The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BLACKROCK SHORT MATURITY BOND ETF BLACKROCK ST MAT 46431W507 1,167 23,710 SH   SOLE NONE 0 0 23,710
EXXON MOBIL CORP COM COM 30231G102 555 6,367 SH   SOLE NONE 0 0 6,367
INVESCO QQQ TRUST UNIT SER 1 46090E103 9,810 36,707 SH   SOLE NONE 0 0 36,707
INVESCO S&P 500 EQUAL WEIGHT ETF S&P500 EQL WGT 46137V357 3,990 31,355 SH   SOLE NONE 0 0 31,355
INVESCO S&P 500 TOP 50 ETF S&P 500 TOP 50 46137V233 526 1,954 SH   SOLE NONE 0 0 1,954
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103 5,363 124,793 SH   SOLE NONE 0 0 124,793
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 2,061 5,748 SH   SOLE NONE 0 0 5,748
ISHARES GLOBAL CONSUMER STAPLES ETF GLB CNSM STP ETF 464288737 284 5,305 SH   SOLE NONE 0 0 5,305
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF IBOXX HI YD ETF 464288513 6,321 88,555 SH   SOLE NONE 0 0 88,555
ISHARES MSCI USA MIN VOL FACTOR ETF MSCI USA MIN VOL 46429B697 9,651 146,014 SH   SOLE NONE 0 0 146,014
ISHARES S&P MID-CAP 400 GROWTH ETF S&P MC 400GR ETF 464287606 1,927 30,591 SH   SOLE NONE 0 0 30,591
JPMORGAN ULTRA-SHORT INCOME ETF ULTRA SHRT INC 46641Q837 3,833 76,424 SH   SOLE NONE 0 0 76,424
PEAR THERAPEUTICS INC CLASS A COM CLASS A COM 704723105 371 182,211 SH   SOLE NONE 0 0 182,211
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805 521 18,537 SH   SOLE NONE 0 0 18,537
SCHWAB US DIVIDEND EQUITY ETF US DIVIDEND EQ 808524797 248 3,743 SH   SOLE NONE 0 0 3,743
SPDR S&P MIDCAP 400 ETF TRUST UTSER1 S&PDCRP 78467Y107 1,590 3,959 SH   SOLE NONE 0 0 3,959
TOAST INC CL A CL A 888787108 2,029 121,386 SH   SOLE NONE 0 0 121,386
UNITED PARCEL SERVICE INC CL B CL B 911312106 344 2,131 SH   SOLE NONE 0 0 2,131
VANECK MORNINGSTAR WIDE MOAT ETF MRNGSTR WDE MOAT 92189F643 9,417 156,981 SH   SOLE NONE 0 0 156,981
VANGUARD DIVIDEND APPRECIATION ETF DIV APP ETF 921908844 1,183 8,755 SH   SOLE NONE 0 0 8,755
VANGUARD FTSE PACIFIC ETF FTSE PACIFIC ETF 922042866 397 6,920 SH   SOLE NONE 0 0 6,920
VANGUARD HIGH DIVIDEND YIELD INDEX ETF HIGH DIV YLD 921946406 8,056 84,917 SH   SOLE NONE 0 0 84,917
VANGUARD INTERMEDIATE-TERM BOND ETF INTERMED TERM 921937819 9,058 123,285 SH   SOLE NONE 0 0 123,285
VANGUARD SHORT-TERM BOND ETF SHORT TRM BOND 921937827 9,018 120,541 SH   SOLE NONE 0 0 120,541
VANGUARD SHORT-TERM CORPORATE BOND ETF SHRT TRM CORP BD 92206C409 636 8,564 SH   SOLE NONE 0 0 8,564
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835 6,825 95,687 SH   SOLE NONE 0 0 95,687
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769 231 1,290 SH   SOLE NONE 0 0 1,290