The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 244 950 SH   SOLE   0 0 950
ADOBE SYSTEMS INCORPORATED COM 00724F101 225 818 SH   SOLE   0 0 818
ALPHABET INC CAP STK CL A 02079K305 1,446 15,120 SH   SOLE   0 0 15,120
ALPHABET INC CAP STK CL C 02079K107 691 7,189 SH   SOLE   0 0 7,189
ALTRIA GROUP INC COM 02209S103 299 7,402 SH   SOLE   0 0 7,402
AMAZON COM INC COM 023135106 301 2,660 SH   SOLE   0 0 2,660
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 1,488 36,775 SH   SOLE   0 0 36,775
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 5,960 129,763 SH   SOLE   0 0 129,763
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687 888 19,453 SH   SOLE   0 0 19,453
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 10,077 220,897 SH   SOLE   0 0 220,897
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 651 13,706 SH   SOLE   0 0 13,706
AMERICAN CENTY ETF TR US EQT ETF 025072885 17,766 284,940 SH   SOLE   0 0 284,940
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 1,011 22,753 SH   SOLE   0 0 22,753
AMERICAN CENTY ETF TR US SML CP VALU 025072877 2,409 36,425 SH   SOLE   0 0 36,425
AMERICAN ELEC PWR CO INC COM 025537101 312 3,607 SH   SOLE   0 0 3,607
AMERICAN WTR WKS CO INC NEW COM 030420103 521 4,000 SH   SOLE   0 0 4,000
APPLE INC COM 037833100 5,136 37,162 SH   SOLE   0 0 37,162
ATMOS ENERGY CORP COM 049560105 288 2,824 SH   SOLE   0 0 2,824
BERKSHIRE HATHAWAY INC DEL CL A 084670108 406 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 648 2,428 SH   SOLE   0 0 2,428
BLACKSTONE INC COM 09260D107 200 2,386 SH   SOLE   0 0 2,386
BRISTOL-MYERS SQUIBB CO COM 110122108 451 6,342 SH   SOLE   0 0 6,342
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 528 14,718 SH   SOLE   0 0 14,718
CINCINNATI FINL CORP COM 172062101 777 8,673 SH   SOLE   0 0 8,673
CINTAS CORP COM 172908105 399 1,029 SH   SOLE   0 0 1,029
COMCAST CORP NEW CL A 20030N101 219 7,474 SH   SOLE   0 0 7,474
CONSTELLATION ENERGY CORP COM 21037T109 211 2,535 SH   SOLE   0 0 2,535
COSTCO WHSL CORP NEW COM 22160K105 1,334 2,825 SH   SOLE   0 0 2,825
DANAHER CORPORATION COM 235851102 369 1,427 SH   SOLE   0 0 1,427
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 845 20,649 SH   SOLE   0 0 20,649
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 593 29,010 SH   SOLE   0 0 29,010
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 3,654 181,888 SH   SOLE   0 0 181,888
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 221 5,443 SH   SOLE   0 0 5,443
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 7,600 352,326 SH   SOLE   0 0 352,326
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 3,495 182,408 SH   SOLE   0 0 182,408
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 471 24,700 SH   SOLE   0 0 24,700
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 261 14,048 SH   SOLE   0 0 14,048
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 1,163 25,279 SH   SOLE   0 0 25,279
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 8,442 335,670 SH   SOLE   0 0 335,670
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 18,631 837,703 SH   SOLE   0 0 837,703
