ALPHABET INC CAP STK CL C 02079K107 246661 1620 SH SOLE 0 0 1620 ALPHABET INC CAP STK CL A 02079K305 281484 1865 SH SOLE 0 0 1865 AMAZON COM INC COM 023135106 325586 1805 SH SOLE 0 0 1805 APPLE INC COM 037833100 503782 2937 SH SOLE 0 0 2937 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 646889 21406 SH SOLE 0 0 21406 EXXON MOBIL CORP COM 30231G102 382446 3290 SH SOLE 0 0 3290 INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 356415 8459 SH SOLE 0 0 8459 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 6487727 38305 SH SOLE 0 0 38305 INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 9778426 91824 SH SOLE 0 0 91824 INVESCO QQQ TR UNIT SER 1 46090E103 17039130 38375 SH SOLE 0 0 38375 ISHARES INC CORE MSCI EMKT 46434G103 2198424 42605 SH SOLE 0 0 42605 ISHARES TR CORE S&P MCP ETF 464287507 219271 3610 SH SOLE 0 0 3610 ISHARES TR S&P MC 400GR ETF 464287606 1975631 21650 SH SOLE 0 0 21650 ISHARES TR CORE S&P500 ETF 464287200 2510787 4775 SH SOLE 0 0 4775 ISHARES TR HDG MSCI EAFE 46434V803 4030733 115560 SH SOLE 0 0 115560 ISHARES TR ISHS 5-10YR INVT 464288638 4521008 87616 SH SOLE 0 0 87616 ISHARES TR MSCI USA MIN VOL 46429B697 12441756 148860 SH SOLE 0 0 148860 ISHARES TR IBOXX HI YD ETF 464288513 6224666 80080 SH SOLE 0 0 80080 ISHARES U S ETF TR BLACKROCK SH DUR 46431W507 607488 12039 SH SOLE 0 0 12039 MICROSOFT CORP COM 594918104 882312 2097 SH SOLE 0 0 2097 NETFLIX INC COM 64110L106 371079 611 SH SOLE 0 0 611 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 365500 9367 SH SOLE 0 0 9367 SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 4782471 70967 SH SOLE 0 0 70967 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 860389 10670 SH SOLE 0 0 10670 SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 6804630 138728 SH SOLE 0 0 138728 SPDR S&P 500 ETF TR TR UNIT 78462F103 1178797 2253 SH SOLE 0 0 2253 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1740931 3128 SH SOLE 0 0 3128 SPDR SER TR PRTFLO S&P500 VL 78464A508 465857 9298 SH SOLE 0 0 9298 SPDR SER TR PORTFOLI S&P1500 78464A805 536188 8358 SH SOLE 0 0 8358 VANECK ETF TRUST FALLEN ANGEL HG 92189F437 1051301 36226 SH SOLE 0 0 36226 VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 15468750 172066 SH SOLE 0 0 172066 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 8025747 110501 SH SOLE 0 0 110501 VANGUARD BD INDEX FDS INTERMED TERM 921937819 13017375 172644 SH SOLE 0 0 172644 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 5156609 67257 SH SOLE 0 0 67257 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1443544 3003 SH SOLE 0 0 3003 VANGUARD INDEX FDS TOTAL STK MKT 922908769 340947 1311 SH SOLE 0 0 1311 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 244046 3156 SH SOLE 0 0 3156 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 204693 2542 SH SOLE 0 0 2542 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1342899 7353 SH SOLE 0 0 7353 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 7973695 65903 SH SOLE 0 0 65903 VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 231687 1938 SH SOLE 0 0 1938 VANGUARD WORLD FD CONSUM DIS ETF 92204A108 553486 1742 SH SOLE 0 0 1742 VANGUARD WORLD FD INF TECH ETF 92204A702 1763355 3363 SH SOLE 0 0 3363 VICTORY PORTFOLIOS II SHORT TRM BD ETF 92647N535 2239111 44934 SH SOLE 0 0 44934 WISDOMTREE TR US QTLY DIV GRT 97717X669 4940705 64847 SH SOLE 0 0 64847