The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   0 8 SH   SOLE   0 0 8
ABBVIE INC COM 00287Y109   1 8 SH   SOLE   0 0 8
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   64 214 SH   SOLE   0 0 214
ACUSHNET HLDGS CORP COM 005098108   6 103 SH   SOLE   0 0 103
ADOBE INC COM 00724F101   66 119 SH   SOLE   0 0 119
ALPHABET INC CAP STK CL A 02079K305   246 1,353 SH   SOLE   0 0 1,353
ALPHABET INC CAP STK CL C 02079K107   115 628 SH   SOLE   0 0 628
ALTRIA GROUP INC COM 02209S103   12 273 SH   SOLE   0 0 273
AMAZON COM INC COM 023135106   150 781 SH   SOLE   0 0 781
AMERICAN WTR WKS CO INC NEW COM 030420103   10 80 SH   SOLE   0 0 80
AMGEN INC COM 031162100   62 200 SH   SOLE   0 0 200
APPLE INC COM 037833100   1,175 5,581 SH   SOLE   0 0 5,581
ARES CAPITAL CORP COM 04010L103   6 304 SH   SOLE   0 0 304
AT&T INC COM 00206R102   11 580 SH   SOLE   0 0 580
AUTOMATIC DATA PROCESSING IN COM 053015103   42 176 SH   SOLE   0 0 176
BANK AMERICA CORP COM 060505104   4 124 SH   SOLE   0 0 124
BAXTER INTL INC COM 071813109   3 100 SH   SOLE   0 0 100
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   371 912 SH   SOLE   0 0 912
BROADCOM INC COM 11135F101   72 45 SH   SOLE   0 0 45
CALIFORNIA RES CORP COM STOCK 13057Q305   6 113 SH   SOLE   0 0 113
CAPITAL ONE FINL CORP COM 14040H105   64 464 SH   SOLE   0 0 464
CARMAX INC COM 143130102   3 43 SH   SOLE   0 0 43
CARRIER GLOBAL CORPORATION COM 14448C104   0 8 SH   SOLE   0 0 8
CHEVRON CORP NEW COM 166764100   20 132 SH   SOLE   0 0 132
CHURCH & DWIGHT CO INC COM 171340102   31 300 SH   SOLE   0 0 300
CINTAS CORP COM 172908105   31 45 SH   SOLE   0 0 45
CISCO SYS INC COM 17275R102   68 1,437 SH   SOLE   0 0 1,437
COCA COLA CO COM 191216100   0 10 SH   SOLE   0 0 10
CONSTELLATION ENERGY CORP COM 21037T109   46 231 SH   SOLE   0 0 231
COSTCO WHSL CORP NEW COM 22160K105   30 36 SH   SOLE   0 0 36
CURTISS WRIGHT CORP COM 231561101   94 350 SH   SOLE   0 0 350
DANAHER CORPORATION COM 235851102   12 50 SH   SOLE   0 0 50
DELTA AIR LINES INC DEL COM NEW 247361702   36 759 SH   SOLE   0 0 759
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   2 105 SH   SOLE   0 0 105
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   3 118 SH   SOLE   0 0 118
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   537 16,680 SH   SOLE   0 0 16,680
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   63 1,699 SH   SOLE   0 0 1,699
DISCOVER FINL SVCS COM 254709108   1 10 SH   SOLE   0 0 10
DISNEY WALT CO COM 254687106   27 275 SH   SOLE   0 0 275
DOLLAR TREE INC COM 256746108   0 5 SH   SOLE   0 0 5
DOMINION ENERGY INC COM 25746U109   95 1,957 SH   SOLE   0 0 1,957
EA SERIES TRUST FREEDOM 100 EM 02072L607   0 23 SH   SOLE   0 0 23
EATON CORP PLC SHS G29183103   47 150 SH   SOLE   0 0 150
ELEVANCE HEALTH INC COM 036752103   127 236 SH   SOLE   0 0 236
ETFIS SER TR I VIRTUS NEWFLEET 26923G707   0 17 SH   SOLE   0 0 17
EXELON CORP COM 30161N101   25 745 SH   SOLE   0 0 745
EXTRA SPACE STORAGE INC COM 30225T102   7 50 SH   SOLE   0 0 50
EXXON MOBIL CORP COM 30231G102   555 4,829 SH   SOLE   0 0 4,829
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   0 17 SH   SOLE   0 0 17
FIRST TR EXCHANGE-TRADED FD WTR ETF 33733B100   45 456 SH   SOLE   0 0 456
FORD MTR CO DEL COM 345370860   8 700 SH   SOLE   0 0 700