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 5,631 145,055 SH   SOLE   0 0 145,055
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 383 17,966 SH   SOLE   0 0 17,966
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 1,661 35,695 SH   SOLE   0 0 35,695
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 1,707 78,351 SH   SOLE   0 0 78,351
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1,625 41,704 SH   SOLE   0 0 41,704
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 3,531 186,927 SH   SOLE   0 0 186,927
DTE ENERGY CO COM 233331107 226 1,967 SH   SOLE   0 0 1,967
DUKE ENERGY CORP NEW COM NEW 26441C204 229 2,463 SH   SOLE   0 0 2,463
EDWARDS LIFESCIENCES CORP COM 28176E108 452 5,475 SH   SOLE   0 0 5,475
EVERSOURCE ENERGY COM 30040W108 1,053 13,512 SH   SOLE   0 0 13,512
EXELON CORP COM 30161N101 285 7,618 SH   SOLE   0 0 7,618
GALLAGHER ARTHUR J & CO COM 363576109 367 2,145 SH   SOLE   0 0 2,145
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 279 3,935 SH   SOLE   0 0 3,935
GOLDMAN SACHS GROUP INC COM 38141G104 243 828 SH   SOLE   0 0 828
HCA HEALTHCARE INC COM 40412C101 201 1,095 SH   SOLE   0 0 1,095
HOME DEPOT INC COM 437076102 787 2,853 SH   SOLE   0 0 2,853
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,560 26,979 SH   SOLE   0 0 26,979
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 557 4,016 SH   SOLE   0 0 4,016
INVESCO QQQ TR UNIT SER 1 46090E103 348 1,302 SH   SOLE   0 0 1,302
ISHARES INC CORE MSCI EMKT 46434G103 1,715 39,903 SH   SOLE   0 0 39,903
ISHARES TR CORE 1 5 YR USD 46432F859 690 14,964 SH   SOLE   0 0 14,964
ISHARES TR CORE INTL AGGR 46435G672 230 4,760 SH   SOLE   0 0 4,760
ISHARES TR CORE MSCI EAFE 46432F842 6,581 124,946 SH   SOLE   0 0 124,946
ISHARES TR CORE MSCI TOTAL 46432F834 1,051 20,637 SH   SOLE   0 0 20,637
ISHARES TR CORE S&P MCP ETF 464287507 656 2,991 SH   SOLE   0 0 2,991
ISHARES TR CORE S&P SCP ETF 464287804 1,170 13,423 SH   SOLE   0 0 13,423
ISHARES TR CORE S&P TTL STK 464287150 1,812 22,787 SH   SOLE   0 0 22,787
ISHARES TR CORE S&P500 ETF 464287200 6,385 17,803 SH   SOLE   0 0 17,803
ISHARES TR CORE US AGGBD ET 464287226 1,263 13,108 SH   SOLE   0 0 13,108
ISHARES TR GLOBAL REIT ETF 46434V647 1,978 93,013 SH   SOLE   0 0 93,013
ISHARES TR MSCI EAFE ETF 464287465 579 10,338 SH   SOLE   0 0 10,338
ISHARES TR RUS 1000 ETF 464287622 848 4,298 SH   SOLE   0 0 4,298
ISHARES TR RUS 1000 VAL ETF 464287598 350 2,570 SH   SOLE   0 0 2,570
ISHARES TR RUSSELL 2000 ETF 464287655 790 4,789 SH   SOLE   0 0 4,789
ISHARES TR SELECT DIVID ETF 464287168 284 2,647 SH   SOLE   0 0 2,647
ISHARES TR U.S. ENERGY ETF 464287796 248 6,309 SH   SOLE   0 0 6,309
JOHNSON & JOHNSON COM 478160104 381 2,331 SH   SOLE   0 0 2,331
JPMORGAN CHASE & CO COM 46625H100 720 6,890 SH   SOLE   0 0 6,890
KIMBERLY-CLARK CORP COM 494368103 388 3,449 SH   SOLE   0 0 3,449
LAM RESEARCH CORP COM 512807108 291 795 SH   SOLE   0 0 795
LOWES COS INC COM 548661107 406 2,161 SH   SOLE   0 0 2,161
MASTERCARD INCORPORATED CL A 57636Q104 768 2,700 SH   SOLE   0 0 2,700
MCCORMICK & CO INC COM NON VTG 579780206 632 8,868 SH   SOLE   0 0 8,868
