The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BRAINSTORM CELL THERAPEUTICS INC Equity 10501E901 144 45,430 SH   SOLE   45,430 0 0
A O SMITH Equity 831865209 200 2,656 SH   SOLE   2,656 0 0
LIVE NATION ENTERTAINMENT INC Equity 538034109 202 1,775 SH   SOLE   1,775 0 0
TOLL BROTHERS Equity 889478103 203 3,657 SH   SOLE   3,657 0 0
PROLOGIS INC Equity 74340W103 213 1,403 SH   SOLE   1,403 0 0
ELEDON PHARMACEUTICALS INC Equity 28617K101 216 54,538 SH   SOLE   54,538 0 0
ALTRIA GROUP INC Equity 02209S103 216 4,290 SH   SOLE   4,290 0 0
STARWOOD PROPERTY TR INC Equity 85571B105 219 8,835 SH   SOLE   8,835 0 0
UNION PACIFIC CORP Equity 907818108 220 900 SH   SOLE   900 0 0
LULULEMON ATHLETICA INC Equity 550021109 232 695 SH   SOLE   695 0 0
M & T BANK CORP Equity 55261F104 238 1,300 SH   SOLE   1,300 0 0
STERIS PLC ORD SHS Equity G8473T100 238 1,037 SH   SOLE   1,037 0 0
ALCON INC ORD SH Equity H01301128 243 3,163 SH   SOLE   3,163 0 0
PUBLIC STORAGE INC REIT Equity 74460D109 256 700 SH   SOLE   700 0 0
MONDELEZ INTL INC Equity 609207105 261 3,831 SH   SOLE   3,831 0 0
METTLER-TOLEDO INTL IN Equity 592688105 261 172 SH   SOLE   172 0 0
FERRARI NV NEW Equity N3167Y103 263 1,166 SH   SOLE   1,166 0 0
COMCAST CORP NEW CL A Equity 20030N101 269 5,453 SH   SOLE   5,453 0 0
MC CORMICK & CO INC NON VTG Equity 579780206 274 2,677 SH   SOLE   2,677 0 0
UNITEDHEALTH GROUP INC Equity 91324P102 274 558 SH   SOLE   558 0 0
CATERPILLAR INC Equity 149123101 277 1,376 SH   SOLE   1,376 0 0
ICON PLC Equity G4705A100 279 1,020 SH   SOLE   1,020 0 0
ARCHER-DANIELS-MIDLND CO Equity 039483102 289 3,782 SH   SOLE   3,782 0 0
FORD MOTOR COMPANY Equity 345370860 291 16,644 SH   SOLE   16,644 0 0
FIDELITY EQUITY INCOME FD Equity 316138106 294 4,209 SH   SOLE   4,209 0 0
ALPHABET INC VOTING CAP STK CL A Equity 02079K305 300 108 SH   SOLE   108 0 0
DUPONT DE NEMOURS INC Equity 26614N102 308 3,856 SH   SOLE   3,856 0 0
RESMED INC Equity 761152107 314 1,306 SH   SOLE   1,306 0 0
PHILLIPS 66 Equity 718546104 321 3,635 SH   SOLE   3,635 0 0
CAMPBELL SOUP COMPANY Equity 134429109 330 7,571 SH   SOLE   7,571 0 0
APPLIED MATERIALS INC Equity 038222105 338 2,468 SH   SOLE   2,468 0 0
CROWN CASTLE INTERNATIONAL CORP Equity 22822V101 340 1,900 SH   SOLE   1,900 0 0
ACCENTURE PLC IRELAND SHARES CLASS A Equity G1151C101 343 998 SH   SOLE   998 0 0
AON PLC SHS CL A Equity G0403H108 348 1,227 SH   SOLE   1,227 0 0
CANADIAN PACIFIC RAILWAY LTD Equity 13645T100 359 5,042 SH   SOLE   5,042 0 0
ISHARES ETF S&P SMALL CAP 600 VALUE Equity 464287879 366 3,649 SH   SOLE   3,649 0 0
TEXAS INSTRUMENTS INC Equity 882508104 371 2,155 SH   SOLE   2,155 0 0
