The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   74 214 SH   SOLE   0 0 214
ACUSHNET HLDGS CORP COM 005098108   7 103 SH   SOLE   0 0 103
ADOBE SYSTEMS INCORPORATED COM 00724F101   79 136 SH   SOLE   0 0 136
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   7 100 SH   SOLE   0 0 100
ALPHABET INC CAP STK CL A 02079K305   182 1,320 SH   SOLE   0 0 1,320
ALPHABET INC CAP STK CL C 02079K107   84 600 SH   SOLE   0 0 600
ALTRIA GROUP INC COM 02209S103   11 259 SH   SOLE   0 0 259
AMAZON COM INC COM 023135106   118 786 SH   SOLE   0 0 786
AMERICAN AIRLS GROUP INC COM 02376R102   1 60 SH   SOLE   0 0 60
AMERICAN ELEC PWR CO INC COM 025537101   11 130 SH   SOLE   0 0 130
AMERICAN WTR WKS CO INC NEW COM 030420103   11 80 SH   SOLE   0 0 80
AMGEN INC COM 031162100   59 200 SH   SOLE   0 0 200
APPLE INC COM 037833100   1,019 5,490 SH   SOLE   0 0 5,490
ARES CAPITAL CORP COM 04010L103   6 291 SH   SOLE   0 0 291
ASML HOLDING N V N Y REGISTRY SHS N07059210   9 12 SH   SOLE   0 0 12
AT&T INC COM 00206R102   10 568 SH   SOLE   0 0 568
AUTOMATIC DATA PROCESSING IN COM 053015103   41 176 SH   SOLE   0 0 176
BANK AMERICA CORP COM 060505104   4 123 SH   SOLE   0 0 123
BAXTER INTL INC COM 071813109   4 100 SH   SOLE   0 0 100
BEASLEY BROADCAST GROUP INC CL A 074014101   1 1,000 SH   SOLE   0 0 1,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   328 905 SH   SOLE   0 0 905
BLACKROCK CAP INVT CORP COM 092533108   3 746 SH   SOLE   0 0 746
BLACKSTONE INC COM 09260D107   13 100 SH   SOLE   0 0 100
BOEING CO COM 097023105   28 110 SH   SOLE   0 0 110
BP PLC SPONSORED ADR 055622104   3 89 SH   SOLE   0 0 89
BRIGHTHOUSE FINL INC COM 10922N103   0 3 SH   SOLE   0 0 3
BROADCOM INC COM 11135F101   49 45 SH   SOLE   0 0 45
CALIFORNIA RES CORP COM STOCK 13057Q305   6 113 SH   SOLE   0 0 113
CAPITAL ONE FINL CORP COM 14040H105   97 734 SH   SOLE   0 0 734
CARMAX INC COM 143130102   3 43 SH   SOLE   0 0 43
CARNIVAL CORP COMMON STOCK 143658300   5 300 SH   SOLE   0 0 300
CHEVRON CORP NEW COM 166764100   19 124 SH   SOLE   0 0 124
CHURCH & DWIGHT CO INC COM 171340102   28 300 SH   SOLE   0 0 300
CINTAS CORP COM 172908105   27 45 SH   SOLE   0 0 45
CISCO SYS INC COM 17275R102   72 1,428 SH   SOLE   0 0 1,428
CLOROX CO DEL COM 189054109   16 108 SH   SOLE   0 0 108
COCA COLA CO COM 191216100   7 109 SH   SOLE   0 0 109
CONSTELLATION ENERGY CORP COM 21037T109   27 231 SH   SOLE   0 0 231
COSTCO WHSL CORP NEW COM 22160K105   18 28 SH   SOLE   0 0 28
CURTISS WRIGHT CORP COM 231561101   78 350 SH   SOLE   0 0 350
DANAHER CORPORATION COM 235851102   12 50 SH   SOLE   0 0 50
DAVE & BUSTERS ENTMT INC COM 238337109   3 50 SH   SOLE   0 0 50
DELTA AIR LINES INC DEL COM NEW 247361702   31 759 SH   SOLE   0 0 759
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   485 16,680 SH   SOLE   0 0 16,680
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   56 1,699 SH   SOLE   0 0 1,699
DISNEY WALT CO COM 254687106   34 380 SH   SOLE   0 0 380
DOMINION ENERGY INC COM 25746U109   225 4,641 SH   SOLE   0 0 4,641
EA SERIES TRUST FREEDOM 100 EM 02072L607   1 23 SH   SOLE   0 0 23
