 580135101 412328 1320 SH SOLE 1320 0 0 MEDTRONIC PLC SHS G5960L103 1581446 17599 SH SOLE 17599 0 0 MERCK & CO INC COM 58933Y105 1503211 16747 SH SOLE 16747 0 0 MICROSOFT CORP COM 594918104 23150146 61670 SH SOLE 61670 0 0 NEXTERA ENERGY INC COM 65339F101 1495425 21095 SH SOLE 21095 0 0 NIKE INC CL B 654106103 675745 10645 SH SOLE 10645 0 0 ORACLE CORP COM 68389X105 379932 2717 SH SOLE 2717 0 0 PEPSICO INC COM 713448108 3942222 26292 SH SOLE 26292 0 0 PROCTER AND GAMBLE CO COM 742718109 516373 3030 SH SOLE 3030 0 0 QUALCOMM INC COM 747525103 3624582 23596 SH SOLE 23596 0 0 ROYAL CARIBBEAN GROUP COM V7780T103 455050 2215 SH SOLE 2215 0 0 SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 255036 7045 SH SOLE 7045 0 0 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 265858 9643 SH SOLE 9643 0 0 SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 260536 11035 SH SOLE 11035 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 290940 11619 SH SOLE 11619 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 257363 11954 SH SOLE 11954 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 351206 12561 SH SOLE 12561 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 364150 15542 SH SOLE 15542 0 0 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 501857 18881 SH SOLE 18881 0 0 SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 828024 22912 SH SOLE 22912 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 712040 35998 SH SOLE 35998 0 0 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1566979 43673 SH SOLE 43673 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1208600 54737 SH SOLE 54737 0 0 SELECT SECTOR SPDR TR INDL 81369Y704 260829 1990 SH SOLE 1990 0 0 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 459785 3149 SH SOLE 3149 0 0 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 962364 12205 SH SOLE 12205 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 312198 1512 SH SOLE 1512 0 0 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 656258 18024 SH SOLE 18024 0 0 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 272244 6915 SH SOLE 6915 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 2322028 4151 SH SOLE 4151 0 0 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2365450 4434 SH SOLE 4434 0 0 SPDR SER TR PORTFOLIO SHORT 78464A474 627284 20840 SH SOLE 20840 0 0 SPDR SER TR PRTFLO S&P500 GW 78464A409 1805682 22467 SH SOLE 22467 0 0 SPDR SER TR PORTFOLIO S&P500 78464A854 1611704 24509 SH SOLE 24509 0 0 SPDR SER TR PORTFOLIO S&P600 78468R853 2084129 51132 SH SOLE 51132 0 0 SPDR SER TR PRTFLO S&P500 VL 78464A508 9815512 192197 SH SOLE 192197 0 0 STRYKER CORPORATION COM 863667101 4362770 11720 SH SOLE 11720 0 0 TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 3316016 19976 SH SOLE 19976 0 0 TESLA INC COM 88160R101 607730 2345 SH SOLE 2345 0 0 TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 200117 13020 SH SOLE 13020 0 0 TRUIST FINL CORP COM 89832Q109 304510 7400 SH SOLE 7400 0 0 UNITED PARCEL SERVICE INC CL B 911312106 403003 3664 SH SOLE 3664 0 0 VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 342624 4083 SH SOLE 4083 0 0 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 6473051 82691 SH SOLE 82691 0 0 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 4724304 64320 SH SOLE 64320 0 0 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 3887781 79635 SH SOLE 79635 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 525730 1023 SH SOLE 1023 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 2389193 6443 SH SOLE 6443 0 0 VANGUARD INDEX FDS LARGE CAP ETF 922908637 2106361 8195 SH SOLE 8195 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 2109067 9511 SH SOLE 9511 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1486483 16418 SH SOLE 16418 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 5555891 20215 SH SOLE 20215 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 5359992 28772 SH SOLE 28772 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 15907838 92091 SH SOLE 92091 0 0 VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1212084 29958 SH SOLE 29958 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2684475 59312 SH SOLE 59312 0 0 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 288438 4755 SH SOLE 4755 0 0 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1012271 20286 SH SOLE 20286 0 0 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1644407 33140 SH SOLE 33140 0 0 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 7457935 94476 SH SOLE 94476 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 8141088 99573 SH SOLE 99573 0 0 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 530369 2734 SH SOLE 2734 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 5347176 105197 SH SOLE 105197 0 0 VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 436213 4340 SH SOLE 4340 0 0 VISA INC COM CL A 92826C839 2605670 7435 SH SOLE 7435 0 0 WALMART INC COM 931142103 1018364 11600 SH SOLE 11600 0 0