The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 216,910 1,169 SH   SOLE   0 0 1,169
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 291,418 975 SH   SOLE   0 0 975
ADOBE INC COM 00724F101 BBG001S5NCQ5 363,667 940 SH   SOLE   0 0 940
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 2,327,629 13,208 SH   SOLE   0 0 13,208
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,774,585 10,004 SH   SOLE   0 0 10,004
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 249,261 4,251 SH   SOLE   0 0 4,251
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,217,395 5,549 SH   SOLE   0 0 5,549
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232 BBG019T9ZBN0 2,178,907 28,122 SH   SOLE   0 0 28,122
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 BBG00XTVX1T7 2,741,964 65,881 SH   SOLE   0 0 65,881
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 BBG00Q6ZDXT0 21,456,556 313,052 SH   SOLE   0 0 313,052
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687 BBG00XTVX698 953,357 20,271 SH   SOLE   0 0 20,271
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323 BBG014GDZKC8 231,321 4,486 SH   SOLE   0 0 4,486
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 BBG00Q9MQ6T1 26,505,093 358,129 SH   SOLE   0 0 358,129
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 BBG00Q9MR7Z1 1,382,498 17,438 SH   SOLE   0 0 17,438
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 BBG012R478M7 1,185,188 26,838 SH   SOLE   0 0 26,838
AMERICAN CENTY ETF TR US EQT ETF 025072885 BBG00Q9MPQH1 68,102,259 675,484 SH   SOLE   0 0 675,484
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 BBG012NL46D0 1,599,763 23,453 SH   SOLE   0 0 23,453
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 4,745,701 52,093 SH   SOLE   0 0 52,093
AMERICAN ELEC PWR CO INC COM 025537101 BBG001S5NFD2 394,025 3,797 SH   SOLE   0 0 3,797
AMERICAN WTR WKS CO INC NEW COM 030420103 BBG001SPHYW3 371,875 2,673 SH   SOLE   0 0 2,673
AMPHENOL CORP NEW CL A 032095101 BBG001S5NSK6 515,475 5,220 SH   SOLE   0 0 5,220
APPLE INC COM 037833100 BBG001S5N8V8 8,275,592 40,335 SH   SOLE   0 0 40,335
ASSURANT INC COM 04621X108 BBG001SD9DW5 219,214 1,110 SH   SOLE   0 0 1,110
ATMOS ENERGY CORP COM 049560105 BBG001S5VG05 435,180 2,824 SH   SOLE   0 0 2,824
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 382,206 8,077 SH   SOLE   0 0 8,077
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 728,800 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 1,307,253 2,691 SH   SOLE   0 0 2,691
BLACKSTONE INC COM 09260D107 BBG001S7H949 324,635 2,170 SH   SOLE   0 0 2,170
BROADCOM INC COM 11135F101 BBG00KHY5SY8 922,884 3,348 SH   SOLE   0 0 3,348
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 BBG001S5P686 274,083 8,182 SH   SOLE   0 0 8,182
CATERPILLAR INC COM 149123101 BBG001S5PJ06 207,954 536 SH   SOLE   0 0 536
CINCINNATI FINL CORP COM 172062101 BBG001S5PTM0 982,864 6,600 SH   SOLE   0 0 6,600
CINTAS CORP COM 172908105 BBG001S7CRG1 1,017,226 4,564 SH   SOLE   0 0 4,564
COCA COLA CO COM 191216100 BBG001S5SMQ8 276,323 3,906 SH   SOLE   0 0 3,906
CONSTELLATION ENERGY CORP COM 21037T109 BBG014KFRPJ9 444,799 1,378 SH   SOLE   0 0 1,378
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 2,661,876 2,689 SH   SOLE   0 0 2,689
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 214,295 1,085 SH   SOLE   0 0 1,085
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 BBG01254CL28 4,591,612 108,651 SH   SOLE   0 0 108,651
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 BBG017159MD8 6,440,443 216,996 SH   SOLE   0 0 216,996
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 BBG00Y2PHW26 10,945,434 378,081 SH   SOLE   0 0 378,081
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 BBG01BN60P09 1,706,645 63,610 SH   SOLE   0 0 63,610
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 BBG01254K0G0 325,090 7,775 SH   SOLE   0 0 7,775
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 BBG00Y2PGDN6 28,266,344 817,655 SH   SOLE   0 0 817,655
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 BBG01631TNW2 27,453,950 883,048 SH   SOLE   0 0 883,048
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 BBG01636J356 1,748,640 59,296 SH   SOLE   0 0 59,296
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 BBG01633Y2Y6 444,186 13,497 SH   SOLE   0 0 13,497
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 BBG01254JDW6 13,473,955 280,649 SH   SOLE   0 0 280,649
DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591 BBG01J9W4CB4 28,546,970 562,502 SH   SOLE   0 0 562,502
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 BBG00Y2JG0C0 34,416,830 812,484 SH   SOLE   0 0 812,484
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625 BBG01J6LTBL5 21,882,534 327,338 SH   SOLE   0 0 327,338
