<informationTable xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:n1="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.sec.gov/edgar/document/thirteenf/informationtable eis_13FDocument.xsd"><infoTable><nameOfIssuer>ALLSTATE CORP COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>020002101</cusip>
<value>1</value>
<shrsOrPrnAmt><sshPrnamt>11</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
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<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>11</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ALPHABET INC CAP STK CL A</nameOfIssuer>
<titleOfClass>CAP STK CL A</titleOfClass>
<cusip>02079K305</cusip>
<value>30</value>
<shrsOrPrnAmt><sshPrnamt>14</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>14</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ALPHABET INC CAP STK CL C</nameOfIssuer>
<titleOfClass>CAP STK CL C</titleOfClass>
<cusip>02079K107</cusip>
<value>26</value>
<shrsOrPrnAmt><sshPrnamt>12</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>12</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AMAZON COM INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>023135106</cusip>
<value>380</value>
<shrsOrPrnAmt><sshPrnamt>3580</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3580</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AMERICAN TOWER CORP NEW COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>03027X100</cusip>
<value>5</value>
<shrsOrPrnAmt><sshPrnamt>19</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>19</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>APPLE INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>037833100</cusip>
<value>107</value>
<shrsOrPrnAmt><sshPrnamt>783</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>783</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AT&amp;T INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>00206R102</cusip>
<value>21</value>
<shrsOrPrnAmt><sshPrnamt>1012</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1012</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BJS WHSL CLUB HLDGS INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>05550J101</cusip>
<value>6</value>
<shrsOrPrnAmt><sshPrnamt>97</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>97</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BLACKROCK SHORT MATURITY BOND ETF</nameOfIssuer>
<titleOfClass>BLACKROCK ST MAT</titleOfClass>
<cusip>46431W507</cusip>
<value>1167</value>
<shrsOrPrnAmt><sshPrnamt>23710</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>23710</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>COMCAST CORP NEW CL A</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>20030N101</cusip>
<value>9</value>
<shrsOrPrnAmt><sshPrnamt>241</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>241</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND</nameOfIssuer>
<titleOfClass>SBI CONS DISCR</titleOfClass>
<cusip>81369Y407</cusip>
<value>20</value>
<shrsOrPrnAmt><sshPrnamt>147</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>147</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CVS HEALTH CORP COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>126650100</cusip>
<value>22</value>
<shrsOrPrnAmt><sshPrnamt>242</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>242</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>DISCOVER FINL SVCS COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>254709108</cusip>
<value>2</value>
<shrsOrPrnAmt><sshPrnamt>24</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>24</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>EATON CORP PLC SHS</nameOfIssuer>
<titleOfClass>SHS</titleOfClass>
<cusip>G29183103</cusip>
<value>7</value>
<shrsOrPrnAmt><sshPrnamt>60</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>60</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>EXXON MOBIL CORP COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>30231G102</cusip>
<value>540</value>
<shrsOrPrnAmt><sshPrnamt>6313</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>6313</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>GENERAL DYNAMICS CORP COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>369550108</cusip>
<value>11</value>
<shrsOrPrnAmt><sshPrnamt>53</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>53</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>HEALTH CARE SELECT SECTOR SPDR FUND</nameOfIssuer>
<titleOfClass>SBI HEALTHCARE</titleOfClass>
<cusip>81369Y209</cusip>
<value>97</value>
<shrsOrPrnAmt><sshPrnamt>759</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>759</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INVESCO QQQ TRUST</nameOfIssuer>
<titleOfClass>UNIT SER 1</titleOfClass>
<cusip>46090E103</cusip>
<value>10260</value>
<shrsOrPrnAmt><sshPrnamt>36607</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>36607</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INVESCO S&amp;P 500 EQUAL WEIGHT ETF</nameOfIssuer>
<titleOfClass>S&amp;P500 EQL WGT</titleOfClass>
<cusip>46137V357</cusip>
<value>4208</value>
<shrsOrPrnAmt><sshPrnamt>31349</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>31349</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INVESCO S&amp;P 500 LOW VOLATILITY ETF</nameOfIssuer>
<titleOfClass>S&amp;P500 LOW VOL</titleOfClass>