EATON CORP PLC SHS G29183103   36 150 SH   SOLE   0 0 150
ELEVANCE HEALTH INC COM 036752103   172 360 SH   SOLE   0 0 360
ETFIS SER TR I VIRTUS NEWFLEET 26923G707   0 17 SH   SOLE   0 0 17
EXELON CORP COM 30161N101   27 730 SH   SOLE   0 0 730
EXTRA SPACE STORAGE INC COM 30225T102   8 50 SH   SOLE   0 0 50
EXXON MOBIL CORP COM 30231G102   492 4,807 SH   SOLE   0 0 4,807
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   1 17 SH   SOLE   0 0 17
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100   43 456 SH   SOLE   0 0 456
FLUX PWR HLDGS INC COM NEW 344057302   1 100 SH   SOLE   0 0 100
FORD MTR CO DEL COM 345370860   11 864 SH   SOLE   0 0 864
FORTINET INC COM 34959E109   23 390 SH   SOLE   0 0 390
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108   1 27 SH   SOLE   0 0 27
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   0 2 SH   SOLE   0 0 2
GENERAL ELECTRIC CO COM NEW 369604301   13 101 SH   SOLE   0 0 101
GENWORTH FINL INC COM CL A 37247D106   101 15,189 SH   SOLE   0 0 15,189
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   2 17 SH   SOLE   0 0 17
GOPRO INC CL A 38268T103   2 500 SH   SOLE   0 0 500
GROWGENERATION CORP COM 39986L109   0 50 SH   SOLE   0 0 50
HCA HEALTHCARE INC COM 40412C101   24 88 SH   SOLE   0 0 88
HERSHEY CO COM 427866108   72 377 SH   SOLE   0 0 377
HOME DEPOT INC COM 437076102   152 440 SH   SOLE   0 0 440
HONEYWELL INTL INC COM 438516106   28 134 SH   SOLE   0 0 134
INTEL CORP COM 458140100   18 375 SH   SOLE   0 0 375
INTERDIGITAL INC COM 45867G101   43 400 SH   SOLE   0 0 400
INTERNATIONAL BUSINESS MACHS COM 459200101   16 100 SH   SOLE   0 0 100
INTERPUBLIC GROUP COS INC COM 460690100   19 570 SH   SOLE   0 0 570
INVESCO EXCH TRADED FD TR II GLOBAL WATER 46138E651   8 205 SH   SOLE   0 0 205
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263   12 220 SH   SOLE   0 0 220
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738   1,259 24,696 SH   SOLE   0 0 24,696
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   2 18 SH   SOLE   0 0 18
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   50 569 SH   SOLE   0 0 569
INVESCO MORTGAGE CAPITAL INC COM 46131B704   1 109 SH   SOLE   0 0 109
ISHARES GOLD TR ISHARES NEW 464285204   19 484 SH   SOLE   0 0 484
ISHARES INC CORE MSCI EMKT 46434G103   15 300 SH   SOLE   0 0 300
ISHARES TR CORE S&P500 ETF 464287200   48 100 SH   SOLE   0 0 100
ISHARES TR CORE S&P MCP ETF 464287507   31 113 SH   SOLE   0 0 113
ISHARES TR CORE S&P SCP ETF 464287804   48 444 SH   SOLE   0 0 444
ISHARES TR ESG AW MSCI EAFE 46435G516   48 650 SH   SOLE   0 0 650
ISHARES TR GLOBAL 100 ETF 464287572   2 19 SH   SOLE   0 0 19
ISHARES TR MSCI INTL QUALTY 46434V456   1 22 SH   SOLE   0 0 22
ISHARES TR RUS 1000 GRW ETF 464287614   1 5 SH   SOLE   0 0 5
ISHARES TR RUS 1000 VAL ETF 464287598   12 71 SH   SOLE   0 0 71
ISHARES TR SP SMCP600VL ETF 464287879   15 147 SH   SOLE   0 0 147
ISHARES TR SELF DRIVNG EV 46435U366   0 5 SH   SOLE   0 0 5
JACOBS SOLUTIONS INC COM 46982L108   77 600 SH   SOLE   0 0 600