ELI LILLY & CO Equity 532457108 379 1,580 SH   SOLE   1,580 0 0
DOW INC Equity 260557103 390 6,412 SH   SOLE   6,412 0 0
ASML HOLDING NV NY REGISTRY SHS NEW 2012 Equity N07059210 395 609 SH   SOLE   609 0 0
J M SMUCKER CO Equity 832696405 396 2,900 SH   SOLE   2,900 0 0
TYSON FOODS INC CL A Equity 902494103 401 4,100 SH   SOLE   4,100 0 0
PACCAR INC Equity 693718108 432 4,600 SH   SOLE   4,600 0 0
PAYCHEX INC Equity 704326107 434 3,600 SH   SOLE   3,600 0 0
ABBOTT LABORATORIES Equity 002824100 442 3,429 SH   SOLE   3,429 0 0
T ROWE PRICE GROUP INC Equity 74144T108 468 3,108 SH   SOLE   3,108 0 0
MEDTRONIC PLC Equity G5960L103 498 4,813 SH   SOLE   4,813 0 0
PRINCIPAL FINANCIAL GROUP Equity 74251V102 521 6,800 SH   SOLE   6,800 0 0
CITIGROUP INC NEW Equity 172967424 524 7,820 SH   SOLE   7,820 0 0
SPDR S&P DIVIDEND ETF Equity 78464A763 524 4,151 SH   SOLE   4,151 0 0
GENUINE PARTS CO COM Equity 372460105 538 4,100 SH   SOLE   4,100 0 0
AIR PRODUCTS & CHEMICALS INC Equity 009158106 560 2,190 SH   SOLE   2,190 0 0
PRUDENTIAL FINANCIAL INC Equity 744320102 563 4,660 SH   SOLE   4,660 0 0
GILEAD SCIENCES INC Equity 375558103 565 8,850 SH   SOLE   8,850 0 0
INTERNATIONAL BUSINESS MACHINE CORP Equity 459200101 568 4,144 SH   SOLE   4,144 0 0
NIKE INC CLASS B Equity 654106103 579 4,011 SH   SOLE   4,011 0 0
GENL DYNAMICS CORP Equity 369550108 620 2,900 SH   SOLE   2,900 0 0
VANGUARD MALVERN FDS ETF SHORT TERM INFLATION PROTECTED SECS INDEX FD Equity 922020805 622 12,257 SH   SOLE   12,257 0 0
SOUTHERN COMPANY/THE Equity 842587107 632 9,299 SH   SOLE   9,299 0 0
WALGREENS BOOTS ALLIANCE INC Equity 931427108 639 12,900 SH   SOLE   12,900 0 0
EMERSON ELECTRIC CO Equity 291011104 642 6,600 SH   SOLE   6,600 0 0
HONEYWELL INTERNATIONAL INC Equity 438516106 644 3,348 SH   SOLE   3,348 0 0
CALAMOS STRATEGIC TOTAL RETURN FUND Equity 128125101 654 36,919 SH   SOLE   36,919 0 0
META PLATFORMS INC CLASS A Equity 30303M102 658 2,954 SH   SOLE   2,954 0 0
3M CO Equity 88579Y101 695 4,263 SH   SOLE   4,263 0 0
EXXON MOBIL CORP Equity 30231G102 713 8,904 SH   SOLE   8,904 0 0
SCHWAB STRATEGIC TR ETF U S TIPS Equity 808524870 726 12,021 SH   SOLE   12,021 0 0
AFLAC INC Equity 001055102 731 11,081 SH   SOLE   11,081 0 0
NVIDIA CORP Equity 67066G104 735 2,960 SH   SOLE   2,960 0 0
SPDR S&P 500 TRUST ETF Equity 78462F103 739 1,642 SH   SOLE   1,642 0 0
JAZZ PHARMACEUTICALS PLC Equity G50871105 758 5,400 SH   SOLE   5,400 0 0
TAIWAN SEMICONDUCTOR MFG CO LTD ADR Equity 874039100 778 6,332 SH   SOLE   6,332 0 0
SPDR GOLD TRUST ETF Equity 78463V107 814 4,778 SH   SOLE   4,778 0 0
US BANCORP NEW Equity 902973304 831 13,943 SH   SOLE   13,943 0 0
