The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 BBG001S5PQL7 363,690 2,861 SH   SOLE   2,861 0 0
APPLE INC COM 037833100 BBG001S5N8V8 2,824,844 16,499 SH   SOLE   16,499 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 660,666 1,886 SH   SOLE   1,886 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 329,652 1,955 SH   SOLE   1,955 0 0
CORNING INC COM 219350105 BBG001S5RLH1 234,897 7,709 SH   SOLE   7,709 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 251,972 446 SH   SOLE   446 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 2,076,345 17,659 SH   SOLE   17,659 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 515,552 1,706 SH   SOLE   1,706 0 0
HORIZON THERAPEUTICS PUB L SHS G46188101 BBG001T9M4T2 414,517 3,583 SH   SOLE   3,583 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 469,481 1,310 SH   SOLE   1,310 0 0
ISHARES TR JPMORGAN USD EMG 464288281 BBG001SQS9Y2 243,125 2,947 SH   SOLE   2,947 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 513,361 1,930 SH   SOLE   1,930 0 0
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 229,218 3,310 SH   SOLE   3,310 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 241,120 1,364 SH   SOLE   1,364 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 568,478 3,920 SH   SOLE   3,920 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 1,280,396 4,265 SH   SOLE   4,265 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,073,998 3,401 SH   SOLE   3,401 0 0
NUCOR CORP COM 670346105 BBG001S5TRV0 1,011,585 6,470 SH   SOLE   6,470 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 403,672 928 SH   SOLE   928 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 233,994 1,604 SH   SOLE   1,604 0 0
QUALCOMM INC COM 747525103 BBG001S6VS70 941,313 8,476 SH   SOLE   8,476 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 2,423,867 101,248 SH   SOLE   101,248 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 2,686,041 79,095 SH   SOLE   79,095 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 BBG0051K49J8 8,830,968 278,843 SH   SOLE   278,843 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 4,284,161 58,913 SH   SOLE   58,913 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 3,535,667 54,850 SH   SOLE   54,850 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 257,754 5,094 SH   SOLE   5,094 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 3,036,403 44,864 SH   SOLE   44,864 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 1,776,648 42,893 SH   SOLE   42,893 0 0
SEMPRA COM 816851109 BBG001SBVZ73 279,781 4,113 SH   SOLE   4,113 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 836,875 1,958 SH   SOLE   1,958 0 0
SPDR SER TR S&P BIOTECH 78464A870 BBG001SQDKG3 219,060 3,000 SH   SOLE   3,000 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 1,489,810 5,954 SH   SOLE   5,954 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 250,058 1,228 SH   SOLE   1,228 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 285,253 566 SH   SOLE   566 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 BBG001TC6MF8 1,070,849 4,338 SH   SOLE   4,338 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 BBG001TC6MG7 1,040,343 6,997 SH   SOLE   6,997 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 351,641 5,027 SH   SOLE   5,027 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 6,904,901 25,357 SH   SOLE   25,357 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 358,572 1,841 SH   SOLE   1,841 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 303,172 2,315 SH   SOLE   2,315 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 11,516,759 55,305 SH   SOLE   55,305 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 1,449,459 3,691 SH   SOLE   3,691 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 8,202,218 43,384 SH   SOLE   43,384 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 208,183 972 SH   SOLE   972 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 2,430,894 11,444 SH   SOLE   11,444 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 8,098,718 58,716 SH   SOLE   58,716 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 2,426,886 61,895 SH   SOLE   61,895 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 1,289,232 26,803 SH   SOLE   26,803 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 299,235 3,982 SH   SOLE   3,982 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 2,531,454 16,293 SH   SOLE   16,293 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 782,537 14,621 SH   SOLE   14,621 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 6,522,657 149,197 SH   SOLE   149,197 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 279,910 2,709 SH   SOLE   2,709 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 BBG001T0Y6Y7 282,154 1,858 SH   SOLE   1,858 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 BBG001T0Y6L1 7,661,345 75,559 SH   SOLE   75,559 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 BBG001T0Y6W9 8,006,672 35,290 SH   SOLE   35,290 0 0