The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 552 4,263 SH   SOLE   4,263 0 0
ABBOTT LABS COM 002824100 356 3,279 SH   SOLE   3,279 0 0
ABBVIE INC COM 00287Y109 847 5,528 SH   SOLE   5,528 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 285 1,028 SH   SOLE   1,028 0 0
AFLAC INC COM 001055102 591 10,681 SH   SOLE   10,681 0 0
AIR PRODS & CHEMS INC COM 009158106 527 2,190 SH   SOLE   2,190 0 0
ALCON AG ORD SHS H01301128 221 3,163 SH   SOLE   3,163 0 0
ALPHABET INC CAP STK CL C 02079K107 1,829 836 SH   SOLE   836 0 0
ALPHABET INC CAP STK CL A 02079K305 214 98 SH   SOLE   98 0 0
AMAZON COM INC COM 023135106 1,102 10,376 SH   SOLE   10,376 0 0
AMGEN INC COM 031162100 22,739 93,464 SH   SOLE   93,464 0 0
AON PLC SHS CL A G0403H108 385 1,427 SH   SOLE   1,427 0 0
APPLE INC COM 037833100 6,032 44,113 SH   SOLE   44,113 0 0
APPLIED MATLS INC COM 038222105 225 2,468 SH   SOLE   2,468 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 247 3,182 SH   SOLE   3,182 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 290 609 SH   SOLE   609 0 0
AT&T INC COM 00206R102 1,051 50,127 SH   SOLE   50,127 0 0
BAXTER INTL INC COM 071813109 881 13,711 SH   SOLE   13,711 0 0
BK OF AMERICA CORP COM 060505104 1,072 34,431 SH   SOLE   34,431 0 0
BOEING CO COM 097023105 884 6,467 SH   SOLE   6,467 0 0
BRAINSTORM CELL THERAPEUTICS COM NEW 10501E201 125 45,430 SH   SOLE   45,430 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 721 9,366 SH   SOLE   9,366 0 0
BROADCOM INC COM 11135F101 1,934 3,982 SH   SOLE   3,982 0 0
CALAMOS STRATEGIC TOTAL RETU COM SH BEN INT 128125101 483 36,862 SH   SOLE   36,862 0 0
CAMPBELL SOUP CO COM 134429109 364 7,571 SH   SOLE   7,571 0 0
CANADIAN PAC RY LTD COM 13645T100 352 5,042 SH   SOLE   5,042 0 0
CATERPILLAR INC COM 149123101 272 1,520 SH   SOLE   1,520 0 0
CHEVRON CORP NEW COM 166764100 896 6,186 SH   SOLE   6,186 0 0
CISCO SYS INC COM 17275R102 1,144 26,839 SH   SOLE   26,839 0 0
CITIGROUP INC COM NEW 172967424 277 6,020 SH   SOLE   6,020 0 0
CMS ENERGY CORP COM 125896100 202 2,992 SH   SOLE   2,992 0 0
COCA COLA CO COM 191216100 1,792 28,488 SH   SOLE   28,488 0 0
COMCAST CORP NEW CL A 20030N101 225 5,746 SH   SOLE   5,746 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 354 2,100 SH   SOLE   2,100 0 0
DISNEY WALT CO COM 254687106 1,352 14,320 SH   SOLE   14,320 0 0
DOW INC COM 260557103 615 11,915 SH   SOLE   11,915 0 0
DUPONT DE NEMOURS INC COM 26614N102 214 3,849 SH   SOLE   3,849 0 0
ELEDON PHARMACEUTICALS INC COM 28617K101 133 54,538 SH   SOLE   54,538 0 0
EMERSON ELEC CO COM 291011104 525 6,600 SH   SOLE   6,600 0 0
ESSENTIAL UTILS INC COM 29670G102 1,328 28,965 SH   SOLE   28,965 0 0
EXXON MOBIL CORP COM 30231G102 670 7,818 SH   SOLE   7,818 0 0
FERRARI N V COM N3167Y103 214 1,166 SH   SOLE   1,166 0 0
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 2,170 53,921 SH   SOLE   53,921 0 0
FORD MTR CO DEL COM 345370860 161 14,462 SH   SOLE   14,462 0 0
GENERAL DYNAMICS CORP COM 369550108 642 2,900 SH   SOLE   2,900 0 0
GENERAL MLS INC COM 370334104 1,288 17,067 SH   SOLE   17,067 0 0
GENUINE PARTS CO COM 372460105 625 4,700 SH   SOLE   4,700 0 0