FORTINET INC COM 34959E109   23 390 SH   SOLE   0 0 390
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108   0 27 SH   SOLE   0 0 27
GE AEROSPACE COM NEW 369604301   15 95 SH   SOLE   0 0 95
GE VERNOVA INC COM 36828A101   3 23 SH   SOLE   0 0 23
GENERAL DYNAMICS CORP COM 369550108   0 2 SH   SOLE   0 0 2
GENWORTH FINL INC COM SHS 37247D106   248 41,111 SH   SOLE   0 0 41,111
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   1 17 SH   SOLE   0 0 17
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   0 5 SH   SOLE   0 0 5
HCA HEALTHCARE INC COM 40412C101   28 88 SH   SOLE   0 0 88
HERSHEY CO COM 427866108   69 379 SH   SOLE   0 0 379
HOME DEPOT INC COM 437076102   155 452 SH   SOLE   0 0 452
HONEYWELL INTL INC COM 438516106   28 135 SH   SOLE   0 0 135
INGEVITY CORP COM 45688C107   0 7 SH   SOLE   0 0 7
INTEL CORP COM 458140100   12 391 SH   SOLE   0 0 391
INTERNATIONAL BUSINESS MACHS COM 459200101   17 100 SH   SOLE   0 0 100
INVESCO EXCHANGE TRADED FD T LARGE CAP VALUE 46137V738   1,359 24,696 SH   SOLE   0 0 24,696
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   1 18 SH   SOLE   0 0 18
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   64 569 SH   SOLE   0 0 569
ISHARES INC CORE MSCI EMKT 46434G103   16 300 SH   SOLE   0 0 300
ISHARES TR CORE S&P500 ETF 464287200   62 114 SH   SOLE   0 0 114
ISHARES TR CORE S&P MCP ETF 464287507   33 577 SH   SOLE   0 0 577
ISHARES TR CORE S&P SCP ETF 464287804   47 444 SH   SOLE   0 0 444
ISHARES TR ESG AW MSCI EAFE 46435G516   51 650 SH   SOLE   0 0 650
ISHARES TR GLOBAL 100 ETF 464287572   1 19 SH   SOLE   0 0 19
ISHARES TR MSCI INTL QUALTY 46434V456   0 22 SH   SOLE   0 0 22
ISHARES TR RUS 1000 VAL ETF 464287598   12 71 SH   SOLE   0 0 71
ISHARES TR SELF DRIVNG EV 46435U366   0 5 SH   SOLE   0 0 5
JACOBS SOLUTIONS INC COM 46982L108   83 600 SH   SOLE   0 0 600
JOHNSON & JOHNSON COM 478160104   60 411 SH   SOLE   0 0 411
JPMORGAN CHASE & CO. COM 46625H100   132 657 SH   SOLE   0 0 657
KIMBERLY-CLARK CORP COM 494368103   276 2,000 SH   SOLE   0 0 2,000
KINSALE CAP GROUP INC COM 49714P108   76 199 SH   SOLE   0 0 199
LISTED FD TR ROUNDHILL BALL 53656F417   7 600 SH   SOLE   0 0 600
LOCKHEED MARTIN CORP COM 539830109   61 132 SH   SOLE   0 0 132
LOWES COS INC COM 548661107   102 463 SH   SOLE   0 0 463
LUMINAR TECHNOLOGIES INC COM CL A 550424105   0 21 SH   SOLE   0 0 21
MARKEL GROUP INC COM 570535104   114 72 SH   SOLE   0 0 72
MASTERCARD INCORPORATED CL A 57636Q104   90 205 SH   SOLE   0 0 205
MCDONALDS CORP COM 580135101   0 2 SH   SOLE   0 0 2
MCKESSON CORP COM 58155Q103   48 83 SH   SOLE   0 0 83
MICROSOFT CORP COM 594918104   180 403 SH   SOLE   0 0 403
NIKE INC CL B 654106103   0 2 SH   SOLE   0 0 2
NISOURCE INC COM 65473P105   170 5,932 SH   SOLE   0 0 5,932
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888   1,360 47,465 SH   SOLE   0 0 47,465
NUSHARES ETF TR NUVEEN ESG INTL 67092P805   4,350 139,752 SH   SOLE   0 0 139,752
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   2,632 32,432 SH   SOLE   0 0 32,432
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   1,843 48,792 SH   SOLE   0 0 48,792
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   611 15,554 SH   SOLE   0 0 15,554
