The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 313 2,834 SH   SOLE   2,834 0 0
APPLE INC COM 037833100 2,816 19,354 SH   SOLE   19,354 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 540 1,947 SH   SOLE   1,947 0 0
CHEVRON CORP NEW COM 166764100 270 1,955 SH   SOLE   1,955 0 0
CORNING INC COM 219350105 219 6,804 SH   SOLE   6,804 0 0
COSTCO WHSL CORP NEW COM 22160K105 220 446 SH   SOLE   446 0 0
EXXON MOBIL CORP COM 30231G102 1,649 19,437 SH   SOLE   19,437 0 0
HOME DEPOT INC COM 437076102 505 1,757 SH   SOLE   1,757 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 441 1,543 SH   SOLE   1,543 0 0
ISHARES TR CORE S&P MCP ETF 464287507 220 967 SH   SOLE   967 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 203 5,236 SH   SOLE   5,236 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 429 1,930 SH   SOLE   1,930 0 0
ISHARES TR RUS MID CAP ETF 464287499 215 3,310 SH   SOLE   3,310 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 234 1,364 SH   SOLE   1,364 0 0
JPMORGAN CHASE & CO COM 46625H100 226 2,020 SH   SOLE   2,020 0 0
META PLATFORMS INC CL A 30303M102 534 3,265 SH   SOLE   3,265 0 0
MICROSOFT CORP COM 594918104 831 3,289 SH   SOLE   3,289 0 0
NUCOR CORP COM 670346105 710 6,470 SH   SOLE   6,470 0 0
PFIZER INC COM 717081103 413 7,982 SH   SOLE   7,982 0 0
PROCTER AND GAMBLE CO COM 742718109 232 1,593 SH   SOLE   1,593 0 0
QUALCOMM INC COM 747525103 1,209 8,912 SH   SOLE   8,912 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,577 64,425 SH   SOLE   64,425 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,235 72,531 SH   SOLE   72,531 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 7,801 283,790 SH   SOLE   283,790 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,427 58,159 SH   SOLE   58,159 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 3,159 50,751 SH   SOLE   50,751 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 215 4,787 SH   SOLE   4,787 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,560 40,431 SH   SOLE   40,431 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,614 41,033 SH   SOLE   41,033 0 0
SEMPRA COM 816851109 294 2,003 SH   SOLE   2,003 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 767 2,025 SH   SOLE   2,025 0 0
TESLA INC COM 88160R101 1,047 1,472 SH   SOLE   1,472 0 0
UNION PAC CORP COM 907818108 254 1,228 SH   SOLE   1,228 0 0
UNITEDHEALTH GROUP INC COM 91324P102 305 609 SH   SOLE   609 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 205 1,000 SH   SOLE   1,000 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 955 4,325 SH   SOLE   4,325 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 978 7,401 SH   SOLE   7,401 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 5,995 26,446 SH   SOLE   26,446 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 302 1,711 SH   SOLE   1,711 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 288 2,218 SH   SOLE   2,218 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 9,741 49,293 SH   SOLE   49,293 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 209 2,292 SH   SOLE   2,292 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 999 2,868 SH   SOLE   2,868 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 205 1,363 SH   SOLE   1,363 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,939 39,039 SH   SOLE   39,039 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 214 1,067 SH   SOLE   1,067 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,079 10,962 SH   SOLE   10,962 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 7,939 60,713 SH   SOLE   60,713 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,548 63,326 SH   SOLE   63,326 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 289 5,733 SH   SOLE   5,733 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 540 6,684 SH   SOLE   6,684 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 773 10,134 SH   SOLE   10,134 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,134 14,889 SH   SOLE   14,889 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,875 37,242 SH   SOLE   37,242 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 3,037 75,933 SH   SOLE   75,933 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 241 1,815 SH   SOLE   1,815 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 4,985 52,310 SH   SOLE   52,310 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 4,786 25,842 SH   SOLE   25,842 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 298 5,901 SH   SOLE   5,901 0 0