The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR US TREAS BD ETF 46429B267 1,723 69,153 SH   SOLE   0 0 69,153
ISHARES TR CORE TOTAL USD 46434V613 1,635 32,944 SH   SOLE   0 0 32,944
ISHARES TR ESG AWR MSCI USA 46435G425 1,594 15,728 SH   SOLE   0 0 15,728
ISHARES TR GLOBAL TECH ETF 464287291 864 14,893 SH   SOLE   0 0 14,893
ISHARES TR RUS MD CP GR ETF 464287481 846 8,418 SH   SOLE   0 0 8,418
ISHARES TR EAFE GRWTH ETF 464288885 729 7,570 SH   SOLE   0 0 7,570
ISHARES TR RUS 2000 GRW ETF 464287648 651 2,544 SH   SOLE   0 0 2,544
ISHARES TR FALN ANGLS USD 46435G474 445 16,037 SH   SOLE   0 0 16,037
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 412 10,297 SH   SOLE   0 0 10,297
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 401 8,092 SH   SOLE   0 0 8,092
ISHARES TR CORE S&P TTL STK 464287150 399 3,949 SH   SOLE   0 0 3,949
TESLA INC COM 88160R101 371 344 SH   SOLE   0 0 344
ISHARES TR IBOXX INV CP ETF 464287242 343 2,832 SH   SOLE   0 0 2,832
INVESTORS BANCORP INC NEW COM 46146L101 312 20,900 SH   SOLE   0 0 20,900
ISHARES TR U.S. ENERGY ETF 464287796 230 5,620 SH   SOLE   0 0 5,620
ISHARES TR ISHS 1-5YR INVS 464288646 225 4,353 SH   SOLE   0 0 4,353
EATON CORP PLC SHS G29183103 488 3,218 SH   SOLE   0 0 3,218
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 950 2,817 SH   SOLE   0 0 2,817
WISDOMTREE TR JAPN HEDGE EQT 97717W851 310 4,850 SH   SOLE   0 0 4,850
WHEATON PRECIOUS METALS CORP COM 962879102 505 10,609 SH   SOLE   0 0 10,609
WEYERHAEUSER CO MTN BE COM NEW 962166104 882 23,271 SH   SOLE   0 0 23,271
WENDYS CO COM 95058W100 610 27,745 SH   SOLE   0 0 27,745
WASTE MGMT INC DEL COM 94106L109 592 3,737 SH   SOLE   0 0 3,737
WALMART INC COM 931142103 336 2,259 SH   SOLE   0 0 2,259
VERIZON COMMUNICATIONS INC COM 92343V104 992 19,479 SH   SOLE   0 0 19,479
VANGUARD INDEX FDS TOTAL STK MKT 922908769 936 4,112 SH   SOLE   0 0 4,112
VANGUARD INDEX FDS VALUE ETF 922908744 642 4,346 SH   SOLE   0 0 4,346
VANGUARD INDEX FDS GROWTH ETF 922908736 1,497 5,207 SH   SOLE   0 0 5,207
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 996 9,187 SH   SOLE   0 0 9,187
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 1,021 12,328 SH   SOLE   0 0 12,328
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 351 1,805 SH   SOLE   0 0 1,805
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 2,202 8,655 SH   SOLE   0 0 8,655
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 589 3,005 SH   SOLE   0 0 3,005
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 521 11,299 SH   SOLE   0 0 11,299
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,639 45,828 SH   SOLE   0 0 45,828
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 496 6,270 SH   SOLE   0 0 6,270
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,541 32,081 SH   SOLE   0 0 32,081
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 220 2,760 SH   SOLE   0 0 2,760
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 280 3,597 SH   SOLE   0 0 3,597
VANECK ETF TRUST AGRIBUSINESS ETF 92189F700 515 4,926 SH   SOLE   0 0 4,926
VANECK ETF TRUST GOLD MINERS ETF 92189F106 1,799 46,910 SH   SOLE   0 0 46,910
UNITED PARCEL SERVICE INC CL B 911312106 497 2,317 SH   SOLE   0 0 2,317
UNION PAC CORP COM 907818108 347 1,269 SH   SOLE   0 0 1,269
