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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 BBG006G2JWB1 218,151 2,515 SH   SOLE   0 0 2,515
APPLE INC COM 037833100 BBG001S5N8V8 892,004 5,210 SH   SOLE   0 0 5,210
ISHARES TR CORE 1 5 YR USD 46432F859 BBG003HC6JD6 1,422,105 30,662 SH   SOLE   0 0 30,662
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,484,892 4,703 SH   SOLE   0 0 4,703
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 6,805,672 94,118 SH   SOLE   0 0 94,118
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 6,599,207 137,972 SH   SOLE   0 0 137,972
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 11,631,246 55,855 SH   SOLE   0 0 55,855
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 10,195,415 134,753 SH   SOLE   0 0 134,753
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 12,365,350 31,488 SH   SOLE   0 0 31,488
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 12,756,039 79,980 SH   SOLE   0 0 79,980
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 11,566,903 222,998 SH   SOLE   0 0 222,998
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 11,871,309 302,762 SH   SOLE   0 0 302,762
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 6,638,208 140,402 SH   SOLE   0 0 140,402
VANGUARD WORLD FDS ENERGY ETF 92204A306 BBG001SHTV45 15,117,809 119,282 SH   SOLE   0 0 119,282
VANGUARD WORLD FDS MATERIALS ETF 92204A801 BBG001SHTTP7 12,035,347 69,762 SH   SOLE   0 0 69,762