The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 373 2,303 SH   SOLE 0 0 0 2,303
AMERICAN ELEC PWR CO INC COM 025537101 264 2,645 SH   SOLE 0 0 0 2,645
APPLE INC COM 037833100 673 3,856 SH   SOLE 0 0 0 3,856
CHEVRON CORP NEW COM 166764100 201 1,233 SH   SOLE 0 0 0 1,233
COSTCO WHSL CORP NEW COM 22160K105 374 650 SH   SOLE 0 0 0 650
CSX CORP COM 126408103 299 7,977 SH   SOLE 0 0 0 7,977
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 1,444 29,457 SH   SOLE 0 0 0 29,457
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 6,775 245,656 SH   SOLE 0 0 0 245,656
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 226 4,034 SH   SOLE 0 0 0 4,034
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 417 8,948 SH   SOLE 0 0 0 8,948
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 7,256 290,834 SH   SOLE 0 0 0 290,834
EXXON MOBIL CORP COM 30231G102 319 3,865 SH   SOLE 0 0 0 3,865
GLACIER BANCORP INC NEW COM 37637Q105 1,205 23,973 SH   SOLE 0 0 0 23,973
INTEL CORP COM 458140100 273 5,502 SH   SOLE 0 0 0 5,502
ISHARES TR CORE S&P500 ETF 464287200 586 1,292 SH   SOLE 0 0 0 1,292
ISHARES TR RUS 1000 ETF 464287622 274 1,096 SH   SOLE 0 0 0 1,096
ISHARES TR DOW JONES US ETF 464287846 323 2,901 SH   SOLE 0 0 0 2,901
ISHARES TR CORE US AGGBD ET 464287226 206 1,925 SH   SOLE 0 0 0 1,925
ISHARES TR ESG AW MSCI EAFE 46435G516 257 3,486 SH   SOLE 0 0 0 3,486
JOHNSON & JOHNSON COM 478160104 254 1,433 SH   SOLE 0 0 0 1,433
LILLY ELI & CO COM 532457108 313 1,092 SH   SOLE 0 0 0 1,092
MICROSOFT CORP COM 594918104 1,184 3,842 SH   SOLE 0 0 0 3,842
NIKE INC CL B 654106103 406 3,016 SH   SOLE 0 0 0 3,016
NUSHARES ETF TR NUVEEN ESG US 67092P870 511 21,205 SH   SOLE 0 0 0 21,205
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 5,127 96,026 SH   SOLE 0 0 0 96,026
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 604 16,439 SH   SOLE 0 0 0 16,439
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 202 4,261 SH   SOLE 0 0 0 4,261
SPDR GOLD TR GOLD SHS 78463V107 256 1,417 SH   SOLE 0 0 0 1,417
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,034 2,288 SH   SOLE 0 0 0 2,288
UNION PAC CORP COM 907818108 320 1,171 SH   SOLE 0 0 0 1,171
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 1,203 6,075 SH   SOLE 0 0 0 6,075
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 8,178 46,149 SH   SOLE 0 0 0 46,149
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 13,772 176,791 SH   SOLE 0 0 0 176,791
VANGUARD BD INDEX FDS INTERMED TERM 921937819 3,495 42,678 SH   SOLE 0 0 0 42,678
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 36,108 453,962 SH   SOLE 0 0 0 453,962
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 18,314 349,244 SH   SOLE 0 0 0 349,244
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 250 603 SH   SOLE 0 0 0 603
VANGUARD INDEX FDS VALUE ETF 922908744 764 5,173 SH   SOLE 0 0 0 5,173
VANGUARD INDEX FDS SM CP VAL ETF 922908611 635 3,612 SH   SOLE 0 0 0 3,612
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 7,496 69,172 SH   SOLE 0 0 0 69,172
VANGUARD INDEX FDS SMALL CP ETF 922908751 808 3,801 SH   SOLE 0 0 0 3,801
VANGUARD INDEX FDS GROWTH ETF 922908736 433 1,507 SH   SOLE 0 0 0 1,507
VANGUARD INDEX FDS LARGE CAP ETF 922908637 893 4,283 SH   SOLE 0 0 0 4,283
VANGUARD INDEX FDS TOTAL STK MKT 922908769 7,072 31,062 SH   SOLE 0 0 0 31,062
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 450 9,758 SH   SOLE 0 0 0 9,758
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 578 10,036 SH   SOLE 0 0 0 10,036
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 372 3,002 SH   SOLE 0 0 0 3,002
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,185 11,695 SH   SOLE 0 0 0 11,695
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,331 45,514 SH   SOLE 0 0 0 45,514
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 9,834 190,773 SH   SOLE 0 0 0 190,773
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 244 3,122 SH   SOLE 0 0 0 3,122
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 991 11,516 SH   SOLE 0 0 0 11,516
VANGUARD STAR FDS VG TL INTL STK F 921909768 3,504 58,659 SH   SOLE 0 0 0 58,659
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 352 7,320 SH   SOLE 0 0 0 7,320
VANGUARD WORLD FD ESG US STK ETF 921910733 292 3,602 SH   SOLE 0 0 0 3,602
VANGUARD WORLD FD ESG INTL STK ETF 921910725 1,751 30,616 SH   SOLE 0 0 0 30,616