JOHNSON & JOHNSON COM 478160104   64 400 SH   SOLE   0 0 400
JPMORGAN CHASE & CO COM 46625H100   112 651 SH   SOLE   0 0 651
KIMBERLY-CLARK CORP COM 494368103   246 2,009 SH   SOLE   0 0 2,009
KINDER MORGAN INC DEL COM 49456B101   2 135 SH   SOLE   0 0 135
KINSALE CAP GROUP INC COM 49714P108   47 135 SH   SOLE   0 0 135
KRAFT HEINZ CO COM 500754106   1 20 SH   SOLE   0 0 20
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   0 20 SH   SOLE   0 0 20
LAUDER ESTEE COS INC CL A 518439104   23 157 SH   SOLE   0 0 157
LISTED FD TR ROUNDHILL BALL 53656F417   7 600 SH   SOLE   0 0 600
LOCKHEED MARTIN CORP COM 539830109   60 132 SH   SOLE   0 0 132
LOWES COS INC COM 548661107   90 413 SH   SOLE   0 0 413
MARKEL GROUP INC COM 570535104   103 71 SH   SOLE   0 0 71
MASTERCARD INCORPORATED CL A 57636Q104   86 205 SH   SOLE   0 0 205
MCKESSON CORP COM 58155Q103   39 83 SH   SOLE   0 0 83
MEDTRONIC PLC SHS G5960L103   1 10 SH   SOLE   0 0 10
MESA AIR GROUP INC COM NEW 590479135   1 1,400 SH   SOLE   0 0 1,400
META PLATFORMS INC CL A 30303M102   7 20 SH   SOLE   0 0 20
METLIFE INC COM 59156R108   3 40 SH   SOLE   0 0 40
MFA FINL INC COM 55272X607   7 650 SH   SOLE   0 0 650
MICROSOFT CORP COM 594918104   157 424 SH   SOLE   0 0 424
MOLSON COORS BEVERAGE CO CL B 60871R209   12 200 SH   SOLE   0 0 200
MONDELEZ INTL INC CL A 609207105   10 138 SH   SOLE   0 0 138
NIKE INC CL B 654106103   0 2 SH   SOLE   0 0 2
NISOURCE INC COM 65473P105   160 5,932 SH   SOLE   0 0 5,932
NORWEGIAN CRUISE LINE HLDG L SHS G66721104   8 450 SH   SOLE   0 0 450
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888   1,061 39,819 SH   SOLE   0 0 39,819
NUSHARES ETF TR NUVEEN ESG INTL 67092P805   3,809 130,932 SH   SOLE   0 0 130,932
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   2,523 36,802 SH   SOLE   0 0 36,802
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   1,761 48,836 SH   SOLE   0 0 48,836
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   586 15,057 SH   SOLE   0 0 15,057
NUSHARES ETF TR NUVEEN ESG US 67092P870   1,004 45,308 SH   SOLE   0 0 45,308
NUTRIEN LTD COM 67077M108   49 867 SH   SOLE   0 0 867
OLD REP INTL CORP COM 680223104   285 9,671 SH   SOLE   0 0 9,671
ORACLE CORP COM 68389X105   40 380 SH   SOLE   0 0 380
PARK HOTELS & RESORTS INC COM 700517105   7 476 SH   SOLE   0 0 476
PAYCHEX INC COM 704326107   32 275 SH   SOLE   0 0 275
PEPSICO INC COM 713448108   94 542 SH   SOLE   0 0 542
PHILIP MORRIS INTL INC COM 718172109   7 78 SH   SOLE   0 0 78
PHILLIPS 66 COM 718546104   51 383 SH   SOLE   0 0 383
PPL CORP COM 69351T106   33 1,182 SH   SOLE   0 0 1,182
PRICE T ROWE GROUP INC COM 74144T108   75 698 SH   SOLE   0 0 698
PROCTER AND GAMBLE CO COM 742718109   80 540 SH   SOLE   0 0 540
RITHM CAPITAL CORP COM NEW 64828T201   6 605 SH   SOLE   0 0 605
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   0 6 SH   SOLE   0 0 6
ROYAL CARIBBEAN GROUP COM V7780T103   10 80 SH   SOLE   0 0 80
SALESFORCE INC COM 79466L302   14 55 SH   SOLE   0 0 55
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   146 5,950 SH   SOLE   0 0 5,950