TEXAS PACIFIC LAND CORPORATI COM 88262P102 4,110 3,040 SH   SOLE   0 0 3,040
TEXAS INSTRS INC COM 882508104 338 1,841 SH   SOLE   0 0 1,841
TRI POINTE HOMES INC COM 87265H109 331 16,500 SH   SOLE   0 0 16,500
SIRIUS XM HOLDINGS INC COM 82968B103 549 82,919 SH   SOLE   0 0 82,919
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 217 2,910 SH   SOLE   0 0 2,910
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 867 5,455 SH   SOLE   0 0 5,455
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 210 2,040 SH   SOLE   0 0 2,040
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 271 3,572 SH   SOLE   0 0 3,572
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 308 2,246 SH   SOLE   0 0 2,246
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 222 2,517 SH   SOLE   0 0 2,517
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,317 42,042 SH   SOLE   0 0 42,042
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 877 1,789 SH   SOLE   0 0 1,789
SPDR SER TR S&P BIOTECH 78464A870 337 3,750 SH   SOLE   0 0 3,750
SPDR SER TR PORTFOLIO S&P500 78464A854 355 6,678 SH   SOLE   0 0 6,678
SPDR GOLD TR GOLD SHS 78463V107 393 2,175 SH   SOLE   0 0 2,175
SPDR S&P 500 ETF TR TR UNIT 78462F103 239 530 SH   SOLE   0 0 530
RAYTHEON TECHNOLOGIES CORP COM 75513E101 744 7,514 SH   SOLE   0 0 7,514
QUALCOMM INC COM 747525103 1,465 9,584 SH   SOLE   0 0 9,584
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 244 3,491 SH   SOLE   0 0 3,491
PROLOGIS INC. COM 74340W103 246 1,523 SH   SOLE   0 0 1,523
PROCTER AND GAMBLE CO COM 742718109 552 3,610 SH   SOLE   0 0 3,610
PHILIP MORRIS INTL INC COM 718172109 222 2,364 SH   SOLE   0 0 2,364
PFIZER INC COM 717081103 1,511 29,195 SH   SOLE   0 0 29,195
PEPSICO INC COM 713448108 771 4,607 SH   SOLE   0 0 4,607
PAYPAL HLDGS INC COM 70450Y103 509 4,404 SH   SOLE   0 0 4,404
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102 423 31,604 SH   SOLE   0 0 31,604
NVIDIA CORPORATION COM 67066G104 2,675 9,802 SH   SOLE   0 0 9,802
NORTONLIFELOCK INC COM 668771108 286 10,800 SH   SOLE   0 0 10,800
NIKE INC CL B 654106103 1,589 11,810 SH   SOLE   0 0 11,810
NEXTERA ENERGY INC COM 65339F101 1,393 16,444 SH   SOLE   0 0 16,444
NEW YORK CMNTY BANCORP INC COM 649445103 222 20,731 SH   SOLE   0 0 20,731
NEW MTN FIN CORP COM 647551100 1,062 76,699 SH   SOLE   0 0 76,699
MORGAN STANLEY COM NEW 617446448 978 11,195 SH   SOLE   0 0 11,195
MONDELEZ INTL INC CL A 609207105 247 3,938 SH   SOLE   0 0 3,938
MODERNA INC COM 60770K107 230 1,337 SH   SOLE   0 0 1,337
MICRON TECHNOLOGY INC COM 595112103 319 4,093 SH   SOLE   0 0 4,093
MICROSOFT CORP COM 594918104 4,744 15,387 SH   SOLE   0 0 15,387
MERCK & CO INC COM 58933Y105 1,403 17,105 SH   SOLE   0 0 17,105
MCDONALDS CORP COM 580135101 899 3,634 SH   SOLE   0 0 3,634
LOWES COS INC COM 548661107 375 1,855 SH   SOLE   0 0 1,855
LOCKHEED MARTIN CORP COM 539830109 464 1,052 SH   SOLE   0 0 1,052
LISTED FD TR HORIZON KINETICS 53656F623 837 25,137 SH   SOLE   0 0 25,137
LILLY ELI & CO COM 532457108 620 2,166 SH   SOLE   0 0 2,166
KIMBERLY-CLARK CORP COM 494368103 305 2,479 SH   SOLE   0 0 2,479
KIMBELL RTY PARTNERS LP UNIT 49435R102 213 13,095 SH   SOLE   0 0 13,095
KEARNY FINL CORP MD COM 48716P108 205 15,944 SH   SOLE   0 0 15,944
JOHNSON & JOHNSON COM 478160104 957 5,398 SH   SOLE   0 0 5,398