GILEAD SCIENCES INC COM 375558103 559 9,050 SH   SOLE   9,050 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673 4,101 180,124 SH   SOLE   180,124 0 0
HERSHEY CO COM 427866108 200 931 SH   SOLE   931 0 0
HOME DEPOT INC COM 437076102 1,456 5,308 SH   SOLE   5,308 0 0
HONEYWELL INTL INC COM 438516106 612 3,519 SH   SOLE   3,519 0 0
ICON PLC SHS G4705A100 221 1,020 SH   SOLE   1,020 0 0
INTEL CORP COM 458140100 374 9,992 SH   SOLE   9,992 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 571 4,044 SH   SOLE   4,044 0 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 5,628 311,976 SH   SOLE   311,976 0 0
INVESCO CURRENCYSHARES AUSTR AUSTRALIAN DOL 46090N103 1,382 20,227 SH   SOLE   20,227 0 0
INVESCO CURRENCYSHARES JAPAN JAPANESE YEN 46138W107 1,236 17,914 SH   SOLE   17,914 0 0
INVESCO CURRENCYSHARES SWISS SWISS FRANC 46138R108 1,609 17,159 SH   SOLE   17,159 0 0
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP 46138E719 967 57,380 SH   SOLE   57,380 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 980 79,370 SH   SOLE   79,370 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 2,057 8,702 SH   SOLE   8,702 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 22,157 79,056 SH   SOLE   79,056 0 0
ISHARES INC MSCI NETHERL ETF 464286814 1,067 30,426 SH   SOLE   30,426 0 0
ISHARES INC CORE MSCI EMKT 46434G103 2,043 41,641 SH   SOLE   41,641 0 0
ISHARES TR MSCI USA MMENTM 46432F396 4,545 33,327 SH   SOLE   33,327 0 0
ISHARES TR EXPANDED TECH 464287515 2,298 8,524 SH   SOLE   8,524 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 20,291 92,778 SH   SOLE   92,778 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 24,141 166,520 SH   SOLE   166,520 0 0
ISHARES TR S&P SML 600 GWT 464287887 5,942 56,419 SH   SOLE   56,419 0 0
ISHARES TR SP SMCP600VL ETF 464287879 303 3,399 SH   SOLE   3,399 0 0
ISHARES TR US TRSPRTION 464287192 2,321 10,901 SH   SOLE   10,901 0 0
ISHARES TR US AER DEF ETF 464288760 2,649 26,710 SH   SOLE   26,710 0 0
ISHARES TR US HLTHCARE ETF 464287762 210 782 SH   SOLE   782 0 0
ISHARES TR U.S. MED DVC ETF 464288810 3,136 62,163 SH   SOLE   62,163 0 0
ISHARES TR U.S. REAL ES ETF 464287739 1,016 11,053 SH   SOLE   11,053 0 0
ISHARES TR COHEN STEER REIT 464287564 1,991 32,769 SH   SOLE   32,769 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 8,118 98,046 SH   SOLE   98,046 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,006 2,653 SH   SOLE   2,653 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 1,615 13,533 SH   SOLE   13,533 0 0
ISHARES TR IBOXX INV CP ETF 464287242 2,227 20,241 SH   SOLE   20,241 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 2,765 68,960 SH   SOLE   68,960 0 0
ISHARES TR S&P MC 400VL ETF 464287705 13,787 146,033 SH   SOLE   146,033 0 0
ISHARES TR MSCI DENMARK ETF 46429B523 1,125 13,029 SH   SOLE   13,029 0 0
ISHARES TR MSCI EAFE ETF 464287465 4,652 74,451 SH   SOLE   74,451 0 0
ISHARES TR MSCI NORWAY ETF 46429B499 1,124 45,361 SH   SOLE   45,361 0 0
ISHARES TR ISHARES BIOTECH 464287556 201 1,706 SH   SOLE   1,706 0 0
ISHARES TR S&P MC 400GR ETF 464287606 13,849 217,312 SH   SOLE   217,312 0 0
ISHARES TR SELECT DIVID ETF 464287168 1,756 14,919 SH   SOLE   14,919 0 0
