The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 212,986 1,199 SH   SOLE   0 0 1,199
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 574,121 1,632 SH   SOLE   0 0 1,632
ADOBE INC COM 00724F101 BBG001S5NCQ5 403,769 908 SH   SOLE   0 0 908
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 2,551,373 13,478 SH   SOLE   0 0 13,478
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,689,724 8,873 SH   SOLE   0 0 8,873
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 222,307 4,251 SH   SOLE   0 0 4,251
AMAZON COM INC COM 023135106 BBG001S5PQL7 801,651 3,654 SH   SOLE   0 0 3,654
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232 BBG019T9ZBN0 1,672,159 23,106 SH   SOLE   0 0 23,106
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 BBG00XTVX1T7 2,608,984 64,308 SH   SOLE   0 0 64,308
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 BBG00Q6ZDXT0 16,738,541 284,717 SH   SOLE   0 0 284,717
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687 BBG00XTVX698 922,918 20,003 SH   SOLE   0 0 20,003
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 BBG00Q9MQ6T1 20,764,949 338,357 SH   SOLE   0 0 338,357
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 BBG00Q9MR7Z1 1,123,450 17,263 SH   SOLE   0 0 17,263
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 BBG012R478M7 992,836 23,684 SH   SOLE   0 0 23,684
AMERICAN CENTY ETF TR US EQT ETF 025072885 BBG00Q9MPQH1 59,831,870 617,269 SH   SOLE   0 0 617,269
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 BBG012NL46D0 1,584,921 23,737 SH   SOLE   0 0 23,737
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 5,028,302 52,091 SH   SOLE   0 0 52,091
AMERICAN ELEC PWR CO INC COM 025537101 BBG001S5NFD2 203,651 2,208 SH   SOLE   0 0 2,208
AMERICAN WTR WKS CO INC NEW COM 030420103 BBG001SPHYW3 345,241 2,773 SH   SOLE   0 0 2,773
AMPHENOL CORP NEW CL A 032095101 BBG001S5NSK6 362,529 5,220 SH   SOLE   0 0 5,220
APPLE INC COM 037833100 BBG001S5N8V8 9,959,136 39,770 SH   SOLE   0 0 39,770
ASSURANT INC COM 04621X108 BBG001SD9DW5 236,674 1,110 SH   SOLE   0 0 1,110
ATMOS ENERGY CORP COM 049560105 BBG001S5VG05 393,274 2,824 SH   SOLE   0 0 2,824
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 354,979 8,077 SH   SOLE   0 0 8,077
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 680,920 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 1,159,944 2,559 SH   SOLE   0 0 2,559
BLACKSTONE INC COM 09260D107 BBG001S7H949 436,546 2,532 SH   SOLE   0 0 2,532
BROADCOM INC COM 11135F101 BBG00KHY5SY8 759,283 3,275 SH   SOLE   0 0 3,275
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 BBG001S5P686 260,093 8,182 SH   SOLE   0 0 8,182
CINCINNATI FINL CORP COM 172062101 BBG001S5PTM0 948,412 6,600 SH   SOLE   0 0 6,600
CINTAS CORP COM 172908105 BBG001S7CRG1 833,882 4,564 SH   SOLE   0 0 4,564
CONSTELLATION ENERGY CORP COM 21037T109 BBG014KFRPJ9 312,534 1,397 SH   SOLE   0 0 1,397
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 2,449,123 2,673 SH   SOLE   0 0 2,673
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 255,857 1,115 SH   SOLE   0 0 1,115
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 BBG01254CL28 3,792,732 91,900 SH   SOLE   0 0 91,900
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 BBG017159MD8 4,622,318 176,492 SH   SOLE   0 0 176,492
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 BBG00Y2PHW26 9,012,717 355,251 SH   SOLE   0 0 355,251
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 BBG01BN60P09 1,263,213 49,460 SH   SOLE   0 0 49,460
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 BBG01254K0G0 315,434 7,790 SH   SOLE   0 0 7,790
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 BBG00Y2PGDN6 20,729,417 709,912 SH   SOLE   0 0 709,912
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 BBG01631TNW2 20,639,414 798,584 SH   SOLE   0 0 798,584
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 BBG01636J356 1,492,498 59,156 SH   SOLE   0 0 59,156
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 BBG01633Y2Y6 358,615 13,497 SH   SOLE   0 0 13,497
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 BBG01254JDW6 11,937,193 254,633 SH   SOLE   0 0 254,633
DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591 BBG01J9W4CB4 9,152,785 180,921 SH   SOLE   0 0 180,921
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 BBG00Y2JG0C0 29,637,203 731,964 SH   SOLE   0 0 731,964
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625 BBG01J6LTBL5 8,359,590 130,293 SH   SOLE   0 0 130,293