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   229 6,275 SH   SOLE   0 0 6,275
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   42 756 SH   SOLE   0 0 756
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,179 21,039 SH   SOLE   0 0 21,039
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   102 1,244 SH   SOLE   0 0 1,244
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   105 1,397 SH   SOLE   0 0 1,397
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   91 1,936 SH   SOLE   0 0 1,936
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   240 5,162 SH   SOLE   0 0 5,162
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1 15 SH   SOLE   0 0 15
SEI INVTS CO COM 784117103   55 873 SH   SOLE   0 0 873
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   4 104 SH   SOLE   0 0 104
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   14 103 SH   SOLE   0 0 103
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   5 41 SH   SOLE   0 0 41
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   19 102 SH   SOLE   0 0 102
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   44 679 SH   SOLE   0 0 679
SHOPIFY INC CL A 82509L107   4 50 SH   SOLE   0 0 50
SKYWORKS SOLUTIONS INC COM 83088M102   8 70 SH   SOLE   0 0 70
SPDR GOLD TR GOLD SHS 78463V107   8 40 SH   SOLE   0 0 40
SPDR S&P 500 ETF TR TR UNIT 78462F103   85 179 SH   SOLE   0 0 179
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   27 54 SH   SOLE   0 0 54
SPDR SER TR PORTFOLIO S&P400 78464A847   1 15 SH   SOLE   0 0 15
STARBUCKS CORP COM 855244109   36 383 SH   SOLE   0 0 383
STMICROELECTRONICS N V NY REGISTRY 861012102   8 165 SH   SOLE   0 0 165
STRYKER CORPORATION COM 863667101   89 300 SH   SOLE   0 0 300
SYNCHRONY FINANCIAL COM 87165B103   3 73 SH   SOLE   0 0 73
TARGET CORP COM 87612E106   20 142 SH   SOLE   0 0 142
TELEDYNE TECHNOLOGIES INC COM 879360105   110 250 SH   SOLE   0 0 250
TENCENT MUSIC ENTMT GROUP SPON ADS 88034P109   22 2,500 SH   SOLE   0 0 2,500
TESLA INC COM 88160R101   184 741 SH   SOLE   0 0 741
THERMO FISHER SCIENTIFIC INC COM 883556102   87 160 SH   SOLE   0 0 160
TOTALENERGIES SE SPONSORED ADS 89151E109   29 424 SH   SOLE   0 0 424
TRUIST FINL CORP COM 89832Q109   57 1,509 SH   SOLE   0 0 1,509
TRUPANION INC COM 898202106   2 50 SH   SOLE   0 0 50
TWO HBRS INVT CORP COM 90187B804   6 430 SH   SOLE   0 0 430
UBER TECHNOLOGIES INC COM 90353T100   41 700 SH   SOLE   0 0 700
UNILEVER PLC SPON ADR NEW 904767704   34 700 SH   SOLE   0 0 700
UNION PAC CORP COM 907818108   537 2,206 SH   SOLE   0 0 2,206
UNITED PARCEL SERVICE INC CL B 911312106   14 89 SH   SOLE   0 0 89
UNITEDHEALTH GROUP INC COM 91324P102   41 76 SH   SOLE   0 0 76
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   47 176 SH   SOLE   0 0 176
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   126 743 SH   SOLE   0 0 743
VANGUARD BD INDEX FDS INTERMED TERM 921937819   5,061 66,548 SH   SOLE   0 0 66,548
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   7,032 94,904 SH   SOLE   0 0 94,904