MCDONALDS CORP COM 580135101 462 2,002 SH   SOLE   0 0 2,002
META PLATFORMS INC CL A 30303M102 262 1,930 SH   SOLE   0 0 1,930
METTLER TOLEDO INTERNATIONAL COM 592688105 293 270 SH   SOLE   0 0 270
MICROSOFT CORP COM 594918104 3,393 14,567 SH   SOLE   0 0 14,567
MONDELEZ INTL INC CL A 609207105 336 6,125 SH   SOLE   0 0 6,125
NATIONAL RETAIL PROPERTIES I COM 637417106 475 11,904 SH   SOLE   0 0 11,904
NORTHROP GRUMMAN CORP COM 666807102 207 439 SH   SOLE   0 0 439
PAYCHEX INC COM 704326107 1,092 9,730 SH   SOLE   0 0 9,730
PNC FINL SVCS GROUP INC COM 693475105 293 1,964 SH   SOLE   0 0 1,964
PROCTER AND GAMBLE CO COM 742718109 4,973 39,391 SH   SOLE   0 0 39,391
PROLOGIS INC. COM 74340W103 732 7,202 SH   SOLE   0 0 7,202
QUALCOMM INC COM 747525103 284 2,515 SH   SOLE   0 0 2,515
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533 350 15,802 SH   SOLE   0 0 15,802
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,443 6,839 SH   SOLE   0 0 6,839
SPDR SER TR S&P DIVID ETF 78464A763 993 8,902 SH   SOLE   0 0 8,902
STARBUCKS CORP COM 855244109 263 3,116 SH   SOLE   0 0 3,116
THERMO FISHER SCIENTIFIC INC COM 883556102 744 1,468 SH   SOLE   0 0 1,468
TRUIST FINL CORP COM 89832Q109 226 5,183 SH   SOLE   0 0 5,183
TWITTER INC COM 90184L102 421 9,609 SH   SOLE   0 0 9,609
UNITEDHEALTH GROUP INC COM 91324P102 1,209 2,394 SH   SOLE   0 0 2,394
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 803 10,726 SH   SOLE   0 0 10,726
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 366 2,883 SH   SOLE   0 0 2,883
VANGUARD INDEX FDS LARGE CAP ETF 922908637 7,688 47,003 SH   SOLE   0 0 47,003
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 703 4,121 SH   SOLE   0 0 4,121
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,126 9,244 SH   SOLE   0 0 9,244
VANGUARD INDEX FDS MID CAP ETF 922908629 600 3,193 SH   SOLE   0 0 3,193
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,123 7,830 SH   SOLE   0 0 7,830
VANGUARD INDEX FDS SMALL CP ETF 922908751 913 5,341 SH   SOLE   0 0 5,341
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,421 7,916 SH   SOLE   0 0 7,916
VANGUARD INDEX FDS VALUE ETF 922908744 727 5,886 SH   SOLE   0 0 5,886
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 473 12,970 SH   SOLE   0 0 12,970
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,104 26,670 SH   SOLE   0 0 26,670
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,134 14,991 SH   SOLE   0 0 14,991
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 480 8,298 SH   SOLE   0 0 8,298
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 394 5,300 SH   SOLE   0 0 5,300
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,244 16,602 SH   SOLE   0 0 16,602
VANGUARD STAR FDS VG TL INTL STK F 921909768 522 11,398 SH   SOLE   0 0 11,398
VANGUARD WORLD FDS ENERGY ETF 92204A306 1,462 14,397 SH   SOLE   0 0 14,397
VISA INC COM CL A 92826C839 1,086 6,112 SH   SOLE   0 0 6,112
WALMART INC COM 931142103 403 3,105 SH   SOLE   0 0 3,105
WISDOMTREE TR US SMALLCAP DIVD 97717W604 1,695 65,865 SH   SOLE   0 0 65,865
XCEL ENERGY INC COM 98389B100 657 10,262 SH   SOLE   0 0 10,262
ZOETIS INC CL A 98978V103 436 2,943 SH   SOLE   0 0 2,943