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 71,402,298 2,064,247 SH   SOLE   0 0 2,064,247
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 BBG011DXXNJ2 23,271,223 365,039 SH   SOLE   0 0 365,039
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 BBG015DLMLQ7 734,586 21,740 SH   SOLE   0 0 21,740
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 BBG01BN5Z188 1,412,034 47,021 SH   SOLE   0 0 47,021
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 BBG015GTL6R0 434,939 18,691 SH   SOLE   0 0 18,691
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXVM0 3,615,052 55,548 SH   SOLE   0 0 55,548
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 BBG015DG3GG1 2,695,755 87,581 SH   SOLE   0 0 87,581
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 4,297,739 77,214 SH   SOLE   0 0 77,214
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 BBG01J9W24S6 596,181 9,545 SH   SOLE   0 0 9,545
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 BBG012G2PD33 5,266,294 211,838 SH   SOLE   0 0 211,838
EDWARDS LIFESCIENCES CORP COM 28176E108 BBG001SF2288 256,292 3,462 SH   SOLE   0 0 3,462
EHEALTH INC COM 28238P109 BBG001SQX565 94,000 10,000 SH   SOLE   0 0 10,000
EVERSOURCE ENERGY COM 30040W108 BBG001S5TRL1 316,789 5,516 SH   SOLE   0 0 5,516
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 BBG01K4JLZG0 250,899 9,114 SH   SOLE   0 0 9,114
GALLAGHER ARTHUR J & CO COM 363576109 BBG001S5NKC2 233,898 824 SH   SOLE   0 0 824
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 BBG00B0SKXY1 453,233 3,935 SH   SOLE   0 0 3,935
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 246,818 431 SH   SOLE   0 0 431
HCA HEALTHCARE INC COM 40412C101 BBG001T8NTY2 229,888 766 SH   SOLE   0 0 766
HOME DEPOT INC COM 437076102 BBG001S5RTW7 990,079 2,545 SH   SOLE   0 0 2,545
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 1,307,349 18,676 SH   SOLE   0 0 18,676
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 810,351 20,088 SH   SOLE   0 0 20,088
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 BBG001SDTVQ0 270,338 4,033 SH   SOLE   0 0 4,033
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 675,328 1,321 SH   SOLE   0 0 1,321
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 1,576,424 30,188 SH   SOLE   0 0 30,188
ISHARES TR CORE 1 5 YR USD 46432F859 BBG003HC6JD6 331,467 6,939 SH   SOLE   0 0 6,939
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 8,315,431 118,319 SH   SOLE   0 0 118,319
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 874,553 13,223 SH   SOLE   0 0 13,223
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 858,173 13,773 SH   SOLE   0 0 13,773
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 856,842 7,437 SH   SOLE   0 0 7,437
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 2,857,683 22,218 SH   SOLE   0 0 22,218
ISHARES TR CORE S&P US VLU 464287663 BBG001SFQL80 287,251 3,102 SH   SOLE   0 0 3,102
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 11,029,294 18,736 SH   SOLE   0 0 18,736
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 1,735,204 17,907 SH   SOLE   0 0 17,907
ISHARES TR DOW JONES US ETF 464287846 BBG001S7Y593 234,095 1,636 SH   SOLE   0 0 1,636
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 208,404 1,618 SH   SOLE   0 0 1,618
ISHARES TR GLOBAL REIT ETF 46434V647 BBG006S5D3J3 3,091,776 128,985 SH   SOLE   0 0 128,985
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 936,541 12,386 SH   SOLE   0 0 12,386
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 1,696,402 5,266 SH   SOLE   0 0 5,266
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 485,927 2,625 SH   SOLE   0 0 2,625
ISHARES TR RUSEL 2500 ETF 46435G268 BBG00H31MJN5 380,112 5,590 SH   SOLE   0 0 5,590
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 1,053,842 4,769 SH   SOLE   0 0 4,769
ISHARES TR U.S. ENERGY ETF 464287796 BBG001SFGXW8 257,602 5,653 SH   SOLE   0 0 5,653
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 283,328 1,959 SH   SOLE   0 0 1,959
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 1,712,064 7,142 SH   SOLE   0 0 7,142
LAM RESEARCH CORP COM NEW 512807306 BBG001S5SW40 657,456 9,102 SH   SOLE   0 0 9,102
LOWES COS INC COM 548661107 BBG001S5SVL3 707,646 2,867 SH   SOLE   0 0 2,867
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 1,500,436 2,849 SH   SOLE   0 0 2,849
MCCORMICK & CO INC COM NON VTG 579780206 BBG001S79S19 615,928 8,079 SH   SOLE   0 0 8,079
MCDONALDS CORP COM 580135101 BBG001S5T110 563,349 1,943 SH   SOLE   0 0 1,943