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   12,304 160,128 SH   SOLE   0 0 160,128
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1 20 SH   SOLE   0 0 20
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   17,333 352,431 SH   SOLE   0 0 352,431
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   81 498 SH   SOLE   0 0 498
VANGUARD INDEX FDS GROWTH ETF 922908736   22,484 73,577 SH   SOLE   0 0 73,577
VANGUARD INDEX FDS LARGE CAP ETF 922908637   16 76 SH   SOLE   0 0 76
VANGUARD INDEX FDS MID CAP ETF 922908629   66 283 SH   SOLE   0 0 283
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   554 2,560 SH   SOLE   0 0 2,560
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2 20 SH   SOLE   0 0 20
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,064 2,452 SH   SOLE   0 0 2,452
VANGUARD INDEX FDS SMALL CP ETF 922908751   5,683 26,816 SH   SOLE   0 0 26,816
VANGUARD INDEX FDS TOTAL STK MKT 922908769   139 589 SH   SOLE   0 0 589
VANGUARD INDEX FDS VALUE ETF 922908744   18,585 123,555 SH   SOLE   0 0 123,555
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   128 2,306 SH   SOLE   0 0 2,306
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   8,610 211,961 SH   SOLE   0 0 211,961
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   32 443 SH   SOLE   0 0 443
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   137 1,345 SH   SOLE   0 0 1,345
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,012 19,888 SH   SOLE   0 0 19,888
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   35 430 SH   SOLE   0 0 430
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   26 322 SH   SOLE   0 0 322
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   7,822 169,680 SH   SOLE   0 0 169,680
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   344 4,454 SH   SOLE   0 0 4,454
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565   51 733 SH   SOLE   0 0 733
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2 10 SH   SOLE   0 0 10
VANGUARD STAR FDS VG TL INTL STK F 921909768   334 5,831 SH   SOLE   0 0 5,831
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   23,753 501,438 SH   SOLE   0 0 501,438
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   1 15 SH   SOLE   0 0 15
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   217 1,932 SH   SOLE   0 0 1,932
VANGUARD WORLD FD ESG INTL STK ETF 921910725   8 145 SH   SOLE   0 0 145
VANGUARD WORLD FD ESG US STK ETF 921910733   17 199 SH   SOLE   0 0 199
VANGUARD WORLD FDS MATERIALS ETF 92204A801   8 40 SH   SOLE   0 0 40
VERIZON COMMUNICATIONS INC COM 92343V104   6 145 SH   SOLE   0 0 145
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824   2 27 SH   SOLE   0 0 27
VISA INC COM CL A 92826C839   99 381 SH   SOLE   0 0 381
WALMART INC COM 931142103   183 1,151 SH   SOLE   0 0 1,151
WARNER BROS DISCOVERY INC COM SER A 934423104   1 127 SH   SOLE   0 0 127
WELLS FARGO CO NEW COM 949746101   336 6,812 SH   SOLE   0 0 6,812
WILLIAMS SONOMA INC COM 969904101   13 66 SH   SOLE   0 0 66
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101   1 10 SH   SOLE   0 0 10