ISHARES TR TIPS BD ETF 464287176 1,301 11,424 SH   SOLE   11,424 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 2,940 57,573 SH   SOLE   57,573 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 2,245 44,420 SH   SOLE   44,420 0 0
J P MORGAN EXCHANGE TRADED F CORP BD RESCH 46641Q449 1,588 34,421 SH   SOLE   34,421 0 0
JAZZ PHARMACEUTICALS PLC SHS USD G50871105 749 4,800 SH   SOLE   4,800 0 0
JOHNSON & JOHNSON COM 478160104 2,686 15,130 SH   SOLE   15,130 0 0
JPMORGAN CHASE & CO COM 46625H100 1,988 17,652 SH   SOLE   17,652 0 0
KIMBERLY-CLARK CORP COM 494368103 860 6,364 SH   SOLE   6,364 0 0
LILLY ELI & CO COM 532457108 512 1,580 SH   SOLE   1,580 0 0
LOCKHEED MARTIN CORP COM 539830109 2,425 5,639 SH   SOLE   5,639 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 332 3,800 SH   SOLE   3,800 0 0
M & T BK CORP COM 55261F104 255 1,600 SH   SOLE   1,600 0 0
MCCORMICK & CO INC COM NON VTG 579780206 223 2,677 SH   SOLE   2,677 0 0
MCDONALDS CORP COM 580135101 1,978 8,011 SH   SOLE   8,011 0 0
MEDTRONIC PLC SHS G5960L103 432 4,813 SH   SOLE   4,813 0 0
MERCK & CO INC COM 58933Y105 1,929 21,155 SH   SOLE   21,155 0 0
META PLATFORMS INC CL A 30303M102 491 3,047 SH   SOLE   3,047 0 0
MICROSOFT CORP COM 594918104 4,314 16,798 SH   SOLE   16,798 0 0
MOLECULIN BIOTECH INC COM 60855D200 19 13,132 SH   SOLE   13,132 0 0
MONDELEZ INTL INC CL A 609207105 238 3,832 SH   SOLE   3,832 0 0
NIKE INC CL B 654106103 455 4,448 SH   SOLE   4,448 0 0
NOVO-NORDISK A S ADR 670100205 259 2,328 SH   SOLE   2,328 0 0
NVIDIA CORPORATION COM 67066G104 461 3,040 SH   SOLE   3,040 0 0
PAYCHEX INC COM 704326107 410 3,600 SH   SOLE   3,600 0 0
PEPSICO INC COM 713448108 1,427 8,561 SH   SOLE   8,561 0 0
PFIZER INC COM 717081103 2,380 45,389 SH   SOLE   45,389 0 0
PHILLIPS 66 COM 718546104 282 3,435 SH   SOLE   3,435 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,841 28,670 SH   SOLE   28,670 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 1,132 11,885 SH   SOLE   11,885 0 0
PNC FINL SVCS GROUP INC COM 693475105 906 5,744 SH   SOLE   5,744 0 0
PRICE T ROWE GROUP INC COM 74144T108 535 4,708 SH   SOLE   4,708 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 454 6,800 SH   SOLE   6,800 0 0
PROCTER AND GAMBLE CO COM 742718109 1,704 11,854 SH   SOLE   11,854 0 0
PRUDENTIAL FINL INC COM 744320102 504 5,271 SH   SOLE   5,271 0 0
RESMED INC COM 761152107 274 1,306 SH   SOLE   1,306 0 0
SALESFORCE INC COM 79466L302 702 4,254 SH   SOLE   4,254 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 665 11,926 SH   SOLE   11,926 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,890 22,735 SH   SOLE   22,735 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,622 36,671 SH   SOLE   36,671 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 5,571 63,789 SH   SOLE   63,789 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 3,845 122,259 SH   SOLE   122,259 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 5,569 75,663 SH   SOLE   75,663 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 4,673 86,110 SH   SOLE   86,110 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,063 15,158 SH   SOLE   15,158 0 0
SERVICENOW INC COM 81762P102 204 430 SH   SOLE   430 0 0
SMUCKER J M CO COM NEW 832696405 371 2,900 SH   SOLE   2,900 0 0