KIMBERLY-CLARK CORP Equity 494368103 849 6,344 SH   SOLE   6,344 0 0
SALESFORCE.COM Equity 79466L302 893 4,127 SH   SOLE   4,127 0 0
ABBVIE INC Equity 00287Y109 914 6,429 SH   SOLE   6,429 0 0
CHEVRON CORPORATION Equity 166764100 991 7,303 SH   SOLE   7,303 0 0
BROADCOM INC Equity 11135F101 1,007 1,682 SH   SOLE   1,682 0 0
STARBUCKS CORP Equity 855244109 1,026 10,747 SH   SOLE   10,747 0 0
SYSCO CORPORATION Equity 871829107 1,028 12,833 SH   SOLE   12,833 0 0
SELECT SECTOR SPDR T ETF UTILITIES SELECT SECTOR Equity 81369Y886 1,044 15,226 SH   SOLE   15,226 0 0
BRISTOL MYERS SQUIBB CO Equity 110122108 1,080 16,424 SH   SOLE   16,424 0 0
AT & T INC Equity 00206R102 1,110 46,424 SH   SOLE   46,424 0 0
ISHARES ETF U.S. REAL ESTATE Equity 464287739 1,140 10,840 SH   SOLE   10,840 0 0
GENERAL MILLS INC Equity 370334104 1,170 17,098 SH   SOLE   17,098 0 0
BAXTER INTERNATIONAL INC Equity 071813109 1,187 13,565 SH   SOLE   13,565 0 0
ISHARES CORE S&P 500 ETF S&P 500 INDEX FD Equity 464287200 1,198 2,651 SH   SOLE   2,651 0 0
PNC FINANCIAL SERVICES GROUP Equity 693475105 1,213 5,744 SH   SOLE   5,744 0 0
INVESCO CURRENCYSHS ETF AUSTRALIAN DLR TRUST AUSTRALIAN DOLLAR SHS Equity 46090N103 1,215 17,189 SH   SOLE   17,189 0 0
ISHARES MSCI DENMARK ETF Equity 46429B523 1,232 12,521 SH   SOLE   12,521 0 0
ISHARES MSCI SWEDEN ETF Equity 464286756 1,247 29,490 SH   SOLE   29,490 0 0
ISHARES TIP BOND ETF Equity 464287176 1,268 10,244 SH   SOLE   10,244 0 0
VANGUARD INDEX FDS ETF REAL ESTATE INDEX FD Equity 922908553 1,268 12,063 SH   SOLE   12,063 0 0
WALMART INC Equity 931142103 1,275 9,178 SH   SOLE   9,178 0 0
INVESCO TR II ETF PFD Equity 46138E511 1,278 91,777 SH   SOLE   91,777 0 0
VERIZON COMMUNICATIONS COM Equity 92343V104 1,295 24,577 SH   SOLE   24,577 0 0
ISHARES MSCI ETF NETHERLANDS Equity 464286814 1,327 28,659 SH   SOLE   28,659 0 0
INVESCO CURRENCYSHS ETF JAPANESE YEN TRUST JAPANESE YEN SHS Equity 46138W107 1,346 16,584 SH   SOLE   16,584 0 0
BOEING CO Equity 097023105 1,358 6,405 SH   SOLE   6,405 0 0
TESLA INC Equity 88160R101 1,358 1,479 SH   SOLE   1,479 0 0
PIMCO ETF TRUST ETF ENHANCED SHORT MATURITY ACTIVE EXCH-TRADED FUND Equity 72201R833 1,360 13,443 SH   SOLE   13,443 0 0
ESSENTIAL UTILS INC Equity 29670G102 1,360 28,711 SH   SOLE   28,711 0 0
AMAZON COM INC Equity 023135106 1,409 443 SH   SOLE   443 0 0
ISHARES MSCI NORWAY ETF Equity 46429B499 1,412 48,805 SH   SOLE   48,805 0 0
INVESCO CURRENCYSHS ETF SWISS FRANC TRUST SWISS FRANC SHS Equity 46138R108 1,422 14,615 SH   SOLE   14,615 0 0
PEPSICO INCORPORATED Equity 713448108 1,431 8,330 SH   SOLE   8,330 0 0
CISCO SYSTEMS INC Equity 17275R102 1,489 27,040 SH   SOLE   27,040 0 0