NUSHARES ETF TR NUVEEN ESG US 67092P870   1,257 57,638 SH   SOLE   0 0 57,638
NUTRIEN LTD COM 67077M108   44 867 SH   SOLE   0 0 867
OLAPLEX HLDGS INC COM 679369108   0 10 SH   SOLE   0 0 10
OLD REP INTL CORP COM 680223104   297 9,632 SH   SOLE   0 0 9,632
ORACLE CORP COM 68389X105   53 380 SH   SOLE   0 0 380
OTIS WORLDWIDE CORP COM 68902V107   0 4 SH   SOLE   0 0 4
PAYCHEX INC COM 704326107   32 275 SH   SOLE   0 0 275
PAYPAL HLDGS INC COM 70450Y103   0 2 SH   SOLE   0 0 2
PEPSICO INC COM 713448108   89 542 SH   SOLE   0 0 542
PHILIP MORRIS INTL INC COM 718172109   1 11 SH   SOLE   0 0 11
PHILLIPS 66 COM 718546104   54 383 SH   SOLE   0 0 383
PPL CORP COM 69351T106   32 1,193 SH   SOLE   0 0 1,193
PRICE T ROWE GROUP INC COM 74144T108   82 712 SH   SOLE   0 0 712
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   0 0 SH   SOLE   0 0 0
PROASSURANCE CORP COM 74267C106   0 0 SH   SOLE   0 0 0
PROCTER AND GAMBLE CO COM 742718109   89 540 SH   SOLE   0 0 540
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   3 256 SH   SOLE   0 0 256
ROBLOX CORP CL A 771049103   0 10 SH   SOLE   0 0 10
RTX CORPORATION COM 75513E101   1 10 SH   SOLE   0 0 10
SALESFORCE INC COM 79466L302   12 50 SH   SOLE   0 0 50
SCHLUMBERGER LTD COM STK 806857108   0 4 SH   SOLE   0 0 4
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   137 5,180 SH   SOLE   0 0 5,180
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   6 101 SH   SOLE   0 0 101
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   0 7 SH   SOLE   0 0 7
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   222 5,802 SH   SOLE   0 0 5,802
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   0 7 SH   SOLE   0 0 7
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   83 1,329 SH   SOLE   0 0 1,329
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,235 19,237 SH   SOLE   0 0 19,237
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   88 880 SH   SOLE   0 0 880
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   108 1,397 SH   SOLE   0 0 1,397
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   53 1,125 SH   SOLE   0 0 1,125
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   236 5,184 SH   SOLE   0 0 5,184
SEI INVTS CO COM 784117103   56 873 SH   SOLE   0 0 873
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1 8 SH   SOLE   0 0 8
SHOPIFY INC CL A 82509L107   0 5 SH   SOLE   0 0 5
SPDR S&P 500 ETF TR TR UNIT 78462F103   97 179 SH   SOLE   0 0 179
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   28 54 SH   SOLE   0 0 54
SPDR SER TR PORTFOLIO S&P400 78464A847   0 15 SH   SOLE   0 0 15
STARBUCKS CORP COM 855244109   29 383 SH   SOLE   0 0 383
STRYKER CORPORATION COM 863667101   102 300 SH   SOLE   0 0 300
SYNCHRONY FINANCIAL COM 87165B103   3 73 SH   SOLE   0 0 73
TARGET CORP COM 87612E106   21 142 SH   SOLE   0 0 142
TELEDYNE TECHNOLOGIES INC COM 879360105   96 250 SH   SOLE   0 0 250
TESLA INC COM 88160R101   144 732 SH   SOLE   0 0 732
THERMO FISHER SCIENTIFIC INC COM 883556102   88 160 SH   SOLE   0 0 160
TOTALENERGIES SE SPONSORED ADS 89151E109   28 424 SH   SOLE   0 0 424
TRUIST FINL CORP COM 89832Q109   113 74,865 SH   SOLE   0 0 74,865
UBER TECHNOLOGIES INC COM 90353T100   11 163 SH   SOLE   0 0 163
UNDER ARMOUR INC CL C 904311206   0 57 SH   SOLE   0 0 57