SOUTHERN CO COM 842587107 271 3,804 SH   SOLE   3,804 0 0
SPDR GOLD TR GOLD SHS 78463V107 822 4,878 SH   SOLE   4,878 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,929 7,764 SH   SOLE   7,764 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408 1,816 75,284 SH   SOLE   75,284 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359 2,433 37,693 SH   SOLE   37,693 0 0
SPDR SER TR AEROSPACE DEF 78464A631 4,069 40,446 SH   SOLE   40,446 0 0
SPDR SER TR S&P DIVID ETF 78464A763 492 4,149 SH   SOLE   4,149 0 0
SPDR SER TR S&P INS ETF 78464A789 3,293 86,986 SH   SOLE   86,986 0 0
SPDR SER TR S&P SEMICNDCTR 78464A862 2,707 17,840 SH   SOLE   17,840 0 0
STARBUCKS CORP COM 855244109 878 11,490 SH   SOLE   11,490 0 0
STERIS PLC SHS USD G8473T100 214 1,037 SH   SOLE   1,037 0 0
SYSCO CORP COM 871829107 1,098 12,956 SH   SOLE   12,956 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 360 4,406 SH   SOLE   4,406 0 0
TESLA INC COM 88160R101 902 1,339 SH   SOLE   1,339 0 0
TEXAS INSTRS INC COM 882508104 354 2,305 SH   SOLE   2,305 0 0
TYSON FOODS INC CL A 902494103 207 2,400 SH   SOLE   2,400 0 0
UNITEDHEALTH GROUP INC COM 91324P102 287 558 SH   SOLE   558 0 0
US BANCORP DEL COM NEW 902973304 666 14,467 SH   SOLE   14,467 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,290 29,824 SH   SOLE   29,824 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 5,543 28,131 SH   SOLE   28,131 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 5,038 28,607 SH   SOLE   28,607 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 5,303 35,398 SH   SOLE   35,398 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,452 37,890 SH   SOLE   37,890 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,878 9,532 SH   SOLE   9,532 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,567 14,637 SH   SOLE   14,637 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,045 40,927 SH   SOLE   40,927 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 609 12,141 SH   SOLE   12,141 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 3,029 53,824 SH   SOLE   53,824 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 1,530 10,196 SH   SOLE   10,196 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 2,778 23,311 SH   SOLE   23,311 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,450 32,130 SH   SOLE   32,130 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 4,623 32,220 SH   SOLE   32,220 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 1,542 37,782 SH   SOLE   37,782 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,025 39,582 SH   SOLE   39,582 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 3,240 13,757 SH   SOLE   13,757 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 2,283 12,317 SH   SOLE   12,317 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1,888 8,300 SH   SOLE   8,300 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 8,199 25,107 SH   SOLE   25,107 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,326 26,134 SH   SOLE   26,134 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 470 12,400 SH   SOLE   12,400 0 0
WALMART INC COM 931142103 1,144 9,406 SH   SOLE   9,406 0 0