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 76,191,015 2,125,865 SH   SOLE   0 0 2,125,865
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 BBG011DXXNJ2 27,633,962 412,324 SH   SOLE   0 0 412,324
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 BBG015DLMLQ7 861,184 24,218 SH   SOLE   0 0 24,218
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 BBG01BN5Z188 1,921,553 61,946 SH   SOLE   0 0 61,946
DIMENSIONAL ETF TRUST US LARGE CAP VEC 25434V641 BBG01JXBYPV9 329,998 4,788 SH   SOLE   0 0 4,788
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 BBG015GTL6R0 280,681 11,964 SH   SOLE   0 0 11,964
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXVM0 3,597,922 56,473 SH   SOLE   0 0 56,473
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 BBG015DG3GG1 3,129,121 106,324 SH   SOLE   0 0 106,324
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 4,178,479 77,437 SH   SOLE   0 0 77,437
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 BBG01J9W24S6 2,495,101 37,196 SH   SOLE   0 0 37,196
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 BBG012G2PD33 7,651,881 260,534 SH   SOLE   0 0 260,534
EDWARDS LIFESCIENCES CORP COM 28176E108 BBG001SF2288 270,763 3,462 SH   SOLE   0 0 3,462
EHEALTH INC COM 28238P109 BBG001SQX565 43,500 10,000 SH   SOLE   0 0 10,000
ELI LILLY & CO COM 532457108 BBG001S5STL8 203,782 261 SH   SOLE   0 0 261
EVERSOURCE ENERGY COM 30040W108 BBG001S5TRL1 287,060 4,512 SH   SOLE   0 0 4,512
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 BBG01K4JLZG0 305,776 9,194 SH   SOLE   0 0 9,194
GALLAGHER ARTHUR J & CO COM 363576109 BBG001S5NKC2 260,898 815 SH   SOLE   0 0 815
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 BBG00B0SKXY1 477,630 3,935 SH   SOLE   0 0 3,935
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 327,711 463 SH   SOLE   0 0 463
HCA HEALTHCARE INC COM 40412C101 BBG001T8NTY2 258,854 676 SH   SOLE   0 0 676
HOME DEPOT INC COM 437076102 BBG001S5RTW7 938,175 2,559 SH   SOLE   0 0 2,559
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 206,146 885 SH   SOLE   0 0 885
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 1,129,708 15,514 SH   SOLE   0 0 15,514
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 BBG001S6H5N8 607,474 14,371 SH   SOLE   0 0 14,371
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 745,294 1,351 SH   SOLE   0 0 1,351
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 1,800,392 29,992 SH   SOLE   0 0 29,992
ISHARES TR CORE 1 5 YR USD 46432F859 BBG003HC6JD6 358,624 7,372 SH   SOLE   0 0 7,372
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 9,997,721 119,762 SH   SOLE   0 0 119,762
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 1,000,853 12,946 SH   SOLE   0 0 12,946
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 856,204 13,805 SH   SOLE   0 0 13,805
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 795,530 7,279 SH   SOLE   0 0 7,279
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 3,077,891 22,792 SH   SOLE   0 0 22,792
ISHARES TR CORE S&P US VLU 464287663 BBG001SFQL80 290,813 3,073 SH   SOLE   0 0 3,073
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 11,779,381 18,971 SH   SOLE   0 0 18,971
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 2,217,843 22,357 SH   SOLE   0 0 22,357
ISHARES TR DOW JONES US ETF 464287846 BBG001S7Y593 246,830 1,636 SH   SOLE   0 0 1,636
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 213,348 1,577 SH   SOLE   0 0 1,577
ISHARES TR GLOBAL REIT ETF 46434V647 BBG006S5D3J3 3,123,406 126,454 SH   SOLE   0 0 126,454
ISHARES TR MSCI ACWI ETF 464288257 BBG001S56QV7 201,046 1,563 SH   SOLE   0 0 1,563
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 1,049,168 11,737 SH   SOLE   0 0 11,737
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 1,789,742 5,271 SH   SOLE   0 0 5,271
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 511,815 2,635 SH   SOLE   0 0 2,635
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 1,025,438 4,752 SH   SOLE   0 0 4,752
ISHARES TR U.S. ENERGY ETF 464287796 BBG001SFGXW8 241,265 5,335 SH   SOLE   0 0 5,335
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 245,765 1,609 SH   SOLE   0 0 1,609
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 2,026,988 6,992 SH   SOLE   0 0 6,992
LAM RESEARCH CORP COM NEW 512807306 BBG001S5SW40 915,405 9,404 SH   SOLE   0 0 9,404
LINDE PLC SHS G54950103 BBG01FND0CH6 207,336 442 SH   SOLE   0 0 442
LOWES COS INC COM 548661107 BBG001S5SVL3 636,164 2,867 SH   SOLE   0 0 2,867
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 1,601,221 2,849 SH   SOLE   0 0 2,849
MCCORMICK & CO INC COM NON VTG 579780206 BBG001S79S19 650,445 8,579 SH   SOLE   0 0 8,579
MCDONALDS CORP COM 580135101 BBG001S5T110 552,911 1,892 SH   SOLE   0 0 1,892