<cusip>46138E354</cusip>
<value>59</value>
<shrsOrPrnAmt><sshPrnamt>959</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>959</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INVESCO S&amp;P 500 TOP 50 ETF</nameOfIssuer>
<titleOfClass>S&amp;P 500 TOP 50</titleOfClass>
<cusip>46137V233</cusip>
<value>616</value>
<shrsOrPrnAmt><sshPrnamt>2151</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2151</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF</nameOfIssuer>
<titleOfClass>BROAD USD HIGH</titleOfClass>
<cusip>46435U853</cusip>
<value>2</value>
<shrsOrPrnAmt><sshPrnamt>75</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>75</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES CORE MSCI EAFE ETF</nameOfIssuer>
<titleOfClass>CORE MSCI EAFE</titleOfClass>
<cusip>46432F842</cusip>
<value>0</value>
<shrsOrPrnAmt><sshPrnamt>4</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES CORE MSCI EMERGING MARKETS ETF</nameOfIssuer>
<titleOfClass>CORE MSCI EMKT</titleOfClass>
<cusip>46434G103</cusip>
<value>6104</value>
<shrsOrPrnAmt><sshPrnamt>124428</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>124428</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES CORE S&amp;P 500 ETF</nameOfIssuer>
<titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
<cusip>464287200</cusip>
<value>2183</value>
<shrsOrPrnAmt><sshPrnamt>5758</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5758</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES CORE U.S. AGGREGATE BOND ETF</nameOfIssuer>
<titleOfClass>CORE US AGGBD ET</titleOfClass>
<cusip>464287226</cusip>
<value>4</value>
<shrsOrPrnAmt><sshPrnamt>45</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>45</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF</nameOfIssuer>
<titleOfClass>ESG AWRE 1 5 YR</titleOfClass>
<cusip>46435G243</cusip>
<value>77</value>
<shrsOrPrnAmt><sshPrnamt>3222</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3222</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES ESG AWARE U.S. AGGREGATE BOND ETF</nameOfIssuer>
<titleOfClass>ESG AWR US AGRGT</titleOfClass>
<cusip>46435U549</cusip>
<value>48</value>
<shrsOrPrnAmt><sshPrnamt>989</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>989</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES ESG AWARE USD CORPORATE BOND ETF</nameOfIssuer>
<titleOfClass>ESG AWRE USD ETF</titleOfClass>
<cusip>46435G193</cusip>
<value>56</value>
<shrsOrPrnAmt><sshPrnamt>2420</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2420</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES ESG MSCI USA LEADERS ETF</nameOfIssuer>
<titleOfClass>ESG MSCI LEADR</titleOfClass>
<cusip>46435U218</cusip>
<value>52</value>
<shrsOrPrnAmt><sshPrnamt>796</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>796</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES GLOBAL CONSUMER STAPLES ETF</nameOfIssuer>
<titleOfClass>GLB CNSM STP ETF</titleOfClass>
<cusip>464288737</cusip>
<value>306</value>
<shrsOrPrnAmt><sshPrnamt>5305</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5305</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF</nameOfIssuer>
<titleOfClass>IBOXX HI YD ETF</titleOfClass>
<cusip>464288513</cusip>
<value>6754</value>
<shrsOrPrnAmt><sshPrnamt>91762</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>91762</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES MSCI USA ESG SELECT ETF</nameOfIssuer>
<titleOfClass>MSCI USA ESG SLC</titleOfClass>
<cusip>464288802</cusip>
<value>50</value>
<shrsOrPrnAmt><sshPrnamt>632</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>632</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES MSCI USA MIN VOL FACTOR ETF</nameOfIssuer>
<titleOfClass>MSCI USA MIN VOL</titleOfClass>
<cusip>46429B697</cusip>
<value>10990</value>
<shrsOrPrnAmt><sshPrnamt>156538</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>156538</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES S&amp;P MID-CAP 400 GROWTH ETF</nameOfIssuer>
<titleOfClass>S&amp;P MC 400GR ETF</titleOfClass>
<cusip>464287606</cusip>
<value>1970</value>
<shrsOrPrnAmt><sshPrnamt>30914</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>30914</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES S&amp;P MIDCAP FUND</nameOfIssuer>
<titleOfClass>CORE S&amp;P MCP ETF</titleOfClass>
<cusip>464287507</cusip>
<value>196</value>
<shrsOrPrnAmt><sshPrnamt>869</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>869</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES S&amp;P SMALL-CAP FUND</nameOfIssuer>
<titleOfClass>CORE S&amp;P SCP ETF</titleOfClass>
<cusip>464287804</cusip>
<value>63</value>
<shrsOrPrnAmt><sshPrnamt>683</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>683</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES TIPS BOND ETF</nameOfIssuer>
<titleOfClass>TIPS BD ETF</titleOfClass>
<cusip>464287176</cusip>
<value>3</value>
<shrsOrPrnAmt><sshPrnamt>31</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>31</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>LOCKHEED MARTIN CORP COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>539830109</cusip>
<value>12</value>
<shrsOrPrnAmt><sshPrnamt>28</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>28</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MCDONALDS CORP COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>580135101</cusip>
