The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
23ANDME HOLDING CO CLASS A COM 90138Q108 60 24,049 SH   SOLE 0 0 0 24,049
ALTRIA GROUP INC COM 02209S103 380 9,098 SH   SOLE 0 0 0 9,098
AMAZON COM INC COM 023135106 206 1,944 SH   SOLE 0 0 0 1,944
AMERICAN CENTY ETF TR US SML CP VALU 025072877 3,850 56,319 SH   SOLE 0 0 0 56,319
AMERICAN CENTY ETF TR US EQT ETF 025072885 472 7,262 SH   SOLE 0 0 0 7,262
AT&T INC COM 00206R102 304 14,511 SH   SOLE 0 0 0 14,511
BERKSHIRE HATHAWAY INC DEL CL A 084670108 409 1 SH   SOLE 0 0 0 1
BLACKROCK MULTI SECTOR INC T COM 09258A107 354 24,888 SH   SOLE 0 0 0 24,888
BLACKROCK UTILS INFRASTRUCTU COM 09248D104 363 16,592 SH   SOLE 0 0 0 16,592
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108 546 25,138 SH   SOLE 0 0 0 25,138
CAPITAL GROUP CORE PLUS INCO SHS CREATION UNI 14020Y102 604 25,970 SH   SOLE 0 0 0 25,970
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 537 24,072 SH   SOLE 0 0 0 24,072
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 549 27,525 SH   SOLE 0 0 0 27,525
CHEVRON CORP NEW COM 166764100 210 1,451 SH   SOLE 0 0 0 1,451
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 468 20,792 SH   SOLE 0 0 0 20,792
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 853 19,396 SH   SOLE 0 0 0 19,396
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 2,036 46,666 SH   SOLE 0 0 0 46,666
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 10,091 418,040 SH   SOLE 0 0 0 418,040
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 5,616 242,486 SH   SOLE 0 0 0 242,486
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 16,739 718,410 SH   SOLE 0 0 0 718,410
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 5,728 119,329 SH   SOLE 0 0 0 119,329
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 3,577 166,831 SH   SOLE 0 0 0 166,831
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 252 11,800 SH   SOLE 0 0 0 11,800
ECOLAB INC COM 278865100 309 2,010 SH   SOLE 0 0 0 2,010
EXXON MOBIL CORP COM 30231G102 402 4,690 SH   SOLE 0 0 0 4,690
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 596 6,180 SH   SOLE 0 0 0 6,180
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 2,589 150,256 SH   SOLE 0 0 0 150,256
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101 2,235 83,505 SH   SOLE 0 0 0 83,505
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 3,132 71,023 SH   SOLE 0 0 0 71,023
FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101 9,960 160,355 SH   SOLE 0 0 0 160,355
FIRST TR SR FLTG RATE INCOME COM 33733U108 136 13,598 SH   SOLE 0 0 0 13,598
FORD MTR CO DEL COM 345370860 125 11,206 SH   SOLE 0 0 0 11,206
ISHARES INC ESG AWR MSCI EM 46434G863 292 9,043 SH   SOLE 0 0 0 9,043
ISHARES TR FALN ANGLS USD 46435G474 840 34,113 SH   SOLE 0 0 0 34,113
ISHARES TR ESG AWR MSCI USA 46435G425 4,332 51,634 SH   SOLE 0 0 0 51,634
ISHARES TR MSCI USA SZE FT 46432F370 307 2,788 SH   SOLE 0 0 0 2,788
ISHARES TR MSCI USA VALUE 46432F388 923 10,193 SH   SOLE 0 0 0 10,193
ISHARES TR MSCI USA QLT FCT 46432F339 1,371 12,275 SH   SOLE 0 0 0 12,275
ISHARES TR CORE TOTAL USD 46434V613 810 17,307 SH   SOLE 0 0 0 17,307
ISHARES TR 1 3 YR TREAS BD 464287457 3,219 38,881 SH   SOLE 0 0 0 38,881
ISHARES TR TIPS BD ETF 464287176 450 3,949 SH   SOLE 0 0 0 3,949
ISHARES TR EAFE VALUE ETF 464288877 1,322 30,455 SH   SOLE 0 0 0 30,455
ISHARES TR EAFE GRWTH ETF 464288885 1,216 15,102 SH   SOLE 0 0 0 15,102
ISHARES TR MBS ETF 464288588 966 9,911 SH   SOLE 0 0 0 9,911
ISHARES TR U.S. TECH ETF 464287721 216 2,699 SH   SOLE 0 0 0 2,699
ISHARES TR CORE S&P500 ETF 464287200 612 1,615 SH   SOLE 0 0 0 1,615
ISHARES TR MSCI ACWI ETF 464288257 2,114 25,203 SH   SOLE 0 0 0 25,203
ISHARES TR MSCI USA MIN VOL 46429B697 327 4,664 SH   SOLE 0 0 0 4,664
ISHARES TR US TREAS BD ETF 46429B267 2,932 122,658 SH   SOLE 0 0 0 122,658
JOHN HANCOCK EXCHANGE TRADED MULTIFACTR SML 47804J842 2,235 76,494 SH   SOLE 0 0 0 76,494
LILLY ELI & CO COM 532457108 268 826 SH   SOLE 0 0 0 826
LUMEN TECHNOLOGIES INC COM 550241103 119 10,939 SH   SOLE 0 0 0 10,939
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100 217 15,865 SH   SOLE 0 0 0 15,865
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 474 12,148 SH   SOLE 0 0 0 12,148
SCHWAB STRATEGIC TR US TIPS ETF 808524870 523 9,364 SH   SOLE 0 0 0 9,364
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 884 18,466 SH   SOLE 0 0 0 18,466
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 244 5,464 SH   SOLE 0 0 0 5,464
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 771 16,236 SH   SOLE 0 0 0 16,236
SELECT SECTOR SPDR TR ENERGY 81369Y506 439 6,136 SH   SOLE 0 0 0 6,136
SPDR SER TR SSGA US LRG ETF 78468R804 385 2,942 SH   SOLE 0 0 0 2,942
SPDR SER TR PORTFOLIO INTRMD 78464A375 372 11,401 SH   SOLE 0 0 0 11,401
SPDR SER TR PORTFOLIO S&P500 78464A854 5,475 123,474 SH   SOLE 0 0 0 123,474
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,159 3,341 SH   SOLE 0 0 0 3,341
VISA INC COM CL A 92826C839 224 1,136 SH   SOLE 0 0 0 1,136
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 255 16,399 SH   SOLE 0 0 0 16,399
WISDOMTREE TR EM EX ST-OWNED 97717X578 605 21,086 SH   SOLE 0 0 0 21,086