The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 303 2,152 SH   SOLE 0 0 0 2,152
ABBVIE INC COM 00287Y109 347 2,564 SH   SOLE 0 0 0 2,564
ALIGN TECHNOLOGY INC COM 016255101 244 372 SH   SOLE 0 0 0 372
AMERICAN ELEC PWR CO INC COM 025537101 235 2,645 SH   SOLE 0 0 0 2,645
APPLE INC COM 037833100 742 4,177 SH   SOLE 0 0 0 4,177
CHEVRON CORP NEW COM 166764100 279 2,378 SH   SOLE 0 0 0 2,378
COSTCO WHSL CORP NEW COM 22160K105 379 668 SH   SOLE 0 0 0 668
CSX CORP COM 126408103 300 7,977 SH   SOLE 0 0 0 7,977
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 1,584 30,643 SH   SOLE 0 0 0 30,643
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 7,072 244,099 SH   SOLE 0 0 0 244,099
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 242 4,034 SH   SOLE 0 0 0 4,034
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 425 8,948 SH   SOLE 0 0 0 8,948
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 6,989 267,678 SH   SOLE 0 0 0 267,678
EXXON MOBIL CORP COM 30231G102 233 3,804 SH   SOLE 0 0 0 3,804
GLACIER BANCORP INC NEW COM 37637Q105 1,359 23,973 SH   SOLE 0 0 0 23,973
INTEL CORP COM 458140100 323 6,269 SH   SOLE 0 0 0 6,269
ISHARES TR CORE S&P500 ETF 464287200 616 1,292 SH   SOLE 0 0 0 1,292
ISHARES TR RUS 1000 ETF 464287622 290 1,096 SH   SOLE 0 0 0 1,096
ISHARES TR DOW JONES US ETF 464287846 342 2,901 SH   SOLE 0 0 0 2,901
ISHARES TR CORE US AGGBD ET 464287226 220 1,925 SH   SOLE 0 0 0 1,925
ISHARES TR ESG AW MSCI EAFE 46435G516 277 3,486 SH   SOLE 0 0 0 3,486
JOHNSON & JOHNSON COM 478160104 238 1,390 SH   SOLE 0 0 0 1,390
LILLY ELI & CO COM 532457108 302 1,092 SH   SOLE 0 0 0 1,092
MCDONALDS CORP COM 580135101 239 892 SH   SOLE 0 0 0 892
MICROSOFT CORP COM 594918104 1,446 4,300 SH   SOLE 0 0 0 4,300
NIKE INC CL B 654106103 490 2,942 SH   SOLE 0 0 0 2,942
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 5,535 48,978 SH   SOLE 0 0 0 48,978
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 639 16,436 SH   SOLE 0 0 0 16,436
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 336 2,951 SH   SOLE 0 0 0 2,951
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 218 2,131 SH   SOLE 0 0 0 2,131
SPDR GOLD TR GOLD SHS 78463V107 242 1,417 SH   SOLE 0 0 0 1,417
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,058 2,227 SH   SOLE 0 0 0 2,227
STARBUCKS CORP COM 855244109 203 1,732 SH   SOLE 0 0 0 1,732
UNION PAC CORP COM 907818108 295 1,171 SH   SOLE 0 0 0 1,171
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 1,130 5,377 SH   SOLE 0 0 0 5,377
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 8,118 44,978 SH   SOLE 0 0 0 44,978
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 13,157 162,774 SH   SOLE 0 0 0 162,774
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,916 33,274 SH   SOLE 0 0 0 33,274
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 37,901 447,207 SH   SOLE 0 0 0 447,207
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 18,359 332,827 SH   SOLE 0 0 0 332,827
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 263 602 SH   SOLE 0 0 0 602
VANGUARD INDEX FDS VALUE ETF 922908744 744 5,055 SH   SOLE 0 0 0 5,055
VANGUARD INDEX FDS SM CP VAL ETF 922908611 638 3,567 SH   SOLE 0 0 0 3,567
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 7,721 66,553 SH   SOLE 0 0 0 66,553
VANGUARD INDEX FDS SMALL CP ETF 922908751 902 3,990 SH   SOLE 0 0 0 3,990
VANGUARD INDEX FDS GROWTH ETF 922908736 484 1,507 SH   SOLE 0 0 0 1,507
VANGUARD INDEX FDS LARGE CAP ETF 922908637 947 4,283 SH   SOLE 0 0 0 4,283
VANGUARD INDEX FDS TOTAL STK MKT 922908769 7,697 31,879 SH   SOLE 0 0 0 31,879
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 494 9,985 SH   SOLE 0 0 0 9,985
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 590 9,636 SH   SOLE 0 0 0 9,636
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 402 3,002 SH   SOLE 0 0 0 3,002
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,256 11,694 SH   SOLE 0 0 0 11,694
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,302 44,793 SH   SOLE 0 0 0 44,793
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 10,137 184,613 SH   SOLE 0 0 0 184,613
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 243 2,996 SH   SOLE 0 0 0 2,996
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,205 12,990 SH   SOLE 0 0 0 12,990
VANGUARD STAR FDS VG TL INTL STK F 921909768 3,708 58,333 SH   SOLE 0 0 0 58,333
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 273 5,341 SH   SOLE 0 0 0 5,341
VANGUARD WORLD FD ESG US STK ETF 921910733 317 3,602 SH   SOLE 0 0 0 3,602
VANGUARD WORLD FD ESG INTL STK ETF 921910725 2,033 32,777 SH   SOLE 0 0 0 32,777