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332 723 11,770 SH   SOLE   0 0 11,770
JPMORGAN CHASE & CO COM 46625H100 3,085 22,629 SH   SOLE   0 0 22,629
ISHARES TR CORE DIV GRWTH 46434V621 224 4,200 SH   SOLE   0 0 4,200
ISHARES INC ESG AWR MSCI EM 46434G863 552 15,028 SH   SOLE   0 0 15,028
ISHARES INC CORE MSCI EMKT 46434G103 402 7,231 SH   SOLE   0 0 7,231
ISHARES TR CORE MSCI EAFE 46432F842 2,228 32,047 SH   SOLE   0 0 32,047
ISHARES TR MSCI USA MMENTM 46432F396 622 3,695 SH   SOLE   0 0 3,695
ISHARES TR MSCI USA VALUE 46432F388 1,840 17,599 SH   SOLE   0 0 17,599
ISHARES TR MSCI USA QLT FCT 46432F339 777 5,771 SH   SOLE   0 0 5,771
ISHARES TR MSCI USA MIN VOL 46429B697 711 9,168 SH   SOLE   0 0 9,168
ISHARES TR CORE HIGH DV ETF 46429B663 1,461 13,673 SH   SOLE   0 0 13,673
ISHARES TR EAFE VALUE ETF 464288877 922 18,342 SH   SOLE   0 0 18,342
ISHARES TR U.S. MED DVC ETF 464288810 226 3,700 SH   SOLE   0 0 3,700
ISHARES TR MBS ETF 464288588 3,136 30,789 SH   SOLE   0 0 30,789
ISHARES TR NATIONAL MUN ETF 464288414 987 8,999 SH   SOLE   0 0 8,999
ISHARES TR CORE S&P SCP ETF 464287804 925 8,570 SH   SOLE   0 0 8,570
ISHARES TR US HLTHCARE ETF 464287762 251 868 SH   SOLE   0 0 868
ISHARES TR U.S. REAL ES ETF 464287739 266 2,455 SH   SOLE   0 0 2,455
ISHARES TR U.S. TECH ETF 464287721 1,142 11,080 SH   SOLE   0 0 11,080
ISHARES TR RUSSELL 2000 ETF 464287655 1,027 5,001 SH   SOLE   0 0 5,001
ISHARES TR RUS 2000 VAL ETF 464287630 1,495 9,264 SH   SOLE   0 0 9,264
ISHARES TR RUS 1000 GRW ETF 464287614 1,328 4,782 SH   SOLE   0 0 4,782
ISHARES TR S&P MC 400GR ETF 464287606 393 5,088 SH   SOLE   0 0 5,088
ISHARES TR RUS 1000 VAL ETF 464287598 2,865 17,263 SH   SOLE   0 0 17,263
ISHARES TR ISHARES BIOTECH 464287556 263 2,015 SH   SOLE   0 0 2,015
ISHARES TR CORE S&P MCP ETF 464287507 674 2,512 SH   SOLE   0 0 2,512
ISHARES TR RUS MID CAP ETF 464287499 1,197 15,332 SH   SOLE   0 0 15,332
ISHARES TR RUS MDCP VAL ETF 464287473 1,264 10,566 SH   SOLE   0 0 10,566
ISHARES TR 1 3 YR TREAS BD 464287457 443 5,314 SH   SOLE   0 0 5,314
ISHARES TR S&P 500 GRWT ETF 464287309 730 9,558 SH   SOLE   0 0 9,558
ISHARES TR CORE S&P500 ETF 464287200 6,372 14,044 SH   SOLE   0 0 14,044
ISHARES TR US TRSPRTION 464287192 556 2,060 SH   SOLE   0 0 2,060
ISHARES TR TIPS BD ETF 464287176 657 5,272 SH   SOLE   0 0 5,272
ISHARES TR SELECT DIVID ETF 464287168 1,678 13,097 SH   SOLE   0 0 13,097
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619 362 7,600 SH   SOLE   0 0 7,600
INVESCO EXCH TRADED FD TR II CEF INM COMPSI 46138E404 206 9,347 SH   SOLE   0 0 9,347
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 421 8,912 SH   SOLE   0 0 8,912
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263 255 4,859 SH   SOLE   0 0 4,859
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,880 11,921 SH   SOLE   0 0 11,921
INVESCO MUN TR COM 46131J103 283 24,584 SH   SOLE   0 0 24,584
INVESCO QQQ TR UNIT SER 1 46090E103 911 2,513 SH   SOLE   0 0 2,513
INTERNATIONAL PAPER CO COM 460146103 258 5,600 SH   SOLE   0 0 5,600
INTERNATIONAL BUSINESS MACHS COM 459200101 689 5,301 SH   SOLE   0 0 5,301
INTEL CORP COM 458140100 851 17,164 SH   SOLE   0 0 17,164
INNOVATOR ETFS TR US EQTY BUF SEP 45782C664 1,535 47,050 SH   SOLE   0 0 47,050
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 253 8,430 SH   SOLE   0 0 8,430