<value>8</value>
<shrsOrPrnAmt><sshPrnamt>35</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>35</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>META PLATFORMS INC CL A</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>30303M102</cusip>
<value>21</value>
<shrsOrPrnAmt><sshPrnamt>133</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>133</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MICROSOFT CORP COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>594918104</cusip>
<value>82</value>
<shrsOrPrnAmt><sshPrnamt>319</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>319</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MODERNA INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>60770K107</cusip>
<value>17</value>
<shrsOrPrnAmt><sshPrnamt>120</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>120</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MORGAN STANLEY COM NEW</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>617446448</cusip>
<value>1</value>
<shrsOrPrnAmt><sshPrnamt>26</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>26</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NATURAL ORDER ACQUISITION CORP UNIT EX</nameOfIssuer>
<titleOfClass>UNIT 99/99/9999</titleOfClass>
<cusip>63889L206</cusip>
<value>23</value>
<shrsOrPrnAmt><sshPrnamt>2336</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2336</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PFIZER INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>717081103</cusip>
<value>11</value>
<shrsOrPrnAmt><sshPrnamt>215</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>215</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PRINCIPAL MILLENNIALS ETF</nameOfIssuer>
<titleOfClass>PRIN MILLENNIALS</titleOfClass>
<cusip>74255Y508</cusip>
<value>51</value>
<shrsOrPrnAmt><sshPrnamt>1320</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1320</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PUBLIC SVC ENTERPRISE GRP INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>744573106</cusip>
<value>117</value>
<shrsOrPrnAmt><sshPrnamt>1851</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1851</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>QUEST DIAGNOSTICS INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>74834L100</cusip>
<value>6</value>
<shrsOrPrnAmt><sshPrnamt>52</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>52</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SCHWAB EMERGING MARKETS EQUITY ETF</nameOfIssuer>
<titleOfClass>EMRG MKTEQ ETF</titleOfClass>
<cusip>808524706</cusip>
<value>145</value>
<shrsOrPrnAmt><sshPrnamt>5722</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5722</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SCHWAB INTERNATIONAL EQUITY ETF</nameOfIssuer>
<titleOfClass>INTL EQTY ETF</titleOfClass>
<cusip>808524805</cusip>
<value>582</value>
<shrsOrPrnAmt><sshPrnamt>18537</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>18537</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SCHWAB US DIVIDEND EQUITY ETF</nameOfIssuer>
<titleOfClass>US DIVIDEND EQ</titleOfClass>
<cusip>808524797</cusip>
<value>268</value>
<shrsOrPrnAmt><sshPrnamt>3743</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3743</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR PORTFOLIO S&amp;P 1500 COMPOSITE STOCK MARKET ETF</nameOfIssuer>
<titleOfClass>PORTFOLI S&amp;P1500</titleOfClass>
<cusip>78464A805</cusip>
<value>194</value>
<shrsOrPrnAmt><sshPrnamt>4184</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4184</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR S&amp;P 500 ETF</nameOfIssuer>
<titleOfClass>TR UNIT</titleOfClass>
<cusip>78462F103</cusip>
<value>144</value>
<shrsOrPrnAmt><sshPrnamt>384</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>384</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF</nameOfIssuer>
<titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
<cusip>78467Y107</cusip>
<value>1647</value>
<shrsOrPrnAmt><sshPrnamt>3983</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3983</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>UNITED PARCEL SERVICE INC CL B</nameOfIssuer>
<titleOfClass>CL B</titleOfClass>
<cusip>911312106</cusip>
<value>388</value>
<shrsOrPrnAmt><sshPrnamt>2128</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2128</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANECK MORNINGSTAR WIDE MOAT ETF</nameOfIssuer>
<titleOfClass>MRNGSTR WDE MOAT</titleOfClass>
<cusip>92189F643</cusip>
<value>10726</value>
<shrsOrPrnAmt><sshPrnamt>168313</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>168313</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD DIVIDEND APPRECIATION INDEX FUND</nameOfIssuer>
<titleOfClass>DIV APP ETF</titleOfClass>
<cusip>921908844</cusip>
<value>1256</value>
<shrsOrPrnAmt><sshPrnamt>8760</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>8760</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD FTSE DEVELOPED MARKETS ETF</nameOfIssuer>
<titleOfClass>VAN FTSE DEV MKT</titleOfClass>
<cusip>921943858</cusip>
<value>66</value>
<shrsOrPrnAmt><sshPrnamt>1635</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1635</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD FTSE EMERGING MARKETS ETF</nameOfIssuer>