UNILEVER PLC SPON ADR NEW 904767704   38 707 SH   SOLE   0 0 707
UNION PAC CORP COM 907818108   497 2,200 SH   SOLE   0 0 2,200
UNITED PARCEL SERVICE INC CL B 911312106   10 79 SH   SOLE   0 0 79
UNITEDHEALTH GROUP INC COM 91324P102   39 77 SH   SOLE   0 0 77
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   0 0 SH   SOLE   0 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   0 0 SH   SOLE   0 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   5,586 74,596 SH   SOLE   0 0 74,596
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   7,803 111,013 SH   SOLE   0 0 111,013
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   13,724 178,934 SH   SOLE   0 0 178,934
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   7 98 SH   SOLE   0 0 98
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   20,030 411,561 SH   SOLE   0 0 411,561
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   84 498 SH   SOLE   0 0 498
VANGUARD INDEX FDS GROWTH ETF 922908736   26,363 70,489 SH   SOLE   0 0 70,489
VANGUARD INDEX FDS LARGE CAP ETF 922908637   18 76 SH   SOLE   0 0 76
VANGUARD INDEX FDS MID CAP ETF 922908629   37 155 SH   SOLE   0 0 155
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   587 2,560 SH   SOLE   0 0 2,560
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1 20 SH   SOLE   0 0 20
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,226 2,452 SH   SOLE   0 0 2,452
VANGUARD INDEX FDS SMALL CP ETF 922908751   5,860 26,879 SH   SOLE   0 0 26,879
VANGUARD INDEX FDS TOTAL STK MKT 922908769   161 32,472 SH   SOLE   0 0 32,472
VANGUARD INDEX FDS VALUE ETF 922908744   19,886 123,976 SH   SOLE   0 0 123,976
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   96 1,649 SH   SOLE   0 0 1,649
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   10,091 230,602 SH   SOLE   0 0 230,602
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   316 2,808 SH   SOLE   0 0 2,808
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   981 19,594 SH   SOLE   0 0 19,594
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   8,684 191,282 SH   SOLE   0 0 191,282
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   344 4,454 SH   SOLE   0 0 4,454
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565   93 1,374 SH   SOLE   0 0 1,374
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1 10 SH   SOLE   0 0 10
VANGUARD STAR FDS VG TL INTL STK F 921909768   351 5,831 SH   SOLE   0 0 5,831
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   26,161 529,380 SH   SOLE   0 0 529,380
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   0 15 SH   SOLE   0 0 15
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   226 1,910 SH   SOLE   0 0 1,910
VANGUARD WORLD FD ESG US STK ETF 921910733   19 199 SH   SOLE   0 0 199
VERIZON COMMUNICATIONS INC COM 92343V104   6 149 SH   SOLE   0 0 149
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824   1 27 SH   SOLE   0 0 27
VISA INC COM CL A 92826C839   100 381 SH   SOLE   0 0 381
WALMART INC COM 931142103   234 3,470 SH   SOLE   0 0 3,470
WARNER BROS DISCOVERY INC COM SER A 934423104   0 79 SH   SOLE   0 0 79
WELLS FARGO CO NEW COM 949746101   402 6,783 SH   SOLE   0 0 6,783
WESTROCK CO COM 96145D105   0 16 SH   SOLE   0 0 16
WILLIAMS SONOMA INC COM 969904101   18 66 SH   SOLE   0 0 66