COCA-COLA COMPANY Equity 191216100 1,553 25,006 SH   SOLE   25,006 0 0
MERCK & CO INC NEW Equity 58933Y105 1,553 20,259 SH   SOLE   20,259 0 0
BANK OF AMERICA CORP Equity 060505104 1,674 34,046 SH   SOLE   34,046 0 0
ISHARES ETF 3-7 YEAR TREASURY BOND Equity 464288661 1,683 13,393 SH   SOLE   13,393 0 0
ISHARES SELECT ETF DIVIDEND Equity 464287168 1,823 14,479 SH   SOLE   14,479 0 0
HOME DEPOT INC Equity 437076102 1,837 5,090 SH   SOLE   5,090 0 0
INTEL CORP Equity 458140100 1,894 39,035 SH   SOLE   39,035 0 0
PROCTER & GAMBLE CO Equity 742718109 1,933 12,036 SH   SOLE   12,036 0 0
DISNEY WALT COMPANY Equity 254687106 1,979 13,945 SH   SOLE   13,945 0 0
MCDONALDS CORP Equity 580135101 2,090 8,000 SH   SOLE   8,000 0 0
ISHARES COHEN&STEERS ETF REIT Equity 464287564 2,230 32,615 SH   SOLE   32,615 0 0
ALPHABET INC NON VOTING CAP STK CL C Equity 02079K107 2,236 805 SH   SOLE   805 0 0
SPDR BLOOMBERG ETF SHORT TERM HIGH YIELD BOND ETF Equity 78468R408 2,245 84,384 SH   SOLE   84,384 0 0
ISHARES TR ETF SHORT TERM CORP BOND Equity 464288646 2,280 43,046 SH   SOLE   43,046 0 0
PFIZER INCORPORATED Equity 717081103 2,323 45,417 SH   SOLE   45,417 0 0
VANGUARD INTL EQTY ETF INDEX FDS FTSE ALL WORLD EX US Equity 922042775 2,365 39,245 SH   SOLE   39,245 0 0
LOCKHEED MARTIN CORP Equity 539830109 2,389 6,030 SH   SOLE   6,030 0 0
VANGUARD SHORT TERM ETF ETF Equity 921937827 2,405 30,213 SH   SOLE   30,213 0 0
VANGUARD CONSUMER ST ETF ETF Equity 92204A207 2,410 12,260 SH   SOLE   12,260 0 0
ISHARES INC ETF CORE MSCI EMERGING MKTS Equity 46434G103 2,444 40,911 SH   SOLE   40,911 0 0
INVESCO TR ETF S&P 500 EQUAL WEIGHT TECHNOLOGY Equity 46137V282 2,547 8,664 SH   SOLE   8,664 0 0
JPMORGAN CHASE & CO Equity 46625H100 2,550 16,377 SH   SOLE   16,377 0 0
VANGUARD SHORT TERM ETF CORP BD Equity 92206C409 2,574 32,207 SH   SOLE   32,207 0 0
JOHNSON & JOHNSON Equity 478160104 2,671 15,608 SH   SOLE   15,608 0 0
ISHARES ETF U.S. AEROSPACE & DEFENSE Equity 464288760 2,724 26,041 SH   SOLE   26,041 0 0
ISHARES ETF TRANSPORTATION AVERAGE Equity 464287192 2,783 10,494 SH   SOLE   10,494 0 0
ISHARES ETF NORTH AMERICAN TECH- SOFTWARE Equity 464287515 2,789 7,925 SH   SOLE   7,925 0 0
ISHARES TR ETF INTERMEDIATE TERM CR BD Equity 464288638 2,893 50,746 SH   SOLE   50,746 0 0
VANGUARD RUSSELL ETF 2000 VALUE Equity 92206C649 3,105 22,594 SH   SOLE   22,594 0 0
SPDR S&P AEROSPACE & ETF DEFENSE Equity 78464A631 3,269 29,059 SH   SOLE   29,059 0 0
SPDR BLOOMBERG ETF CONVERTIBLE SECURITIES ETF Equity 78464A359 3,403 44,247 SH   SOLE   44,247 0 0
VANGUARD HEALTH CARE ETF Equity 92204A504 3,416 13,805 SH   SOLE   13,805 0 0
