DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 584812 21406 SH SOLE 0 0 21406 EXXON MOBIL CORP COM 30231G102 397397 3705 SH SOLE 0 0 3705 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 5636608 37667 SH SOLE 0 0 37667 INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 483362 1382 SH SOLE 0 0 1382 INVESCO QQQ TR UNIT SER 1 46090E103 14490433 39224 SH SOLE 0 0 39224 ISHARES INC CORE MSCI EMKT 46434G103 6439908 130653 SH SOLE 0 0 130653 ISHARES TR GLB CNSM STP ETF 464288737 265056 4331 SH SOLE 0 0 4331 ISHARES TR IBOXX HI YD ETF 464288513 7584038 101026 SH SOLE 0 0 101026 ISHARES TR S&P MC 400GR ETF 464287606 2245723 29942 SH SOLE 0 0 29942 ISHARES TR CORE S&P500 ETF 464287200 2403464 5392 SH SOLE 0 0 5392 ISHARES TR MSCI USA MIN VOL 46429B697 11705343 157478 SH SOLE 0 0 157478 ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 598579 12039 SH SOLE 0 0 12039 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 4557177 90889 SH SOLE 0 0 90889 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 384129 10775 SH SOLE 0 0 10775 SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 1889275 32817 SH SOLE 0 0 32817 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 247997 3415 SH SOLE 0 0 3415 SPDR S&P 500 ETF TR TR UNIT 78462F103 744310 1679 SH SOLE 0 0 1679 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1684451 3517 SH SOLE 0 0 3517 SPDR SER TR PORTFOLI S&P1500 78464A805 313171 5752 SH SOLE 0 0 5752 UNITED PARCEL SERVICE INC CL B 911312106 362504 2022 SH SOLE 0 0 2022 VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 13340858 167199 SH SOLE 0 0 167199 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 8309300 114311 SH SOLE 0 0 114311 VANGUARD BD INDEX FDS INTERMED TERM 921937819 12142412 161403 SH SOLE 0 0 161403 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 10396103 137569 SH SOLE 0 0 137569 VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 508189 7289 SH SOLE 0 0 7289 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 707299 9348 SH SOLE 0 0 9348 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1337921 8236 SH SOLE 0 0 8236 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 9198999 86725 SH SOLE 0 0 86725 VICTORY PORTFOLIOS II SHORT TRM BD ETF 92647N535 963545 19712 SH SOLE 0 0 19712