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 1,441,640 1,953 SH   SOLE   0 0 1,953
METTLER TOLEDO INTERNATIONAL COM 592688105 BBG001SB87G1 236,119 201 SH   SOLE   0 0 201
MICROSOFT CORP COM 594918104 BBG001S5TD05 8,356,908 16,801 SH   SOLE   0 0 16,801
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 441,115 6,541 SH   SOLE   0 0 6,541
NNN REIT INC COM 637417106 BBG001S6Z1P5 337,409 7,814 SH   SOLE   0 0 7,814
NORFOLK SOUTHN CORP COM 655844108 BBG001S5TQJ6 220,664 862 SH   SOLE   0 0 862
NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 269,998 540 SH   SOLE   0 0 540
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 1,452,356 9,193 SH   SOLE   0 0 9,193
PAYCHEX INC COM 704326107 BBG001S5V135 843,886 5,802 SH   SOLE   0 0 5,802
PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 218,614 1,173 SH   SOLE   0 0 1,173
PRICE T ROWE GROUP INC COM 74144T108 BBG001S5WW18 365,693 3,790 SH   SOLE   0 0 3,790
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 935,513 5,872 SH   SOLE   0 0 5,872
PROLOGIS INC. COM 74340W103 BBG001S5NMN6 442,800 4,212 SH   SOLE   0 0 4,212
PULTE GROUP INC COM 745867101 BBG001S5V5K7 261,541 2,480 SH   SOLE   0 0 2,480
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 BBG0051J0PJ9 287,081 11,698 SH   SOLE   0 0 11,698
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 BBG00L5F9FV7 286,519 2,640 SH   SOLE   0 0 2,640
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 3,574,693 5,786 SH   SOLE   0 0 5,786
SPDR SERIES TRUST S&P DIVID ETF 78464A763 BBG001SPTBP8 867,595 6,392 SH   SOLE   0 0 6,392
STARBUCKS CORP COM 855244109 BBG001S72KH6 248,945 2,717 SH   SOLE   0 0 2,717
SYSCO CORP COM 871829107 BBG001S5WJS8 233,366 3,081 SH   SOLE   0 0 3,081
TEXTRON INC COM 883203101 BBG001S5WZ39 296,070 3,688 SH   SOLE   0 0 3,688
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 414,100 1,021 SH   SOLE   0 0 1,021
TRUIST FINL CORP COM 89832Q109 BBG001S5YYC0 222,806 5,183 SH   SOLE   0 0 5,183
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 239,576 2,373 SH   SOLE   0 0 2,373
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 707,332 2,267 SH   SOLE   0 0 2,267
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 1,969,654 25,027 SH   SOLE   0 0 25,027
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 810,021 4,203 SH   SOLE   0 0 4,203
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 288,048 657 SH   SOLE   0 0 657
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 12,750,394 44,691 SH   SOLE   0 0 44,691
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 1,015,667 3,571 SH   SOLE   0 0 3,571
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 1,515,460 9,215 SH   SOLE   0 0 9,215
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 910,847 3,255 SH   SOLE   0 0 3,255
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 247,579 2,780 SH   SOLE   0 0 2,780
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 433,357 763 SH   SOLE   0 0 763
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 1,520,447 7,797 SH   SOLE   0 0 7,797
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 1,275,666 5,383 SH   SOLE   0 0 5,383
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 215,624 779 SH   SOLE   0 0 779
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 3,752,120 12,345 SH   SOLE   0 0 12,345
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 478,739 2,709 SH   SOLE   0 0 2,709
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 264,023 5,338 SH   SOLE   0 0 5,338
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 2,084,405 16,219 SH   SOLE   0 0 16,219
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 2,491,722 30,050 SH   SOLE   0 0 30,050
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 418,886 5,269 SH   SOLE   0 0 5,269
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 BBG001TCH518 341,048 3,123 SH   SOLE   0 0 3,123
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 2,961,635 14,470 SH   SOLE   0 0 14,470
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 1,072,121 15,518 SH   SOLE   0 0 15,518
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 280,603 4,922 SH   SOLE   0 0 4,922
VANGUARD WORLD FD ENERGY ETF 92204A306 BBG001SHTV45 339,221 2,848 SH   SOLE   0 0 2,848
VISA INC COM CL A 92826C839 BBG001SRCFY3 2,231,588 6,285 SH   SOLE   0 0 6,285
WALMART INC COM 931142103 BBG001S5XH92 977,706 9,999 SH   SOLE   0 0 9,999
WISDOMTREE TR US SMALLCAP DIVD 97717W604 BBG001SHKFX7 1,469,883 46,281 SH   SOLE   0 0 46,281
XCEL ENERGY INC COM 98389B100 BBG001S7F0X8 380,805 5,592 SH   SOLE   0 0 5,592
ZEDGE INC CL B 98923T104 BBG00B9QVTT9 40,100 10,000 SH   SOLE   0 0 10,000
ZOETIS INC CL A 98978V103 BBG0039320P7 349,040 2,238 SH   SOLE   0 0 2,238