INNOVATOR ETFS TR US EQTY BUFR FEB 45782C433 647 20,000 SH   SOLE   0 0 20,000
INNOVATOR ETFS TR US SML CP PWR ET 45782C342 724 27,000 SH   SOLE   0 0 27,000
ILLUMINA INC COM 452327109 228 652 SH   SOLE   0 0 652
HONEYWELL INTL INC COM 438516106 1,090 5,600 SH   SOLE   0 0 5,600
HOME DEPOT INC COM 437076102 1,494 4,991 SH   SOLE   0 0 4,991
GOLDMAN SACHS GROUP INC COM 38141G104 208 630 SH   SOLE   0 0 630
GLOBAL X FDS US INFR DEV ETF 37954Y673 952 33,671 SH   SOLE   0 0 33,671
GILEAD SCIENCES INC COM 375558103 634 10,672 SH   SOLE   0 0 10,672
GENERAL MTRS CO COM 37045V100 450 10,285 SH   SOLE   0 0 10,285
FORD MTR CO DEL COM 345370860 313 18,482 SH   SOLE   0 0 18,482
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 400 8,042 SH   SOLE   0 0 8,042
EXXON MOBIL CORP COM 30231G102 1,996 24,168 SH   SOLE   0 0 24,168
EBAY INC. COM 278642103 265 4,622 SH   SOLE   0 0 4,622
DUKE ENERGY CORP NEW COM NEW 26441C204 432 3,873 SH   SOLE   0 0 3,873
DOW INC COM 260557103 243 3,806 SH   SOLE   0 0 3,806
DOUBLELINE INCOME SOLUTIONS COM 258622109 540 37,198 SH   SOLE   0 0 37,198
DISNEY WALT CO COM 254687106 554 4,040 SH   SOLE   0 0 4,040
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 551 11,826 SH   SOLE   0 0 11,826
DANAHER CORPORATION COM 235851102 203 693 SH   SOLE   0 0 693
CORNING INC COM 219350105 569 15,425 SH   SOLE   0 0 15,425
CONSOLIDATED EDISON INC COM 209115104 226 2,384 SH   SOLE   0 0 2,384
COCA COLA CO COM 191216100 308 4,971 SH   SOLE   0 0 4,971
CISCO SYS INC COM 17275R102 444 7,964 SH   SOLE   0 0 7,964
CHIPOTLE MEXICAN GRILL INC COM 169656105 277 175 SH   SOLE   0 0 175
CHEVRON CORP NEW COM 166764100 903 5,549 SH   SOLE   0 0 5,549
CATERPILLAR INC COM 149123101 491 2,205 SH   SOLE   0 0 2,205
CACI INTL INC CL A 127190304 211 700 SH   SOLE   0 0 700
CVS HEALTH CORP COM 126650100 529 5,231 SH   SOLE   0 0 5,231
CSX CORP COM 126408103 573 15,300 SH   SOLE   0 0 15,300
BRISTOL-MYERS SQUIBB CO COM 110122108 1,132 15,507 SH   SOLE   0 0 15,507
BOEING CO COM 097023105 703 3,668 SH   SOLE   0 0 3,668
BLACKSTONE INC COM 09260D107 467 3,679 SH   SOLE   0 0 3,679
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 603 1,710 SH   SOLE   0 0 1,710
BERKLEY W R CORP COM 084423102 498 7,484 SH   SOLE   0 0 7,484
BECTON DICKINSON & CO COM 075887109 648 2,437 SH   SOLE   0 0 2,437
BK OF AMERICA CORP COM 060505104 1,272 30,855 SH   SOLE   0 0 30,855
B & G FOODS INC NEW COM 05508R106 286 10,614 SH   SOLE   0 0 10,614
APPLE INC COM 037833100 1,723 9,870 SH   SOLE   0 0 9,870
ANNALY CAPITAL MANAGEMENT IN COM 035710409 164 23,254 SH   SOLE   0 0 23,254
AMPLIFY ETF TR CWP ENHANCED DIV 032108409 3,387 90,442 SH   SOLE   0 0 90,442
AMGEN INC COM 031162100 592 2,449 SH   SOLE   0 0 2,449
AMERICAN CENTY ETF TR US SML CP VALU 025072877 1,128 14,119 SH   SOLE   0 0 14,119
AMAZON COM INC COM 023135106 877 269 SH   SOLE   0 0 269
ALPHABET INC CAP STK CL A 02079K305 2,384 857 SH   SOLE   0 0 857
ALLSTATE CORP COM 020002101 358 2,582 SH   SOLE   0 0 2,582
AIRBNB INC COM CL A 009066101 352 2,050 SH   SOLE   0 0 2,050
ADVANCED MICRO DEVICES INC COM 007903107 734 6,709 SH   SOLE   0 0 6,709
ABBVIE INC COM 00287Y109 1,297 8,001 SH   SOLE   0 0 8,001
ABBOTT LABS COM 002824100 545 4,600 SH   SOLE   0 0 4,600
AT&T INC COM 00206R102 468 19,802 SH   SOLE   0 0 19,802