ISHARES IBOXX & ETF INVESTMENT GRADE CORP BD Equity 464287242 3,555 28,322 SH   SOLE   28,322 0 0
ISHARES ETF U.S. MEDICAL DEVICES Equity 464288810 3,595 59,849 SH   SOLE   59,849 0 0
SECTOR SPDR TR ETF TECHNOLOGY SELECT SECTOR Equity 81369Y803 3,623 22,641 SH   SOLE   22,641 0 0
SPDR S&P INSURANCE ETF Equity 78464A789 3,658 89,193 SH   SOLE   89,193 0 0
SPDR S&P SEMICONDCTR ETF Equity 78464A862 3,668 17,935 SH   SOLE   17,935 0 0
ISHARES MSCI ETF EMERGING MARKETS Equity 464287234 4,005 81,861 SH   SOLE   81,861 0 0
INVESCO OPTIMUM YLD ETF DIVERSIFIED COMMODITY STRATEGY NO K-1 Equity 46090F100 4,069 265,794 SH   SOLE   265,794 0 0
MICROSOFT CORP Equity 594918104 4,379 14,362 SH   SOLE   14,362 0 0
VANGUARD HIGH DIVIDE ETF YIELD INDEX FUNDS ETF Equity 921946406 4,455 39,504 SH   SOLE   39,504 0 0
ISHARES MSCI EAFE IN ETF Equity 464287465 4,499 58,860 SH   SOLE   58,860 0 0
VANGUARD CONSUMER ETF DISCRETONARY Equity 92204A108 5,002 16,137 SH   SOLE   16,137 0 0
VANGUARD SMALL CAP ETF Equity 922908751 5,084 24,236 SH   SOLE   24,236 0 0
SELECT SECTOR SPDR F ETF MATERIALS Equity 81369Y100 5,156 61,449 SH   SOLE   61,449 0 0
VANGUARD DIVIDEND ETF APPRECIATION Equity 921908844 5,175 31,747 SH   SOLE   31,747 0 0
ISHARES ETF EDGE MSCI MOMENTUM FACTOR ETF Equity 46432F396 5,439 32,558 SH   SOLE   32,558 0 0
GLOBAL X FDS ETF US INFRASTRUCTURE DEV Equity 37954Y673 5,735 216,419 SH   SOLE   216,419 0 0
SELECT SECTOR SPDR ETF TR FINANCIAL Equity 81369Y605 5,768 142,147 SH   SOLE   142,147 0 0
SELECT SECTOR SPDR ETF COMMUNICATION SVCS SELECT SECTOR SPDR FD Equity 81369Y852 6,144 87,787 SH   SOLE   87,787 0 0
ISHARES ETF S&P SMALL CAP 600 GROWTH Equity 464287887 6,941 55,645 SH   SOLE   55,645 0 0
VANGUARD SMALL CAP V ETF ETF Equity 922908611 7,245 41,901 SH   SOLE   41,901 0 0
INDUSTRIAL SELECT ETF SECTOR SPDR Equity 81369Y704 7,378 72,893 SH   SOLE   72,893 0 0
VANGUARD SMALL CAP ETF GROWTH Equity 922908595 7,504 30,459 SH   SOLE   30,459 0 0
APPLE INC Equity 037833100 7,653 43,975 SH   SOLE   43,975 0 0
ISHARES ETF 1-3 YR TREASURY BOND Equity 464287457 7,704 91,009 SH   SOLE   91,009 0 0
VANGUARD INFORMATION ETF TECHNOLOGY Equity 92204A702 10,553 25,243 SH   SOLE   25,243 0 0
ISHARES S&P MIDCAP ETF 400 VALUE Equity 464287705 15,748 146,865 SH   SOLE   146,865 0 0
ISHARES S&P MIDCAP ETF 400 GROWTH Equity 464287606 16,700 215,650 SH   SOLE   215,650 0 0
AMGEN INC Equity 031162100 24,324 100,802 SH   SOLE   100,802 0 0
ISHARES ETF RUSSELL 1000 GROWTH Equity 464287614 26,057 94,294 SH   SOLE   94,294 0 0
ISHARES ETF RUSSELL 1000 VALUE Equity 464287598 27,082 163,458 SH   SOLE   163,458 0 0
INVESCO QQQ TR ETF UNIT SER 1 Equity 46090E103 27,451 76,650 SH   SOLE   76,650 0 0