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 1,098,478 1,876 SH   SOLE   0 0 1,876
METTLER TOLEDO INTERNATIONAL COM 592688105 BBG001SB87G1 245,960 201 SH   SOLE   0 0 201
MICROSOFT CORP COM 594918104 BBG001S5TD05 7,027,749 16,673 SH   SOLE   0 0 16,673
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 390,685 6,541 SH   SOLE   0 0 6,541
NNN REIT INC COM 637417106 BBG001S6Z1P5 319,202 7,814 SH   SOLE   0 0 7,814
NORFOLK SOUTHN CORP COM 655844108 BBG001S5TQJ6 202,328 862 SH   SOLE   0 0 862
NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 252,800 539 SH   SOLE   0 0 539
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 681,349 5,074 SH   SOLE   0 0 5,074
PAYCHEX INC COM 704326107 BBG001S5V135 827,509 5,902 SH   SOLE   0 0 5,902
PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 301,486 1,563 SH   SOLE   0 0 1,563
PRICE T ROWE GROUP INC COM 74144T108 BBG001S5WW18 427,522 3,780 SH   SOLE   0 0 3,780
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 1,084,792 6,471 SH   SOLE   0 0 6,471
PROLOGIS INC. COM 74340W103 BBG001S5NMN6 397,572 3,761 SH   SOLE   0 0 3,761
PULTE GROUP INC COM 745867101 BBG001S5V5K7 270,072 2,480 SH   SOLE   0 0 2,480
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 BBG0051J0PJ9 283,485 11,971 SH   SOLE   0 0 11,971
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 BBG00L5F9FV7 255,578 2,640 SH   SOLE   0 0 2,640
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 3,807,892 6,497 SH   SOLE   0 0 6,497
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 936,725 7,091 SH   SOLE   0 0 7,091
STARBUCKS CORP COM 855244109 BBG001S72KH6 264,520 2,899 SH   SOLE   0 0 2,899
SYSCO CORP COM 871829107 BBG001S5WJS8 235,585 3,081 SH   SOLE   0 0 3,081
TEXTRON INC COM 883203101 BBG001S5WZ39 237,872 3,110 SH   SOLE   0 0 3,110
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 531,315 1,021 SH   SOLE   0 0 1,021
TRUIST FINL CORP COM 89832Q109 BBG001S5YYC0 231,334 5,333 SH   SOLE   0 0 5,333
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 664,982 5,273 SH   SOLE   0 0 5,273
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 1,150,988 2,275 SH   SOLE   0 0 2,275
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 1,916,781 24,806 SH   SOLE   0 0 24,806
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 794,835 4,184 SH   SOLE   0 0 4,184
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 244,532 596 SH   SOLE   0 0 596
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 12,093,175 44,839 SH   SOLE   0 0 44,839
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 906,240 3,571 SH   SOLE   0 0 3,571
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 1,485,681 9,184 SH   SOLE   0 0 9,184
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 866,611 3,281 SH   SOLE   0 0 3,281
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 234,687 2,635 SH   SOLE   0 0 2,635
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 305,760 567 SH   SOLE   0 0 567
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 1,542,181 7,782 SH   SOLE   0 0 7,782
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 1,291,743 5,376 SH   SOLE   0 0 5,376
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 3,387,828 11,690 SH   SOLE   0 0 11,690
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 457,344 2,701 SH   SOLE   0 0 2,701
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 234,140 5,317 SH   SOLE   0 0 5,317
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 2,039,047 17,357 SH   SOLE   0 0 17,357
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 2,417,441 30,116 SH   SOLE   0 0 30,116
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 401,283 5,144 SH   SOLE   0 0 5,144
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 BBG001TCH518 322,189 3,119 SH   SOLE   0 0 3,119
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 2,831,326 14,458 SH   SOLE   0 0 14,458
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 796,375 13,514 SH   SOLE   0 0 13,514
VANGUARD WORLD FD ENERGY ETF 92204A306 BBG001SHTV45 344,719 2,842 SH   SOLE   0 0 2,842
VISA INC COM CL A 92826C839 BBG001SRCFY3 1,972,479 6,241 SH   SOLE   0 0 6,241
WALMART INC COM 931142103 BBG001S5XH92 924,478 10,232 SH   SOLE   0 0 10,232
WISDOMTREE TR US SMALLCAP DIVD 97717W604 BBG001SHKFX7 1,406,213 40,938 SH   SOLE   0 0 40,938
XCEL ENERGY INC COM 98389B100 BBG001S7F0X8 377,562 5,592 SH   SOLE   0 0 5,592
ZEDGE INC CL B 98923T104 BBG00B9QVTT9 26,900 10,000 SH   SOLE   0 0 10,000
ZOETIS INC CL A 98978V103 BBG0039320P7 364,662 2,238 SH   SOLE   0 0 2,238