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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALTRIA GROUP INC COM 02209S103   247,212 4,843 SH   SOLE 0 0 0 4,843
AMAZON COM INC COM 023135106   353,468 1,897 SH   SOLE 0 0 0 1,897
AMERICAN CENTY ETF TR US SML CP VALU 025072877   5,583,286 58,190 SH   SOLE 0 0 0 58,190
AMERICAN CENTY ETF TR US EQT ETF 025072885   788,186 8,284 SH   SOLE 0 0 0 8,284
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   219,657 3,277 SH   SOLE 0 0 0 3,277
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   236,004 3,585 SH   SOLE 0 0 0 3,585
APPLE INC COM 037833100   270,168 1,160 SH   SOLE 0 0 0 1,160
AT&T INC COM 00206R102   322,762 14,671 SH   SOLE 0 0 0 14,671
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   205,276 446 SH   SOLE 0 0 0 446
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   353,908 7,154 SH   SOLE 0 0 0 7,154
BLACKROCK MULTI SECTOR INC T COM 09258A107   231,496 15,230 SH   SOLE 0 0 0 15,230
BLACKROCK UTILS INFRASTRUCTU COM 09248D104   251,702 10,137 SH   SOLE 0 0 0 10,137
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   27,698,414 808,005 SH   SOLE 0 0 0 808,005
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   16,523,924 453,456 SH   SOLE 0 0 0 453,456
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   5,641,496 162,159 SH   SOLE 0 0 0 162,159
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   17,364,895 751,077 SH   SOLE 0 0 0 751,077
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201   406,189 14,792 SH   SOLE 0 0 0 14,792
CHEVRON CORP NEW COM 166764100   375,258 2,548 SH   SOLE 0 0 0 2,548
DIMENSIONAL ETF TRUST GLOBAL CORE PLUS 25434V583   1,041,335 18,899 SH   SOLE 0 0 0 18,899
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   1,369,448 49,439 SH   SOLE 0 0 0 49,439
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   7,817,578 229,456 SH   SOLE 0 0 0 229,456
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   2,028,738 47,983 SH   SOLE 0 0 0 47,983
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   4,463,011 103,334 SH   SOLE 0 0 0 103,334
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   9,695,567 305,084 SH   SOLE 0 0 0 305,084
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   4,652,714 169,745 SH   SOLE 0 0 0 169,745
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   38,589,531 1,125,387 SH   SOLE 0 0 0 1,125,387
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   10,589,391 163,265 SH   SOLE 0 0 0 163,265
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   868,115 32,141 SH   SOLE 0 0 0 32,141
ECOLAB INC COM 278865100   513,213 2,010 SH   SOLE 0 0 0 2,010
ELI LILLY & CO COM 532457108   532,450 601 SH   SOLE 0 0 0 601
EXXON MOBIL CORP COM 30231G102   474,744 4,050 SH   SOLE 0 0 0 4,050
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   435,042 2,493 SH   SOLE 0 0 0 2,493
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   5,178,079 286,082 SH   SOLE 0 0 0 286,082
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   5,326,412 116,069 SH   SOLE 0 0 0 116,069
FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101   14,642,392 185,042 SH   SOLE 0 0 0 185,042
ISHARES INC CORE MSCI EMKT 46434G103   307,988 5,365 SH   SOLE 0 0 0 5,365
ISHARES TR US TREAS BD ETF 46429B267   287,024 12,240 SH   SOLE 0 0 0 12,240
ISHARES TR MSCI ACWI ETF 464288257   1,890,956 15,817 SH   SOLE 0 0 0 15,817
ISHARES TR MSCI USA QLT FCT 46432F339   2,075,286 11,574 SH   SOLE 0 0 0 11,574
ISHARES TR US INFRASTRUC 46435U713   206,811 4,403 SH   SOLE 0 0 0 4,403
ISHARES TR TRS FLT RT BD 46434V860   258,122 5,101 SH   SOLE 0 0 0 5,101
ISHARES TR CORE TOTAL USD 46434V613   726,373 15,415 SH   SOLE 0 0 0 15,415
ISHARES TR ESG AWR MSCI USA 46435G425   1,092,745 8,660 SH   SOLE 0 0 0 8,660
ISHARES TR EAFE VALUE ETF 464288877   850,986 14,792 SH   SOLE 0 0 0 14,792
ISHARES TR EAFE GRWTH ETF 464288885   700,799 6,510 SH   SOLE 0 0 0 6,510
ISHARES TR MBS ETF 464288588   437,730 4,569 SH   SOLE 0 0 0 4,569
ISHARES TR 1 3 YR TREAS BD 464287457   5,758,302 69,252 SH   SOLE 0 0 0 69,252
ISHARES TR 20 YR TR BD ETF 464287432   403,058 4,109 SH   SOLE 0 0 0 4,109
ISHARES TR U.S. TECH ETF 464287721   392,008 2,585 SH   SOLE 0 0 0 2,585
ISHARES TR S&P 500 VAL ETF 464287408   228,424 1,159 SH   SOLE 0 0 0 1,159
ISHARES TR CORE S&P500 ETF 464287200   1,370,382 2,376 SH   SOLE 0 0 0 2,376
ISHARES TR S&P 500 GRWT ETF 464287309   352,037 3,677 SH   SOLE 0 0 0 3,677
JOHN HANCOCK EXCHANGE TRADED MULTIFACTR SML 47804J842   1,216,261 30,300 SH   SOLE 0 0 0 30,300
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100   168,128 11,127 SH   SOLE 0 0 0 11,127
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   614,677 12,935 SH   SOLE 0 0 0 12,935
SPDR SER TR PORTFOLIO S&P500 78464A854   7,641,617 113,192 SH   SOLE 0 0 0 113,192
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,272,311 2,411 SH   SOLE 0 0 0 2,411
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   181,308 18,095 SH   SOLE 0 0 0 18,095