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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALTRIA GROUP INC COM 02209S103   395,016 8,720 SH   SOLE 0 0 0 8,720
AMAZON COM INC COM 023135106   275,842 2,116 SH   SOLE 0 0 0 2,116
AMERICAN CENTY ETF TR US SML CP VALU 025072877   4,356,094 56,128 SH   SOLE 0 0 0 56,128
AMERICAN CENTY ETF TR US EQT ETF 025072885   620,543 8,253 SH   SOLE 0 0 0 8,253
APPLE INC COM 037833100   242,463 1,250 SH   SOLE 0 0 0 1,250
AT&T INC COM 00206R102   229,202 14,370 SH   SOLE 0 0 0 14,370
BERKSHIRE HATHAWAY INC DEL CL A 084670108   517,810 1 SH   SOLE 0 0 0 1
BLACKROCK MULTI SECTOR INC T COM 09258A107   290,274 20,200 SH   SOLE 0 0 0 20,200
BLACKROCK UTILS INFRASTRUCTU COM 09248D104   302,235 13,713 SH   SOLE 0 0 0 13,713
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   14,285,347 556,283 SH   SOLE 0 0 0 556,283
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   2,225,527 82,305 SH   SOLE 0 0 0 82,305
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   2,332,463 92,448 SH   SOLE 0 0 0 92,448
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   9,038,673 406,050 SH   SOLE 0 0 0 406,050
CHEVRON CORP NEW COM 166764100   377,640 2,400 SH   SOLE 0 0 0 2,400
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   3,639,191 137,121 SH   SOLE 0 0 0 137,121
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   4,062,757 148,710 SH   SOLE 0 0 0 148,710
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   2,151,259 91,699 SH   SOLE 0 0 0 91,699
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   24,174,604 890,409 SH   SOLE 0 0 0 890,409
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   7,686,412 140,263 SH   SOLE 0 0 0 140,263
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,485,290 63,719 SH   SOLE 0 0 0 63,719
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   1,394,295 33,752 SH   SOLE 0 0 0 33,752
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   3,355,676 80,414 SH   SOLE 0 0 0 80,414
ECOLAB INC COM 278865100   391,116 2,095 SH   SOLE 0 0 0 2,095
EXXON MOBIL CORP COM 30231G102   473,723 4,417 SH   SOLE 0 0 0 4,417
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   415,566 3,181 SH   SOLE 0 0 0 3,181
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   3,501,297 219,242 SH   SOLE 0 0 0 219,242
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   4,575,194 100,998 SH   SOLE 0 0 0 100,998
FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101   16,957,609 254,313 SH   SOLE 0 0 0 254,313
FORD MTR CO DEL COM 345370860   169,547 11,206 SH   SOLE 0 0 0 11,206
ISHARES TR 1 3 YR TREAS BD 464287457   4,351,726 53,672 SH   SOLE 0 0 0 53,672
ISHARES TR EAFE VALUE ETF 464288877   507,018 10,360 SH   SOLE 0 0 0 10,360
ISHARES TR EAFE GRWTH ETF 464288885   495,082 5,189 SH   SOLE 0 0 0 5,189
ISHARES TR MBS ETF 464288588   397,402 4,261 SH   SOLE 0 0 0 4,261
ISHARES TR CORE S&P500 ETF 464287200   621,765 1,395 SH   SOLE 0 0 0 1,395
ISHARES TR MSCI ACWI ETF 464288257   1,579,844 16,467 SH   SOLE 0 0 0 16,467
ISHARES TR US TREAS BD ETF 46429B267   1,442,379 62,986 SH   SOLE 0 0 0 62,986
ISHARES TR MSCI USA VALUE 46432F388   218,156 2,326 SH   SOLE 0 0 0 2,326
ISHARES TR MSCI USA QLT FCT 46432F339   1,201,287 8,907 SH   SOLE 0 0 0 8,907
ISHARES TR CORE TOTAL USD 46434V613   266,863 5,869 SH   SOLE 0 0 0 5,869
ISHARES TR FALN ANGLS USD 46435G474   271,840 10,715 SH   SOLE 0 0 0 10,715
ISHARES TR ESG AWR MSCI USA 46435G425   1,805,544 18,526 SH   SOLE 0 0 0 18,526
JOHN HANCOCK EXCHANGE TRADED MULTIFACTR SML 47804J842   1,486,159 44,416 SH   SOLE 0 0 0 44,416
LILLY ELI & CO COM 532457108   387,377 826 SH   SOLE 0 0 0 826
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100   228,615 15,865 SH   SOLE 0 0 0 15,865
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   202,827 4,394 SH   SOLE 0 0 0 4,394
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714   331,457 7,012 SH   SOLE 0 0 0 7,012
SELECT SECTOR SPDR TR ENERGY 81369Y506   272,163 3,353 SH   SOLE 0 0 0 3,353
SPDR SER TR PORTFOLIO INTRMD 78464A375   339,242 10,565 SH   SOLE 0 0 0 10,565
SPDR SER TR PORTFOLIO S&P500 78464A854   3,983,601 76,446 SH   SOLE 0 0 0 76,446
SPDR SER TR SSGA US LRG ETF 78468R804   232,991 1,657 SH   SOLE 0 0 0 1,657
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,107,394 2,719 SH   SOLE 0 0 0 2,719
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   163,031 17,252 SH   SOLE 0 0 0 17,252