<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
<cusip>922042858</cusip>
<value>27</value>
<shrsOrPrnAmt><sshPrnamt>661</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>661</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD FTSE PACIFIC ETF</nameOfIssuer>
<titleOfClass>FTSE PACIFIC ETF</titleOfClass>
<cusip>922042866</cusip>
<value>439</value>
<shrsOrPrnAmt><sshPrnamt>6920</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>6920</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD HIGH DIVIDEND YIELD ETF</nameOfIssuer>
<titleOfClass>HIGH DIV YLD</titleOfClass>
<cusip>921946406</cusip>
<value>9196</value>
<shrsOrPrnAmt><sshPrnamt>90423</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>90423</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD INTERMEDIATE-TERM BOND INDEX FUND</nameOfIssuer>
<titleOfClass>INTERMED TERM</titleOfClass>
<cusip>921937819</cusip>
<value>10207</value>
<shrsOrPrnAmt><sshPrnamt>131453</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>131453</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF</nameOfIssuer>
<titleOfClass>INT-TERM CORP</titleOfClass>
<cusip>92206C870</cusip>
<value>99</value>
<shrsOrPrnAmt><sshPrnamt>1239</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1239</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD MID-CAP INDEX FUND</nameOfIssuer>
<titleOfClass>MID CAP ETF</titleOfClass>
<cusip>922908629</cusip>
<value>5</value>
<shrsOrPrnAmt><sshPrnamt>30</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>30</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD MID-CAP VALUE INDEX FUND</nameOfIssuer>
<titleOfClass>MCAP VL IDXVIP</titleOfClass>
<cusip>922908512</cusip>
<value>101</value>
<shrsOrPrnAmt><sshPrnamt>784</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>784</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD REAL ESTATE ETF</nameOfIssuer>
<titleOfClass>REAL ESTATE ETF</titleOfClass>
<cusip>922908553</cusip>
<value>34</value>
<shrsOrPrnAmt><sshPrnamt>383</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>383</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD SHORT-TERM BOND INDEX FUND</nameOfIssuer>
<titleOfClass>SHORT TRM BOND</titleOfClass>
<cusip>921937827</cusip>
<value>9663</value>
<shrsOrPrnAmt><sshPrnamt>125843</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>125843</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND</nameOfIssuer>
<titleOfClass>SHRT TRM CORP BD</titleOfClass>
<cusip>92206C409</cusip>
<value>705</value>
<shrsOrPrnAmt><sshPrnamt>9251</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>9251</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD TOTAL BOND MARKET INDEX FUND</nameOfIssuer>
<titleOfClass>TOTAL BND MRKT</titleOfClass>
<cusip>921937835</cusip>
<value>7736</value>
<shrsOrPrnAmt><sshPrnamt>102803</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>102803</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD TOTAL INTERNATIONAL BOND ETF</nameOfIssuer>
<titleOfClass>TOTAL INT BD ETF</titleOfClass>
<cusip>92203J407</cusip>
<value>24</value>
<shrsOrPrnAmt><sshPrnamt>489</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>489</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD TOTAL STOCK MARKET INDEX FUND</nameOfIssuer>
<titleOfClass>TOTAL STK MKT</titleOfClass>
<cusip>922908769</cusip>
<value>243</value>
<shrsOrPrnAmt><sshPrnamt>1289</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1289</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD ULTRA-SHORT BOND ETF</nameOfIssuer>
<titleOfClass>VANGUARD ULTRA</titleOfClass>
<cusip>92203C303</cusip>
<value>188</value>
<shrsOrPrnAmt><sshPrnamt>3841</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3841</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD VALUE INDEX FUND</nameOfIssuer>
<titleOfClass>VALUE ETF</titleOfClass>
<cusip>922908744</cusip>
<value>25</value>
<shrsOrPrnAmt><sshPrnamt>191</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>191</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VERIZON COMMUNICATIONS INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>92343V104</cusip>
<value>85</value>
<shrsOrPrnAmt><sshPrnamt>1689</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1689</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VIATRIS INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>92556V106</cusip>
<value>0</value>
<shrsOrPrnAmt><sshPrnamt>26</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>26</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WARNER BROS DISCOVERY INC COM SER A</nameOfIssuer>
<titleOfClass>COM SER A</titleOfClass>
<cusip>934423104</cusip>
<value>3</value>
<shrsOrPrnAmt><sshPrnamt>241</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>241</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WISDOMTREE EUROPE HEDGED EQUITY FUND</nameOfIssuer>
<titleOfClass>EUROPE HEDGED EQ</titleOfClass>
<cusip>97717X701</cusip>
<value>98</value>
<shrsOrPrnAmt><sshPrnamt>1501</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1501</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WP CAREY INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>92936U109</cusip>
<value>8</value>
<shrsOrPrnAmt><sshPrnamt>100</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>100</None>
</votingAuthority>
</infoTable>
</informationTable>
